120+ more*Quotes generated for Insurify users in and around Berwyn, Illinois within the last 10 days. Last updated on October 29, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Berwyn, Illinois within the last 10 days. Last updated on October 29, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
){kind=small}
7+ years in personal finance writing
Certified Financial Education Instructor
Jessica is a freelance writer, professional researcher, and mother of two rambunctious little boys. Her work has appeared in Time’s Stamped personal finance marketplace, Consumer Affairs, Forbes Advisor, Money Under 30 and more.
Jessica specializes in personal finance, women and money, and financial literacy. Jessica is fascinated by the psychology of money and what drives people to make important financial decisions. As an Insurify contributor since July 2023, she’s written hundreds of articles aimed at helping readers make informed decisions about insurance.
She holds a Masters of Science degree in Cognitive Research Psychology, and is a National Financial Educators Council Certified Financial Education Instructor.
){kind=small}
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
){kind=small}
30+ years in financial services
Clinical Professor of Finance, University of San Diego
Dan is a well-recognized and widely quoted financial services expert, regularly appearing in a variety of national and local media as a subject matter expert.
Updated
Average car insurance rates for drivers in Berwyn are $96 per month for state-minimum coverage and $181 for a full-coverage policy, according to Insurify data.
Berwyn’s average rates are lower than in Chicago and the nearby suburb of Cicero.
While Berwyn has a higher population density than Chicago and Cicero, the city reports fewer car crashes, which may help explain its cheaper average insurance rates.[1]
Liability policies average $96/mo.
Auto-Owners offers the cheapest car insurance in Berwyn, with an average rate of $46 per month for liability coverage. Drivers can find the cheapest full-coverage rates from Auto-Owners, averaging $82 monthly.
Average rates in Berwyn are slightly higher than the Illinois average, according to Insurify research. Berwyn has a much higher population density than the state average. More people and vehicles in a smaller area generally lead to more traffic, accidents, and claims, increasing the cost of coverage.
Minimum state requirements in Illinois include $25,000 per person and $50,000 per accident in bodily injury liability coverage, plus $20,000 per accident in property damage liability coverage. Illinois also requires drivers to maintain uninsured motorist coverage of at least $25,000 per person and $50,000 per accident.
While not mandatory, you might consider a full-coverage policy to protect against common weather risks in Berwyn, such as damage from flooding and severe thunderstorms.
The following table shows the cheapest liability and full-coverage car insurance rates in Berwyn.
Insurance Company | Average Monthly Quote |
|---|---|
| Auto-Owners | $46 |
| State Farm | $51 |
| Certainly | $68 |
| Country Financial | $70 |
| Progressive | $71 |
| Direct Auto | $72 |
| The General | $72 |
| GEICO | $75 |
| Allstate | $76 |
| Erie | $77 |
| First Chicago | $78 |
| USAA | $81 |
| GAINSCO | $85 |
| Safeco | $86 |
| American Family | $88 |
| Bristol West | $93 |
| Mercury | $93 |
| National General | $93 |
| Freedom National | $101 |
| Elephant | $105 |
| Clearcover | $107 |
| First Acceptance | $108 |
| Dairyland | $110 |
| Travelers | $112 |
| Insurify Car | $115 |
| Farmers | $119 |
| Root | $121 |
| Liberty Mutual | $123 |
| Mendota | $129 |
| Hugo | $130 |
| State Auto | $157 |
Insurance Company | Average Monthly Quote |
|---|---|
| Auto-Owners | $82 |
| State Farm | $90 |
| Country Financial | $125 |
| Progressive | $130 |
| Safeco | $133 |
| Erie | $138 |
| GEICO | $141 |
| USAA | $146 |
| Direct Auto | $150 |
| American Family | $158 |
| Mercury | $158 |
| Allstate | $159 |
| National General | $183 |
| Elephant | $185 |
| Certainly | $188 |
| The General | $190 |
| First Chicago | $192 |
| Root | $192 |
| Liberty Mutual | $199 |
| Travelers | $201 |
| Bristol West | $209 |
| Clearcover | $210 |
| Farmers | $214 |
| Freedom National | $217 |
| GAINSCO | $228 |
| Mendota | $253 |
| First Acceptance | $266 |
| State Auto | $280 |
| Dairyland | $288 |
Chicago has the most expensive car insurance in Illinois, with average rates of $173 per month, while Bloomington has the cheapest average rates, at $105 per month.
Berwyn drivers pay lower rates than drivers in nearby Cicero and Chicago, but higher rates than drivers in cities like Aurora and Crest Hill.
Compared to Aurora and Crest Hill, Berwyn has a significantly higher population density, which can lead to more traffic congestion, accidents, and claims, increasing the cost of coverage.[2]
The table below shows average monthly insurance quotes for different cities in Illinois.
City | Average Monthly Quote |
|---|---|
| Bloomington | $105 |
| Moline | $111 |
| Decatur | $113 |
| Champaign | $115 |
| Naperville | $118 |
| Wheeling | $120 |
| Rockford | $121 |
| Peoria | $122 |
| Crest Hill | $124 |
| Elgin | $125 |
| Schaumburg | $125 |
| Aurora | $128 |
| Waukegan | $128 |
| Evanston | $129 |
| Springfield | $129 |
| Des Plaines | $132 |
| Joliet | $132 |
| Belleville | $145 |
| Skokie | $145 |
| Chicago Heights | $161 |
| Cicero | $161 |
| Chicago | $173 |
In the city of Berwyn, parking on all public streets is limited to residential use only from 3 a.m. to 6 a.m., seven days a week.[3] Parking permits for visitor parking and business-reserved parking are available to purchase at Berwyn City Hall, located at 6700 W. 26th Street.
Each year, Berwyn hosts the Route 66 Car Show along Ogden Ave, between Oak Park Ave and Ridgeland Ave. The Route 66 Car Show is the biggest in the area and attracts more than 30,000 visitors.
To accommodate the influx of people, the city closes local streets, and it encourages residents and visitors to avoid parking along the Ogden Avenue street-closure areas and to park on nearby residential streets overnight. For visitors, parking is available on side streets and at the Berwyn Municipal Parking Garage, located at 3300 S. Grove Ave.
In the winter, the city of Berwyn provides snow removal for residential streets. After six inches of snow have accumulated on the roads, parking on a snow route is prohibited. The parking ban remains in effect until the snow is removed. If you park in a snow route, your vehicle can be ticketed or towed.[4]
Get a minimum coverage quote in two minutes, buy a policy in four
Your driving record is one of the primary factors insurers review when determining your insurance premiums. A driving record with speeding tickets, at-fault accidents, or a conviction for driving under the influence (DUI) can result in higher premiums.
In Berwyn, more than 5% of drivers have a recent at-fault accident on their driving record, according to Insurify’s database of millions of car insurance quotes. Illinois is an at-fault state, which means the person who causes the accident is responsible for paying for injuries and damages.
The table below shows the average monthly quotes for Berwyn drivers with different driving records.
Driving Record | Average Monthly Quote |
|---|---|
| Clean driving record | $139 |
| Speeding ticket | $181 |
| At-fault accident | $191 |
| DUI | $206 |
At age 15, Berwyn teenagers can apply for their driver’s permit. At age 16 or 17, they can apply for their license after completing the required education and supervised driving requirements. And when they turn 18, drivers enter the full licensing phase and no longer require the age-related restrictions of the graduated licensing program.[5]
In Berwyn, seniors aged 60 and older account for 19% of the population. Drivers older than 55 who pass an approved defensive driving course may qualify for a defensive driver discount. Some insurers also offer a mature driver credit to drivers over a certain age, usually 50.
The table below shows average monthly quotes for Berwyn drivers of different ages, according to Insurify data.
Age | Average Monthly Quote |
|---|---|
| Teens | $192 |
| 20s | $127 |
| 30s | $102 |
| 40s | $96 |
| 50s | $87 |
| 60s | $80 |
| 70+ | $81 |
*Quotes generated for Insurify users in and around Berwyn, Illinois within the last 10 days. Last updated on October 29, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Berwyn, Illinois within the last 10 days. Last updated on October 29, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
){kind=small}
Licensed property and casualty insurance agent
25+ years of insurance experience
Anuj has 25+ years of experience in auto, home, and renters insurance. As a digital insurance agent at Insurify, he takes pride in helping customers understand their coverage and in offering risk-management strategies tailored to each customer’s needs.
){kind=small}
Licensed property and casualty insurance agent
13+ years of insurance experience
Austin has 13+ years of personal lines experience. As a sales manager at Insurify, he mentors agents and partners with leadership to refine sales strategies and improve the customer experience.
){kind=small}
Licensed property and casualty insurance agent
15+ years of insurance experience
Brett has 15+ years of experience in personal and commercial insurance. As a sales manager at Insurify, Brett leads a high-performing sales team, ensuring they achieve key sales targets while maintaining high-quality work.
Here’s more information to help you find the best car insurance in Berwyn, Illinois.
The average cost of car insurance in Berwyn is $96 per month for state-minimum liability coverage and $181 for a full-coverage policy, according to Insurify data.
The best auto insurance companies in Berwyn depend on your personal needs and budget. Before choosing an insurer, compare multiple companies on discounts, coverage options, and customer reviews. It’s also worth comparing multiple free quotes at once to see how prices vary among insurers and find the cheapest option for you.
Common discounts available to Berwyn drivers include good driver, good student, defensive driver, multi-vehicle, and low-mileage discounts. Many insurers also offer bundling discounts when you buy your auto insurance policy and homeowners insurance, renters insurance, or business insurance from the same company.
A variety of factors can affect your car insurance premiums in Berwyn, including your age, gender, driving history, ZIP code, credit history, the type of vehicle you drive, and the insurance company you choose.
Insurify data scientists analyzed more than 250 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
7+ years in personal finance writing
Certified Financial Education Instructor
Jessica is a freelance writer, professional researcher, and mother of two rambunctious little boys. Her work has appeared in Time’s Stamped personal finance marketplace, Consumer Affairs, Forbes Advisor, Money Under 30 and more.
Jessica specializes in personal finance, women and money, and financial literacy. Jessica is fascinated by the psychology of money and what drives people to make important financial decisions. As an Insurify contributor since July 2023, she’s written hundreds of articles aimed at helping readers make informed decisions about insurance.
She holds a Masters of Science degree in Cognitive Research Psychology, and is a National Financial Educators Council Certified Financial Education Instructor.
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
30+ years in financial services
Clinical Professor of Finance, University of San Diego
Dan is a well-recognized and widely quoted financial services expert, regularly appearing in a variety of national and local media as a subject matter expert.
At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.
We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.
