Advertiser Disclosure


At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.

We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.

Why you can trust Insurify: As an independent agent and insurance comparison website, Insurify makes money through commissions from insurance companies. However, our expert insurance writers and editors operate independently of our insurance partners. Learn more.

Best DUI Insurance Companies in Pennsylvania (2022)

For drivers with a DUI or DWI offense in Pennsylvania, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Pennsylvania. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in Pennsylvania.

CarrierAvg. Monthly Cost
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Travelers$101
Safeco Insurance$110
Verti$124
Liberty Mutual$134
Plymouth Rock$145
American Family Insurance$159
Bristol West$176
Dairyland Insurance$184
Good2Go Auto Insurance$187
SafeAuto$246

DUI Car Insurance Costs in Pennsylvania

In Pennsylvania, a DUI or DWI offense will on average have drivers paying $373 per month and $4,476 per year for their car insurance rates.

Compared to drivers with a clean driving record, that is on average an 96% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.

How Much Does a DUI Impact Car Insurance Rates in Pennsylvania?

When you get charged with a DUI, the one thing you can guarantee is change. Changes show up at work, school, or even with your closest family. What difference can you expect on your car insurance bill?

If you have a clean record in Pennsylvania, your average monthly payment is $190. But all it takes is to drink one too many and jump behind the wheel, and that amount goes up by 97 percent. At $373, a DUI could leave you paying nearly double. The cost ends up being $183 more per month, translating to over 2,000 reasons a year to find a safer way home.

No Violation - Avg. Monthly Rate
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
After DUI - Avg. Monthly Rate
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Average Percent Increase After DUI
$190$37396.32%

What Are the Average Car Insurance Prices After a DUI in Pennsylvania?

Of course, your bill will differ based on your specific situation, but Pennsylvanians with one or more DUIs spend an average of $373. That means the state ranks 24th for the most expensive DUI premium in the country. The change won't happen overnight, but safe driving always pays long-term dividends in Pennsylvania.

Pennsylvania After DUI Avg. Monthly Rate
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Most Expensive State for DUI (1-50)
$37324th

Compare Car Insurance Quotes Instantly

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers

How Long Is the Lookback Period for a DUI in Pennsylvania?

The lookback period is the time frame that the state will consider drivers to be repeat offenders for a second DUI. In Pennsylvania, the state sets the limit at 10 years before treating another DUI as a first offense. That said, most insurance companies only look at the past three years when setting premiums, while some go as far back as five.

What to do in the meantime? You'll want to make sure your record stays clean. And to keep your price competitive, track down new quotes every six months when your policy renews with a quote comparison tool like Insurify.

Pennsylvania DUI Penalties

The punishment's severity is decided by whether a test was refused and the driver's BAC. A first-time DUI carries probation or jail time of six months, a fine between $300 and $5,000, and a license suspension of 12 months. Also, a judge may order up to 150 hours of community service, and an ignition interlock device may be required for a year.
Underage DUIs carry all the same penalties, but a driver under 21 is guilty of DUI with a BAC of.02 or higher. Regardless of age, the Accelerated Rehabilitative Disposition program could help first-time offenders keep DUIs off their records.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies

FAQs - Pennsylvania Car Insurance

  • Why is car insurance so expensive in Pennsylvania?

    There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

  • Do car insurance rates vary by county in Pennsylvania?

    Auto insurance costs will vary between locations and insurance carriers, depending on the county Pennsylvania. Insurify analyzed the latest data for the five most populous cities in Pennsylvania to find you the cheapest quotes in each of these metropolitan areas.

  • Which providers have the best auto insurance ratings in Pennsylvania?

    The way to find the carrier with the best auto insurance ratings in Pennsylvania and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

  • How much do annual auto insurance rates increase in Pennsylvania?

    During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

Compare Car Insurance Quotes Instantly

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers

Methodology

Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.

Courtney Roy
Courtney RoyInsurance Writer

Courtney Roy is a financial and technology writer. He creates content that makes an actionable difference in the lives of his readers by helping them understand matters of personal finance. In addition to years of experience across multiple industries, Courtney has insurance licenses, a real estate license, and a degree in electrical engineering.