Cheap Auto Insurance Quotes in Kennewick, WA (2022)

Nestled on the bank of the Columbia River, Kennewick is one of three cities in Washington’s Tri-Cities area. With a population of nearly 90,000 people, the area is growing quickly, and long-time residents note that many more people are on the road compared to years past. Traffic can become an issue at times, so it’s advised that you give yourself plenty of time to arrive at your destination. Kennewick sees both rain and snow in the winter, making it even more important to enroll in a robust auto insurance policy.

Car Insurance in Kennewick, WA

The average cost of Washington car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Kennewick, WA to find you the cheapest quotes in the area.

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• Cheap Car Insurance Washington

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Cheapest Car Insurance in Kennewick, WA

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Best Car Insurance in Kennewick, WA

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated company reviews. The following are the top rated companies that offer car insurance in Kennewick. For the complete list, see Insurify's best car insurance companies .

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Average Car Insurance Cost

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Minimum Car Insurance Requirements in Washington

All motor vehicles operated or parked on Washington roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:

• Requested by law enforcement

• Renewing vehicle registration

• The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in Washington^[1] are:

• $25,000 per person for bodily injury

• $50,000 per accident for bodily injury

As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Washington is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.

• $10,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.

Kennewick Car Insurance Rates by Driver Age

Many teenagers will be able to afford a $292 per month car insurance payment and still have a little spending money left over. Washingtonians get lower car insurance prices as the number of years behind the wheel goes up. , There’s a dramatic $70 drop as drivers go from their 20s to their 30s. And everyone 30 and older beats the state average of $248 per month. Those in their 70s and 80s secure the best rate, at $124, which is less than half of what the youngest drivers pay.

Kennewick Car Insurance Rates by Driving and Accident History

In the Evergreen State, safe drivers win in more ways than one. They get the peace of mind that comes from defensive driving, and insurance companies reward them with “good driver” and “accident-free” discounts. Why do drivers with a failure-to-stop violation pay the least? Often, drivers with violations strip down their policies and opt for liability only, skipping comprehensive and collision coverage. Besides avoiding tickets, people should watch out for fender benders because an at-fault accident pops the rate up over $120 per month. Fortunately, violations and tickets stop affecting premiums after three years.

See More:

• High-risk Car Insurance Washington

• DUI Car Insurance Washington

Kennewick Car Insurance Rates by Credit Tier

Kennewick residents ponder just how credit relates to driving. But Washington, like most states, allows insurance companies to factor in credit when setting rates. Naturally, people with the best credit pay the least. So why do people with poor credit get the best deal? Those with better credit may finance costlier cars and buy more coverage to protect their assets. Regardless, moving from average to good credit will save over $30 per month, or $360 per year.

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Find local Kennewick agents

Kennewick, WA DMV Information

Washington State offers residents of Kennewick a range of options to complete their DMV tasks, with three locations in the city. The Automobile Licensing Office is open Monday through Friday from 8:30 a.m. to 4:30 p.m., yet is often said to be highly disorganized. The Tri-Cities Auto Licensing office is said to be far more helpful, with business hours from 8 a.m. to 5:30 p.m. Monday through Friday and 9 a.m. to 3 p.m. on Saturdays. The Kennewick Drivers Licensing Office is also open six days per week for motorists’ convenience.

Public Transportation in Kennewick, WA

Traveling in Kennewick proper and within the greater Tri-Cities area without a vehicle is quite easy thanks to the Ben Franklin Transit system. A variety of bus routes can take residents just about anywhere they need to go and is a far better option than walking, especially during inclement weather. If you prefer more privacy, rideshare options like Uber or Lyft can easily take you where you need to go.

For more detailed Washington city level guides, check out these below.

• Average Cost of Car Insurance Rates in Washington

• DUI Car Insurance Rates in Washington

• High-Risk Driver Car Insurance Rates in Washington

• Washington Car Insurance with Bad Credit Rates

• Short-Term Car Insurance in Washington

• SR-22 Insurance in Washington

How to get the best and cheapest car insurance in Kennewick, WA

As Kennewick continues to expand, driving here will only become more and more difficult. While traffic may not compare to other major metropolitan areas, residents have found that it does take longer to reach their destinations and that accidents are becoming more common.

Rather than having to pay out of pocket in the event of an accident, it’s smart to enroll in robust auto insurance before you drive. Head over to Insurify to compare real-time quotes from multiple insurance carriers and discover the right policy for you.

FAQs - Kennewick, WA Car Insurance