Temporary Car Insurance in Illinois:
Costs and Quotes (2021)

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Cheapest Companies for Temporary Car Insurance Illinois (2021)

For drivers looking for temporary insurance in Illinois, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers looking for a 6-month policy.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Illinois. The following are the best insurance rates from carriers that offer temporary car insurance for drivers in Illinois.


What Is Temporary Car Insurance and How to Get It in Illinois?

Temporary car insurance policies typically last six months and are often cheaper than the longer-term 12-month policies. It’s common for websites to advertise daily, weekly, or monthly policies, but these offers are often tricky ways to make you buy a standard six-month policy. In the U.S., car insurance companies only sell six-month or 12-month policies. If you’d like to buy a policy for less than six months, one choice is to sign up for a six-month policy and cancel early.

Many have picked a company and later found out it’s just not the right fit. Short-term policies let you switch without breaking the bank. You can reevaluate your policy every six months so you can select a company that’s right for your budget. Speaking of the search process, Insurify can help you get up to 20 short-term car insurance quotes from top companies within minutes!

What Are the Average Short-Term Car Insurance Rates in Illinois?

According to Insurify’s database of over 25 million quotes, drivers pay $1,205 on average for a six-month car insurance policy in the Prairie State. A quick calculation later, and you realize that’s $201 per month, a rate that makes Illinois the 19th-cheapest for short-term car insurance in the nation.

Length of Short-Term Insurance Policy
6 months$201$1,205

What Are the Benefits of Choosing a Six-Month Auto Insurance Policy in Illinois?

The biggest benefit of choosing a six-month policy comes down to dollars and cents. Insurance companies try to reel you in with a low up-front price, and they make their money by keeping customers long-term and not paying out claims. By switching every six months, you’re always getting the best rates the market offers.

Another reward for your savvy dealing is flexibility. Customer service agents rub you the wrong way? Have a nightmare claims process or receive an astronomical renewal premium? You can kiss your old company goodbye and look for one that makes the most sense. And the best way to lock in the right fit is to use Insurify. It’ll help you find the company that gives you the service you deserve at a price you can afford.

Find Cheap Short-Term Car Insurance in Minutes

You could find cheap short term car insurance options in Illinois within minutes using Insurify. All you’ve got to do is fill in some basic information about yourself and your car, and you’ll be presented with a list of up to 20 short-term car insurance policy options within minutes. These quotes are customized, real-time, and accurate. Insurify also allows you the option to toggle between the rates for a six-month policy and a 12-month policy—that way you can see for yourself which option is best for you.

Compare quotes fast, free, and online with Insurify’s car insurance quote comparison tool.

Best Short-Term Car Insurance Plans in Illinois

Insurance prices and policies can vary significantly between companies, and a state like Illinois draws a wide variety of choices when drivers are evaluating temporary car insurance plans.

Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options.

Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price.

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Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.