Browse. Compare. Discover. Let Insurify find the best car insurance deals for you in The Centennial State.
Compare all car insurance quotes in one place
As we work together to slow the spread of COVID-19, state insurance commissions and insurance providers are constantly changing regulations and practices surrounding monthly payments, claim payouts, and more. To stay up to date with the latest on auto insurance reimbursements in your area, be sure to check with your state’s insurance commission and your current auto insurance provider.
If your driving habits have changed due to COVID-19, find a new, cheaper, ready-to-buy auto insurance policy on Insurify by comparing dozens of quotes at once.
With an increased amount of people sharing the road, it’s always a good idea to keep your insurance policy in check to make sure it will be there to bail you out when and if you need it.
The average cost of Colorado car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Denver, CO to find you the cheapest quotes in the area.
Here are the cheapest carriers in Denver for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.
| Cheapest Companies | Quotes |
|---|---|
 State Farm | $117/mo |
 Nationwide | $186/mo |
 Travelers | $220/mo |
 The General | $252/mo |
 American Family | $255/mo |
| Best Companies | Quotes | |
|---|---|---|
American Family | $278/mo | |
 Safeco | $219/mo | |
 Liberty Mutual | $299/mo | |
Travelers | $196/mo |
Colorado Cities | |
|---|---|
| Colorado Springs | $215/mo |
| Aurora | $228/mo |
| Fort Collins | $142/mo |
| Arvada | $176/mo |
| Denver | $216/mo |
| Colorado | $195/mo |
Click here to learn about car insurance quotes and save on your current policy.
Studies on the relationship between driver behavior and increasingly lax state laws on marijuana in Colorado have led to inconclusive results; however, marijuana-impaired highway deaths are reportedly in decline.
Colorado's minimum liability car insurance limits are as follows:
In-person DMV services can be found across all five Denver Division of Motor Vehicles branches. People who prefer doing business from home are not excluded from these options and can take advantage of their driver services online and by mail. Some of those services include registration renewals, license plate or sticker replacements, address updates, and some vehicle registrations. To view all the online services available to you, visit the city of Denver site. Colorado requires emissions testing for certain counties through its emission inspection program. These counties include Boulder, Broomfield, Denver, Douglas, Jefferson, and portions of Adams, Arapahoe, Larimer and Weld counties.
Denver offers both a bus and a rail system—so getting around to see the sites isn’t entirely impossible without your own ride. The free 16th Street Mall Ride shuttles locals and tourists through downtown, while the RTD light rail connects the city, with over a hundred miles of track to various neighborhoods. Other transportation methods that make exploring the city easier include rideshare options from Uber and Lyft as well as traditional taxi and shuttle services. Bikeshare options include the ever popular Lime and a city-funded non-profit option, Denver B-Cycle.
Plenty of Denver newbies would rather be out enjoying the state’s natural beauty than contending with traffic, but it’s the price they pay to live in a city that’s so attractive to so many.
Even though they may have to put up with some bumper to bumper, they don’t have to put up with unpredictable insurance rates if they don’t want to. And neither do you. Insurify can help you get your premiums under control by allowing you to shop for and find your best rates in minutes.
Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.
We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.
Here's how Denver stacks up for the state of Colorado:
