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Temporary Car Insurance in Washington (With Quotes)

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Joe Dyton

By: Joe Dyton

| Reviewed by licensed insurance agent, Amber Benka

Last Updated March 9, 2022

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Cheapest Companies for Temporary Car Insurance Washington (2022)

For drivers looking for temporary insurance in Washington, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers looking for a 6-month policy.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Washington. The following are the best insurance rates from carriers that offer temporary car insurance for drivers in Washington.

CarrierAvg. Monthly Cost
Metromile$117
Safeco$177
Travelers$180
National General$192
Nationwide$197

What Is Temporary Car Insurance and How to Get It in Washington?

Temporary car insurance policies typically last for six-months. They are also usually cheaper than a full-year policy. If you find a website or company offering a temporary car insurance policy that is less than six months, beware. It is probably a scam. In the United States, car insurance companies only offer six- and 12-month car insurance policies. If you believe you need coverage for less than six months, your best bet is to buy a six-month policy and cancel it early.

Short-term car insurance policies are great for a couple of reasons. First, they keep you from being locked into a long, expensive policy with a company that ends up being a bad fit. Plus, you get to enjoy the flexibility of shopping around and finding better rates every six months. That means you’re never overpaying for bad car insurance for too long. Check out Insurify to find a good, affordable temporary car insurance policy in Washington. Insurify can find up to 20 short-term car insurance policies for you from top companies within minutes!

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What Are the Average Short-Term Car Insurance Rates in Washington?

According to Insurify’s database of more than four million car insurance policy applications, Washington drivers pay almost $1,700 on average for a six-month policy. That’s an average of $274 per month. A 12-month policy could be more than $3,400 in Washington, however. Sometimes, car insurance companies will charge more per month for a longer policy because it’s six additional months that they are assuming risk for.

Length of Short-Term Insurance PolicyAvg. Monthly Rate, Short-Term Policy Total Cost of 6 Month, Short-Term Policy
6 months$274$1,647

What Are the Benefits of Choosing a Six-Month Auto Insurance Policy in Washington?

Car insurance rate changes are one of the main reasons to buy a six-month car insurance policy in Washington. Just because your car insurance company offered the lowest rate when you bought a policy doesn’t mean it’ll be the lowest in six months, or even in two months. Buying a six-month car insurance policy helps ensure that you’re constantly able to find the best rate.

That’s why it’s good to reassess your car insurance policy and compare it to other insurers’ rates every six months. It is the financially responsible thing to do, and it doesn’t take much time when you use Insurify. You can compare car insurance quotes from up to 20 companies at a time within minutes. Monitoring car insurance rates on a consistent basis also helps ensure you aren’t wasting money.

Find Cheap Short-Term Car Insurance in Minutes

You could find cheap short term car insurance options in Washington within minutes using Insurify. All you’ve got to do is fill in some basic information about yourself and your car, and you’ll be presented with a list of up to 20 short-term car insurance policy options within minutes. These quotes are customized, real-time, and accurate. Insurify also allows you the option to toggle between the rates for a six-month policy and a 12-month policy—that way you can see for yourself which option is best for you.

Compare quotes fast, free, and online with Insurify’s car insurance quote comparison tool.

Best Short-Term Car Insurance Plans in Washington

Insurance prices and policies can vary significantly between companies, and a state like Washington draws a wide variety of choices when drivers are evaluating temporary car insurance plans.
Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies

FAQs - Washington Car Insurance

  • There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

  • Auto insurance costs will vary between locations and insurance carriers, depending on the county Washington. Insurify analyzed the latest data for the five most populous cities in Washington to find you the cheapest quotes in each of these metropolitan areas.

  • The way to find the carrier with the best auto insurance ratings in Washington and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

  • During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

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Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

Joe Dyton
Joe Dyton

Content Writer at Insurify

Joe Dyton has been a professional writer since 1999. He's been writing about the auto insurance industry for 15 years and was an in-house marketing copywriter for GEICO for a decade. Learn more about Joe at joedyton.com.

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