Cheap Auto Insurance Quotes in Fremont, CA (2021)

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Car Insurance in Fremont, CA

The average cost of California car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Fremont, CA to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$65
$66
$106
$123
State FarmGEICONationwideMercury
Monthly $

Cheapest Car Insurance in Fremont, CA

Here are the cheapest carriers in Fremont for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$114
$149
$100
$100
$132
$90
CaliforniaLos AngelesSan DiegoSan JoseSan FranciscoFremont
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Fremont, CA Driving Facts

california

Minimum Car Insurance Requirements in CA

California effected a number of new traffic laws for 2018, including legislation on DUI policies for rideshare service drivers, seat belts on public transport, and smoking or ingesting cannabis in moving vehicles. Most significantly, a change in the California Department of Motor Vehicle's road rehabilitation and maintenance program signals that registration or renewed registration of a motor vehicle will now come with a fee of $25 to $175.

California's minimum liability car insurance limits are as follows:

  • $15,000 bodily injury liability per person
  • $30,000 bodily injury liability per accident
  • $5,000 property damage liability per accident

Find local Fremont agents

Freeway Insurance
37555 Dusterberry Way Ste 1, Fremont, CA 94536
Bay Hill Insurance and DMV Registration services
3769 Peralta Blvd A, Fremont, CA 94536
Lynette Fraga-Weems - State Farm Insurance Agent
43433 Mission Blvd #101, Fremont, CA 94539
Rexie Tagayuna - State Farm Insurance Agent
38970 Blacow Rd suite a, Fremont, CA 94536
GEICO Insurance Agent
43921 Hugo Terrace, Fremont, CA 94538
Ivett Insurance Agency Inc
37405 Joseph St, Fremont, CA 94536
Golden Benchmark Insurance company, Business Insurance Fremont
4588 Peralta Blvd # 4, Fremont, CA 94536
Farmers Insurance
37673 Niles Blvd, Fremont, CA 94536
Noori Insurance Services
37371 Fremont Blvd # B, Fremont, CA 94536
Fernando Lee Insurance Agency
41041 Trimboli Way #6045, Fremont, CA 94538

Insurify Insights: How Fremont Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Fremont, CA
suspended licenses
#133
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Fremont drivers measure up to their fellow California motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Fremont

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Fremont drivers rank 115 in the number of car accidents per driver across all cities in California.

  • Rank within state: #115
  • Percent of drivers in Fremont with an accident: 11.14%
  • Drivers in Fremont, CA with an accident in their driving history paid on average 18.36% more than drivers with a clean record

Speeding Fremont

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in California, Fremont drivers rank 201 in the number of speeding infractions per driver.

  • Rank within state: #201
  • Percent of drivers in Fremont with a speeding ticket: 4.3%
  • Drivers in Fremont, CA with a speeding ticket in their driving history paid on average 57.97% more than drivers with a clean record

DUI/DWIs Fremont

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Fremont drivers rank 155 in the number of DUI’s per driver across all cities in California.

  • Rank within state: #155
  • Percent of drivers in Fremont with a DUI: 1.86%
  • Drivers in Fremont, CA with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Fremont

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Fremont is the Honda Accord.

Rude Fremont

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in California, Fremont drivers rank 12 in rude driving infractions.

  • Rank within state: #12
  • Percent of drivers in Fremont with a reckless driving violation: 3.52%
  • Drivers in Fremont, CA with a reckless driving violation in their driving history paid on average 28.5% more than drivers with a clean record.

Safest Drivers Fremont

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Fremont drivers rank 14 in clean driving records across all cities in California.

  • Rank within state: #14
  • Percent of drivers in Fremont with clean record: 82.5%

Failure to Yield the Right of Way Fremont

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Fremont drivers rank 18 in failure to yield violations per driver across all cities in California.

  • Rank within state: #18
  • Percent of drivers in Fremont with a failure to yield violation: 0.39%
  • Drivers in Fremont, CA with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Fremont

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in California, Fremont drivers rank 8 in the number of reckless driving offenses per driver.

  • Rank within state: #8
  • Percent of drivers in Fremont with a reckless driving offense: 0.29%

Hybrid/Electric Vehicle Ownership Fremont

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Fremont drivers rank 4 in hybrid and electric vehicle ownership across all cities in California.

  • Rank within state: #4
  • Percent of drivers in Fremont with a hybrid/electric vehicle: 9.77%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.