Cheap Auto Insurance Quotes in Trenton, NJ (2021)

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Car Insurance in Trenton, NJ

The average cost of New Jersey car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Trenton, NJ to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$91
$209
$427
ProgressiveTravelersState Farm
Monthly $

Cheapest Car Insurance in Trenton, NJ

Here are the cheapest carriers in Trenton for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$290
$317
$295
$304
$294
$242
New JerseyNewarkJersey CityPatersonElizabethTrenton
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Trenton, NJ Driving Facts

new-jersey

Minimum Car Insurance Requirements in NJ

New Jersey requires all drivers to purchase either a basic or standard insurance policy. The basic policy liability limit is as follows:

  • $5,000 of property damage liability per accident

The standard policy liability limits are as follows:

  • $15,000 of bodily injury liability insurance per person, per accident
  • $30,000 of bodily injury liability for multiple injured people per accident
  • $5,000 of property damage liability per accident

Find local Trenton agents

Karl Weidel, Inc. 
23 South Warren Street, Trenton, NJ 08608
IIANJ Marketing Programs Inc. T/A R. E. Stevens 
2211 Whitehorse-Mercerville Rd, Trenton, NJ 08619
Ferdinand M Wagner & Son Inc. T/A Wagner Ins. 
866 Highway 33 Ste 6, Trenton, NJ 08619-4419
Big I New Jersey 
2211 Whitehorse-Mercerville Rd., Trenton, NJ 08619
Buy Smart Insurance, LLC.
127 N Broad St UNIT 4, Trenton, NJ 08608,
Teanice Wells-Ernest - State Farm Insurance Agent
125 S Warren St, Trenton, NJ 08608
Deswert Insurance
1400 Cedar Ln, Trenton, NJ 08610
Buy Smart Insurance, LLC.
127 N Broad St UNIT 4, Trenton, NJ 08608
NJM Insurance Group
301 Sullivan Way, West Trenton, NJ 08628
Freeway Insurance
1684 Pennington Rd, Trenton, NJ 08618

Insurify Insights: How Trenton Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Trenton, NJ
suspended licenses
#1
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Trenton drivers measure up to their fellow New Jersey motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Trenton

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Trenton drivers rank 20 in the number of car accidents per driver across all cities in New Jersey.

  • Rank within state: #20
  • Percent of drivers in Trenton with an accident: 8.59%
  • Drivers in Trenton, NJ with an accident in their driving history paid on average 40.48% more than drivers with a clean record

Speeding Trenton

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in New Jersey, Trenton drivers rank 9 in the number of speeding infractions per driver.

  • Rank within state: #9
  • Percent of drivers in Trenton with a speeding ticket: 5.94%
  • Drivers in Trenton, NJ with a speeding ticket in their driving history paid on average 33.73% more than drivers with a clean record

DUI/DWIs Trenton

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Trenton drivers rank 13 in the number of DUI’s per driver across all cities in New Jersey.

  • Rank within state: #13
  • Percent of drivers in Trenton with a DUI: 1.12%
  • Drivers in Trenton, NJ with a DUI in their driving history paid on average --% more than drivers with a clean record

Rude Trenton

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in New Jersey, Trenton drivers rank 6 in rude driving infractions.

  • Rank within state: #6
  • Percent of drivers in Trenton with a reckless driving violation: 2.09%
  • Drivers in Trenton, NJ with a reckless driving violation in their driving history paid on average 38.89% more than drivers with a clean record.

Safest Drivers Trenton

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Trenton drivers rank 7 in clean driving records across all cities in New Jersey.

  • Rank within state: #7
  • Percent of drivers in Trenton with clean record: 84.59%

Failure to Yield the Right of Way Trenton

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Trenton drivers rank 4 in failure to yield violations per driver across all cities in New Jersey.

  • Rank within state: #4
  • Percent of drivers in Trenton with a failure to yield violation: 0.4%
  • Drivers in Trenton, NJ with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Trenton

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in New Jersey, Trenton drivers rank 7 in the number of reckless driving offenses per driver.

  • Rank within state: #7
  • Percent of drivers in Trenton with a reckless driving offense: 0.08%

Most Popular Vehicle Trenton

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Trenton is the Honda Accord.

Most Patriotic City

Most Patriotic City

Trenton

Beginning in 2018, Insurify launched the Most Patriotic Cities Awards, which salute the community in each state with the highest percentage of individuals who currently serve in the military or identify as armed service veterans.

Toms River won Insurify's Most Patriotic Cities Award for the state of New Jersey.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.