Average Car Insurance Cost in California (2023)

Mile Auto offers the cheapest car insurance rates in California.

Elizabeth Rivelli
Elizabeth Rivelli
  • 5+ years writing insurance and personal finance topics

  • Auto, home, health, and life insurance expertise

Elizabeth has extensive insurance industry experience, having written for Insureon, Rate Retriever, and Insurify. She’s also finance and insurance editor for Car and Driver.

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Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • 3+ years producing insurance and personal finance content

  • Main architect of the Insurify Quality Score

Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.

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Brett Clendenen
Reviewed byBrett Clendenen
Brett Clendenen
Brett ClendenenReferral Team Assistant Manager
  • Licensed Property and Casualty Insurance agent

  • 13+ years of experience in the insurance industry

Brett has over a decade of experience specializing in home and auto insurance. Before Insurify, he was a licensed insurance agent with Answer Financial.

Updated November 30, 2023 at 11:00 AM PST

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The average monthly car insurance premium in California is $166 for full coverage and $96 for liability-only coverage.

California’s average rates are lower than the average rates in some other large states, like Florida and Michigan. This is largely because the state's Department of Insurance hasn't approved auto insurance rate hikes since the start of the pandemic. But a large number of insurance companies have asked for state approval to begin increasing rates again.

To find the most affordable car insurance in California for your situation, it’s a good idea to shop around and compare quotes. See which insurance companies offer the cheapest auto insurance coverage to drivers in California.

Quick Facts
  • California is the most-populous state, with more than 331 million residents.

  • Bakersfield, California, has the cheapest liability-only coverage in the state.

  • Mile Auto offers the cheapest full-coverage insurance policies in California.

How much is car insurance in California?

California drivers pay an average of $166 per month for full-coverage insurance and $96 per month for minimum-coverage insurance, according to Insurify’s analysis of recent quote data. But car insurance rates can vary depending on your city, age, credit score, driving record, insurance company, and other factors.[1]

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Rates start as low as $65/mo. for liability coverage

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Average California car insurance rates by city

Average California car insurance premiums differ among cities. A city’s population, accident rate, weather risks, and vehicle theft rates can all contribute to the cost of car insurance in the area.[1]

After reviewing state average rate data for various cities, Insurify found that Santa Rosa has the cheapest full-coverage rates and Bakersfield has the cheapest rates for liability-only coverage. Los Angeles and San Francisco have the highest average rates in the state.

The table below shows the average car insurance premiums from the cheapest insurers in some of the largest cities in California.

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST
City NameInsurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability Only
Santa MariaMile Auto9552
Moreno ValleyMile Auto9854
San DiegoMile Auto10357
Santa MariaClearcover10352
Chula VistaMile Auto10457
TemeculaMile Auto10458
Moreno ValleyClearcover10754
Elk GroveMile Auto10860
San DiegoClearcover11157
Chula VistaClearcover11257
FresnoMile Auto11262
Santa BarbaraMile Auto11262
ModestoMile Auto11363
TemeculaClearcover11358
VictorvilleMile Auto11363
BakersfieldMile Auto11463
Santa MariaSun Coast11556
OaklandMile Auto11664
AnaheimMile Auto11765
Elk GroveClearcover11760
Santa MariaMercury11764
Moreno ValleySun Coast12058
FremontMile Auto12166
FresnoClearcover12162
Long BeachMile Auto12166
Moreno ValleyMercury12167
Santa BarbaraClearcover12162
Santa AnaMile Auto12267
BerkeleyMile Auto12368
ModestoClearcover12363
Santa MariaInfinity12367
VictorvilleClearcover12363
BakersfieldClearcover12463
San DiegoSun Coast12561
San FranciscoMile Auto12569
San JoseMile Auto12569
Chula VistaSun Coast12661
OaklandClearcover12664
StocktonMile Auto12669
AnaheimClearcover12765
San DiegoMercury12770
Chula VistaMercury12870
Moreno ValleyInfinity12869
TemeculaSun Coast12862
RiversideMile Auto12971
TemeculaMercury12971
FremontClearcover13166
Long BeachClearcover13166
Elk GroveSun Coast13264
Santa AnaClearcover13267
BerkeleyClearcover13468
Elk GroveMercury13473
San BernardinoMile Auto13474
San DiegoInfinity13472
Santa MariaSafeco13480
Chula VistaInfinity13573
FresnoSun Coast13666
San FranciscoClearcover13669
San JoseClearcover13669
Santa BarbaraSun Coast13666
TemeculaInfinity13673
SacramentoMile Auto13775
StocktonClearcover13769
FresnoMercury13876
Santa BarbaraMercury13876
ModestoSun Coast13967
Moreno ValleySafeco13983
Santa MariaAnchor13969
VictorvilleSun Coast13967
BakersfieldSun Coast14068
ModestoMercury14077
RiversideClearcover14071
VictorvilleMercury14077
Elk GroveInfinity14176
BakersfieldMercury14278
OaklandSun Coast14269
AnaheimSun Coast14369
OaklandMercury14479
OxnardMile Auto14479
AnaheimMercury14579
Moreno ValleyAnchor14572
San DiegoSafeco14587
FresnoInfinity14679
San BernardinoClearcover14674
Santa BarbaraInfinity14679
Chula VistaSafeco14788
FremontSun Coast14772
Long BeachSun Coast14772
ModestoInfinity14880
Santa AnaSun Coast14872
Santa MariaUSAA14873
TemeculaSafeco14889
VictorvilleInfinity14880
BakersfieldInfinity14980
FremontMercury14982
Long BeachMercury14982
SacramentoClearcover14975
Santa AnaMercury15082
BerkeleySun Coast15173
San DiegoAnchor15175
OaklandInfinity15282
AnaheimInfinity15382
BerkeleyMercury15384
Chula VistaAnchor15375
Elk GroveSafeco15392
San FranciscoSun Coast15374
San JoseSun Coast15374
Moreno ValleyUSAA15476
StocktonSun Coast15475
TemeculaAnchor15476
San FranciscoMercury15585
San JoseMercury15585
OxnardClearcover15679
StocktonMercury15685
RiversideSun Coast15776
FremontInfinity15885
FresnoSafeco15895
Long BeachInfinity15885
Santa BarbaraSafeco15895
Elk GroveAnchor15979
Los AngelesMile Auto15987
RiversideMercury15987
Santa AnaInfinity15986
BerkeleyInfinity16187
ModestoSafeco16196
San DiegoUSAA16179
VictorvilleSafeco16196
BakersfieldSafeco16297
Chula VistaUSAA16280
San FranciscoInfinity16388
San JoseInfinity16388
OaklandSafeco16498
San BernardinoSun Coast16480
TemeculaUSAA16481
FresnoAnchor16581
Santa BarbaraAnchor16581
StocktonInfinity16589
AnaheimSafeco16699
San BernardinoMercury16691
ModestoAnchor16783
SacramentoSun Coast16781
VictorvilleAnchor16783
RiversideInfinity16891
BakersfieldAnchor16983
Elk GroveUSAA16983
SacramentoMercury16993
FremontSafeco171102
Long BeachSafeco171102
OaklandAnchor17185
Los AngelesClearcover17287
Santa AnaSafeco172103
AnaheimAnchor17385
BerkeleySafeco175105
FresnoUSAA17586
San BernardinoInfinity17594
Santa BarbaraUSAA17586
OxnardSun Coast17685
San FranciscoSafeco177106
San JoseSafeco177106
FremontAnchor17888
Long BeachAnchor17888
ModestoUSAA17888
OxnardMercury17898
StocktonSafeco178107
VictorvilleUSAA17888
BakersfieldUSAA17988
SacramentoInfinity17996
Santa AnaAnchor17989
Santa MariaNational General17989
BerkeleyAnchor18290
OaklandUSAA18290
RiversideSafeco182109
AnaheimUSAA18490
San FranciscoAnchor18591
San JoseAnchor18591
Moreno ValleyNational General18692
StocktonAnchor18692
OxnardInfinity188101
FremontUSAA18993
Long BeachUSAA18993
RiversideAnchor19094
San BernardinoSafeco190114
Santa AnaUSAA19194
BerkeleyUSAA19395
GlendaleMile Auto193106
Los AngelesSun Coast19394
SacramentoSafeco194116
San DiegoNational General19497
Chula VistaNational General19697
Los AngelesMercury196107
San FranciscoUSAA19697
San JoseUSAA19697
Santa MariaGEICO19798
TemeculaNational General19798
San BernardinoAnchor19898
StocktonUSAA19897
RiversideUSAA20299
SacramentoAnchor202100
Elk GroveNational General204102
OxnardSafeco204122
Santa MariaAllstate204101
Moreno ValleyGEICO205102
Los AngelesInfinity207112
Santa MariaDairyland20790
GlendaleClearcover209106
San BernardinoUSAA210104
Santa MariaFarmers210104
FresnoNational General211105
Santa BarbaraNational General211105
Moreno ValleyAllstate212105
OxnardAnchor213105
ModestoNational General214107
San DiegoGEICO214106
VictorvilleNational General214107
Moreno ValleyDairyland21593
SacramentoUSAA215106
BakersfieldNational General216108
Chula VistaGEICO216107
Moreno ValleyFarmers218108
TemeculaGEICO218108
OaklandNational General220109
AnaheimNational General221110
San DiegoAllstate222110
Chula VistaAllstate224111
Los AngelesSafeco224134
Elk GroveGEICO225112
San DiegoDairyland22597
Chula VistaDairyland22698
OxnardUSAA226111
TemeculaAllstate226112
FremontNational General228114
Long BeachNational General228114
San DiegoFarmers228113
Santa MariaState Farm228112
TemeculaDairyland22899
Chula VistaFarmers230114
Santa AnaNational General230114
TemeculaFarmers232115
BerkeleyNational General233116
FresnoGEICO233115
Santa BarbaraGEICO233115
Elk GroveAllstate234115
Los AngelesAnchor234116
GlendaleSun Coast235114
Elk GroveDairyland236103
Moreno ValleyState Farm236116
ModestoGEICO237117
San FranciscoNational General237118
San JoseNational General237118
VictorvilleGEICO237117
BakersfieldGEICO238118
StocktonNational General238119
GlendaleMercury239131
Santa MariaTravelers239118
Elk GroveFarmers240119
FresnoAllstate241119
Santa BarbaraAllstate241119
OaklandGEICO242120
RiversideNational General243121
AnaheimGEICO244121
FresnoDairyland244106
Santa BarbaraDairyland244106
ModestoAllstate245121
VictorvilleAllstate245121
BakersfieldAllstate247122
San DiegoState Farm247122
FresnoFarmers248123
ModestoDairyland248108
Moreno ValleyTravelers248122
Santa BarbaraFarmers248123
VictorvilleDairyland248108
Chula VistaState Farm249123
Los AngelesUSAA249122
BakersfieldDairyland250109
OaklandAllstate251124
TemeculaState Farm251124
FremontGEICO252125
GlendaleInfinity252136
Long BeachGEICO252125
ModestoFarmers252125
VictorvilleFarmers252125
AnaheimAllstate253125
Santa MariaBristol West253123
BakersfieldFarmers254126
OaklandDairyland254110
San BernardinoNational General254126
Santa AnaGEICO254126
AnaheimDairyland256111
BerkeleyGEICO257128
OaklandFarmers258128
SacramentoNational General259129
San DiegoTravelers259128
AnaheimFarmers260129
Elk GroveState Farm260128
Santa Maria21st Century260129
FremontAllstate261129
Long BeachAllstate261129
San FranciscoGEICO261129
San JoseGEICO261129
Chula VistaTravelers262129
Moreno ValleyBristol West263128
Santa AnaAllstate263130
StocktonGEICO263130
FremontDairyland264115
Long BeachDairyland264115
TemeculaTravelers264130
Santa AnaDairyland266115
BerkeleyAllstate267132
FremontFarmers268133
Long BeachFarmers268133
FresnoState Farm269133
RiversideGEICO269133
Santa BarbaraState Farm269133
BerkeleyDairyland270117
Moreno Valley21st Century270134
Santa AnaFarmers270134
San FranciscoAllstate271134
San JoseAllstate271134
OxnardNational General272136
Elk GroveTravelers273135
GlendaleSafeco273163
ModestoState Farm273135
StocktonAllstate273135
VictorvilleState Farm273135
BerkeleyFarmers274136
San FranciscoDairyland274119
San JoseDairyland274119
BakersfieldState Farm275136
San DiegoBristol West275134
StocktonDairyland276120
Chula VistaBristol West277135
RiversideAllstate278138
San FranciscoFarmers278138
San JoseFarmers278138
OaklandState Farm280138
San BernardinoGEICO280139
StocktonFarmers280139
TemeculaBristol West280136
AnaheimState Farm282139
FresnoTravelers282139
RiversideDairyland282122
Santa BarbaraTravelers282139
San Diego21st Century283140
GlendaleAnchor284140
Chula Vista21st Century285141
SacramentoGEICO285142
RiversideFarmers286142
ModestoTravelers287141
VictorvilleTravelers287141
Temecula21st Century288143
BakersfieldTravelers289143
Elk GroveBristol West289141
San BernardinoAllstate290143
FremontState Farm291143
Long BeachState Farm291143
OaklandTravelers293145
San BernardinoDairyland293127
Santa AnaState Farm293144
AnaheimTravelers296146
SacramentoAllstate296146
BerkeleyState Farm297146
Elk Grove21st Century298147
San BernardinoFarmers298148
FresnoBristol West299146
SacramentoDairyland299130
Santa BarbaraBristol West299146
Los AngelesNational General300149
OxnardGEICO300149
San FranciscoState Farm301149
San JoseState Farm301149
GlendaleUSAA302149
ModestoBristol West304148
SacramentoFarmers304151
StocktonState Farm304150
VictorvilleBristol West304148
FremontTravelers305150
Long BeachTravelers305150
BakersfieldBristol West306149
Santa AnaTravelers307151
Fresno21st Century308152
Santa Barbara21st Century308152
RiversideState Farm310153
OaklandBristol West311152
OxnardAllstate311154
BerkeleyTravelers312154
Modesto21st Century313155
Victorville21st Century313155
AnaheimBristol West314153
Bakersfield21st Century315156
OxnardDairyland315137
San FranciscoTravelers316156
San JoseTravelers316156
StocktonTravelers318157
Oakland21st Century320159
OxnardFarmers320159
Santa MariaNationwide321159
Anaheim21st Century323160
FremontBristol West323158
Long BeachBristol West323158
San BernardinoState Farm323159
RiversideTravelers325160
Santa AnaBristol West326159
BerkeleyBristol West330161
SacramentoState Farm330162
Los AngelesGEICO331164
Fremont21st Century332165
Long Beach21st Century332165
Moreno ValleyNationwide333165
San FranciscoBristol West335163
San JoseBristol West335163
Santa Ana21st Century335166
StocktonBristol West338165
San BernardinoTravelers339167
Berkeley21st Century340168
Los AngelesAllstate343169
RiversideBristol West345168
San Francisco21st Century345171
San Jose21st Century345171
SacramentoTravelers346171
Los AngelesDairyland347150
OxnardState Farm347171
Stockton21st Century347172
San DiegoNationwide348172
Chula VistaNationwide351174
Los AngelesFarmers352175
TemeculaNationwide354175
Riverside21st Century355176
San BernardinoBristol West359175
GlendaleNational General364181
OxnardTravelers364180
Elk GroveNationwide366181
SacramentoBristol West367179
San Bernardino21st Century370183
Sacramento21st Century377187
FresnoNationwide379187
Santa BarbaraNationwide379187
Los AngelesState Farm382188
ModestoNationwide385190
VictorvilleNationwide385190
OxnardBristol West386188
BakersfieldNationwide388192
OaklandNationwide394195
AnaheimNationwide397196
Oxnard21st Century397197
Los AngelesTravelers400197
GlendaleGEICO402199
Santa MariaChubb406200
FremontNationwide409203
Long BeachNationwide409203
Santa AnaNationwide412204
GlendaleAllstate417206
BerkeleyNationwide418207
GlendaleDairyland421183
Moreno ValleyChubb421208
San FranciscoNationwide424210
San JoseNationwide424210
Los AngelesBristol West425207
StocktonNationwide427212
GlendaleFarmers428212
Los Angeles21st Century437216
RiversideNationwide437216
San DiegoChubb440218
Chula VistaChubb444219
TemeculaChubb448221
San BernardinoNationwide455225
Elk GroveChubb464229
GlendaleState Farm464229
SacramentoNationwide464230
FresnoChubb479237
Santa BarbaraChubb479237
GlendaleTravelers487240
ModestoChubb487240
VictorvilleChubb487240
OxnardNationwide489242
BakersfieldChubb491242
OaklandChubb498246
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Average California car insurance rates by insurance company

When shopping for insurance, you should compare car insurance quotes from multiple insurers. Every insurance company charges different rates, even for the same types and amounts of coverage.

Based on average rate data, Insurify found that Mile Auto has the cheapest car insurance rates in California. But drivers in the Golden State can also find low rates with the second- and third-cheapest options, Clearcover and Sun Coast.

The table below compiles the average premiums from insurance companies in the state.

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST
Insurance CompanyFull CoverageLiability Only
Mile Auto11865
Clearcover12865
Sun Coast14470
Mercury14680
Infinity15483
Safeco167100
Anchor17486
USAA18591
National General223111
GEICO246122
Allstate255126
Dairyland258112
Farmers262130
State Farm284140
Travelers298147
Bristol West316154
21st Century325161
Nationwide400198
Chubb506250
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Learn More: The 10 Cheapest Car Insurance Companies

Learn More: The 10 Cheapest Car Insurance Companies

Average California car insurance rates by age

Auto insurance rates in the Golden State are personalized based on many factors, including your age.[1]

“Insurance companies consider young drivers to be high-risk due to their lack of experience on the road,” says John Espenschied, owner of Insurance Brokers Group, which serves customers in California. Insurify data shows that drivers younger than 25 pay the most expensive rates.

For most drivers, insurance premiums get cheaper as they get older. For example, in California, the overall average premium for teen drivers is $217 per month, and the average rate for senior drivers is $96. However, drivers may see their rates increase again around age 70.

Here are the average liability car insurance premiums for California drivers, based on age, from some top insurers in the Golden State.

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST
Insurance Company25 and YoungerMiddle Aged DriversSenior Drivers
GEICO2178867
Allstate2509171
Nationwide38012897
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Compare Car Insurance by Age and Gender

Compare Car Insurance by Age and Gender

Find California Car Insurance

Liability rates for California teens start at $108/mo.

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Average California car insurance rates by gender

In 2019, California passed the Gender Non-Discrimination in Automobile Insurance Rating Regulation, which prohibits car insurance companies from using gender as a factor in determining auto insurance premiums.[2] In many other states, gender can affect the cost of car insurance due to specific risk differences between male and female drivers.

Average California car insurance rates by marital status

Married drivers often get more affordable car insurance premiums than single drivers. Couples who combine their car insurance policies can usually qualify for multi-vehicle discounts. Married drivers in California pay about $40 less per month than single drivers for full-coverage insurance, according to Insurify data.

The table below shows the average full-coverage and minimum-coverage rates for single and married drivers in California.

Marital StatusAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability Only
Married$238$110
Single$277$134
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Average California car insurance rates by driving record

Your driving record can have a significant effect on your car insurance premium.[3] Californians with a clean driving record usually pay a lower rate than drivers with a history of certain violations, like at-fault accidents.

However, the rate increase depends on the severity of the violation. For example, Insurify found that the average full-coverage rate for California drivers with an accident is $229 per month, while the monthly average for drivers with a clean record is only $166.

Getting a DUI will almost certainly increase your premiums. On average, California drivers with a DUI conviction pay $541 for full-coverage insurance — $269 higher than the average rate for a driver with no violations.

The table below shows the average liability-only auto insurance rates in California based on driving record.

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST
Insurance CompanyClean RecordSpeeding TicketAt-Fault AccidentDUI
USAA91118118138
National General111145146168
GEICO122158160185
Allstate126163164191
State Farm140179181212
Nationwide198259260300
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Average California car insurance rates by credit score

In California, car insurance companies are prohibited from using credit-based insurance scores, so your credit score won’t directly affect your insurance premiums.[4] However, other rating factors, like age and driving record, could have a greater effect on the cost of your car insurance policy.

Car Insurance Rates by Credit Tier

Car Insurance Rates by Credit Tier

California minimum car insurance requirements

Car insurance is a legal requirement in California. If you own a vehicle, you must meet the state’s coverage requirements to register it and legally drive. Here are the types and amounts of coverage all drivers need to carry:[5]

  • $15,000/$30,000 for bodily injury liability: When you cause an accident, bodily injury liability insurance pays for injured drivers’ medical expenses. The $15,000 coverage limit applies to one person’s injuries in an accident, and the $30,000 coverage limit is for all injuries in an accident.

  • $5,000 for property damage liability: In the event of an at-fault accident, property damage liability insurance pays for the other driver’s property damage, like vehicle repairs.

California requires insurance companies to offer uninsured and underinsured motorist insurance when you purchase a policy. But you can decline this coverage if you don’t want it.[6]

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California car insurance FAQs

Here are answers to some commonly asked questions about car insurance in California.

  • What is the average cost of car insurance in California?

    In California, the average car insurance premium is $166 per month for full coverage and $96 per month for minimum coverage. That’s $1,990 per year for full coverage and $1,154 per year for minimum coverage.

  • What factors affect car insurance costs in California?

    Car insurance premiums in California depend on various personal factors. Your ZIP code, driving record, and age can affect your premium, as well as your vehicle type, coverage limits, and deductible.[1] The insurance company you choose may also affect the cost of your coverage. Keep in mind that insurance companies can’t use gender and credit score to determine auto insurance premiums in California.

  • Do car insurance rates vary by county in California?

    Location-specific risks, like accident and vehicle theft rates, can affect your car insurance rates. Furthermore, California counties that are more likely to experience earthquakes or wildfires could have higher premiums.

  • What are the best auto insurance companies in California?

    Some of the best car insurance companies in California are Clearcover, Safeco, and Travelers. But the best auto insurance company is different for every driver, depending on your location, coverage needs, and budget. Before you buy a policy, you should shop around, research several companies, and compare quotes to find the cheapest car insurance.

  • Is car insurance required in California?

    Yes, car insurance is a legal requirement in California. The minimum requirements in California are $15,000 for bodily injury per person, $30,000 for bodily injury per accident, and $5,000 for property damage.[5]

    For more protection, however, you might purchase higher coverage limits or get a full-coverage policy, which includes collision, comprehensive, medical payments, and liability insurance.

Sources

  1. III. "What determines the price of an auto insurance policy?." Accessed March 21, 2023
  2. California Department of Insurance. "Commissioner issues regulations prohibiting gender discrimination in automobile insurance rates." Accessed March 21, 2023
  3. III. "Do auto insurance premiums go up after a claim?." Accessed March 21, 2023
  4. NAIC. "Credit-Based Insurance Scores." Accessed March 21, 2023
  5. California DMV. "Auto Insurance Requirements." Accessed March 21, 2023
  6. California Department of Insurance. "Automobile Insurance Information Guide." Accessed March 21, 2023
Elizabeth Rivelli
Elizabeth Rivelli

Elizabeth Rivelli is a freelance writer covering insurance and personal finance. She has extensive knowledge of various insurance lines, including property and casualty, health, and life insurance. Her byline has been featured in dozens of publications, including Investopedia, Forbes, Bankrate, NextAdvisor, and Insurance.com

Courtney Mikulski
Edited byCourtney MikulskiSenior Editor, Auto
Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • 3+ years producing insurance and personal finance content

  • Main architect of the Insurify Quality Score

Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.

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Brett Clendenen
Reviewed byBrett ClendenenReferral Team Assistant Manager
Brett Clendenen
Brett ClendenenReferral Team Assistant Manager
  • Licensed Property and Casualty Insurance agent

  • 13+ years of experience in the insurance industry

Brett has over a decade of experience specializing in home and auto insurance. Before Insurify, he was a licensed insurance agent with Answer Financial.

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