The average monthly cost of car insurance in Elgin, Illinois, is $108. Drivers in Elgin pay about the same as the state average car insurance rate, which is $121 per month.

Elgin is a city with a population of about 113,000 people. The number of accidents in Elgin decreased between 2021 and 2022, according to the Elgin Police Department annual report, which could contribute to the lower cost of insurance in the city.^[1]

Elgin drivers can find the best insurance for their needs by comparing car insurance quotes from multiple companies.

Quick Facts

The average cost of car insurance in Elgin is $77 for liability only and $140 for full coverage.
Elgin drivers are required to carry at least 25/50/20 in personal liability insurance.^[2]
Auto insurance companies in Elgin can use your credit score when setting rates. Drivers with poor credit pay an average of $135 a month for car insurance.

Cheapest car insurance companies in Elgin

Average car insurance rates in Elgin are more generally affordable than the statewide average. However, some car insurance companies have cheaper rates than others. Additionally, the best and cheapest auto insurance company will depend on your individual situation and coverage needs.

Insurance Company	IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.	Average Quote: Full Coverage	Average Quote: Liability Only	Best for
USAA	4.5	$90	$52	Military community
Mile Auto	3.5	$66	$49	Low-mileage drivers
GEICO	4.2	$74	$42	Discounts

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Insurify uses an in-house, proprietary method to rate and review the best car insurance companies. The Insurify Quality (IQ) Score uses more than 15 crucial criteria, including average premiums, customer satisfaction, discounts, third-party ratings, and more, to calculate a final score for a company.
Criteria are weighted by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings. With the IQ Score, Insurify is able to provide quantitative ratings for drivers to better compare car insurance companies and make informed decisions to meet their coverage needs.

Best insurer for military community: USAA

military community USAA

Compare personalized, real-time quotes

IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.	4.3
JD Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.	880
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$46/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$80/mo

Overview

USAA offers car insurance for active-duty and retired military servicemembers and their families, which makes it an excellent option for Elgin drivers who work at nearby bases in Aurora and Arlington Heights. USAA also offers a variety of discounts that can help you save money on your policy. It has savings for safe drivers, policy bundling, insuring a newer vehicle, and many others.

Pros and cons

Pros

Excellent J.D. Power customer satisfaction rating
Good selection of available discounts

Cons

Coverage only available to military members and families
Few extra coverage options available

Reviews

They are the best in customer service.

Brenda - September 13, 2023

Verified

Overall poor service, took a safe driving discount away because I wasn’t driving enough.

Kenneth - September 9, 2023

Verified

Great operation since I was a Lt.

raymond - September 7, 2023

Verified

Read our USAA review

Best insurer for low-mileage drivers: Mile Auto

low-mileage driversMile Auto

Compare personalized, real-time quotes

IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.	3.4
A.M. Best A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).	NR
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$44/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$59/mo

Overview

Elgin residents who don’t drive frequently might benefit from a Mile Auto car insurance policy. Mile Auto offers pay-per-mile insurance, so your premium is based on the distance you drive each month. If you drive infrequently, this type of insurance could help you save money. Mile Auto claims that drivers can save up to 40% when they switch from a regular car insurance policy.

Pros and cons

Pros

More affordable option for infrequent drivers
Easy to get a quote online

Cons

No other available discounts
Not many optional coverages available

Best insurer for discounts: GEICO

discountsGEICO

Compare personalized, real-time quotes

IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.	4.3
JD Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.	835
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$37/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$66/mo

Overview

GEICO is one of the largest car insurance companies in the country and offers plenty of ways for drivers to save on their premiums. Its long history in the industry cements it as a solid option for drivers, especially those who want as many opportunities to reduce their premiums as possible. Plus, it has a highly rated mobile app that makes it easy to view policies and file claims.

Pros and cons

Pros

Above-average J.D. Power rating
Highly rated mobile app

Cons

Gap insurance not available
Rideshare insurance not available

Reviews

Unwilling to work with clients. Especially senior citizens on a fixed income.

Janina - September 10, 2023

Verified

Awesome customer service, good prices, easy to deal with.

Kathleen - September 9, 2023

Verified

Good treatment in responding to questions and handling of my accident, especially because I was not at fault. No hesitation in paying the repair bill and then collecting from the at-fault insurance company client's policy.

James - September 7, 2023

Verified

Read our GEICO review

How to get the cheapest car insurance in Elgin

Car insurance premiums are based on a variety of individual and policy-related factors, like your age, credit score, claim history, vehicle type, ZIP code, deductible, and coverage limits.^[3]

However, drivers in Elgin can get more affordable car insurance in various ways. Here are a few tips for getting cheap car insurance in Elgin:

Bundle your policies. Most insurers offer a discount to customers who bundle car insurance with another insurance product, like homeowners insurance or renters insurance.
Choose high deductibles. Selecting higher deductibles for policies like collision insurance or comprehensive insurance will reduce your monthly premiums.
Pay in full. Paying your annual car insurance premium up front and in full can usually help you save some money on your annual rate.
Shop around. It’s a good idea to shop around and get quotes from multiple Illinois auto insurance companies. Comparing rates will help you find the best deal for your unique situation and coverage needs.

Find Cheap Car Insurance in Elgin, Illinois

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Cheapest liability-only car insurance in Elgin

All vehicle owners in Elgin must carry liability-only insurance. Also known as state-minimum coverage, liability-only insurance covers your legal and financial responsibilities when you cause an accident that results in bodily injuries or property damage to another person. This policy provides no coverage for your losses.

The cheapest insurer for liability-only car insurance in Elgin is Auto-Owners, with an average cost of $26 per month.

You can see which car insurance companies in Elgin have the cheapest liability-only insurance policies in the table below.

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST.

Insurance Company	Average Monthly Quote
Auto-Owners	26
State Farm	29
GEICO	37
Hugo	37
COUNTRY Financial	39
Erie	44
Mile Auto	44
USAA	46
American Family	50
Safeco	51
Mercury	54
Nationwide	59
Clearcover	63
Travelers	63
Dairyland	67
Farmers	68
Allstate	71
Direct Auto	71
Midvale Home & Auto	71
GAINSCO	75
State Auto	76
Elephant	79
Liberty Mutual	79
The General	85
Bristol West	95
Foremost	117

Cheapest full-coverage car insurance in Elgin

Full-coverage car insurance provides more protection for you and your vehicle than liability-only insurance. It’s optional for most drivers, but your lender or lessor may require it if you finance or lease your vehicle.

A standard full-coverage policy includes collision insurance, which pays for your vehicle’s repairs after an at-fault crash. It also includes comprehensive insurance, which covers non-collision damages, such as theft, hail damage, fires, and floods.

Full-coverage insurance offers more peace of mind, but the rates are higher than minimum coverage, at an average of $140 a month in Elgin. These companies have the cheapest full-coverage insurance in Elgin:

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST.

Insurance Company	Average Monthly Quote
Auto-Owners	46
State Farm	49
Mile Auto	59
GEICO	66
COUNTRY Financial	69
Hugo	71
Erie	76
USAA	80
American Family	87
Clearcover	93
Mercury	95
Travelers	96
Safeco	103
Nationwide	104
Direct Auto	111
Farmers	118
Midvale Home & Auto	119
Allstate	123
Liberty Mutual	133
Elephant	135
Dairyland	141
GAINSCO	154
State Auto	159
The General	212
Bristol West	217
Foremost	253

Estimate your Elgin car insurance costs

State

Age

Credit Score

Are you insured

Your estimated deal

*Estimate based on a market average of rates provided to other users like you.

Select discounts that apply to you

I’m a good driver

Save 30%

I’m a homeowner

Save 8%

I’m married

Save 24%

I have multiple cars

Save 39%

Car insurance requirements in Illinois

Car insurance is a legal requirement for all vehicle owners in Elgin. The minimum coverage requirements are represented at 25/50/20. Additionally, Illinois is a tort state. In the event of an accident, the at-fault driver must compensate the other person for their losses if the at-fault driver is more than 50% responsible for the accident.

Here are Illinois’ minimum insurance requirements:^[2]

Coverage	Minimum Requirements
Bodily injury liability	$25,000 per person / $50,000 per accident
Uninsured motorist bodily injury liability	$25,000 per person / $50,000 per accident
Property damage liability	$20,000 per accident

In addition to the mandatory car insurance coverage, Illinois drivers can often benefit from adding optional policies. Some of the most common endorsements include:

Gap insurance
If you lease or finance your vehicle and your insurer totals it after a claim, gap insurance helps pay the difference between the car’s value and what you still owe.
Roadside assistance
Roadside assistance covers basic roadside repairs, like a flat tire, fuel delivery, lockouts, and towing up to a certain distance.
Accident forgiveness
Accident forgiveness waives your first accident so it doesn’t raise your car insurance rate.

Illinois Automobile Insurance Plan

Cheapest car insurance for drivers with an incident

Drivers with incidents on their record, such as speeding tickets or at-fault accidents, usually pay higher rates for car insurance than people with a clean record.

The actual rate increase will vary depending on several factors, but more serious violations tend to have a greater influence on your rate. For example, driving under the influence will likely result in a more significant rate hike than a speeding ticket.

Shop for Car Insurance in Elgin, IL

Rates start as low as $36 for drivers with an incident

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Based on 3,806+ reviews

4.8/5

Cheapest car insurance for drivers with a speeding ticket: Auto-Owners

Getting a speeding ticket may not seem like a major traffic violation, but a speeding ticket can affect your car insurance premium. Elgin reported 121 speeding ticket citations in 2022, and getting a speeding ticket will likely increase your car insurance premiums.^[1]

In Elgin, car insurance costs an overall average of $159 a month after a speeding ticket. These companies have the cheapest car insurance in Elgin for drivers with a speeding ticket.

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST.

Insurance Company	Clean Driving Record	With Speeding Ticket
Auto-Owners	24	38
State Farm	27	43
GEICO	35	54
Hugo	35	54
COUNTRY Financial	37	57
Erie	41	65
Mile Auto	41	65
USAA	43	68
American Family	47	73
Safeco	48	75
Mercury	51	79
Nationwide	55	87
Clearcover	59	93
Travelers	59	93
Dairyland	63	98
Farmers	64	100
Allstate	67	104
Direct Auto	67	104
Midvale Home & Auto	67	104
GAINSCO	70	110
State Auto	71	112
Elephant	74	116
Liberty Mutual	74	116
The General	80	125
Bristol West	89	139
Foremost	110	172

Cheapest car insurance for drivers with an at-fault accident: Auto-Owners

If you cause an accident, you can expect your car insurance company to raise your premium. Drivers who get into one accident are more likely to cause more accidents in the future. Because drivers with a history of accidents are riskier to insure, they often pay higher rates for Elgin auto insurance.

In Elgin, drivers with at-fault accidents pay an average of $116 per month for liability-only coverage, and $211 for full coverage. You can see which car insurance companies in Elgin have the lowest rates for drivers with an at-fault accident in the table below.

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST.

Insurance Company	Clean Driving Record	With Accident
Auto-Owners	24	39
State Farm	27	44
GEICO	35	56
Hugo	35	56
COUNTRY Financial	37	59
Erie	41	66
Mile Auto	41	66
USAA	43	69
American Family	47	75
Safeco	48	77
Mercury	51	81
Nationwide	55	89
Clearcover	59	95
Travelers	59	95
Dairyland	63	101
Farmers	64	102
Allstate	67	107
Direct Auto	67	107
Midvale Home & Auto	67	107
GAINSCO	70	113
State Auto	71	114
Elephant	74	119
Liberty Mutual	74	119
The General	80	128
Bristol West	89	143
Foremost	110	176

Cheapest car insurance for drivers with a DUI: Auto-Owners

A DUI conviction is one of the most serious traffic violations you can have on your record. If you are convicted of driving under the influence, your car insurance rate will almost certainly increase. Depending on your insurer and the circumstances of the incident, your premium could increase significantly. Elgin drivers with a DUI pay an overall average of $184 for car insurance.

While drivers with a DUI generally pay high insurance rates, some companies offer lower rates than others. These companies have the cheapest rates for Elgin drivers with a DUI.

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST.

Insurance Company	Clean Driving Record	With DUI
Auto-Owners	24	44
State Farm	27	49
GEICO	35	63
Hugo	35	63
COUNTRY Financial	37	67
Erie	41	75
Mile Auto	41	75
USAA	43	78
American Family	47	85
Safeco	48	87
Mercury	51	92
Nationwide	55	101
Clearcover	59	107
Travelers	59	107
Dairyland	63	114
Farmers	64	116
Allstate	67	121
Direct Auto	67	121
Midvale Home & Auto	67	121
GAINSCO	70	128
State Auto	71	130
Elephant	74	135
Liberty Mutual	74	135
The General	80	145
Bristol West	89	162
Foremost	110	200

Cheapest car insurance for seniors: Auto-Owners

Senior drivers often pay higher car insurance prices than middle-aged drivers. Car insurance rates tend to decrease around age 35 but increase again around 70. This is because older adult drivers are more likely to sustain injuries in an accident and have higher fatal accident rates than younger adults.^[4]

Car insurance for seniors costs $53 per month for liability coverage and $97 for a full-coverage policy, on average.

These car insurance companies have the cheapest rates for seniors in Elgin:

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST.

Insurance Company	Liability Only	Full Coverage
Auto-Owners	18	32
State Farm	20	34
GEICO	26	46
Hugo	26	49
COUNTRY Financial	27	48
Erie	30	52
Mile Auto	30	41
USAA	32	55
American Family	34	60
Safeco	35	71
Mercury	37	66
Nationwide	41	72
Clearcover	43	64
Travelers	43	66
Dairyland	46	97
Farmers	47	81
Allstate	49	85
Direct Auto	49	77
Midvale Home & Auto	49	82
GAINSCO	52	106
State Auto	52	110
Elephant	54	93
Liberty Mutual	54	92
The General	59	146
Bristol West	66	150
Foremost	81	175

Cheapest car insurance for teens: Auto-Owners

Teen drivers typically pay the most expensive car insurance rates of any age group. Data shows that drivers between the ages of 16 and 19 have a higher accident rate than other age demographics and are more likely to make driving errors that lead to serious collisions.^[5]

However, teen drivers can lower their car insurance premiums in a few ways. For example, many insurers offer discounts to high school students who get good grades or drivers who insure a vehicle with advanced safety features. Teens can also get cheaper car insurance by staying on their parents’ policy.

Teen drivers in Elgin pay an overall average of $189 a month for car insurance in the city. You can see which car insurance companies in Elgin have the lowest average rates for teen drivers in the table below:

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST.

Insurance Company	Liability Only	Full Coverage
Auto-Owners	46	81
State Farm	51	86
GEICO	65	116
Hugo	65	124
COUNTRY Financial	68	121
Erie	77	133
Mile Auto	77	103
USAA	81	140
American Family	88	153
Safeco	89	181
Mercury	95	167
Nationwide	103	182
Clearcover	110	163
Travelers	110	168
Dairyland	117	247
Farmers	119	207
Allstate	124	216
Direct Auto	124	195
Midvale Home & Auto	124	209
GAINSCO	131	270
State Auto	133	279
Elephant	138	237
Liberty Mutual	138	233
The General	149	372
Bristol West	167	380
Foremost	205	444

Find Car Insurance in Elgin

Rates start at $77 per month for liability coverage

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Based on 3,806+ reviews

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Elgin car insurance quotes by credit tier

Most states, Illinois included, allow car insurance companies to use drivers’ credit scores to determine premiums.^[6] Insurers view people with excellent or good credit scores as having a lower risk of filing a claim, while people with poor credit have a higher risk.

Here’s how your credit score can affect your premiums in Elgin, Illinois.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Elgin?

The overall average car insurance premium in Elgin is $108 per month, which is much cheaper than the U.S. national average rate of $155 per month. Elgin also has cheaper car insurance than the Illinois average of $121 per month.

Elgin has more affordable car insurance than other places for several reasons. For example, accident rates in the city have been trending down over the last few years. The number of traffic stops in Elgin has also decreased. Areas with safe drivers often have lower average car insurance premiums.^[1]

More cities in Illinois

Elgin has cheaper car insurance rates than most other major ZIP codes in Illinois. Here’s how it compares to other cities in the state.

City	Average Quote: Liability Only	Average Quote: Full Coverage
Aurora	$76	$161
Berwyn	$78	$169
Chicago	$90	$200
Cicero	$82	$204
Decatur	$70	$134
Joliet	$76	$152
Naperville	$71	$147
Peoria	$76	$163
Rockford	$70	$143
Springfield	$77	$156
Waukegan	$72	$143

Elgin car insurance FAQs

How much is car insurance in Elgin?
The average cost of car insurance in Elgin is $77 for liability only and $140 for full coverage.
Which company has the cheapest car insurance in Elgin?
Auto-Owners is the cheapest insurance company in Elgin, with an average cost of $26 a month for liability-only coverage. The best way to find the cheapest insurance for you is to compare quotes and look for companies that offer discounts you qualify for.
What are the best car insurance companies in Elgin?
Some of the best car insurance companies in Elgin include GEICO and USAA. These insurers have solid J.D. Power customer satisfaction ratings, great Insurify Quality (IQ) Scores, and strong AM Best ratings.
Is car insurance cheaper in Iowa or Illinois?
Car insurance in Iowa and Illinois are about the same. The average cost of car insurance in Illinois is $121 a month, and in Iowa, it’s $115 a month.
How much car insurance do you need in Illinois?
Illinois requires 25/50/20 car insurance limits. This translates to $25,000 per person and $50,000 per accident for bodily injury liability coverage, as well as uninsured motorist bodily injury coverage. Then, drivers must have $20,000 in property damage liability coverage.^[2]

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
Property damage limits between $10,000 and $50,000
No additional coverage

Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:

Comprehensive coverage with a $1,000 deductible
Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

More cities in Illinois

Popular cities

Sources

Elgin Police Department. "2022 Annual Report." Accessed September 19, 2023
Illinois Secretary of State. "Mandatory Vehicle Insurance." Accessed September 19, 2023
III. "What determines the price of an auto insurance policy?." Accessed September 19, 2023
Centers for Disease Control and Prevention. "Older Driver Safety." Accessed September 19, 2023
Centers for Disease Control. "Teen Drivers and Passengers: Get the Facts." Accessed September 19, 2023
Illinois Department of Insurance. "Credit - How Insurers Use It." Accessed September 19, 2023

Elizabeth Rivelli

Elizabeth Rivelli is a freelance writer covering insurance and personal finance. She has extensive knowledge of various insurance lines, including property and casualty, health, and life insurance. Her byline has been featured in dozens of publications, including Investopedia, Forbes, Bankrate, NextAdvisor, and Insurance.com.

Learn More

Edited byCourtney MikulskiSenior Editor, Auto

Courtney MikulskiSenior Editor, Auto

3+ years producing insurance and personal finance content
Main architect of the Insurify Quality Score

Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.

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Table of contents

Table of contentsCompare quotes

Cheapest car insurance companies in Elgin

Best insurer for military community: USAA

military community USAA

Best insurer for low-mileage drivers: Mile Auto

low-mileage driversMile Auto

Best insurer for discounts: GEICO

discountsGEICO

How to get the cheapest car insurance in Elgin

Find Cheap Car Insurance in Elgin, Illinois

Cheapest liability-only car insurance in Elgin

Cheapest full-coverage car insurance in Elgin

Estimate your Elgin car insurance costs

Select discounts that apply to you

Age

Credit Score

Are you insured

Your estimated deal

Select discounts that apply to you

Car insurance requirements in Illinois

Gap insurance

Roadside assistance

Accident forgiveness

Illinois Automobile Insurance Plan

Cheapest car insurance for drivers with an incident

Shop for Car Insurance in Elgin, IL

Cheapest car insurance for drivers with a speeding ticket: Auto-Owners

Cheapest car insurance for drivers with an at-fault accident: Auto-Owners

Cheapest car insurance for drivers with a DUI: Auto-Owners

Cheapest car insurance for seniors: Auto-Owners

Cheapest car insurance for teens: Auto-Owners

Find Car Insurance in Elgin

Elgin car insurance quotes by credit tier

Rates by Credit Tier

Is car insurance more expensive in Elgin?

More cities in Illinois

Elgin car insurance FAQs

Methodology

Related articles

More cities in Illinois

Popular cities

Sources

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