Cheap Auto Insurance Quotes in Vancouver, WA (2021)

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Car Insurance in Vancouver, WA

The average cost of Washington car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Vancouver, WA to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$15
$40
$102
$132
$144
American FamilyProgressiveNationwideThe GeneralTravelers
Monthly $

Cheapest Car Insurance in Vancouver, WA

Here are the cheapest carriers in Vancouver for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$129
$113
$130
$156
$139
$109
WashingtonSeattleSpokaneTacomaBellevueVancouver
Monthly $

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Vancouver, WA Driving Facts

washington

Minimum Car Insurane Requirements in WA

All motor vehicles operated or parked on Washington roadways are required to be insured. The minimum liability car insurance requirements for private passenger vehicles in Washington are as follows:

  • $25,000 per person/$50,000 per accident for Bodily Injury (BI)

Bodily Injury Liability Coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Washington state law are $25,000 for the death or injury of a single victim as a result of a car accident and $50,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 25/50, referring to the dollar limitations of each minimum. In the case of an accident, liability coverage can aid perpetrators with costs involved in a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Washington law.

  • $10,000/accident for Property Damage (PD)

The state minimum amount of Property Damage Liability Coverage required in the state of Washington is $10,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Find local Vancouver agents

Davidson & Associates Insurance Agency, Inc.
11112 NE 51st Cir, Vancouver, WA 98682
Evergreen Insurance, Inc. 
12503 SE Mill Plain Blvd, Ste 130, Vancouver, WA 98684
Kidder-Bonstein Insurance Services 
916 NE 112th Ave, Ste 103, Vancouver, WA 98684
InsureQ
615 - A Chkalov Dr, Vancouver, WA 98683
Columbia River Insurance Services 
1503 NE 78th St, Ste 1-A, Vancouver, WA 98665
Orwaca Agency Ins Svcs, LLC 
7111 NE 179th St, Vancouver, WA 98686-1889
Neathamer Insurance 
2604 E Evergreen Blvd, Vancouver, WA 98661-4325
Pickett Agency 
222 NE Park Plaza Dr, Vancouver, WA 98684
Bryant and Associates Insurance Agency
1001 Officers Row, Vancouver, WA 98661
Altech Insurance Agency
7813 NE 13th Ave Suite A, Vancouver, WA 98665

Insurify Insights: How Vancouver Drivers Measure Up

honda
Honda Civic
Most Popular Car in
Vancouver, WA
suspended licenses
#12
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Vancouver drivers measure up to their fellow Washington motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Vancouver

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Vancouver drivers rank 7 in the number of car accidents per driver across all cities in Washington.

  • Rank within state: #7
  • Percent of drivers in Vancouver with an accident: 12.41%
  • Drivers in Vancouver, WA with an accident in their driving history paid on average 30.98% more than drivers with a clean record

Speeding Vancouver

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Washington, Vancouver drivers rank 13 in the number of speeding infractions per driver.

  • Rank within state: #13
  • Percent of drivers in Vancouver with a speeding ticket: 12.7%
  • Drivers in Vancouver, WA with a speeding ticket in their driving history paid on average 28.8% more than drivers with a clean record

DUI/DWIs Vancouver

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Vancouver drivers rank 14 in the number of DUI’s per driver across all cities in Washington.

  • Rank within state: #14
  • Percent of drivers in Vancouver with a DUI: 1.65%
  • Drivers in Vancouver, WA with a DUI in their driving history paid on average 1.09% more than drivers with a clean record

Most Popular Vehicle Vancouver

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Vancouver is the Honda Civic.

Rude Vancouver

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Washington, Vancouver drivers rank 16 in rude driving infractions.

  • Rank within state: #16
  • Percent of drivers in Vancouver with a reckless driving violation: 1.75%
  • Drivers in Vancouver, WA with a reckless driving violation in their driving history paid on average 16.3% more than drivers with a clean record.

Safest Drivers Vancouver

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Vancouver drivers rank 9 in clean driving records across all cities in Washington.

  • Rank within state: #9
  • Percent of drivers in Vancouver with clean record: 76.55%

Failure to Yield the Right of Way Vancouver

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Vancouver drivers rank 15 in failure to yield violations per driver across all cities in Washington.

  • Rank within state: #15
  • Percent of drivers in Vancouver with a failure to yield violation: 0.34%
  • Drivers in Vancouver, WA with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Vancouver

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Washington, Vancouver drivers rank 10 in the number of reckless driving offenses per driver.

  • Rank within state: #10
  • Percent of drivers in Vancouver with a reckless driving offense: 0.15%

Hybrid/Electric Vehicle Ownership Vancouver

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Vancouver drivers rank 16 in hybrid and electric vehicle ownership across all cities in Washington.

  • Rank within state: #16
  • Percent of drivers in Vancouver with a hybrid/electric vehicle: 1.28%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.