How age affects car insurance rates in Rochester
Teen and young adult drivers (drivers under the age of 25) often have much higher insurance rates than older drivers do due to their lack of driving experience and higher likelihood of getting in an accident.[4]
Here’s how insurance rates can get lower as drivers get older.
Quote Price by Age Group
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for young drivers in Rochester
Travelers offers the cheapest full-coverage policy quotes for young drivers in Rochester at $145 per month, on average.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for middle-aged drivers in Rochester
Safeco offers the cheapest full-coverage policy for middle-aged drivers at an average rate of $111 per month. This is only slightly lower than Travelers’ average monthly rate of $125, and Progressive’s $167 monthly rate.
Asking your insurance provider about potential discounts is a great way to save on your policy, and middle-aged drivers can inquire about bundling discounts — especially if they’re homeowners. Many insurance companies offer both auto and another type of policy, like rideshare, homeowners, condo, or flood insurance policies. If you buy both insurance policies through them, you can usually save some money.[8]
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for senior drivers in Rochester
Safeco once again has the lowest average monthly full-coverage policy ($96) for senior Rochester drivers. Senior drivers who are enjoying their retirement years can possibly save money with senior discounts, bundling insurance policies, and driving less than the average annual miles.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.