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Temporary Car Insurance in New Jersey (With Quotes)

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Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.

Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.
Joe Dyton

By: Joe Dyton

Edited by John Leach | Reviewed by Licensed Insurance Agent, Amber Benka

Updated March 9, 2022

Cheapest Companies for Temporary Car Insurance New Jersey (2022)

For drivers looking for temporary insurance in New Jersey, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers looking for a 6-month policy.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in New Jersey. The following are the best insurance rates from carriers that offer temporary car insurance for drivers in New Jersey.

CarrierAvg. Monthly Cost The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Plymouth Rock$183
Travelers$196
Good2Go$264
Mercury$312
Bristol West Auto$313

What Is Temporary Car Insurance and How to Get It in New Jersey?

Temporary car insurance is a policy that lasts for six months, as opposed to 12. Six-month car insurance policies are typically less expensive than the full-year version. If you come across a site that offers a temporary insurance policy of less than six months, be careful because it’s likely a scam. In the United States, insurance companies typically only offer six-month and 12-month policies. If you feel you need car insurance for less than six months, buy the temporary policy and cancel it later.

Short-term car insurance policies are great because they come with a certain level of flexibility. You don’t have to worry about being locked into a long, expensive policy if your insurer ends up not being a good match. With a six-month car insurance policy, you can begin to comparison-shop that much sooner. Check out Insurify to find a good, affordable temporary car insurance policy in New Jersey. Insurify can find up to 20 short-term car insurance policies for you from top companies within minutes!

What Are the Average Short-Term Car Insurance Rates in New Jersey?

According to Insurify’s database of more than four million car insurance policy applications, New Jersey drivers pay about $1,700 on average for a six-month policy. That’s an average of $292 per month. If you’re wondering how much a 12-month policy is, don’t just multiply $292 by 12. There’s a chance your per-month average for a 12-month policy could be higher because the insurance company is assuming less risk with a six-month policy.

Length of Short-Term Insurance PolicyAvg. Monthly Rate, Short-Term Policy The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.Total Cost of 6 Month, Short-Term Policy The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
6 months$292$1,754

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What Are the Benefits of Choosing a Six-Month Auto Insurance Policy in New Jersey?

There are a number of benefits to buying a six-month auto insurance policy in New Jersey. Perhaps the biggest benefit is the ability to look for better rates in a shorter period of time. The great deal you got on your car insurance might not look as great in a couple of months if your rates are increased. With temporary car insurance, you can always be looking for a better price without the feeling of having to wait a year before you can switch.

Reassessing your car insurance policy by shopping rates every six months is a smart financial decision. It’s also easy to do with Insurify. You can compare car insurance quotes from up to 20 companies at a time within minutes. Monitoring car insurance rates on a consistent basis also helps ensure you aren’t wasting money.

Find Cheap Short-Term Car Insurance in Minutes

You could find cheap short term car insurance options in New Jersey within minutes using Insurify. All you’ve got to do is fill in some basic information about yourself and your car, and you’ll be presented with a list of up to 20 short-term car insurance policy options within minutes. These quotes are customized, real-time, and accurate. Insurify also allows you the option to toggle between the rates for a six-month policy and a 12-month policy—that way you can see for yourself which option is best for you.

Compare quotes fast, free, and online with Insurify’s car insurance quote comparison tool.

Best Short-Term Car Insurance Plans in New Jersey

Insurance prices and policies can vary significantly between companies, and a state like New Jersey draws a wide variety of choices when drivers are evaluating temporary car insurance plans.
Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies

FAQs - New Jersey Car Insurance

  • There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

  • Auto insurance costs will vary between locations and insurance carriers, depending on the county New Jersey. Insurify analyzed the latest data for the five most populous cities in New Jersey to find you the cheapest quotes in each of these metropolitan areas.

  • The way to find the carrier with the best auto insurance ratings in New Jersey and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

  • During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

Compare Car Insurance Quotes Instantly

  • Personalized quotes in 5 minutes or less
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  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Joe Dyton
Joe Dyton

Insurance Writer

Joe Dyton has been a professional writer since 1999. He's been writing about the auto insurance industry for 15 years and was an in-house marketing copywriter for GEICO for a decade. Learn more about Joe at joedyton.com.

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