Best Cheap Auto Insurance in Joliet, Illinois (2024)

Auto-Owners has the cheapest car insurance rates in Joliet.

Catherine Collins
Catherine Collins

Catherine leverages her background in education and finance to write articles that help readers make informed decisions about their insurance and finances.

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Chris Schafer
Edited byChris Schafer
Chris Schafer
Chris SchaferSenior Editor
  • 15+ years in content creation

  • 7+ years in business and financial services content

Chris is a seasoned writer/editor with past experience across myriad industries, including insurance, SAS, finance, Medicare, logistics, marketing/advertising, and many more.

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Updated June 12, 2024

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Cheapest recent rates near Joliet, Illinois

Drivers in and around Joliet, Illinois have found policies from State Farm, Direct Auto, The General, and more, through Insurify in the last few days.

*Quotes generated for Insurify users in and around Joliet, Illinois within the last 10 days. Last updated on June 12, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 12, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Joliet, Illinois within the last 10 days. Last updated on June 12, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 12, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

When you’re this close to Chicago, you’re used to having plenty of options, and that holds true for car insurance in Joliet as well. The Joliet car insurance market is flush with companies, but the cheapest insurers are Auto-Owners, State Farm, and GEICO.

The average monthly cost of liability-only car insurance in Joliet is $77, and full coverage is $169, which is comparable with the state averages of $79 for liability coverage and $185 for full coverage.

However, the choices you make regarding your car insurance coverage can lessen your monthly premium significantly. Comparing car insurance quotes can help you find cheap car insurance in Joliet, Illinois.

Quick Facts
  • Rates in Joliet are near the state average but are more expensive than the national average.

  • Illinois is an at-fault, or tort, state — meaning you could be responsible for covering the other party’s damages if you’re found to be more than 50% at fault for an accident.

  • Illinois allows insurers to consider your credit score when determining your quotes.

Find Cheap Car Insurance in Joliet, Illinois

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Best car insurance companies in Joliet

The best car insurance companies for Joliet residents are Auto-Owners, State Farm, and Mile Auto, according to Insurify data. These companies offer some of the cheapest rates for various drivers. However, the best auto insurance company for you will depend on your circumstances, such as your driving history, the number of drivers in your home, and more.

Best insurer for full coverage: Auto-Owners

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
837
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$25/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$42/mo

With a longstanding history and excellent ratings and reviews, Auto-Owners is a great choice for full-coverage auto insurance. Its low premiums, numerous discounts, and bundling options make full-coverage insurance more affordable. Additionally, Auto-Owners has an AM Best financial strength rating of A++ (Superior).

Pros
  • AM Best financial strength rating of A++ (Superior)

  • Multiple bundling opportunities

Cons
  • Available in only 26 states

  • Some Trustpilot reviews report difficulty getting claims paid

Read our Auto-Owners review
Martine - June 7, 2024
Verified

Poor Customer Service

The customer service is poor, I would recommend staying away.

Jack - June 4, 2024
Verified

Auto Owners has always been good!

I really like the agent. We primarily communicated via email. She was always great to work with.

Lawrence - June 3, 2024
Verified

Rate Review

I have no complaints. I'm just looking for lower payments. Both my vehicles are paid off, but they are well worth keeping full coverage. In the research I have done, I have found nobody with a better rate, most of the time even much higher than I'm paying with you. Hopefully, all rates will come down soon. I'm retired and living on a fixed income, so I'm trying to make the best of everything. I won't be leaving you anytime soon. Thank you for the concern.

Best insurer for safe drivers: State Farm

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.6
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$27/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$45/mo

In business for more than 100 years, State Farm is an  insurance company with an AM Best financial strength rating of A++ (Superior). It’s available in all 50 states and offers about 100 different products to its customers. Many of its discounts cater to safe drivers, including accident-free and good-driving savings, defensive-driving course discounts, the Drive Safe & Save program, and more.

Pros
  • Above-average J.D. Power customer satisfaction rating in the North Central region

  • Coverage for travel expenses and rental cars available

Cons
  • Not as many discounts as some competitors

  • Gap insurance not available

Read our State Farm review
Ray - June 11, 2024
Verified

Took months to get an adjuster for my water leak in the house

Find someone else.

George - June 11, 2024
Verified

Thinking about Switching

Shop around, the prices could be better.

Lawrence - June 11, 2024
Verified

Feels Like Someone's Watching Me, I'm Not Switching

Where did you get the idea that I was switching? That's untrue. I'm in good standing with my current insurance company.

Best insurer for low-mileage drivers: Mile Auto

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.7
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NR
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$43/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$63/mo

Mile Auto charges its customers based on miles driven. That can make this insurer especially enticing for low-mileage drivers. Additionally, it has an AM Best financial strength rating of A- (Excellent). However, a policy from Mile Auto is only available in select states.

Pros
  • AM Best financial strength rating of A- (Excellent)

  • Tracking device not required

Cons
  • Not available in every state

  • No bundles or discounts available

Cheapest liability-only car insurance in Joliet: Auto-Owners

Liability insurance covers the injuries or property damage suffered by other people in an accident you cause. However, this type of insurance doesn’t cover your own medical costs or your own vehicle repair costs in the event of an accident. Many states require a certain amount of liability insurance as a minimum.

On average, Joliet drivers pay $123 per month and $927 annually for liability coverage. Liability-only insurance is usually your most affordable option, and you can review average monthly quotes from Joliet’s top insurers in the table below.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
Auto-Owners25
State Farm27
GEICO36
Hugo37
COUNTRY Financial38
Erie42
Mile Auto43
USAA45
American Family48
Mercury53
Nationwide57
Travelers61
Direct Auto62
Safeco62
Clearcover63
Farmers65
Allstate68
National General73
Midvale Home & Auto75
State Auto79
Dairyland80
GAINSCO83
Elephant84
The General89
Liberty Mutual95
Bristol West98
Foremost131
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Joliet: Auto-Owners

Full-coverage car insurance provides the coverage of liability insurance, and it also protects you and your property in an accident.

If you have a new vehicle, or you’d struggle to replace your vehicle if it was totaled in an accident, you may want to consider full coverage. Your lender may also require you to carry full coverage in order to secure a loan to purchase a new vehicle.

Full-coverage car insurance costs Joliet drivers an average of $2,034 annually. Here, you can see the average monthly quotes for full coverage in Joliet.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
Auto-Owners42
State Farm45
GEICO61
COUNTRY Financial63
Mile Auto63
Erie69
USAA74
Hugo78
American Family79
Mercury87
Safeco88
Travelers101
Clearcover102
Nationwide103
Farmers107
Allstate113
Midvale Home & Auto120
Direct Auto131
National General134
State Auto144
Elephant153
Liberty Mutual157
GAINSCO193
Dairyland219
Bristol West239
The General239
Foremost298
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Recent Insurify quotes for Joliet, Illinois drivers

Drivers using Insurify have found quotes as cheap as $39/mo for liability only and $48/mo for full coverage in Joliet and other Illinois cities.

*Quotes generated for Insurify users in and around Joliet, Illinois within the last 10 days. Last updated on June 12, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 12, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Joliet, Illinois within the last 10 days. Last updated on June 12, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 12, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance requirements in Illinois

In order to drive in Illinois, you must carry coverage that meets the state’s minimum requirements:[1]

CoverageMinimum Requirements
Bodily injury liability
  • $25,000 for bodily injury for one person
  • $50,000 for bodily injury or death for more than one person
Property damage liability
  • $20,000

If you want coverage that exceeds the minimum requirements in Joliet, you can choose from the following options:

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    This insurance covers you if there’s damage to your vehicle that may not be related to an accident. For instance, if your car is stolen or it catches on fire, your insurance would pay for repairs or for it to be replaced.

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    Collision coverage pays to repair your vehicle when it’s damaged by another vehicle or an object, such as a tree or building.

  • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

    Uninsured/underinsured motorist coverage

    This pays for your hospital bills if you’re in an accident and the other driver is at fault but either isn’t carrying insurance or is underinsured.

Cheapest car insurance for drivers with an incident

If you have an incident on your driving record, it could cause an increase in your car insurance premiums. Such incidents include speeding tickets, an at-fault accident, and driving under the influence.

In the sections that follow, you’ll see how each incident type can affect your car insurance rates.

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Cheapest car insurance for drivers with a speeding ticket

If you get a speeding ticket in Joliet, your car insurance premiums will likely increase. Fortunately, your premiums should decrease again once the ticket falls off your record.

Joliet drivers who get caught speeding can see their overall car insurance costs spike from $123 to $181 per month. This table shows you how much you can expect to pay for insurance in Joliet with a speeding ticket on your record.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyAverage Quote: Liability Only Average Quote: Full Coverage
Auto-Owners3355
State Farm3559
GEICO4780
COUNTRY Financial5185
Hugo51109
Erie5693
USAA5997
Mile Auto6189
American Family63104
Mercury75123
Nationwide76137
Travelers81134
Direct Auto82174
Safeco83118
Clearcover84136
Farmers85140
Allstate89149
National General94173
Midvale Home & Auto102163
Dairyland106290
State Auto113206
The General119319
GAINSCO120280
Elephant122222
Bristol West128313
Liberty Mutual138228
Foremost190432
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident

Getting into an at-fault accident can be a stressful event, especially if the accident is severe. In addition to repairing your car and potentially seeking medical care, your car insurance premiums will likely go up if the crash was your fault.

With an at-fault accident on your record, you can expect to see your liability coverage rates rise to $118 per month, and $260 for full coverage. Here, you can see how an at-fault accident could affect your rates in Joliet.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyAverage Quote: Liability Only Average Quote: Full Coverage
Auto-Owners3558
State Farm3762
GEICO5085
Hugo50105
COUNTRY Financial5490
Erie5997
USAA62103
Mile Auto6595
American Family66109
Mercury78128
Nationwide80144
Safeco83119
Travelers85141
Direct Auto88186
Farmers90148
Clearcover93150
Allstate94157
National General101186
Midvale Home & Auto110176
Dairyland111304
GAINSCO111259
Elephant115209
State Auto120219
The General126338
Bristol West134327
Liberty Mutual144237
Foremost198450
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI

Driving under the influence makes you a high-risk driver in the eyes of insurance companies. If you have a DUI on your record, you should expect your rates to increase dramatically. In some cases, your insurer may drop you altogether.

Full-coverage car insurance with a DUI averages $293 per month in Joliet. Here’s a look at the monthly rates you can expect to pay in Joliet with a DUI on your record.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyAverage Quote: Liability Only Average Quote: Full Coverage
Auto-Owners4372
State Farm4677
GEICO62104
Hugo63134
COUNTRY Financial65108
Mile Auto6798
Erie72118
USAA77127
American Family82135
Mercury82135
Nationwide98176
Travelers104173
Direct Auto106224
Safeco106151
Clearcover108175
Farmers111183
Allstate116193
National General125229
Midvale Home & Auto128205
State Auto135246
Dairyland137375
GAINSCO142330
Elephant144262
The General152409
Liberty Mutual163269
Bristol West168409
Foremost224510
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors

Your age is another factor insurance companies consider when determining your car insurance premiums. Rates typically decrease around age 35 when drivers are more experienced. At around age 75, rates increase again. This is because drivers older than 75 are statistically more likely to have health issues that could impair their driving and to suffer serious injuries if involved in an accident.

Joliet seniors pay, on average, $86 per month for car insurance. Here are the average monthly rates senior drivers may pay in Joliet, Illinois.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyAverage Quote: Liability Only Average Quote: Full Coverage
Auto-Owners1322
State Farm1322
COUNTRY Financial1932
GEICO1933
Hugo1939
Erie2033
Mile Auto2334
American Family2440
USAA2541
Nationwide2748
Mercury2845
Farmers3355
Travelers3354
Direct Auto3471
Safeco3651
Allstate3762
Clearcover3759
Midvale Home & Auto3861
State Auto4276
National General4481
Dairyland46126
Elephant4786
Liberty Mutual5185
GAINSCO54125
The General55146
Bristol West56137
Foremost72164
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens

Teenage drivers are new drivers, and, as such, they’re more inexperienced. For this reason, the cost to insure teenage drivers is typically higher than the cost to insure adult drivers.

Fortunately, teen drivers have ways to save money on their car insurance, including:

  • Stay on your parents’ insurance if you still live at home.

  • Qualify for a good student discount.

  • Drive a safe car.

  • Maintain a good driving record.

It costs, on average, $298 to protect a Joliet teen driver with full coverage, and $136 per month for liability-only insurance. These Joliet insurers offer the lowest monthly rates to teens and young drivers.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyAverage Quote: Liability Only Average Quote: Full Coverage
Auto-Owners4371
State Farm4575
COUNTRY Financial5592
GEICO5695
Hugo64135
Erie70115
USAA74121
Mile Auto82121
American Family83137
Mercury95157
Nationwide96174
Travelers109180
Direct Auto112236
Farmers113186
Allstate118196
Clearcover121196
Safeco128182
Midvale Home & Auto129206
Dairyland132363
National General136250
Elephant137250
State Auto139253
The General142382
GAINSCO147341
Bristol West165403
Liberty Mutual174288
Foremost230523
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

How to get the cheapest car insurance in Joliet

If you want to find the cheapest car insurance in Joliet, Illinois, follow these tips:

  • Shop for discounts. Different insurers offer various discounts. Shop around to find which one best matches your specific situation. The more discounts applicable to your situation, the more money you’ll save.

  • Raise your deductible. A higher deductible will usually lead to a lower premium because you’re taking on more of the up-front risk yourself. However, make sure you don’t set your deductible so high you can’t afford to pay it if you need to file a claim.

  • Compare prices. Before choosing your auto insurance company, get quotes from three to five different companies. Ask detailed questions about discounts they offer. Using an insurance price-comparison platform makes it easy to compare quotes side by side and see which policy best meets your needs.

Find Car Insurance in Joliet

Rates start as low as $25 for liability coverage

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Joliet car insurance quotes by credit tier

Most states, including Illinois, allow insurers to factor in your credit score when calculating car insurance premiums.

Credit scores typically go up to a score of 850. Having an excellent or good credit score can get you the best insurance rates, and having a poor credit score can negatively affect your car insurance rates. As such, it’s a good idea to improve your credit score before seeking new car insurance.

Here are the average car insurance rates by credit score in Joliet, Illinois.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Joliet?

The average car insurance rates in Joliet are $77 for liability coverage and $169 for full coverage. These are right in line with the state averages of $79 for liability coverage and $77 for full coverage.

The national averages are $106 for liability coverage and $172 for full coverage, meaning Joliet, and the state of Illinois in general, are above the national average.

More cities in Illinois

Rates in Joliet are comparable with the state averages, and the table below shows you how rates in Joliet stack up against those in other major Illinois cities.

CityAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability Only
Aurora$180$78
Berwyn$190$79
Chicago$226$93
Naperville$166$74
Peoria$176$77
Rockford$163$73
Springfield$182$78
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Joliet car insurance FAQs

If you still have questions about how to find the cheapest car insurance in Joliet, the following answers can help.

  • How much is car insurance in Joliet?

    The average car insurance rates in Joliet are $77 for liability coverage and $169 for full coverage. This is comparable with the state averages of $79 for liability coverage and $185 for full coverage. However, car insurance in Illinois exceeds the national averages of $106 for liability coverage and $172 for full coverage.

  • What are the cheapest car insurance companies in Joliet?

    For the cheapest car insurance in Joliet, look to Auto-Owners, which offers average monthly rates of $25 for liability-only car insurance, and $42 for full coverage. State Farm and GEICO also have cheap rates for Joliet drivers, averaging $27 and $36, respectively, for liability coverage.

  • What are the best car insurance companies in Joliet?

    Auto-Owners, State Farm, and Mile Auto rank as the top insurers in Joliet. In addition to offering some of the lowest average premiums, all three insurers earned commendable financial strength ratings from AM Best. Auto-Owners and State Farm have IQ Scores of 4.0 and 4.4, respectively, while Mile Auto offers customers the ability to control their insurance costs based on how much they drive.

  • What is the minimum car insurance required in Illinois?

    Here are the minimum car insurance levels you’re required to carry in order to drive legally in Illinois:

    • $25,000 liability coverage for bodily injury for a singular person

    • $50,000 liability coverage for bodily injury or death for more than one person

    • $20,000 liability coverage for damage to someone else’s property

  • Is Illinois a no-fault state?

    No. Illinois is a fault state. This means if you’re involved in an accident and are judged to be more than 50% at fault for the accident, you could be responsible for covering the other party’s damages and may even face litigation.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. NOLO. "Illinois Car Insurance Laws and Requirements."
Catherine Collins
Catherine Collins

Catherine Collins is a freelance financial writer and author based in Detroit. She's the co-founder of MillennialHomeowner.com and MomsGotMoney.com, and author of the book Mom’s Got Money: A millennial mom’s guide to managing money like a boss. She has written for US News, Huffington Post, Money, Business Insider, Investopedia, Entrepreneur, Go Banking Rates, and many other publications. She currently resides in Detroit, Michigan with her boy-girl twins and a rescue dog named Julep.

Chris Schafer
Edited byChris SchaferSenior Editor
Chris Schafer
Chris SchaferSenior Editor
  • 15+ years in content creation

  • 7+ years in business and financial services content

Chris is a seasoned writer/editor with past experience across myriad industries, including insurance, SAS, finance, Medicare, logistics, marketing/advertising, and many more.

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