Temporary Car Insurance in Maryland:
Costs and Quotes (2022)

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Last Updated: January 2022

Cheapest Companies for Temporary Car Insurance Maryland (2022)

For drivers looking for temporary insurance in Maryland, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers looking for a 6-month policy.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Maryland. The following are the best insurance rates from carriers that offer temporary car insurance for drivers in Maryland.

What Is Temporary Car Insurance and How to Get It in Maryland?

Temporary car insurance is a policy that typically lasts six months and is often cheaper than the long-term 12-month policy. A search for temporary car insurance will give you all kinds of websites offering daily, weekly, or-monthly policies, but these are almost always tricky ways to hustle you into a standard six-month policy. In the U.S., most reputable car insurance companies only sell six- or 12-month policies. If you must have a policy for less than six months, think about signing up for a six-month policy and then canceling early.

In Maryland, short-term car insurance policies prevent buyer's remorse because you can always check out your options in six months. That means you can take advantage of all the juicy discounts that a new company gives to win your business. Speaking of discounts, you can find out exactly what you qualify for while locking in an affordable rate. Insurify can help you get up to 20 short-term car insurance quotes from top companies within minutes!

What Are the Average Short-Term Car Insurance Rates in Maryland?

With 25 million insurance quotes in Insurify's database, the numbers reveal Marylanders pay an average rate of $1,982 for a six-month car insurance policy. You can break that down to a monthly cost of $330, a premium that makes Maryland the third most expensive car insurance in the country.

Length of Short-Term Insurance Policy
6 months$330$1,982

What Are the Benefits of Choosing a Six-Month Auto Insurance Policy in Maryland?

When you live in an expensive state like Maryland, locking in a six-month car insurance policy makes sense. Car insurance companies are constantly using data to change how they assess risk. You might snag a cheap rate today, but it could be sky-high six months from now. With the six-month policy, you're free to move on to the best deal.

it's hard to put a price tag on the flexibility a short-term policy offers. Just imagine you have a terrible experience with the customer service agent or the claims process takes forever. For any reason, you can move on to all the incentives a brand-new customer receives from a different company. And if you want to see up to 20 of the best quotes out there, head over to Insurify to see options in minutes.

Find Cheap Short-Term Car Insurance in Minutes

You could find cheap short term car insurance options in Maryland within minutes using Insurify. All you’ve got to do is fill in some basic information about yourself and your car, and you’ll be presented with a list of up to 20 short-term car insurance policy options within minutes. These quotes are customized, real-time, and accurate. Insurify also allows you the option to toggle between the rates for a six-month policy and a 12-month policy—that way you can see for yourself which option is best for you.

Compare quotes fast, free, and online with Insurify’s car insurance quote comparison tool.

Best Short-Term Car Insurance Plans in Maryland

Insurance prices and policies can vary significantly between companies, and a state like Maryland draws a wide variety of choices when drivers are evaluating temporary car insurance plans.

Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options.
Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price.

FAQs - Maryland Car Insurance

Why is car insurance so expensive in Maryland?

There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

Do car insurance rates vary by county in Maryland?

Auto insurance costs will vary between locations and insurance carriers, depending on the county Maryland. Insurify analyzed the latest data for the five most populous cities in Maryland to find you the cheapest quotes in each of these metropolitan areas.

Which providers have the best auto insurance ratings in Maryland?

The way to find the carrier with the best auto insurance ratings in Maryland and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

How much do annual auto insurance rates increase in Maryland?

During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.