Temporary Car Insurance in Colorado:
Costs and Quotes (2021)

Browse. Compare. Discover. Let Insurify find the best temporary car insurance deals for you in Colorado.

Enter your zipcode to get started

Facebook following



Shopper Approved

4.8 Rating

2,700 Reviews

12 Million


Cheapest Companies for Temporary Car Insurance Colorado (2021)

For drivers looking for temporary insurance in Colorado, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers looking for a 6-month policy.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Colorado. The following are the best insurance rates from carriers that offer temporary car insurance for drivers in Colorado.

What Is Temporary Car Insurance and How to Get It in Colorado?

Long-term car insurance may seem like an expensive move when you have a temporary situation that calls for coverage. However, month-to-month insurance isn’t an option when you’re dealing with reputable companies. While there may be a completely different solution to your temporary insurance needs, purchasing a six-month policy (which is the minimum term you can buy policies for) is a likely part of your action plan.

People with short-term policy needs have one thing in common: the desire to remain flexible. And with a six-month insurance premium, that’s no problem. You can always cancel ahead of the term end date (as long as you have another plan in place) or ride it out for six months and search for a better rate then. A lot changes in half a year. Many drivers are surprised to find access to even better rates after waiting a while.

What Are the Average Short-Term Car Insurance Rates in Colorado?

Based on insurance policy data from actual drivers and carriers across the state, Coloradans pay $1,523 in premiums (on average) for a six-month, short-term insurance policy here. Looking at a short-term package like this one from a monthly perspective means that the same drivers spend about $254 a month for car insurance.

Length of Short-Term Insurance Policy
6 months$254$1,523

What Are the Benefits of Choosing a Six-Month Auto Insurance Policy in Colorado?

Insurance rates are always changing. Though your rate might suit you fine at first, you shouldn’t let more than six months pass before you check out rates a second time.

Comparison shopping for a better rate every six months is the way to go. Why? Besides the fact that new insurance companies are popping up all over (especially online), the way insurance companies rate risk changes from time to time. And your profile changes, too. Let Insurify find rates that fit your insurance profile and your budget. They make comparison shopping for short-term auto insurance quick and pain-free by capturing quotes from reputable insurance companies all over the United States.

Find Cheap Short-Term Car Insurance in Minutes

You could find cheap short term car insurance options in Colorado within minutes using Insurify. All you’ve got to do is fill in some basic information about yourself and your car, and you’ll be presented with a list of up to 20 short-term car insurance policy options within minutes. These quotes are customized, real-time, and accurate. Insurify also allows you the option to toggle between the rates for a six-month policy and a 12-month policy—that way you can see for yourself which option is best for you.

Compare quotes fast, free, and online with Insurify’s car insurance quote comparison tool.

Best Short-Term Car Insurance Plans in Colorado

Insurance prices and policies can vary significantly between companies, and a state like Colorado draws a wide variety of choices when drivers are evaluating temporary car insurance plans.

Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options.

Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price.

See All Auto Insurance Companies

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.