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Last Updated February 1, 2022
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Quick Facts
- The average cost of rideshare insurance in Colorado is $239 per month.
- The cheapest insurer we found for rideshare insurance in Colorado is Bristol West, with average monthly premiums of $157.
- Although it’s not required by law, rideshare drivers should purchase a rideshare endorsement to stay fully protected on the road.
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Frequently Asked Questions
The TNC Act did not formally require rideshare drivers in Colorado to enroll in this add-on coverage, as it stipulates that only personal auto insurance is required. However, to avoid being essentially uninsured during certain activity periods, it’s recommended that motorists enroll in rideshare insurance.
Rideshare insurance rates will vary based on your specific driving history, your current personal deductibles, and the type of vehicle you drive. Uber and Lyft drivers can expect to pay an average of $239 per month for a rideshare endorsement, but it’s recommended that you check with your insurance provider for more information.
Most major carriers in Colorado offer coverage that enhances the protection provided by ridesharing companies. It’s smart to explore all of your auto insurance options before you enroll in a policy to make sure you’ll have enough coverage no matter what activity period you’re in.
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The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.