The effect of driving habits on car insurance in Sacramento
The type of insurance coverage you purchase, as well as your driving habits, affect how much you’ll pay for car insurance. Drivers with red flags on their driving record tend to see higher insurance costs than drivers with a clean record. For example, having a history of accidents, getting a DUI, or speeding tickets on your driving record often leads to higher insurance costs.
The tables below outline how different driving infractions could increase your rates for car insurance.
It’s important to note that when you see a negative difference in a table, it doesn’t mean that particular insurance company lowers rates for drivers with that infraction on their records. Rather, it may mean that our sample size was small — insurers may choose to not offer policies to drivers with that infraction. Your actual rate can vary, based on a number of factors other than driving record. Cheapest car insurance with an accident in Sacramento: Mile Auto
Car insurance costs tend to rise after an at-fault accident. But you’ll still find competitive rates available. On average, drivers with an accident in their past pay an average of $112 per month through Mile Auto.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance with a DUI in Sacramento: SafeAuto
A DUI is often perceived as a major risk factor for insurance companies, which leads to higher car insurance costs. After a DUI, drivers pay an average of $146 per month for insurance through SafeAuto.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance with a speeding ticket in Sacramento: Mile Auto
Speeding through the streets of Sacramento might land you with a ticket. Drivers typically pay more for car insurance after getting a speeding ticket. On average, the cheapest car insurance option is through Mile Auto, at $131 per month.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Car insurance in other California cities
Car insurance rates can vary greatly from city to city — even within the same state. Here’s a look at car insurance in some other California cities: