Cheap Auto Insurance Quotes in Southaven, MS (January 2022)

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Car Insurance in Southaven, MS

The average cost of Mississippi car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Southaven, MS to find you the cheapest quotes in the area.
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State FarmAllstateTravelersProgressiveThe General

Cheapest Car Insurance in Southaven, MS

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

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MississippiJacksonGulfportHattiesburgBiloxiSouthaven
Click here to learn about car insurance quotes and save on your current policy.

Southaven, MS Driving Facts

mississippi

Minimum Car Insurance Requirements in MS

The state of Mississippi requires all motor vehicle operators to have proof of insurance available in the car at all times.

The minimum bodily injury liability insurance requirements in Mississippi are:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident 

Bodily injury liability coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits Mississippi state law requires are $25,000 for the injury or death of a single person involved in a car accident and $50,000 for the injury or death of multiple persons. Insurance providers list this coverage at 25/50, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $50,000 are your responsibility.

  • $25,000 property damage liability per accident

Property damage liabilitry coverage pays for any property that you damage in an accident. The state of Mississippi requires $25,000 for the minimum. You’ll see the collective state minimum listed at 25/50/25. The second 25 refers to the property damage liability. Once again, any damages above the $25,000 are your responsibility.

Find local Southaven agents

Holland Insurance, Inc. 
P O Box 328, Southaven, MS 38671
Thomas Insurance Agency 
1240 Goodman Rd E Ste 3, Southaven, MS 38671
Eric Goodrich Agencies, Inc. 
7195 Swinnea Rd., Southaven, MS 38671
Arthur J. Gallagher Risk Management Services 
8705 Northwest Drive Ste 4, Southaven, MS 38671
Kevin Avant Insurance 
212 Goodman Rd. East, Southaven, MS 38671
SouthGroup Insurance Services Southaven 
946 Goodman Road East, Southaven, MS 38671-8825
Direct Auto Insurance
578 Goodman Rd E, Southaven, MS 38671
Southern Elite Insurance Group Inc.
7160 Tchulahoma Rd, Southaven, MS 38671
AAA Missouri
7111 Southcrest Pkwy #102, Southaven, MS 38671
Hawsey Insurance
3312 Goodman Rd E, Southaven, MS 38672

Insurify Insights: How Southaven Drivers Measure Up

nissan
Nissan Altima
Most Popular Car in
Southaven, MS
suspended licenses
#23
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Southaven drivers measure up to their fellow Mississippi motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Southaven

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Southaven drivers rank 4 in the number of car accidents per driver across all cities in Mississippi.

  • Rank within state: #4
  • Percent of drivers in Southaven with an accident: 10.69%
  • Drivers in Southaven, MS with an accident in their driving history paid on average 9.38% more than drivers with a clean record

Speeding in Southaven

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Mississippi, Southaven drivers rank 10 in the number of speeding infractions per driver.

  • Rank within state: #10
  • Percent of drivers in Southaven with a speeding ticket: 10.5%
  • Drivers in Southaven, MS with a speeding ticket in their driving history paid on average 18.23% more than drivers with a clean record

DUI/DWIs in Southaven

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Southaven drivers rank 12 in the number of DUI’s per driver across all cities in Mississippi.

  • Rank within state: #12
  • Percent of drivers in Southaven with a DUI: 1.15%
  • Drivers in Southaven, MS with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle in Southaven

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Southaven is the Nissan Altima.

Rude in Southaven

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Mississippi, Southaven drivers rank 1 in rude driving infractions.

  • Rank within state: #1
  • Percent of drivers in Southaven with a reckless driving violation: 2.1%
  • Drivers in Southaven, MS with a reckless driving violation in their driving history paid on average --% more than drivers with a clean record.

Safest Drivers in Southaven

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Southaven drivers rank 5 in clean driving records across all cities in Mississippi.

  • Rank within state: #5
  • Percent of drivers in Southaven with clean record: 79.39%

Failure to Yield the Right of Way in Southaven

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Southaven drivers rank 3 in failure to yield violations per driver across all cities in Mississippi.

  • Rank within state: #3
  • Percent of drivers in Southaven with a failure to yield violation: 0.19%
  • Drivers in Southaven, MS with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers in Southaven

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Mississippi, Southaven drivers rank 2 in the number of reckless driving offenses per driver.

  • Rank within state: #2
  • Percent of drivers in Southaven with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership in Southaven

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Southaven drivers rank 14 in hybrid and electric vehicle ownership across all cities in Mississippi.

  • Rank within state: #14
  • Percent of drivers in Southaven with a hybrid/electric vehicle: 0.26%

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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