Cheap Auto Insurance Quotes in Boulder, CO (2021)

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Car Insurance in Boulder, CO

The average cost of Colorado car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Boulder, CO to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$106
$106
$142
$151
$195
State FarmAllstateNationwideThe GeneralLiberty Mutual
Monthly $

Cheapest Car Insurance in Boulder, CO

Here are the cheapest carriers in Boulder for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$191
$216
$215
$228
$142
$152
ColoradoDenverColorado SpringsAuroraFort CollinsBoulder
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Boulder, CO Driving Facts

colorado

Minimum Car Insurance Requirements in CO

Studies on the relationship between driver behavior and increasingly lax state laws on marijuana in Colorado have led to inconclusive results; however, marijuana-impaired highway deaths are reportedly in decline.

Colorado's minimum liability car insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $15,000 property damage liability per accident

Find local Boulder agents

Taggart & Associates
1680 38th St Ste 110, Boulder, CO 80301-2611
Professional Financial Specialists Inc.
385 Broadway, Boulder, CO 80305
Sonder Insurance
5412 Idylwild Trail Suite 120, Boulder, CO 80301
The Jordan Group LLC
3401 Arapahoe Avenue, Boulder, CO 80303
Rick Baker & Assocs Inc
5360 Arapahoe Ave, Suite D, Boulder, CO 80303-8105
Boulder Insurance Solutions, LLC
4941 10th St., Boulder, CO 80304
Bolder Insurance
2425 Canyon Blvd Suite 110, Boulder, CO 80302
Rick Baker & Associates Insurance
5360 Arapahoe Ave ste d, Boulder, CO 80303
Joe Chrisman - State Farm Insurance Agent
1722 14th St #110, Boulder, CO 80302
ABA Insurance
1434 Spruce St STE 100, Boulder, CO 80302

Insurify Insights: How Boulder Drivers Measure Up

subaru
Subaru Outback
Most Popular Car in
Boulder, CO
suspended licenses
#28
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Boulder drivers measure up to their fellow Colorado motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Boulder

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Boulder drivers rank 22 in the number of car accidents per driver across all cities in Colorado.

  • Rank within state: #22
  • Percent of drivers in Boulder with an accident: 7.21%
  • Drivers in Boulder, CO with an accident in their driving history paid on average 40.96% more than drivers with a clean record

Speeding Boulder

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Colorado, Boulder drivers rank 16 in the number of speeding infractions per driver.

  • Rank within state: #16
  • Percent of drivers in Boulder with a speeding ticket: 12.58%
  • Drivers in Boulder, CO with a speeding ticket in their driving history paid on average 16.87% more than drivers with a clean record

DUI/DWIs Boulder

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Boulder drivers rank 18 in the number of DUI’s per driver across all cities in Colorado.

  • Rank within state: #18
  • Percent of drivers in Boulder with a DUI: 1.99%
  • Drivers in Boulder, CO with a DUI in their driving history paid on average 3.01% more than drivers with a clean record

Most Popular Vehicle Boulder

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Boulder is the Subaru Outback.

Rude Boulder

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Colorado, Boulder drivers rank 9 in rude driving infractions.

  • Rank within state: #9
  • Percent of drivers in Boulder with a reckless driving violation: 2.91%
  • Drivers in Boulder, CO with a reckless driving violation in their driving history paid on average --% more than drivers with a clean record.

Safest Drivers Boulder

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Boulder drivers rank 2 in clean driving records across all cities in Colorado.

  • Rank within state: #2
  • Percent of drivers in Boulder with clean record: 79.29%

Failure to Yield the Right of Way Boulder

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Boulder drivers rank 12 in failure to yield violations per driver across all cities in Colorado.

  • Rank within state: #12
  • Percent of drivers in Boulder with a failure to yield violation: 0.46%
  • Drivers in Boulder, CO with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Boulder

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Colorado, Boulder drivers rank 11 in the number of reckless driving offenses per driver.

  • Rank within state: #11
  • Percent of drivers in Boulder with a reckless driving offense: 0.15%

Hybrid/Electric Vehicle Ownership Boulder

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Boulder drivers rank 2 in hybrid and electric vehicle ownership across all cities in Colorado.

  • Rank within state: #2
  • Percent of drivers in Boulder with a hybrid/electric vehicle: 2.3%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.