Car Insurance in Chicago, IL

Auto insurance costs vary from location to location and between insurance carriers. Insurify analyzed the latest data for Chicago insurance rates to find you the cheapest quotes in each of these metropolitan areas.

Cheapest Car Insurance in Chicago, IL

Here are the cheapest carriers in Chicago for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Companies Quotes
Progressive

Progressive

$48 /mo
Allstate

Allstate

$84 /mo
State Farm

State Farm

$100 /mo
Travelers

Travelers

$133 /mo
American Family

American Family

$196 /mo

Best Car Insurance in Chicago, IL

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in Chicago.

Companies Insurify
Composite Score
Quotes

American Family

92
$196 /mo

Allstate

88
$84 /mo

Nationwide

85
$205 /mo

State Farm

84
$100 /mo

Travelers

83
$133 /mo

Progressive

82
$48 /mo

Chicago, IL Driving Facts

Illinois' minimum liability car insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $20,000 property damage liability per accident

Insurify Rankings

Using a proprietary dataset of over 1.5 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.

We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.

dui
Cities with Most
DUIs Rank
#1
moving violations
Cities with Most
Moving Violations Rank
#1
popular car
Most Popular Car in
Chicago, IL
Toyota Camry
speeding violations
Cities with Most
Speeding Tickets Rank
#13
suspended licenses
Cities with Most
Suspended Licenses Rank
#9