Kemper vs. other insurance providers
Kemper is just one of many auto insurance companies available for customers today. When you’re shopping for a policy, it’s important to weigh your options and compare rates, coverage, customer service, and more across several different companies.
Kemper vs. Progressive

Progressive is one of the largest auto insurance companies in the country, ranking third by market share of premiums written.[4]
Progressive offers many different coverage types and highly customizable policies. In addition to all the standard coverage options, Progressive also offers gap insurance, rental car reimbursement, customer parts and equipment value, rideshare coverage, roadside assistance, and a deductible savings bank.
Progressive is known for its affordable premiums. Its national average monthly premium for full coverage is $238, while Kemper’s is $294. Progressive also doesn’t increase its rates as much for drivers with tickets, accidents, or DUIs on their records. Finally, Progressive has a far larger lineup of discounts than Kemper.
Kemper vs. Safeco

Safeco is an auto insurance company that’s a part of Liberty Mutual. Safeco uses the same agent model as Kemper, meaning you’ll have to connect with a local independent agent to sign up for a policy.
Kemper and Safeco stack up similarly in terms of coverage options. In addition to the standard coverage options, both have diminishing deductibles, roadside assistance, and new-car replacement. Safeco doesn’t offer gap insurance like Kemper does, but it does have rental car reimbursement and cash back for staying claims-free.
Kemper seems to offer more discounts than Safeco does. However, Safeco has its RightTrack program, which allows customers to save up to $513 per year by using an app that tracks their braking, acceleration, nighttime driving, and mileage.
Kemper vs. Travelers

Travelers is another major auto insurance company, ranking in the top 10 by market share. A difference between Travelers that immediately stands out is the rates. While the average full-coverage Kemper policy costs $294 per month, similar coverage from Travelers costs an average of just $172 per month.
Kemper and Travelers have some similar coverage options, including gap insurance, roadside assistance, new-car replacement, and accident forgiveness. Travelers also offers rental coverage, rideshare coverage, and nonowner coverage.
The two companies also have some similar discounts, including discounts for multiple policies, multiple cars, homeownership, getting an early quote, being a good student, and taking a driver safety course. However, Travelers has a larger lineup of other discounts.