West Bend Car Insurance Review (With Quotes, 2023)

Amy Beardsley
Written byAmy Beardsley
Photo of an Insurify author
Amy BeardsleyInsurance Writer
  • 3+ years writing about auto, home, and life insurance

  • 7+ years in personal finance and technology

Amy specializes in insurance and technology writing and has a talent for transforming complex topics into easy-to-understand stories.

Featured in

media logomedia logo
Jackie Cohen
Edited byJackie Cohen
Photo of an Insurify author
Jackie CohenEditorial Manager

Jackie Cohen is an editorial manager at Insurify specializing in property & casualty insurance educational content. She has years of experience analyzing insurance trends and helping consumers better understand their insurance coverage to make informed decisions about their finances.

Jackie's work has been cited in USA Today, The Balance, and The Washington Times.

Konstantin Halachev
Data reviewed byKonstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Updated August 4, 2022

Save up to $717 by comparing quotes from the top 70+ insurance companies

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers
Advertiser Disclosure

At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.

We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.

Why you can trust Insurify: Insurify’s expert insurance writers and editors operate independently of our insurance partners. As an independent agent and insurance comparison website, we make money through commissions from insurers. But that does not influence any editorial content, including reviews. Learn more.

West Bend Mutual Insurance company has provided auto, home, and property insurance plans for over 125 years in the Midwest. It offers reliable auto insurance coverage with reasonable rates, averaging $43 per month.

It is easy to shop for the best rates on car insurance by comparing the nation’s top insurance companies with Insurify. Save hours of research by letting Insurify provide multiple quotes that you can compare side by side.

West Bend in a Nutshell
  • The average cost of car insurance with West Bend is $43 per month.

  • West Bend is good for Midwestern families with multi-generation drivers who do not make frequent claims.

  • West Bend isn't the best option for drivers who only want minimum coverage or live outside the Midwest.

West Bend Industry Rankings and Scorecard

West Bend provides a wide range of personal insurance products. Its Home and Highway policies include auto, home, renters insurance, personal umbrella insurance, identity theft insurance, and business insurance. However, as a small company, it hasn’t collected many ratings from third parties. It does score “excellent” for financial strength from A.M. Best, though.

Industry RankingWest Bend Rating
Better Business BureauA+
A.M. BestA
Best Car Insurance

Best Car Insurance

Compare Car Insurance Quotes Instantly

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers

West Bend Car Insurance Quotes by Driver History

West Bend car insurance rates depend on several factors, such as the age and driving history of the driver and the vehicle make, model, and year. Drivers who have a clean driving record can enjoy the lowest possible rates and typically pay less than the national average. However, drivers with a history of DUIs, accidents, or speeding tickets will spend 50 to 60 percent more.

Driver ProfileWest Bend Average Monthly PremiumNational Average
Clean Record$56$77
DUI$84$155
At-Fault Accident$68$113
Speeding Ticket$76$104
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
High-Risk Car Insurance

High-Risk Car Insurance

West Bend Car Insurance Quotes by State

Typically, drivers in different states see different rates because each state regulates insurance and premium prices differently. Specific locations may also have higher claims rates that translate to higher prices.

StateWest Bend Average Monthly Premium
Illinois$52
Indiana$32
Iowa$26
Kansas$33
Kentucky$85
Michigan$37
Minnesota$51
Missouri$58
Nebraska$37
North Carolina$51
Ohio$35
Tennessee$37
Virginia$35
Wisconsin$37
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

West Bend Car Insurance Pros and Cons

Drivers looking for bare minimum coverage may miss out on the benefits West Bend offers. West Bend Insurance Company wants to be with your family for all your life changes and generations. Policies are designed to offer the most significant benefits to multi-generational families as their lives change and grow.

Pros
  • Great policy bundling options

  • Discounts and cashback opportunities

  • Competitive quotes

Cons
  • Drivers with accident history miss out on discounts and cashback

  • Only available in Midwestern states

Best & Worst Sites to Compare Car Insurance Quotes

Best & Worst Sites to Compare Car Insurance Quotes

West Bend Car Insurance Discounts

West Bend car insurance provides several discounts for policyholders. However, they are mostly limited to driver-based factors, such as driver status as a student, driving history, and the number of vehicles you drive.

Driver-Based Discounts

The company doesn’t offer as many discounts compared to the top national auto insurance companies. Drivers can save money on premiums through discounts for being a good student, graduate student, or resident student. You also get a lower cost when you insure multiple vehicles with your West Bend insurance policy.

Cheap Car Insurance

Cheap Car Insurance

West Bend Car Insurance Coverage Options

West Bend car insurance provides the state-required liability coverage and the option to increase protection as appropriate. It also provides property damage, comprehensive, and collision insurance that protects your car. You can also tap into rental coverage and roadside assistance for more robust protection.

Rental Car Coverage

Suppose the repair shop will take two weeks to fix your car after an accident. Rental car coverage helps cover rental car expenses so you can go about your day until your vehicle is ready. Keep in mind that you may have to pay up front for the rental, and the insurer will reimburse you.

Roadside Assistance

Roadside assistance is an excellent resource if you find yourself stranded with a flat tire, dead battery, or empty tank of gas. Through TravelNet, West Bend’s roadside assistance gives you towing and other coverage around the clock anywhere in the U.S. or Canada.

West Bend Car Insurance Reputation

Is West Bend car insurance good?

West Bend car insurance ranks generally well for claims and customer satisfaction, financial strength, and affordability. The average monthly cost for a policy with West Bend is $38.

After being in business for over 125 years, West Bend auto insurance has a long reputation for good customer service and claims processing. Policyholders can also enjoy peace of mind from adding roadside assistance and rental car coverage to their policies.

West Bend Customer Service

Customers give West Bend mixed reviews online. Many express stellar satisfaction for claims resolution and interaction with representatives, which is the norm. However, some criticisms can be due to policyholders not submitting necessary documentation so the insurer can pay a claim.

West Bend Claims Filing Process

West Bend Car Insurance offers a 24/7 phone number for claims to connect with an adjuster. West Bend allows its customers to file claims over the phone at any time. Customers can also submit claims via fax, email, and physical mail. Unfortunately, its website does not offer online claims processing.

West Bend: Is it right for you?

West Bend Car Insurance offers the most value for customers who want to buy car and homeowners insurance from the same company. Get a quote on West Bed car insurance and its competitors through Insurify, and see how much you can save.

Frequently Asked Questions

  • Is West Bend car insurance good?

    Yes, West Bend car insurance is an excellent insurance agency with very competitive prices. If you live in one of the Midwest states it serves, it is worth consideration.

  • How much does West Bend car insurance cost per month?

    The average cost for West Bend car insurance is $43 per month. However, your rates may vary depending on your insurance needs, driving history, vehicle type, auto policy options, and deductible.

  • What car insurance discounts does West Bend offer?

    West Bend Car Insurance offers discounts for good students, graduate students, and resident students. You can also get a discount when you insure more than one vehicle with the company.

  • How do I get the cheapest car insurance?

    Insurify makes it fast and easy to find the cheapest car insurance. Get started by entering some information about yourself. Then, Insurify will scour dozens of highly-rated insurers to find you the lowest possible price. Try it now and find out how much you can save.

Compare Car Insurance Quotes Instantly

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Amy Beardsley
Amy BeardsleyInsurance Writer

Amy is a personal finance and technology writer. With a background in the legal field and a bachelor's degree from Ferris State University, she has a talent for transforming complex topics into content that’s easy to understand. Connect with Amy on LinkedIn.

Jackie Cohen
Edited byJackie CohenEditorial Manager
Photo of an Insurify author
Jackie CohenEditorial Manager

Jackie Cohen is an editorial manager at Insurify specializing in property & casualty insurance educational content. She has years of experience analyzing insurance trends and helping consumers better understand their insurance coverage to make informed decisions about their finances.

Jackie's work has been cited in USA Today, The Balance, and The Washington Times.

Konstantin Halachev
Data reviewed byKonstantin HalachevVice President of Engineering
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.