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Cheapest recent rates near Yonkers, New York
Recent Yonkers, New York car insurance prices for Subaru, Chevrolet , and more.
*Quotes generated for Insurify users in and around Yonkers, New York within the last 10 days. Last updated on February 10, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from February 10, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Yonkers, New York within the last 10 days. Last updated on February 10, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from February 10, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Living in Yonkers gives you easy access to the vibrant culture, business scene, and cuisine of New York City, and the natural wonders of New York's Hudson Valley. But it also means you face higher car insurance rates than drivers in other parts of the Empire State.
Car insurance in Yonkers costs, on average, $465 per month for full coverage and $366 for liability-only coverage. That's significantly higher than the New York state averages of $445 (full coverage) and $338 (liability only), and the national averages of $199 and $105, respectively.
With five major highways cutting through Yonkers, traffic congestion and an increased risk of accidents are major drivers of the city's higher car insurance rates. Here’s what you need to know about finding the cheapest car insurance in Yonkers.
Quick Facts
CSAA, Safeco, and Liberty Mutual are the three cheapest car insurance companies for Yonkers drivers.
State law allows car insurance companies in New York to consider your credit history when determining rates.[1]
New York is a no-fault state, which means both drivers involved in an accident must file a claim with their respective insurers, regardless of fault.[2]
Best car insurance companies in Yonkers
The best car insurance company for you depends on your specific driving needs, as well as your driving record, age, and financial situation. The table below outlines some of the best car insurance options in Yonkers and highlights the drivers best suited for the different companies.
Insurance Company
▲▼
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
▲▼
Full Coverage
▲▼
Liability Only
▲▼
Best For
▲▼
CSAA
7.6
$161
$109
Cheap rates
Nationwide
8.7
N/A
N/A
Teen drivers
Safeco
8.3
$180
$162
Safe drivers
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
7.6 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$123/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$188/mo
4.5
Best choiceBased on 1,720 verified guest reviews and ratings
How drivers feel about CSAA
Drivers appreciate the competitive rates and helpful customer service but dislike the lack of communication and the recent price increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
AAA members
Customer service
Membership perks
How drivers feel about CSAA
Drivers appreciate the competitive rates and helpful customer service but dislike the lack of communication and the recent price increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
AAA members
Customer service
Membership perks
Reviews (484)
Mark
February 7, 2025
Verified Review
AAA Policy Cancelled
They cancelled my homeowner's policy unexpectedly. The reason provided was unsatisfactory.
Robert
January 28, 2025
Verified Review
AAA Pricing Issue
The agent quoted me one price, but when it came time to renew, it was $100 more.
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
815
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.75
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A
Why we picked this company
CSAA is a regional insurer, serving New York and 15 other states. The company offers auto, homeowners, and other types of insurance to members of AAA. With rates that are significantly lower than some competitors, CSAA may be a good, cheap option for AAA members or anyone willing to join AAA.
Pros
Lowest quotes for Yonkers drivers
Solid financial strength rating from AM Best
Cons
Limited to AAA members
Scant coverage and discount information on insurer website
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.7 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$85/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$181/mo
4.4
Best choiceBased on 806 verified guest reviews and ratings
How drivers feel about Nationwide
Drivers appreciate the excellent coverage, reliable claims process, and good initial rates but dislike the frequent price increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Usage-based savings
Accident forgiveness
Recreational vehicle coverage
How drivers feel about Nationwide
Drivers appreciate the excellent coverage, reliable claims process, and good initial rates but dislike the frequent price increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Usage-based savings
Accident forgiveness
Recreational vehicle coverage
Reviews (453)
Joseph
January 20, 2025
Verified Review
Poorly Rated Company
I would never recommend this company. The rates are some of the highest in the industry.
Timothy
January 15, 2025
Verified Review
Nationwide: Good People Who Care
They treated me well and were helpful. Just call them at Nationwide.
Diane
January 13, 2025
Verified Review
Cost of Insurance
The premium prices are too high. I have been a customer for a long time and I believe rates should decrease, not increase.
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
815
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.64
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+
Why we picked this company
Teen drivers are more likely to get into accidents than other age groups, which is why their car insurance rates tend to be high. Nationwide is a good choice for Yonkers families with teen drivers because it offers multiple ways to lower your rates. Teens who maintain a B average or better in school can take advantage of Nationwide's Good Student discount. Or, they can enroll in SmartRide, Nationwide's usage-based insurance program, and save money for driving safely. Parents who drive violation- and accident-free for at least five years can also qualify for a discount. And, if an accident does happen, Nationwide offers optional accident forgiveness coverage which will hold your rates steady following your first at-fault accident.
Pros
Accident forgiveness coverage available
Savings possible via SmartRide and SmartMiles programs
Cons
Above-average number of customer complaints filed with the NAIC
Some discounts and programs aren’t available in all states
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$175/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$202/mo
4.4
Best choiceBased on 778 verified guest reviews and ratings
How drivers feel about Safeco
Drivers appreciate the polite and helpful customer service and fair pricing but dislike the significant rate increases and difficulty reaching agents.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cash back for being claims free
Optional coverages
Diminishing deductible
How drivers feel about Safeco
Drivers appreciate the polite and helpful customer service and fair pricing but dislike the significant rate increases and difficulty reaching agents.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cash back for being claims free
Optional coverages
Diminishing deductible
Reviews (436)
Bonnie
February 6, 2025
Verified Review
Excellent
I have never had to file a claim.
Chris
January 22, 2025
Verified Review
Safeco: Not So Good
They are secretive, complicated, and less than informative.
Steven
January 13, 2025
Verified Review
History
I've had no issues at all, but their rate just jumped up about 35%, so I'll be leaving them.
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
825
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.08
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A
Why we picked this company
Owned by Liberty Mutual, Safeco offers car, homeowners, renters, pet, and other insurance products. If you're a safe driver, Safeco offers some appealing rewards. Staying claims-free for six months could net you 2.5% of your policy premium back in cash, up to 5% each year. And, if you reach your renewal date without any claims, Safeco will reduce your deductible amount every year for up to five years, or a maximum $500 reduction, whichever comes first.
Pros
Cash back for claims-free drivers
Many options for customizing car insurance
Cons
Limited number of available discounts
Customer reviews indicate room for improvement in customer service
How to get the cheapest car insurance in Yonkers
Drivers in Yonkers deal with above-average insurance costs, so it’s worth looking into any strategy that can help you save. The following tips can help you earn lower rates:
Raise your deductible. Your deductible is the amount you pay out of pocket after a claim. Higher deductibles generally mean lower monthly car insurance rates.
Buy a safe car. Cars with advanced safety features and strong safety records often come with lower average car insurance rates.
Look into discounts. Most car insurance companies offer numerous discounts, including lower prices for drivers who buy homeowners and car insurance from the same insurer.
Shop around and compare. Receiving and comparing online quotes from at least three different car insurance companies is a great way to find the lowest rate.[3]
Cheapest liability-only car insurance in Yonkers: CSAA
If you cause an accident, your liability insurance covers the costs of the other driver’s resulting vehicle repairs and medical bills. It doesn’t cover your own repairs and medical expenses, which is why liability-only policies tend to cost less than full-coverage policies.[4]
Here are the cheapest car insurance companies in Yonkers for liability-only auto insurance.
The below rates are estimated rates current as of: Saturday, February 1 at 11:00 AM PST.
Insurance Company
▲▼
Average Monthly Quote
▲▼
CSAA
$123
Safeco
$175
Liberty Mutual
$218
Progressive
$269
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Yonkers: CSAA
Full-coverage car insuranceis a more robust policy that includes liability, collision, and comprehensive coverage. These additional coverages pay for your car repair costs in the event of a collision or non-collision event, including damage from fire, theft, or severe weather.
These robust policies work best for drivers of high-value, new, or financed vehicles. If you have an auto loan or finance your vehicle, your lender or dealership may require you to purchase this coverage.
Full-coverage insurance typically costs more than liability-only insurance. Here are the cheapest full-coverage options in Yonkers.
The below rates are estimated rates current as of: Saturday, February 1 at 11:00 AM PST.
Insurance Company
▲▼
Average Monthly Quote
▲▼
CSAA
$188
Safeco
$202
Liberty Mutual
$323
Progressive
$405
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Yonkers, New York
Recent Yonkers, New York car insurance prices for Subaru, Chevrolet , and more.
*Quotes generated for Insurify users in and around Yonkers, New York within the last 10 days. Last updated on February 10, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from February 10, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Yonkers, New York within the last 10 days. Last updated on February 10, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from February 10, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in New York
New York drivers must carry auto insurance that meets the state liability requirements in order to drive legally in the state. New York is a no-fault state, which means your car insurance company will cover your medical bills and other losses after an accident.
In addition to liability coverage, drivers in the state need to purchase a minimum amount of personal injury protection (PIP) coverage. This can cover the costs of medical expenses and other economic losses following an accident for drivers and their passengers.[5]
This table outlines New York’s minimum liability insurance requirements:
If you want additional protection for your vehicle, you should consider purchasing the following optional coverages:
Collision coverage
This insurance policy covers the repair costs to your own vehicle after an accident, regardless of fault.
Comprehensive coverage
If a non-collision event — such as fire, theft, or severe weather — causes damage to your vehicle, comprehensive coverage kicks in.
Uninsured/underinsured motorist coverage
If you have an accident with someone who doesn’t have any or enough insurance, this can cover your vehicle damage.
Cheapest car insurance for drivers with an incident
Receiving traffic violations will typically increase your car insurance rates. Common violations include speeding tickets, driving-under-the-influence charges, and at-fault accidents. Car insurance companies typically see you as riskier to insure if you have these incidents on your record. To offset these risks, insurers charge you higher premiums.[6]
How much your car insurance rates increase in Yonkers depends on the severity and frequency of your incidents. In New York, accidents stay on your record for three years, violations that lead to license suspension stay on your record for four years, and DUIs stay on your record for up to 15 years.[7]
Find Car Insurance after an Incident in Yonkers
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Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Cheapest car insurance for drivers with a speeding ticket: CSAA
New York uses a point system for traffic violations. If you receive 11 points during an 18-month period, you may face license suspension. Drivers who speed can earn up to 11 points depending on how significantly they exceed the speed limit.[8]
Receiving a speeding ticket will likely lead to higher rates. On average, Yonkers drivers with speeding tickets see car insurance rates in the range of $517 per month for full coverage and $407 for liability-only coverage. The following table shows how a speeding ticket affects liability rates from some top insurers in Yonkers.
The below rates are estimated rates current as of: Saturday, February 1 at 11:00 AM PST.
Insurance Company
▲▼
Clean Record
▲▼
With Ticket
▲▼
CSAA
$123
$145
Safeco
$175
$207
Liberty Mutual
$218
$272
Progressive
$269
$310
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with an at-fault accident: CSAA
Drivers in Yonkers with an accident on their record pay more for car insurance on average than drivers with a clean record. An accident will stay on your record in New York for three years. How much your premium increases will also depend on the severity of the accident and the size of the claims payout. If you have multiple accidents, your insurer might not renew your policy.
The average cost of car insurance in Yonkers rises to $425 per month for liability-only policies and $540 for full coverage when drivers have an at-fault accident on their records. Here's how an at-fault accident affects liability rates from top insurers in Yonkers.
The below rates are estimated rates current as of: Saturday, February 1 at 11:00 AM PST.
Insurance Company
▲▼
Clean Record
▲▼
With Accident
▲▼
CSAA
$123
$156
Safeco
$175
$216
Liberty Mutual
$218
$283
Progressive
$269
$334
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with a DUI: CSAA
A DUI is one of the most severe traffic violations you can receive, and it will stay on your record for 15 years in New York. Your car insurance rates will increase significantly, and your car insurance company may even decide not to renew your policy.
Yonkers drivers with DUI convictions face average monthly car insurance rates of $566 for full coverage and $446 for liability-only policies. If you’re looking for new insurance after a DUI, the following car insurance companies offer the lowest rates to Yonkers drivers with DUIs.
The below rates are estimated rates current as of: Saturday, February 1 at 11:00 AM PST.
Insurance Company
▲▼
Clean Record
▲▼
With DUI
▲▼
CSAA
$123
$156
Safeco
$175
$236
Liberty Mutual
$218
$311
Progressive
$269
$384
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for seniors: CSAA
Your age can have a big effect on your auto insurance rates. Due to years of experience on the road, drivers typically see their rates decrease steadily between the ages of 35 and 70. Premiums tend to increase a bit again for drivers around the age of 75 to account for aging-related risk factors.
On average, car insurance for Yonkers seniors costs $501 monthly for full coverage and $394 for liability only. The following companies offer the most affordable monthly rates for senior drivers in Yonkers.
The below rates are estimated rates current as of: Saturday, February 1 at 11:00 AM PST.
Insurance Company
▲▼
Liability Only
▲▼
Full Coverage
▲▼
CSAA
$109
$167
Safeco
$172
$199
Liberty Mutual
$208
$309
Progressive
$227
$341
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for teens: CSAA
Teens pay the highest car insurance rates by driver age, on average. Drivers younger than 20 have a fatal crash rate three times higher than that of drivers 20 and older.[9] Insurers offset the risk associated with insuring teen drivers by charging higher monthly premiums.
Young drivers can save money on insurance by joining their parents’ insurance policy, opting for a safer vehicle, and qualifying for good student discounts. Car insurance for teen drivers in Yonkers averages $837 per month for full coverage and $659 for liability only. The table below shows the cheapest car insurance companies for teen drivers in Yonkers.
The below rates are estimated rates current as of: Saturday, February 1 at 11:00 AM PST.
Insurance Company
▲▼
Liability Only
▲▼
Full Coverage
▲▼
CSAA
$204
$312
Safeco
$344
$398
Liberty Mutual
$384
$569
Progressive
$485
$730
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Find the Cheapest Car Insurance in Yonkers, NY
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Based on 3,806+ reviews
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Yonkers car insurance quotes by credit tier
New York law allows car insurance companies to consider your credit history when determining your car insurance rate. Drivers with poor credit scores typically pay significantly higher average insurance rates than drivers with excellent or good credit scores.
The table below shows the average monthly quotes for drivers in Yonkers by credit tier.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Is car insurance more expensive in Yonkers?
Yes, car insurance is more expensive in Yonkers than other New York cities like Rochester and Syracuse. The average rates in Yonkers are also higher than the state and national averages. However, Yonkers drivers generally see lower rates than other New York metro area cities like Manhattan and Staten Island.
More cities in New York
Car insurance rates vary by city within New York, with the highest rates found in New York City boroughs. The table below shows average car insurance costs in different New York cities.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Yonkers car insurance FAQs
You should decide how much coverage you need before you start shopping around for the most affordable coverage for you. The information below should help you navigate the process of buying car insurance in Yonkers, New York.
How much is car insurance in Yonkers?
Car insurance rates in Yonkers average $465 per month for full-coverage policies and $366 monthly for minimum coverage. That's higher than the state and national averages for both types of coverage. In New York, average rates are $445 for full coverage and $338 for liability only. Nationally, the averages are $199 and $105, respectively.
You may find rates that are higher or lower than the average in your area, depending on your personal rating factors and whether you comparison shop to find the best rates.
What are the best car insurance companies in Yonkers?
CSAA, Nationwide and Safeco are the three best insurers for Yonkers drivers. All three have solid AM Best financial strength ratings and respectable Insurify Quality (IQ) Scores. With its IQ score of 8.7, Nationwide leads the trio in terms of quality, but it may not be the cheapest option for every driver. It's a good idea to compare quotes from multiple insurers, including these three, to find the best rate for your coverage needs.
What is the cheapest car insurance company in Yonkers?
CSAA has the cheapest car insurance quotes for Yonkers drivers, with minimum-coverage policies starting at $123 per month. Safeco and Liberty Mutual are also affordable options in Yonkers, with liability-only rates as low as $175 and $218, respectively.
What factors affect the cost of car insurance in Yonkers, NY?
Compared to most cities in the U.S., Yonkers has a relatively high population density of around 11,750 people per square mile. Having a higher population density can mean more people on the roads, which increases the risk level of accidents and other property damage. Car insurance costs vary by ZIP code based on factors like crime rates, road infrastructure, and more.
Which borough has the most expensive car insurance?
Staten Island has the most expensive car insurance of the five boroughs, according to Insurify data. Full coverage averages $449 per month, while liability policies average $360 per month.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
Property damage limits between $10,000 and $50,000
No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
Comprehensive coverage with a $1,000 deductible
Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
A.M. is a Brooklyn-based writer, editor, and content marketing strategist who's worked with major brands in insurance, tech, finance, and healthcare. He also contributes to The Average Joe, a personal finance newsletter that reaches over 250,000 daily readers. Since 2019, he's written for Insurify, breaking down a diverse range of insurance topics into crisp, readable prose.
A.M. has been a contributor at Insurify since December 2022.
3+ years experience in insurance and personal finance editing
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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