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You’ve probably heard that when you’re shopping for car insurance, you should get quotes from multiple companies to ensure you’re getting the best deal. And while that’s great advice, it can be time-consuming to get quotes from multiple websites.
Compare.com seeks to solve that problem by helping drivers get car insurance quotes from multiple companies at once. While Compare.com is a popular online insurance marketplace, it’s important to understand how it works and how it compares to other sites.
Compare.com is a car insurance comparison site that provides real-time quotes from as many as 75 top insurance companies.
Compare.com has a simple and easy online form that returns multiple insurance quotes in as little as 30 seconds.
Downsides of Compare.com include its lack of customization options and the limited number of quotes some customers will see.
Compare.com is a car insurance comparison website that helps people in 48 states shop for policies from many different insurers at once. The company launched in 2013 as a way to help shoppers get unbiased quotes and, ideally, save money on car insurance.
Compare.com saves customers time because instead of getting separate quotes from different insurers to find the best price, users can get them all in one place. The company works with more than 75 of the country’s top licensed and reputable car insurers to help everyone find the policy that’s best for them.
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How does Compare.com work?
Compare.com helps users find many auto insurance quotes using a single online form. Rather than showing you hypothetical quotes or price estimates, the company claims to show actual quotes that you can immediately take advantage of.
Once you’ve completed the online form, you can see both your monthly and annual quotes for different coverage levels: minimum, basic, plus, and premium. Shopping through Compare.com requires only a soft hit on your credit, meaning it won’t affect your credit score.
Compare.com pros and cons
Helps you see multiple insurance quotes in one place
Works with more than 75 top insurers
Quick and easy online form
Limited customization options
Some results might not include quotes
Online form may return very few quotes
The Compare.com insurance quote-comparison process
Compare.com has a quick and easy online form that you can complete in just a couple of minutes. Once you complete the form, you can compare quotes from multiple companies and hopefully find one that works for you. Here’s how to get started.
Enter vehicle information
The first step of the online form is sharing information about your car. You’ll need to share the year, make, and model of your vehicle. Compare.com will also ask whether you own or lease the car, whether you make payments on it, and how long you’ve owned it. Finally, you’ll need to share what you use the vehicle for and your estimated annual mileage.
Enter personal information
Next, Compare.com will ask you for some personal information, including your name, birthday, gender, and marital status. You’ll also share information about your home, as well as your education and occupation.
Enter driver history information
In the final step of the process, Compare.com will ask you for information about your driving and insurance history.
You’ll have to share certain information about your driving record, such as how long you’ve had your license, whether your license has been suspended or revoked, whether you need an SR-22 on file with your state, and whether you’ve had accidents, moving violations, or claims.
As for your insurance history, you’ll need to share whether you’ve ever gone without insurance, what your current insurance company is, and how long you’ve been with that insurer.
Compare available quotes and purchase a policy
Once you’ve completed the online form, it will take about 30 seconds for your quotes to appear. While Compare.com partners with more than 75 reputable insurers, you may only see quotes from a few of those.
For each quote, you’ll see your monthly cost, the total cost of the policy, and how much is due if you sign up right away. You can also filter your quotes with the following options:
Plus coverage: Increased liability coverage with medical payments, rental, and towing coverage, as well as comprehensive and collision coverage at a $500 deductible
Premium coverage: Maximum liability coverage with medical payments, rental, and towing coverage, as well as comprehensive and collision coverage at a $500 deductible
It’s worth noting that while the site shows several different coverage options, the customization also has limits. For example, you won’t be able to add optional coverages other than medical payments, rental coverage, and towing coverage.
If you’re interested in pursuing any of the quotes you’re provided with, you can either click to go directly to the insurer’s website or call an insurance company agent.
Compare.com customer reviews
Compare.com has generally positive online reviews. On Shopper Approved, the company has more than 1,340 reviews and an average rating of 4.8 out of 5 stars. More than 82% of reviewers left five-star reviews. Positive reviews largely pointed to the easy process and low insurance rates.
However, the company also has some negative reviews. Negative reviews either point to a discrepancy between the quoted amount and the amount they actually ended up paying or state that Compare.com sold their information to other companies.
Compare.com insurance comparison: Is it a legitimate site?
Yes, Compare.com is a legitimate website with about a decade in business. The company provides online insurance quotes that customers can use to purchase policies immediately. Compare.com is accredited with the Better Business Bureau and has an A+ rating. It also has well over 1,000 customer reviews, which are overwhelmingly positive.
Are websites that compare auto insurance prices reliable?
Websites that compare auto insurance prices online can be reliable, but they can’t guarantee with certainty that you’ll pay the quoted price. First, the quote relies on you providing accurate information.
Additionally, insurance companies generally review your driving record and credit history before finalizing your premiums. Depending on what comes up during those searches, your premiums could end up higher or lower than the quote you received.
What is the best car insurance quote website?
You can find many online car insurance quote websites, and no one site is best for everyone. However, Insurify is one of the highest-rated quote websites on Shopper Approved, with more than 3,600 positive reviews and an average review of 4.8 out of 5 stars.
Are all comparison sites the same?
No, not all comparison sites are the same. First, many sites that claim to provide car insurance quotes act primarily as lead-generation sites and can’t provide accurate, real-time quotes.
Even among sites that do provide real-time quotes, they aren’t exactly the same as one another. Some sites, including Compare.com, may only provide you with a few quotes. And as some of the reviews for Compare.com stated, those quotes may not accurately reflect what you’ll pay.
Erin Gobler is a personal finance writer and journalist based in Madison, Wisconsin. With more than five years of experience, Erin has covered topics such as investing, credit cards, mortgages, insurance, and more. Her work has been featured in major publications like Business Insider, Fox Business, and Time. Erin received her bachelor’s degree from the University of Wisconsin-Oshkosh in 2013, studying journalism and political science. She also received a certificate of financial planning from Boston University in 2022.