Cheapest Auto Insurance in Sioux Falls, South Dakota (2024)

State Auto offers the cheapest insurance for drivers in Sioux Falls, with an average liability-only premium of $49 per month.

Lindsay VanSomeren
Lindsay VanSomeren
  • 8 years in insurance and personal finance writing

  • Former data scientist for U.S. Geological Survey

Lindsay is a freelance personal finance writer currently pursuing her Series 65 license. She enjoys helping readers learn money management skills that improve their lives.

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Katie Powers
Edited byKatie Powers
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Katie PowersAuto and Life Insurance Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

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Updated June 16, 2024

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Cheapest recent rates near Sioux Falls, South Dakota

Drivers using Insurify have found quotes as cheap as $40/mo for liability only and $98/mo for full coverage in Sioux Falls and other South Dakota cities.

*Quotes generated for Insurify users in and around Sioux Falls, South Dakota within the last 10 days. Last updated on June 12, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 12, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Sioux Falls, South Dakota within the last 10 days. Last updated on June 12, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 12, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

South Dakota drivers face snowy winters that create risky driving conditions, but the state’s spread-out population leads to less traffic congestion. Sioux Falls is the largest city in South Dakota, which may explain why residents pay slightly higher rates than the state average.

On average, full-coverage car insurance costs $187 per month in Sioux Falls, while minimum coverage averages $81. The city's averages are well below state and national numbers. Average monthly costs in South Dakota are $177 for full coverage and $64 for liability-only insurance, according to Insurify data.

Sioux Fall drivers could save even more when they compare quotes from multiple insurers. Here’s what you need to know about finding the cheapest car insurance in Sioux Falls.

Quick Facts
  • Sioux Falls drivers pay $63 per month for liability coverage and $167 for full-coverage insurance, on average.

  • Sioux Falls drivers had 9,396 auto accidents in 2022, with 12.1% of accidents occurring during snowy-surface conditions.[1]

  • In addition to liability coverage, South Dakota law also requires drivers to purchase a minimum amount of uninsured and underinsured motorist coverage.

Cheapest car insurance companies in Sioux Falls

Because insurers calculate your premiums based on several factors, it’s a good idea to compare quotes from multiple insurance companies. When shopping for insurance, you should consider your coverage needs, driving history, budget, and more.

Below, you can learn more about three top insurers offering coverage in Sioux Falls.

Insurance CompanyIQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
Full CoverageLiability OnlyBest for
State Auto4.2 $179$49Cheap rates
CSAA3.8$159$78AAA members
Midvale Home & Auto3.2$118$54High-risk drivers
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1-to-5 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for cheap rates: State Auto

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.2
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A-
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$94/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$189/mo

State Auto offers three car insurance packages to choose from: Standard, Protection Plus, and AutoXtended Premier, each with optional add-ons like roadside assistance, accident forgiveness, rideshare coverage, and more.

This insurer also offers some of the best deals, including savings through its app-based Safety 360 telematics program. The app allows you to save when you renew coverage, depending on your driving habits and where you live.

Pros
  • Discounts available

  • Customizable coverage options

Cons
  • Doesn’t offer gap insurance

  • Some negative customer reviews online

Read our State Auto review
Brandon - June 22, 2023
Verified

Their customer service is horrible and slow, costing us hundreds of dollars extra in added rental car fees due to their delays.

Their customer service is horrible and slow, costing us hundreds of dollars extra in added rental car fees due to their delays.

Lynnette - February 3, 2021
Verified

Average

Rate increase without notice upon renewal.

Barbara - March 17, 2019
Verified

Excellent

The rates for the auto coverage we get are reasonable.

Best insurer for AAA members: CSAA

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.8
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
815
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$80/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$162/mo

AAA membership provides a lot of advantages, including access to insurance through the California State Automobile Association (CSAA), which began selling policies to South Dakota residents in 2006.

Your AAA membership already comes with roadside assistance, but CSAA offers many other coverage options and discounts. Unfortunately, it doesn’t specify which discount options are available for South Dakota residents but says specifics can vary by state.

Pros
  • Three local insurance agents available in Sioux Falls

  • Multiple coverage options and discounts

Cons
  • Not available to non-members

  • Doesn’t provide much information online

Read our CSAA review
Alma - June 15, 2024
Verified

A Long Time Customer

Poor customer service. The appointment was not updated.

Linda - June 11, 2024
Verified

Excellent work and service

Excellent work and service

Harold - June 11, 2024
Verified

Rate Review

The road service is great. However, the cost for full auto coverage has continued to escalate over the last six months. Despite my cars being older, the rates continue to climb. The cost for AAA to cover total loss expenses is much less if a loss claim is filed.

Best insurer for high-risk drivers: Midvale Home & Auto

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.0
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
Not rated
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$109/mo

American Family Insurance Company owns Midvale Home & Auto. The company offers a relatively standard range of coverage options and discounts for home and auto insurance, but it doesn’t delve into specific coverage information beyond that.

Midvale Home & Auto offers some of the cheapest policies for Sioux Falls residents among the companies Insurify has quote data for.

Pros
  • Cheap coverage options

  • AM Best financial strength rating of A (Excellent)

Cons
  • Sparse information about company

  • Lower IQ Score than other insurers

How to get the cheapest car insurance in Sioux Falls

Each car insurance company has its own formula to calculate your rates by plugging in a variety of factors, including your driving record, credit history, and age. Your ZIP code can also increase your car’s likelihood of auto theft or other claims, which can affect average rates in an area.

You can’t change many of the factors that have an effect on premiums, but you can find ways to earn cheaper premiums. Consider the following tips for finding cheap car insurance:

  • Shop around. Get a quote from as many insurance companies as you can because each insurer has its own price-setting formula and could offer the lowest rates for you.

  • Inquire about discounts. Double-check your eligibility for all discount offers, especially for bundling renters and home insurance policies with auto insurance and for using telematic devices.

  • Set a higher deductible. Increasing your deductible to the highest amount you can afford will decrease your monthly premium payments.[2]

Find Cheap Car Insurance in Sioux Falls

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Cheapest liability-only car insurance in Sioux Falls

Most states, including South Dakota, require you to purchase a minimum amount of liability coverage to pay for damage or injury you cause the other driver and their passengers in a car accident. The average cost of liability coverage in South Dakota is $64 per month.

While liability-only coverage is typically the cheapest type of insurance you can buy, it's not for everyone. If you have a lease or auto loan, you'll need to buy full coverage. But if you have a paid-off, older vehicle, or one that's less expensive to repair, you may save money with a liability-only policy.

Here are the cheapest liability coverage options in Sioux Falls. State Auto offers the cheapest average liability coverage in Sioux Falls, at $49 per month.

Insurance CompanyAverage Monthly Quote
State Auto$49
Bristol West$76
CSAA$78
Dairyland$63
Midvale Home & Auto$54
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Sioux Falls

Full-coverage car insurance typically includes collision, comprehensive, and liability coverage, which extends coverage to your vehicle. Auto lenders and leasing companies typically require drivers who finance or lease their vehicles to purchase this coverage, but many people choose to carry it for the additional financial protection.

Though more expensive than a liability-only policy, full coverage is a good option if you can’t afford the out-of-pocket costs of replacing your car if you cause an accident. Full-coverage car insurance in South Dakota averages $177 per month.

The cheapest insurer for full-coverage car insurance in Sioux Falls is Midvale Home & Auto, with an average cost of $118 per month. Compare more full-coverage quotes below.

Insurance CompanyAverage Monthly Quote
State Auto$179
Bristol West$204
CSAA$159
Dairyland$180
Midvale Home & Auto$118
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest recent rates near Sioux Falls, South Dakota

Drivers using Insurify have found quotes as cheap as $40/mo for liability only and $98/mo for full coverage in Sioux Falls and other South Dakota cities.

*Quotes generated for Insurify users in and around Sioux Falls, South Dakota within the last 10 days. Last updated on June 12, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 12, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Sioux Falls, South Dakota within the last 10 days. Last updated on June 12, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 12, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance requirements in South Dakota

The state of South Dakota requires you to purchase a minimum level of coverage to help pay for any damages you may cause in an accident. In addition to liability coverage, South Dakota also requires you to carry uninsured and underinsured motorist coverage in case you have an accident with someone who doesn’t have enough — or any — liability coverage.[3]

South Dakota is an at-fault state, which means the driver responsible for a car accident must cover the other driver’s resulting medical bills and vehicle repair costs.[4]

Here are the specific minimum insurance requirements in South Dakota:

CoverageMinimum Requirements
Bodily injury liability$25,000 per person / $50,000 per accident
Property damage liability$25,000 per accident
Uninsured/underinsured motorist$25,000 per person / $50,000 per accident

Most insurers offer other insurance products that you can purchase for even more protection. Common optional coverages include:

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    Collision coverage pays to repair your car if you have an accident, even if you caused the accident. Full-coverage auto insurance policies include this coverage.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive coverage can pay to fix damage stemming from non-collision incidents, like severe weather, vandalism, or fire. Full-coverage car insurance includes comprehensive coverage.

  • illustration card https://a.storyblok.com/f/162273/100x100/9997698e9e/emergency-roadside-service.svg

    Roadside assistance coverage

    Specifics vary by insurer, but this coverage includes roadside support for minor road problems like flat tires, lockouts, jump-starts, and more.

Cheapest car insurance for drivers with an incident

Insurers can view your driving record, which will include any past incidents, including speeding tickets, driving under the influence (DUI) charges, or at-fault accidents. Insurers consult this when you apply for car insurance because it’s a good predictor of the risk level you pose as a driver and how expensive you are to insure.[5]

The overall cost of car insurance for South Dakota drivers with an incident is $182 per month. The severity of your offense and whether you have other past violations will influence how much you pay for car insurance.

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Cheapest car insurance for drivers with a speeding ticket

Most insurers will increase your rates if you have a speeding ticket on your record. A single speeding ticket may not influence your premium too much, but insurers see speeding as a risky behavior that can lead to future accidents and claims.

For South Dakota drivers with a speeding ticket, the overall average cost of auto coverage is $202 per month. Below, you can see how much auto insurers in Sioux Falls charge drivers with a past speeding ticket for car insurance.

Insurance CompanyClean Driving RecordWith Speeding Ticket
State Auto$49$65
Bristol West$76$102
CSAA$78$105
Dairyland$63$85
Midvale Home & Auto$54$72
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident

Having an at-fault accident on your driving record can cause your rates to increase because you’re showing that you’re a higher-risk driver for an insurer to take on. Anyone can cause an accident, but if you’ve already had one at-fault accident, you’re more likely to do it again.

The average cost of car insurance in South Dakota for drivers with a past at-fault accident is $200 per month. Here are average quotes for Sioux Falls drivers with an accident.

Insurance CompanyClean Driving RecordWith Accident
State Auto$49$70
Bristol West$76$109
CSAA$78$112
Dairyland$63$91
Midvale Home & Auto$54$77
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI

In 2022, drunk drivers caused 127 different car crashes in Sioux Falls. Accidents involving drunk drivers typically cost more, cause more damage, and are more likely to kill someone. Many insurers are wary of covering people with a past DUI due to the likelihood of it happening again.

If you have a DUI on your record, you’ll typically pay the highest rates by driver record. If you do drive again, you may need to take extra steps through your insurance company as well, such as filing an SR-22 form with the state of South Dakota. South Dakota drivers with a past DUI pay an average of $224 per month for car insurance.

Find average car insurance quotes from top insurers below.

Insurance CompanyClean Driving RecordWith DUI
State Auto$49$76
Bristol West$76$118
CSAA$78$121
Dairyland$63$98
Midvale Home & Auto$54$84
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors

Seniors 65 and older make up about 13% of the population of Sioux Falls.[6] As you age, your car insurance rates typically decrease as you gain experience. Once you turn 70, rates may start to increase again as insurers adjust for aging-related risk factors that increase the chance of accidents.

On average, senior drivers in South Dakota pay $107 per month for car insurance. Here are some of the cheapest average quotes for seniors in Sioux Falls.

Insurance CompanyLiability OnlyFull Coverage
State Auto$34$125
Bristol West$53$143
CSAA$55$111
Dairyland$44$126
Midvale Home & Auto$38$82
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens

Teenagers have limited driving experience and are more likely to cause an accident. Drivers younger than 19 had 1,135 accidents in Sioux Falls in 2022, accounting for 12% of accidents in the city despite making up a relatively small fraction of the driving population.

You can save money on your teenager’s car insurance policy by adding them to your existing policy. Getting good grades in school and completing an approved driver education course may also qualify young drivers for good-student discounts offered by many insurers. Purchasing a car with high safety ratings and of a newer model year can be another good way to save money and stay safer at the same time.

Teen drivers in South Dakota pay $304 per month for car insurance, on average. Find the cheapest coverage options in Sioux Falls below.

Insurance CompanyLiability OnlyFull Coverage
State Auto$90$331
Bristol West$140$377
CSAA$144$294
Dairyland$117$333
Midvale Home & Auto$100$217
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Sioux Falls car insurance quotes by credit tier

South Dakota allows insurers to consider your credit history when you apply for car insurance. Drivers with excellent or good credit typically earn lower average rates than people with poor credit.

Here’s how much you can expect to pay for insurance in Sioux Falls, based on your credit tier.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Sioux Falls?

Sioux Falls residents pay more for car insurance than the state average of $120 but less than the overall national average of $160. On average, Sioux Falls drivers pay $115 per month for auto coverage.

Residents in Sioux Falls may face higher car insurance rates than other drivers in the state because they live in the largest city in the state. Generally, South Dakotans pay less for coverage than the national average because the population isn’t dense, which leads to less traffic congestion and fewer accidents.

More cities in South Dakota

Sioux Falls is the largest city in South Dakota, so drivers face problems that aren’t as common in more rural communities, such as auto theft and fender-benders while driving on city streets. Compare average quotes in different South Dakota cities below.

CityAverage Quote: Full Coverage
Aberdeen$163
Box Elder$173
Brookings$120
Rapid City$169
Yankton$141
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Sioux Falls car insurance FAQs

When shopping around for insurance, you should compare quotes from multiple insurers for policies with the right amount of coverage for you. The following information should help answer your remaining questions about finding car insurance in Sioux Falls.

  • How much is car insurance in Sioux Falls?

    Sioux Falls drivers pay an average of $63 per month for liability coverage and $167 for full-coverage insurance. The overall cost of coverage in the city is $115 per month. Your specific premium will depend on your driving record, age, vehicle type, and more.

  • Which company has the cheapest car insurance in Sioux Falls?

    With an average cost of $49 per month for liability insurance, State Auto has the cheapest car insurance in Sioux Falls. Midvale Home & Auto has the second-cheapest liability quote at $54 per month, and Dairyland offers coverage for $63 per month. The best way to find cheap coverage is to compare multiple car insurance quotes simultaneously.

  • What are the best car insurance companies in Sioux Falls?

    With an AM Best financial strength rating of A- (Excellent), cheap average rates, and customizable coverage options, State Auto is the best car insurance company in Sioux Falls. Other top insurers include CSAA and Midvale Home & Auto.

  • Does South Dakota require car insurance?

    Yes. South Dakota drivers must carry a minimum amount of car insurance.

  • What is the minimum insurance coverage in South Dakota?

    South Dakota drivers need to purchase a minimum amount of liability and uninsured/underinsured coverage. This includes $25,000 per person and $50,000 per accident in bodily injury liability, $25,000 per accident in property damage liability, and $25,000 per person and $50,000 per accident in uninsured/underinsured motorist coverage.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. South Dakota Department of Public Safety. "Analysis for Sioux Falls (City), South Dakota."
  2. Insurance Information Institute. "Nine ways to lower your auto insurance costs."
  3. South Dakota Department of Labor and Regulation. "Automobile Insurance."
  4. NOLO. "South Dakota Car Insurance Requirements."
  5. National Association of Insurance Commissioners. "Consumer Shopping Tool for Auto Insurance."
  6. United States Census Bureau. "QuickFacts: Sioux Falls city, South Dakota."
Lindsay VanSomeren
Lindsay VanSomeren

Lindsay VanSomeren is a freelance personal finance writer living in Suquamish, WA. Her work has appeared with FICO, Credit Karma, The Balance, and more. She enjoys helping people learn how to manage their money better so they can live the life they want.

Katie Powers
Edited byKatie PowersAuto and Life Insurance Editor
Photo of an Insurify author
Katie PowersAuto and Life Insurance Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

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