Aspire General vs. other insurance companies
To find the best car insurance company for your needs, it’s a good idea to compare multiple insurers. Below, you can see how Aspire compares to some other popular car insurance companies.
Insurance Company | Average Quote: Liability Only | Average Quote: Full Coverage | A.M. Best | J.D. Power* |
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Aspire General | N/A | N/A | B+ | Not Rated |
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State Farm | $125 | $175 | A++ | 842 |
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Nationwide | $167 | $182 | A+ | 815 |
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The General | $259 | $451 | A- | Not rated |
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Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile. *J.D. Power’s 2022 Auto Insurance Satisfaction Study average rating across all regions. Based on a 1,000-point scale.
Aspire General vs. State Farm

State Farm stands out for its affordable premiums and excellent third-party ratings. It has an A++ A.M. Best financial strength rating, which is much higher than Aspire General’s B+ rating.[4] State Farm is also rated as the top large insurer in J.D. Power’s 2022 Insurance Shopping Study.[5]
State Farm doesn’t specialize in high-risk car insurance, so it might not be the best option if you need nonstandard coverage. But you can purchase a State Farm car insurance policy in most states and start the quote process online.
Aspire General vs. Nationwide
Nationwide has much better third-party ratings than Aspire does. If you’re looking for an insurance company with excellent customer satisfaction and claims handling, Nationwide might be a better option. It also provides plenty of endorsements for customizing your policy. You can purchase accident forgiveness, gap insurance, towing and labor coverage, roadside assistance, and more.
Nationwide also offers several policies that Aspire General doesn’t offer. For example, if you drive infrequently, you can enroll in Nationwide’s SmartMiles program, which can help you get more affordable auto insurance. You can also look into the safe driver reward program, called SmartRide, which may lower your premiums when you demonstrate safe driving habits.
Aspire General vs. The General

The General is another insurer that sells nonstandard car insurance in addition to regular car insurance. The company doesn’t offer many endorsements for policy customization, but it does offer a longer list of discounts. The General advertises discounts for safe drivers, good students, taking a defensive driving course, insuring a vehicle with passive restraints, and others.
Because The General specializes in high-risk car insurance, its average premiums are more expensive than some other insurers. However, you can get an instant rate quote online to see how much you’ll pay for coverage.
How to file an auto insurance claim with Aspire General
If you experience an insured loss, you can file a claim with Aspire General for reimbursement up to your policy limits. For example, if you hit another driver, you can file a claim to have your car insurance policy cover the damages you caused.
Here are the steps to follow if you need to file a claim with Aspire General:
Notify the company. To file the claim, you’ll need to call Aspire at 1 (916) 306-1831 or send an email to claims@agicins.com. You can also submit the claim form online.
Submit the claim details. You’ll need to submit information about the incident. Be prepared with information like your policy number, vehicle information, facts surrounding the claim, police report, witness contact information, and anything else that could help the insurance company investigate the claim.
Wait for your reimbursement. Once you submit your claim information, Aspire General will assign an adjuster to the case. They’ll investigate the incident, determine if the company will cover the loss, and calculate how much money you’ll receive. If Aspire General approves the claim, you’ll receive the reimbursement for covered losses, depending on your policy.