Cheap Auto Insurance Quotes in Newark, NJ (2021)

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Car Insurance in Newark, NJ

The average cost of New Jersey car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Newark, NJ to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$138
$272
$283
$431
$460
ProgressiveLiberty MutualTravelersAmerican FamilyState Farm
Monthly $

Cheapest Car Insurance in Newark, NJ

Here are the cheapest carriers in Newark for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$279
$295
$304
$294
$183
$317
New JerseyJersey CityPatersonElizabethEdisonNewark
Monthly $

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Newark, NJ Driving Facts

new-jersey

Minimum Car Insurance Requirements in NJ

New Jersey requires all drivers to purchase either a basic or standard insurance policy. The basic policy liability limit is as follows:

  • $5,000 of property damage liability per accident

The standard policy liability limits are as follows:

  • $15,000 of bodily injury liability insurance per person, per accident
  • $30,000 of bodily injury liability for multiple injured people per accident
  • $5,000 of property damage liability per accident

Insurify Insights: How Newark Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Newark, NJ
suspended licenses
#19
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Newark drivers measure up to their fellow New Jersey motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Newark

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Newark drivers rank 27 in the number of car accidents per driver across all cities in New Jersey.

  • Rank within state: #27
  • Percent of drivers in Newark with an accident: 6.79%
  • Drivers in Newark, NJ with an accident in their driving history paid on average 27.88% more than drivers with a clean record

Speeding Newark

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in New Jersey, Newark drivers rank 25 in the number of speeding infractions per driver.

  • Rank within state: #25
  • Percent of drivers in Newark with a speeding ticket: 3.5%
  • Drivers in Newark, NJ with a speeding ticket in their driving history paid on average 21.82% more than drivers with a clean record

DUI/DWIs Newark

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Newark drivers rank 28 in the number of DUI’s per driver across all cities in New Jersey.

  • Rank within state: #28
  • Percent of drivers in Newark with a DUI: 0.67%
  • Drivers in Newark, NJ with a DUI in their driving history paid on average --% more than drivers with a clean record

Rude Newark

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in New Jersey, Newark drivers rank 5 in rude driving infractions.

  • Rank within state: #5
  • Percent of drivers in Newark with a reckless driving violation: 2.13%
  • Drivers in Newark, NJ with a reckless driving violation in their driving history paid on average 31.82% more than drivers with a clean record.

Safest Drivers Newark

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Newark drivers rank 1 in clean driving records across all cities in New Jersey.

  • Rank within state: #1
  • Percent of drivers in Newark with clean record: 88.13%

Failure to Yield the Right of Way Newark

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Newark drivers rank 3 in failure to yield violations per driver across all cities in New Jersey.

  • Rank within state: #3
  • Percent of drivers in Newark with a failure to yield violation: 0.42%
  • Drivers in Newark, NJ with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Newark

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in New Jersey, Newark drivers rank 1 in the number of reckless driving offenses per driver.

  • Rank within state: #1
  • Percent of drivers in Newark with a reckless driving offense: 0.25%

Most Popular Vehicle Newark

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Newark is the Honda Accord.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.