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Cheap Auto Insurance Quotes in Fremont, CA (January 2022)

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Last Updated: January 2022

Car Insurance in Fremont, CA

The average cost of California car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Fremont, CA to find you the cheapest quotes in the area.
$65
$66
$106
$123
State FarmGEICONationwideMercury

Cheapest Car Insurance in Fremont, CA

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$114
$149
$100
$100
$132
$90
CaliforniaLos AngelesSan DiegoSan JoseSan FranciscoFremont
Click here to learn about car insurance quotes and save on your current policy.

Fremont, CA Driving Facts

california

Minimum Car Insurance Requirements in CA

California effected a number of new traffic laws for 2018, including legislation on DUI policies for rideshare service drivers, seat belts on public transport, and smoking or ingesting cannabis in moving vehicles. Most significantly, a change in the California Department of Motor Vehicle's road rehabilitation and maintenance program signals that registration or renewed registration of a motor vehicle will now come with a fee of $25 to $175.

California's minimum liability car insurance limits are as follows:

  • $15,000 bodily injury liability per person
  • $30,000 bodily injury liability per accident
  • $5,000 property damage liability per accident

Find local Fremont agents

Freeway Insurance
37555 Dusterberry Way Ste 1, Fremont, CA 94536
Bay Hill Insurance and DMV Registration services
3769 Peralta Blvd A, Fremont, CA 94536
Lynette Fraga-Weems - State Farm Insurance Agent
43433 Mission Blvd #101, Fremont, CA 94539
Rexie Tagayuna - State Farm Insurance Agent
38970 Blacow Rd suite a, Fremont, CA 94536
GEICO Insurance Agent
43921 Hugo Terrace, Fremont, CA 94538
Ivett Insurance Agency Inc
37405 Joseph St, Fremont, CA 94536
Golden Benchmark Insurance company, Business Insurance Fremont
4588 Peralta Blvd # 4, Fremont, CA 94536
Farmers Insurance
37673 Niles Blvd, Fremont, CA 94536
Noori Insurance Services
37371 Fremont Blvd # B, Fremont, CA 94536
Fernando Lee Insurance Agency
41041 Trimboli Way #6045, Fremont, CA 94538

Insurify Insights: How Fremont Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Fremont, CA
suspended licenses
#141
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Fremont drivers measure up to their fellow California motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Fremont

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Fremont drivers rank 115 in the number of car accidents per driver across all cities in California.

  • Rank within state: #115
  • Percent of drivers in Fremont with an accident: 11.14%
  • Drivers in Fremont, CA with an accident in their driving history paid on average 18.36% more than drivers with a clean record

Speeding in Fremont

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in California, Fremont drivers rank 201 in the number of speeding infractions per driver.

  • Rank within state: #201
  • Percent of drivers in Fremont with a speeding ticket: 4.3%
  • Drivers in Fremont, CA with a speeding ticket in their driving history paid on average 57.97% more than drivers with a clean record

DUI/DWIs in Fremont

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Fremont drivers rank 155 in the number of DUI’s per driver across all cities in California.

  • Rank within state: #155
  • Percent of drivers in Fremont with a DUI: 1.86%
  • Drivers in Fremont, CA with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle in Fremont

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Fremont is the Honda Accord.

Rude Drivers in Fremont

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in California, Fremont drivers rank 12 in rude driving infractions.

  • Rank within state: #12
  • Percent of drivers in Fremont with a reckless driving violation: 3.52%
  • Drivers in Fremont, CA with a reckless driving violation in their driving history paid on average 28.5% more than drivers with a clean record.

Safest Drivers in Fremont

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Fremont drivers rank 14 in clean driving records across all cities in California.

  • Rank within state: #14
  • Percent of drivers in Fremont with clean record: 82.5%

Failure to Yield the Right of Way in Fremont

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Fremont drivers rank 18 in failure to yield violations per driver across all cities in California.

  • Rank within state: #18
  • Percent of drivers in Fremont with a failure to yield violation: 0.39%
  • Drivers in Fremont, CA with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers in Fremont

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in California, Fremont drivers rank 8 in the number of reckless driving offenses per driver.

  • Rank within state: #8
  • Percent of drivers in Fremont with a reckless driving offense: 0.29%

Hybrid/Electric Vehicle Ownership in Fremont

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Fremont drivers rank 4 in hybrid and electric vehicle ownership across all cities in California.

  • Rank within state: #4
  • Percent of drivers in Fremont with a hybrid/electric vehicle: 9.77%

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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