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About A.M.'s expertise
A.M. is a Brooklyn-based writer, editor, and content marketing strategist who's worked with major brands in insurance, tech, finance, and healthcare. He also contributes to The Average Joe, a personal finance newsletter that reaches over 250,000 daily readers. Since 2019, he's written for Insurify, breaking down a diverse range of insurance topics into crisp, readable prose that helps readers feel confident about their insurance decisions.
A.M. earned a bachelor’s in English from Harvard, where he led operations at The Harvard Lampoon.
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The AverageJoe: Homeowners are pulling back on renovations
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A.M.'s latest posts
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Gap Insurance in Illinois
While Illinois law doesn’t require gap insurance, it’s worth considering if you financed or leased your vehicle.
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Temporary Car Insurance in New Jersey
GEICO, State Farm, and Progressive are the cheapest temporary car insurance companies in New Jersey.
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Rideshare Insurance in Colorado
Rideshare insurance isn’t required in Colorado, but it’s recommended for drivers who want to fill gaps in coverage while driving for a rideshare company.
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Best Car Insurance in Florida
State Farm, GEICO, and Auto-Owners offer some of the best car insurance coverage in Florida.
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Cheap Auto Insurance in Yonkers, New York
Yonkers drivers will find the cheapest car insurance with Erie. Its minimum coverage rates start at $79 per month.
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Cheapest Auto Insurance in Quincy, Massachusetts
State Farm has the cheapest car insurance in Quincy, with a liability insurance rate of $51 per month.
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Cheapest Auto Insurance in Rockford, Illinois
Auto-Owners offers the cheapest car insurance in Rockford, at a monthly rate of $39.
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Cheapest Auto Insurance in Broomfield, Colorado
State Farm offers the cheapest car insurance in Broomfield, with minimum-coverage policies as low as $51 per month.
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Cheapest Auto Insurance in Naperville, Illinois
Auto-Owners offers the cheapest coverage in Naperville, at a rate of $38 per month.
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Car Insurance Requirements in Connecticut
Connecticut drivers must meet 25/50/25 coverage minimums in order to drive legally.
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Rebuilt Title Insurance: Should You Buy It?
Most states require rebuilt title cars to have insurance.
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Auto Insurance Brokers: Should You Use One?
Insurance brokers can help consumers understand the insurance landscape and find a policy that meets their needs and budget.
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Cheap SR-22 Insurance in Maine From $44
The average rate for liability coverage in Maine with an SR-22 on your record is $89, but you might be able to find lower rates by comparing quotes.
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Temporary Car Insurance in Washington: What You Need to Know
A typical car insurance policy in Washington lasts for six months. State Farm provides the cheapest six-month policies in Washington.
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How to Return a Car You Can’t Afford
While most car dealerships won’t let you return a financed car, you still have plenty of other options if you’re behind on car payments.
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Reddit’s Best Car Insurance Recommendations
Reddit can be a helpful resource for auto insurance questions, personal claims experiences, and insurance company recommendations.
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Can You Cancel or Withdraw a Home Insurance Claim?
Most insurance companies allow you to withdraw a home insurance claim. But even a canceled claim can affect your future premiums.
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Does Homeowners Insurance Cover Plumbing Problems?
Standard homeowners insurance policies cover most, but not all, types of plumbing issues.
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North Carolina Hurricane Insurance: What to Know
North Carolina experiences hurricanes on a regular basis, so homeowners should consider purchasing hurricane-related coverages.
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Cheapest Delaware Homeowners Insurance Quotes
Encompass offers some of the cheapest homeowners insurance policies in Delaware, with annual premiums starting at $89 per month for $300,000 in dwelling coverage.
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Best Pet Insurance in Maryland
Pet owners in Maryland have several trusted pet insurance companies to choose from, including Pets Best, Nationwide, and Figo.
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How Do Self-Driving Cars Work?
Recent leaps in artificial intelligence have led to major strides in self-driving technology. In this guide, we’ll look under the hood at how today’s self-driving cars work.
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AIG Car Insurance Review (With Quotes, 2026)
AIG stands out in the car insurance landscape thanks to unique optional coverages and useful additional features.
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How Does Car Insurance Work?
Car insurance protects you financially in the event of an accident. Read on to learn the different types of coverages and important terms to know when shopping for car insurance.
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Best Galveston Homeowners Insurance Quotes
State Farm, Allstate, and Armed Forces Insurance Exchange offer the best homeowners insurance policies in Galveston, Texas.
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How Much Life Insurance Do You Need?
Generally, life insurance calculations start with multiplying your income and then considering other factors like expenses.
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How Much Does Life Insurance Cost?
On average, term life insurance costs around $57 per month, and whole life costs $249 per month.
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Term vs. Whole Life Insurance: Which Is Right for You?
Whole life insurance offers lifelong protection and a cash benefit. But term life is cheaper and more flexible. Let’s compare them side by side.
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Pet Ownership in 2026
Two-thirds of American households own pets, and the average vet visit costs $147 in 2024.
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Insurance Appraisal Guide for Homeowners
You might need an insurance appraisal when buying a new home, doing a remodel, or filing a large claim.
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How to Compare Health Insurance Quotes and Plans
Comparing health insurance quotes helps you find the right health plan for your budget. Here’s how to compare quotes, choose a plan, and reduce costs.
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Best Dog-Friendly Home Insurance Companies
Dog owners may have to search a bit harder to find home insurance. American Family, State Farm, and Nationwide are a few of the best dog-friendly insurers to consider.
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How Much Does a New HVAC System Cost?
Replacing your HVAC system can cost several thousand dollars, but you may be able to save money through rebates and tax credits.
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How Much Does Body Work Cost, and Will Insurance Cover It?
Vehicle body repair costs anywhere from $100 to $2,000, depending on the type and extent of the damage. Insurance usually covers these repairs, but it depends on your policy.
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Frankenmuth Auto Insurance Review: Ratings and Quotes
Drivers who choose Frankenmuth Insurance pay an average of $141 per month for car insurance.
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AARP Car Insurance Review: Ratings and Quotes
AARP members should consider the company’s car insurance program, which offers diverse coverage options and various discounts.