Best Cheap Auto Insurance in Vancouver, Washington (2024)

The cheapest car insurance companies in Vancouver, Washington, are State Farm, USAA, and GEICO.

Angela Brown
Written byAngela Brown
Angela Brown
Angela Brown
  • 17+ years in insurance and personal finance writing

  • In-depth knowledge of home and real estate topics

Angela is an insurance and personal finance expert who uses her experience to create content that helps readers understand important and complex topics.

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Katie Powers
Edited byKatie Powers
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Katie PowersAuto and Life Insurance Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

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Updated March 26, 2024

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The overall cost of car insurance in Vancouver, Washington, is $141 per month, which is slightly higher than the state average for car insurance of $142 per month. In Washington, 21.7% of drivers are uninsured, which may influence baseline rates in the area.[1]

You have a variety of car insurance companies to choose from in Vancouver to protect yourself, your vehicle, and your passengers. As you research your options, you should consider your unique insurance needs.

Quick Facts
  • Washington is an at-fault state, which means the driver that causes an accident must cover the other driver’s resulting costs from injury and property damage.[2]

  • Drivers in Vancouver pay $200 per month for full-coverage car insurance.

  • Washington drivers can face a fine of $550 or more if caught driving without insurance.[3]

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Best car insurance companies in Vancouver

When you’re shopping for the cheapest car insurance rates, it’s essential to make sure you know what type of coverage you need and how much you can afford. You should also make a note of any unique circumstances that could affect the cost of your car insurance policy, like having past speeding tickets or a low credit score.

The best company for you to work with will vary based on your unique situation, which is why you should consider rates from multiple insurers.

Best insurer for cheap rates: Travelers

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
829
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$113/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$236/mo

In business for more than 165 years, Travelers offers many insurance products, including car, home, renters, condo, landlord, travel, and pet insurance. The company has car insurance add-ons, like loan/lease gap insurance and roadside assistance, and offers more than a dozen discounts for customers. Travelers earned an A++ (Superior) financial strength rating from AM Best.

Pros
  • Accident forgiveness program

  • Plenty of coverage options and discounts

Cons
  • Rideshare coverage not offered in Washington

  • Some negative customer reviews with the Better Business Bureau

Jeffrey - March 23, 2024
Verified

Excellent

Fast.

Lisa - March 14, 2024
Verified

Long-term customer with minor rate reduction

The premium is too much for what I need.

Abbas Ali - March 12, 2024
Verified

Hiding the Facts

They require you to install the telematics app on your phone to monitor your driving for 90 days, after which I was supposed to receive up to a 20% discount. I scored very high and was told the discount would be applied when I renew next year. This was absolutely untrue.
Read our Travelers review

Best insurer for teen drivers: GEICO

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$67/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$141/mo

Once a company that only offered coverage to federal employees and military members, GEICO is now one of the most recognizable names in the auto insurance industry. GEICO provides various insurance products, including homeowners, auto, business, and flood insurance. Teenagers and other young drivers can qualify for good student, good driver, and organization discounts from GEICO.

Pros
  • Affordable rates for teens and seniors

  • Offers accident forgiveness

Cons
  • Higher rates for drivers with a violation

  • Doesn’t cover rideshare vehicles

Radera - March 26, 2024
Verified

Don't Recommend

I wouldn't recommend them. They seem to look for any reason to cancel your policy.

Jan - March 25, 2024
Verified

Average

Rigid on pricing.

Linda - March 23, 2024
Verified

Best for the Money

They were helpful in trying to lower my bill.
Read our GEICO review

Best insurer for military members: USAA

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$56/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$117/mo

USAA provides insurance and banking products exclusively to former and current members of the armed forces and their immediate family members. The company offers a range of products, including home and auto policies, investment services, and retirement services. USAA earned an A++ (Superior) financial strength rating from AM Best.

Pros
  • Low premiums

  • Drivers can earn a discount of up to 30% with the SafePilot program

Cons
  • Only available to active-duty military, veterans, and immediate family members

  • No 24/7 live customer service

Roy - March 21, 2024
Verified

My Review

USAA is the best.

Gary - March 18, 2024
Verified

Poor

Too darn high.

Gabrielle - March 16, 2024
Verified

Just Don't! Save Yourself!

Absolutely terrible. This company left me without a car for 8 months. They couldn't decide whether or not to total my car after it was already repaired. There were so many mistakes on their end and all I received at the end was a voicemail acknowledging their mistakes and an apology. This was literally the worst experience I've had with an insurance company. I'm traumatized!
Read our USAA review

Cheapest liability-only car insurance in Vancouver

Liability insurance provides the state’s minimum coverage at an affordable rate. This coverage pays for the property damage and bodily injury you cause another driver and their passengers in an accident. Liability insurance doesn’t cover vehicle damages or medical expenses for you and your passengers.[4]

Motor vehicle owners who can pay out of pocket to replace or repair their car or cover medical costs after an accident may want to consider liability-only coverage to save money. This coverage makes the most sense for drivers of old or low-value vehicles.

State Farm has the cheapest liability-only insurance in Vancouver, with an average monthly quote of $55. Here are some more of the cheapest options for liability coverage in Vancouver.

The below rates are estimated rates current as of: Tuesday, March 26 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
State Farm55
USAA56
GEICO67
Allstate73
Safeco73
Direct Auto75
Midvale Home & Auto78
National General79
American Family83
Nationwide85
The General91
Chubb92
Farmers97
Travelers113
Foremost119
Dairyland123
Bristol West134
Liberty Mutual140
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Vancouver

Full-coverage policies offer more protection for drivers than liability-only auto insurance. In addition to paying expenses for the other party in an at-fault accident, full-coverage insurance also provides financial protection for your car and passengers. These policies typically cost more.

You should consider full-coverage insurance if you know you can’t replace your vehicle out of pocket. If you lease or finance your vehicle, your auto lender or dealer may even require you to purchase this coverage.

Here are some of the cheapest full-coverage car insurance quotes for drivers in Vancouver.

The below rates are estimated rates current as of: Tuesday, March 26 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
Direct Auto84
National General109
Safeco111
State Farm115
USAA117
Midvale Home & Auto128
GEICO141
Liberty Mutual151
Allstate152
Nationwide157
The General160
American Family173
Chubb193
Farmers202
Travelers236
Dairyland269
Bristol West280
Foremost325
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Car insurance requirements in Washington

Washington is an at-fault state. This means that car insurance companies will determine which driver caused an accident. The at-fault driver (or their insurance company) must then pay to cover the property damage and medical expenses of the other driver.

Drivers in Washington must carry a minimum amount of liability insurance or proof of financial responsibility to operate a car, truck, or motorcycle in the state. If you drive without insurance, you risk license suspension and a fine of up to $550. Drivers older than 25 can qualify for self-insurance by completing an application and a minimum deposit of $60,000.

Find the specific car insurance requirements in Washington below:

CoverageMinimum Requirements
Bodily injury liability$25,000 per person and $50,000 per accident
Property damage liability$10,000 per accident

If you want more financial protection, consider adding one or more of the following coverages to your car insurance policy:

  • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

    Uninsured/underinsured motorist coverage

    Uninsured and underinsured motorist coverage protects you if you have an accident with a driver who has insufficient or no insurance to cover your damages and medical expenses.

  • illustration card https://a.storyblok.com/f/162273/x/f2ca9fa443/protection-for-passengers.svg

    Personal injury protection (PIP) coverage

    Though not required in Washington, auto insurers in the state must offer policyholders at least $10,000 of (PIP) coverage. This coverage pays for medical expenses for you and your passengers after an accident.

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    Following a collision with a car or other object, collision coverage pays for your vehicle damages. It can also cover damages from potholes.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    For damage from non-collision incidents — like fire, severe weather, and vandalism — comprehensive coverage kicks in.

  • illustration card https://a.storyblok.com/f/162273/x/abffe6238f/financial-protection.svg

    Gap coverage

    Gap coverage pays the difference between what you owe on your loan and what your insurance company will pay if you total your car.

  • illustration card https://a.storyblok.com/f/162273/100x100/9997698e9e/emergency-roadside-service.svg

    Roadside assistance coverage

    Specifics vary by company, but roadside assistance typically offers service for flat tires, broken-down cars, jump-starts, gas delivery, and more.

  • illustration card https://a.storyblok.com/f/162273/100x100/24f1697280/car-key.svg

    Rental reimbursement coverage

    If your car is in the shop following an accident or other incident, rental reimbursement can cover the costs of a rental until your vehicle is ready.

Drivers with a poor record can qualify for coverage from AIPSO

Washington requires all drivers to maintain a minimum amount of liability insurance to operate a vehicle. Drivers whose spotty driving history has made it difficult to find insurance may qualify for the Washington Automobile Insurance Plan through the Automobile Insurance Plan Service Office (AIPSO).[5]

This group provides insurance to drivers who can’t find coverage elsewhere. If you have certain violations on your record, you may need to file an SR-22 with the state to prove you have insurance.

Cheapest car insurance for drivers with an incident

Drivers with clean records typically earn the cheapest car insurance rates. Having one or more incidents on your record — including an at-fault accident, speeding ticket, or DUI — typically results in higher insurance premiums. Auto insurers view past incidents as risk factors.

How much these incidents affect your car insurance premium will depend on several things, including the frequency and severity of the incidents, as well as how long ago the incidents occurred.[6]

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Cheapest car insurance for drivers with a speeding ticket

Speeding tickets may affect your auto insurance rate, particularly if you have convictions for excessive speeding, your speeding resulted in an accident, or you have multiple violations. Washington doesn’t use a point system for traffic violations, but the state does keep a record of incidents.

Insurance companies can view a three-year history of your convictions, violations, collisions, and failure-to-appear charges on your driving record when determining premiums. You may face more expensive car insurance rates if you’ve had one or more speeding violations in the past three years.

If you’re a resident of Vancouver and you’ve been pulled over for speeding, your liability-only insurance could cost $121 per month, on average. Here are the cheapest insurance options for drivers in Vancouver with a speeding ticket.

The below rates are estimated rates current as of: Tuesday, March 26 at 12:00 PM PDT
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
Direct Auto113101
National General142103
State Farm14770
USAA15273
Safeco158104
GEICO18387
Allstate19795
Nationwide206111
Liberty Mutual211196
The General215122
American Family228109
Chubb255121
Farmers263126
Travelers312149
Dairyland361165
Bristol West370177
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident

Drivers with an at-fault accident typically face higher rates because insurance companies view drivers with claims on their records as higher-risk. Washington is an at-fault state, which means drivers found at fault in an accident are responsible for covering damages and medical costs. At-fault collisions stay on your driving record for five years following the accident.[7]

You might pay $123 per month for liability-only insurance if you have an at-fault accident on your record. Find the lowest monthly quotes for drivers with an at-fault accident below.

The below rates are estimated rates current as of: Tuesday, March 26 at 12:00 PM PDT
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
Direct Auto118105
National General150109
State Farm15474
USAA15876
Safeco165108
GEICO19191
Allstate20699
Nationwide214116
Liberty Mutual220204
The General224127
American Family236113
Chubb263125
Farmers273131
Travelers323155
Dairyland372170
Bristol West378181
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI

Washington drivers with a DUI on their record may have a harder time finding cheap car insurance rates. Drivers convicted of a DUI may need to file an SR-22 policy with the state. Some insurance companies may refuse to provide coverage to high-risk drivers, and the companies that offer insurance for drivers with a DUI on their record typically charge higher rates to offset their risk.

In addition to higher insurance rates, drivers could face up to four years of license suspension following a DUI conviction. Alcohol-related convictions stay on your driving record for life in Washington.

Vancouver drivers with a DUI may pay as much as $139 per month for a liability-only policy. Find the cheapest monthly quotes for drivers with a past DUI below.

The below rates are estimated rates current as of: Tuesday, March 26 at 12:00 PM PDT
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
Direct Auto136121
National General176128
Safeco179118
State Farm18689
USAA18990
GEICO228108
Liberty Mutual244226
Allstate245118
Nationwide253137
The General258147
American Family279134
Chubb312149
Farmers326157
Travelers381182
Dairyland434199
Bristol West452216
Foremost525192
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors

Your age can affect how much you pay for car insurance. Rates typically decrease steadily for drivers between the ages of 35 and 75. Senior drivers may face different rates depending on their age. Drivers older than 55 may qualify for cheaper rates or discounts because they tend to exercise more caution on the road, according to the Insurance Information Institute.[4]

Drivers older than 75 are at a higher risk for fatal car accidents due to various health issues and medication side effects associated with aging. Auto insurers may increase rates slightly for drivers older than 75 to adjust for this added risk.

A liability-only policy in Vancouver costs $59 per month for senior drivers. Here are some of the best options for senior drivers in Vancouver.

The below rates are estimated rates current as of: Tuesday, March 26 at 12:00 PM PDT
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
Direct Auto4641
State Farm5727
USAA6632
National General7151
Safeco7348
Nationwide7541
GEICO7636
Allstate8541
Liberty Mutual8680
American Family8943
Chubb8943
The General10258
Farmers10651
Travelers13062
Bristol West16277
Dairyland16274
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens

Teen drivers pay higher rates than nearly all other customers because they’re at the highest risk for accidents. Teen drivers between the ages of 16 and 19 were three times as likely to experience a fatal car accident as drivers 20 and older.[8] Newly licensed young drivers should use extra caution when driving with friends.

Teens can earn lower rates by participating in a good student discount program with their insurance company and by taking a safe driving course. Additionally, teen drivers (even those away at school) should consider staying on their parents’ policies to get the most affordable rates.

Teen drivers in Vancouver pay a monthly average of $144 for minimum coverage. Here are the cheapest average quotes for teen drivers in Vancouver.

The below rates are estimated rates current as of: Tuesday, March 26 at 12:00 PM PDT
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
Direct Auto152135
USAA19191
State Farm19493
Safeco196129
National General206149
GEICO219104
The General252143
Liberty Mutual253234
Allstate263127
Nationwide265143
American Family291140
Farmers348167
Chubb351167
Travelers420201
Dairyland431197
Bristol West460220
Foremost575211
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

How to get the cheapest car insurance in Vancouver

Though you can’t control everything when it comes to finding the lowest car insurance rate, you can take a few steps to make earning cheaper rates easier:

  • Consider bundling your home and auto policies. Many insurance companies offer discounts when customers bundle policies for their cars and homes. You typically can also bundle policies for recreational vehicles or motor homes.

  • Check for discounts through local organizations. Check with the AARP or other local organizations to see if they work with any insurance companies that provide discounts. Older drivers may even qualify for age-based driving discounts.

  • Participate in discount programs for students. Look for discounts through a good driving program or good student program. Young drivers are often the most expensive to insure, so finding discounts can help with costs.

  • Compare auto insurance rates from multiple companies. One of the best ways to secure cheap car insurance in Vancouver is to compare quotes and coverage options between at least three different insurance companies. Comparing quotes gives you a better picture of what to expect.

Find Car Insurance in Vancouver, WA

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Vancouver car insurance quotes by credit tier

Washington law allows insurance companies to use your credit history information when determining rates. A Washington judge overturned an emergency ruling that banned the use of credit scores for insurance coverage in July 2022.[9]

Your credit score can affect the cost of your insurance policy. Insurance companies consider drivers with poor credit scores to be a higher risk than drivers with excellent or good credit scores. A higher credit score will likely qualify you for lower rates.

Here are the average full-coverage insurance quotes for Vancouver drivers by credit tier:

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Vancouver?

The average American driver spends an average of $106 per month for liability insurance and $172 per month for a full-coverage insurance policy, according to Insurify’s Mid-Year Auto Insurance Trends Report. Vancouver drivers pay $83 per month for liability coverage and $200 for full-coverage insurance.

Rates within the state may vary based on ZIP code, population density, crime rates, and accident rates. On average, drivers in Seattle pay roughly 6% more for their car insurance policies than Vancouver residents, while people in Spokane pay about 17% less than Vancouver drivers.

More cities in Washington

Vancouver drivers pay $200 per month for full-coverage car insurance. You can see how quotes in other Washington cities compare to the average in Vancouver below.

CityAverage Monthly QuoteCompared to Vancouver
Auburn$18216%
Bellevue$19222%
Everett$19323%
Kent$1666%
Olympia$147-6%
Puyallup$155-1%
Renton$19826%
Seattle$17813%
Spokane$139-11%
Tacoma$18115%
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Vancouver, Washington, car insurance FAQs

Before you start shopping around for cheap rates, you should decide how much coverage you need. The information below should help answer any remaining questions about buying cheap auto insurance in Vancouver, Washington.

  • How much is car insurance in Vancouver, WA?

    Vancouver drivers pay $141 per month for car insurance, on average. Liability-only coverage costs $83 per month, and full-coverage insurance is $200.

  • Who has the cheapest car insurance in Vancouver?

    State Farm, USAA, and GEICO have the cheapest car insurance in Vancouver. Your specific premium depends on your driving record, credit history, insurer, chosen coverage, and more.

  • What are the best car insurance companies in Vancouver?

    With some of the cheapest average rates in Vancouver, an A++ (Superior) financial strength rating from AM Best, and a 4.2 out of 5 Insurify Quality (IQ) Score, Travelers is the best car insurance company in Vancouver. Other top insurers include GEICO and USAA.

  • Is car insurance mandatory in Vancouver, Washington?

    Yes. In most cases, Washington drivers need to carry a minimum of liability insurance or provide proof of financial responsibility. Drivers older than 25 can try to opt out and instead qualify for self-insurance by completing an application and making a minimum deposit of $60,000 with the state.

  • How much car insurance is required in Washington?

    Drivers in Washington must maintain the following amounts of minimum coverage: $25,000 per person and $50,000 per accident in bodily injury liability and $10,000 per accident in property damage liability.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. Insurance Information Institute. "Facts + Statistics: Uninsured motorists." Accessed August 21, 2023
  2. NOLO. "Washington Car Accident Laws." Accessed August 21, 2023
  3. Washington State Department of Licensing. "Mandatory Insurance." Accessed August 21, 2023
  4. Insurance Information Institute. "Auto insurance basics—understanding your coverage." Accessed August 21, 2023
  5. Office of the Insurance Commissioner Washington State. "What if I can't find auto coverage?." Accessed August 22, 2023
  6. Insurance Information Institute. "What determines the price of an auto insurance policy?." Accessed August 22, 2023
  7. Washington State Department of Licensing. "Guide to driving records." Accessed August 22, 2023
  8. Centers for Disease Control and Prevention. "Teen Drivers and Passengers: Get the Facts." Accessed August 22, 2023
  9. Office of the Insurance Commissioner Washington State. "Credit scoring frequently asked questions." Accessed August 22, 2023
Angela Brown
Angela Brown

Angela Brown is a freelance writer with 17 years of professional writing and editing experience.
She specializes in finance, real estate, and insurance content. Angela uses her experience to
create easy-to-understand content that helps consumers understand tough topics better. When
she’s not working, she enjoys spending time with her family and planning vacations.

Katie Powers
Edited byKatie PowersAuto and Life Insurance Editor
Photo of an Insurify author
Katie PowersAuto and Life Insurance Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

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