Car Insurance in Jersey City, NJ

Auto insurance costs vary from location to location and between insurance carriers. Insurify analyzed the latest data for Jersey City insurance rates to find you the cheapest quotes in each of these metropolitan areas.

Cheapest Car Insurance in Jersey City, NJ

Here are the cheapest carriers in Jersey City for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Companies Quotes
Progressive

Progressive

$109 /mo
Liberty Mutual

Liberty Mutual

$239 /mo
Travelers

Travelers

$243 /mo
Allstate

Allstate

$340 /mo
State Farm

State Farm

$355 /mo

Best Car Insurance in Jersey City, NJ

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in Jersey City.

Companies Insurify
Composite Score
Quotes

American Family

91
$484 /mo

Allstate

88
$340 /mo

Liberty Mutual

84
$239 /mo

State Farm

84
$355 /mo

Travelers

83
$243 /mo

Progressive

81
$109 /mo

Average Quotes

Jersey City

$295/mo

New Jersey Cities
Newark
$317/mo
Paterson
$304/mo
Elizabeth
$294/mo
Edison
$183/mo
New Jersey

$279/mo

Jersey City, NJ Driving Facts

New Jersey requires all drivers to purchase either a basic or standard insurance policy.

The basic policy liability limit is as follows:

  • $5,000 of property damage liability per accident

The standard policy liability limits are as follows:

  • $15,000 of bodily injury liability insurance per person, per accident
  • $30,000 of bodily injury liability for multiple injured people per accident
  • $5,000 of property damage liability per accident

Insurify Rankings

Using a proprietary dataset of over 1.5 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.

We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.

popular car
Honda Accord
Most Popular Car in
Jersey City, NJ
suspended licenses
#11
Cities with Most
Suspended Licenses Rank