The Zebra Home Insurance Review: How the Comparison Site Stacks Up
The Zebra lets you compare home insurance options, but it didn’t provide real-time, instant quotes in our tests.
Secure. Free. Easy-to-use.
4.7 / 518K reviews
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Writer: Danny SmithInsurance Writer
Writer: Danny SmithInsurance Writer
Qualifications:
Licensed auto and home insurance agent
4+ years in content creation and marketing
As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.
)
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Qualifications:
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Updated
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The Zebra is an insurance-comparison website that lets users compare quotes across various types of insurance, such as auto, home, and life. But you’ll need to provide personal information to see quotes, and call an agent to buy a policy.
The Zebra’s home insurance comparison product is one of its main offerings, alongside auto insurance rates. Homeowners input some personal information about their home and see options from multiple insurers.
Here’s what you need to know about The Zebra.
Quick Facts
The Zebra offers car insurance quotes and lets you seek bundled quotes for home and auto coverages.
The Zebra has a rating of 4.7 out of 5 stars on Trustpilot and more than 5,000 reviews.
You’ll need to provide an email address to see home insurance options through The Zebra, and you’ll have to call if you want to buy a policy.
The Zebra at a glance
Founded in 2012, The Zebra is an insurance-comparison site that helps users compare quotes for auto, home, and life insurance. It partners with more than 100 insurance companies.
The Zebra provided some instant homeowners insurance estimates in our test. But we also saw ads and instructions to call in if we wanted to move forward with a purchase. It’s free to use for drivers, homeowners, and renters alike.
Pros
Free to use
Partners with more than 100 insurance companies
Applications take only a few minutes
Cons
Not every insurance company is available
Limited customization of coverage details
Some users report excessive follow-up calls
How does The Zebra work?
The Zebra lets you compare quotes from multiple home insurance companies side by side. To begin the process, you’ll need to enter information such as your address, home details, and your email address. It takes only a few minutes. Here’s the step-by-step process.
First, the home insurance comparison site will ask you for some of your basic info, including your address, your ZIP code, and what type of home you own.
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Next, The Zebra asks for your name, birthday, and email address. It also asks if you’d like to bundle your home insurance policy with car insurance.
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Finally, The Zebra shows you your options. In our tests, The Zebra showed multiple instant estimates and some ads. Some options require you to continue on the insurer’s website. Others require you to call to continue with a purchase.
In a second test, using a different address, we didn’t get any real-time quotes. Instead, we had to click through to each insurer’s website and provide additional information in order to get a quote.
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The Zebra didn’t really save us time, as we needed to either click through to an insurer website or make a phone call to learn more about our policy options.
The Zebra reviews: What real customers are saying
The Zebra has ratings of 4.7 (out of 5) stars on Trustpilot and 4.8 on Shopper Approved, with mixed reviews on both sites. But it only received 2.2 out of 5 stars on the Better Business Bureau (BBB) website.
Take a look at what users are saying about The Zebra’s user experience and customer service:
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Positive reviews mention a good experience with The Zebra, while some users report excessive follow-up calls. The Zebra often responds to customer reviews.
The Zebra vs. Insurify
The Zebra and Insurify are both insurance-comparison platforms for home and auto insurance. Both companies partner with more than 100 of the best auto insurance companies and home insurance companies.
Both may follow up with users after the quote process. The comparison platforms each partner with different insurance companies, and available insurers may differ depending on your location.
Insurify and The Zebra both have ratings of 4.7 on Trustpilot and 4.8 on Shopper Approved. It’s worth noting, though, that Insurify has substantially more reviews on both review platforms, with more than 17,630 (vs. 5,119 for The Zebra) on Trustpilot and 4,000-plus reviews (vs. 2,731 for The Zebra) on Shopper Approved.
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Is The Zebra a spammy site?
Some insurance shoppers have reported receiving excessive follow-up communications after using The Zebra to compare quotes. The Zebra says it doesn’t sell data, but it does partner with third-party companies that can contact you using the contact information you provided.
Users experience different types and volumes of follow-ups, depending on the quotes they receive. Make sure to read The Zebra’s terms of use and privacy policy to understand how the site will use your data.
The Zebra home insurance FAQs
If you still have questions about how The Zebra’s quote-comparison tool works, check out the following information about the insurance-comparison site.
Is The Zebra easy to use?
Yes. The Zebra is a legitimate site for insurance comparison. That said, it has 2.2 out of 5 stars on the Better Business Bureau website, and some users report excessive follow-up calls.
Is The Zebra free?
Yes. The Zebra is completely free to use. You can use its quote tool to compare insurance products entirely for free to find the lowest premium.
Is The Zebra a legit site for insurance?
Yes. The Zebra is a legitimate site for insurance comparison. It has a good reputation in the insurance industry and is not a lead-generation site.
Does The Zebra run your credit?
No. The Zebra doesn’t run your credit when providing insurance quotes. But some insurers that it partners with may run a soft credit check to determine your policy quotes.
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Writer: Danny SmithInsurance Writer
Writer: Danny SmithInsurance Writer
Qualifications:
Licensed auto and home insurance agent
4+ years in content creation and marketing
As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Qualifications:
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.