In the Keystone State, a temporary car insurance policy lasts six months and is often cheaper than a long-term 12-month policy. Many websites advertise daily, weekly, or monthly car insurance policies, but these offers are clickbait to get you into a standard six-month policy. In the U.S., most car insurance companies only sell six-month or 12-month policies. If you need a policy for less than six months, you may think about picking a six-month policy and canceling early.

Short-term car insurance policies give you the freedom to switch every six months. Temporary car insurance allows drivers to snag the best rates at renewal time. It’s a smart strategy to avoid overpaying. The best way to find an affordable premium in Pennsylvania is to use Insurify to see up to 20 short-term car insurance policy options from the top companies in a few minutes!

Drawing from over 25 million quotes from Insurify’s database, the numbers say Pennsylvania drivers hand over $1,280 on average for a six-month policy. When you do the math, that breaks down to $213 per month. Pennsylvania lands right in the middle of the country, ranking 25th for most expensive short-term car insurance.

The main reason for choosing a six-month policy comes down to beating the insurance companies at their own game. Companies offer their best rates to brand-new customers, and after six months, your price will likely head upward. They make money when they raise your bill just enough to keep you as a long-term policyholder. When you shop around every six months, you routinely find the premiums reserved for new customers.

Another bonus is flexibility. Don’t like the customer service, claims process, or assigned insurance agent? That’s fine. In six months, you’ll be off to another company that treats you right. And the best way to end up in the right place is to use Insurify to search for a company that’s friendly to you and your budget.

You could find cheap short term car insurance options in Pennsylvania within minutes using Insurify. All you’ve got to do is fill in some basic information about yourself and your car, and you’ll be presented with a list of up to 20 short-term car insurance policy options within minutes. These quotes are customized, real-time, and accurate. Insurify also allows you the option to toggle between the rates for a six-month policy and a 12-month policy—that way you can see for yourself which option is best for you.

Compare quotes fast, free, and online with Insurify’s car insurance quote comparison tool.