Cheapest Auto Insurance in Glen Burnie, Maryland (2024)

USAA has the cheapest liability insurance rate in Glen Burnie, starting at $99 per month.

Elizabeth Rivelli
Elizabeth Rivelli
  • 5+ years writing insurance and personal finance topics

  • Auto, home, health, and life insurance expertise

Elizabeth has extensive insurance industry experience, having written for Insureon, Rate Retriever, and Insurify. She’s also finance and insurance editor for Car and Driver.

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Katie Powers
Edited byKatie Powers
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Katie PowersAuto and Life Insurance Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

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Updated July 25, 2024

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The average cost of car insurance in Glen Burnie is $176 per month for minimum coverage and $309 per month for full coverage. These costs are much higher than the U.S. national average of $105 per month for liability and $214 for full coverage.

Car insurance may cost more in Glen Burnie because the city is at greater risk of damage during hurricane season. Tropical storms can result in high winds, flooding, tornadoes, and storm surge.[1]

Here’s what you need to know about comparing quotes and finding cheap car insurance in Glen Burnie.

Quick Facts
  • USAA, Safeco, and GEICO have the cheapest liability insurance rates in Glen Burnie.

  • Auto insurers in Maryland can consider credit-based insurance scores when determining premiums.[2]

  • Maryland is an at-fault state, which means the driver responsible for a car accident must cover the other party’s resulting injuries and property damage.[3]

3 of the cheapest car insurance companies in Glen Burnie

Maryland drivers have many options when it comes to cheap car insurance in Glen Burnie. However, every insurer differs in terms of cost, coverage options, discounts, third-party ratings, and more.

The best car insurance company for you will depend on your budget and needs, but the following three insurers offer quality coverage at an affordable price. The average quotes reflect statewide costs.

Insurance CompanyIQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
Full CoverageLiability OnlyBest For
Safeco8.3$171$116Endorsements
USAA9.4$156$105Military families
Clearcover6.8$${AUTO_CARRIER_CLEARCOVER_FULL_STATE_MD_PRICE}N/ADigital policy management
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for endorsements: Safeco

Compare personalized, real-time quotes
User Reviews
3.4
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.3/10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$110/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$162/mo

Safeco, a Liberty Mutual company, is an excellent insurer to consider if you want to customize your policy with endorsements. Safeco offers a wide selection of optional coverages, including new-car replacement, rental car reimbursement, roadside assistance, and accident forgiveness, as well as unique extras like a diminishing deductible.

The company also has the cheapest average liability insurance premiums in Glen Burnie. However, it doesn’t offer many discounts.

Pros
  • Good selection of endorsements

  • Highly rated mobile app

Cons
  • Fewer discounts than many other companies

  • Below-average J.D. Power customer satisfaction rating in the Mid-Atlantic region

Read more driver reviews of Safeco
Richard - July 22, 2024
Verified

I have nothing to add except that they are like most other insurance companies I hear about in terms of cancellations.

I have nothing to add except that they are like most other insurance companies I hear about in terms of cancellations.

Lisa - July 21, 2024
Verified

Unfortunately

They are not helpful in maintaining positive communication with customers.

Maryjane - July 21, 2024
Verified

Just Looking

They provide a quarterly statement of coverage and cost.

Best insurer for military families: USAA

Compare personalized, real-time quotes
User Reviews
3.7
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.4/10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$99/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$148/mo

USAA offers some of the best auto insurance for Glen Burnie families with an active-duty, reserve, or retired military service member. The company stands out for its excellent third-party ratings. The company has the highest score for overall customer satisfaction and claims satisfaction by J.D. Power. It also has an A++ (Superior) financial strength rating from AM Best, demonstrating a healthy overall financial status.

USAA has cheap rates in Glen Burnie, and it also offers a variety of discounts for additional savings. However, USAA has only a few endorsements available for members.

Pros
  • Superior third-party ratings

  • Good variety of discounts

Cons
  • Coverage only for military members and their families

  • Few endorsements available

Read more driver reviews of USAA
Charles - July 23, 2024
Verified

Average

The rates are way too high.

Ralph - July 22, 2024
Verified

No Answer

There is no senior discount available.

Wilfred - July 22, 2024
Verified

Issues Encountered with USAA

A few years ago, a minor male bicyclist collided with my car, which my wife was driving at the time. She was leaving a large intersection with a green light when the bicyclist, who was riding in a pedestrian lane, appeared from behind a stopped box truck that obscured his approach. The local police department in Belmont, MA, was called and the Traffic Control Officer wrote up the accident report, clearing my wife of any responsibility. I forwarded this report to USAA. However, when I applied for increased motor vehicle insurance coverage about a year later, I was denied. USAA cited the accident with the bicyclist as a chargeable accident against my wife, despite the police report, and they had never informed us about this. I was never able to resolve this issue. Another incident occurred on December 14, 2023. I wired $60,000 to USAA for a 7-month CD and received a receipt acknowledgment. However, on the same day, the deposit was withdrawn without any direct notice to me, except for a normal monthly bank statement reflecting the withdrawal without any explanation in mid-January. It took about 9 days for USAA to resolve the issue and return the $60,000. This was a very stressful 9 days for me, and I never received an apology or explanation. Trying to reach someone with authority through numerous phone calls was literally impossible. It took a two-page business letter with 7 enclosures to get the CEO's right-hand woman to take action and return the $60,000 to my credit union. As for insurance rates, we own, register, and insure two cars that are driven about 10 miles per week on average, sometimes 100 miles on a Saturday to visit our daughter. However, it seems that we do not receive any discount for this.

Best insurer for digital policy management: Clearcover

Compare personalized, real-time quotes
User Reviews
3.0
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
6.8/10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$89/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$144/mo

If you prefer to manage your car insurance policy without help from an independent agent, Clearcover might be a good option. This insurance business operates digitally through a mobile app, so you can make payments, file claims, get roadside assistance, and view your ID cards anytime from your smartphone.

Additionally, Clearcover has fast claim handling. The company states that it pays out most claims in less than one week. Clearcover can even settle simple claims in as little as one day.

Pros
  • Digital policy management and claim handling

  • Cheapest full-coverage insurance in Glen Burnie

Cons
  • No in-person insurance agency

  • No policy bundling

Read more driver reviews of Clearcover
Ricardo - July 15, 2024
Verified

Fair

The premium keeps increasing drastically.

Nikkolaus - July 10, 2024
Verified

Prices Skyrocketing

ClearCover started off well, offering prices that were $200 lower than other companies. This made them a highly desirable choice. However, when it came time to renew, they increased the prices by $80. At the next renewal, they raised the price again, this time by $135. This eliminated the favorable price gap they initially had. At the next renewal, they increased the price yet again by $80, making their price higher than the competition's. It's time to look for other options!

Miche - July 1, 2024
Verified

Not Valued as a Loyal Customer

The price was good, but they do not value loyal customers.

How to get the cheapest car insurance in Glen Burnie

The cost of car insurance will vary by driver. A variety of factors can affect car insurance rates, including your ZIP code, age, claim history, driving record, vehicle type, and credit. However, you have many ways to lower your rate and find the cheapest car insurance in Glen Burnie.

Here are some tips for saving money:

  • Choose a high deductible. If you purchase a full-coverage policy, selecting higher deductibles for collision and comprehensive insurance can lower your monthly premium so you get the best deal.

  • Look for discounts. Many car insurance companies offer discounts that can help you save money. You can also ask an insurance agent or licensed representative about what discounts are available.

  • Bundle your policies. You can typically qualify for savings if you purchase multiple insurance products together, such as car insurance with home insurance, life insurance, or renters insurance.

  • Pay in full. Paying your annual car insurance premium up front and in full often makes you eligible for a small discount.

  • Compare quotes. Car insurance companies charge different rates for the same coverage types and policy limits. To find the cheapest car insurance for your situation, it’s a good idea to shop around and compare quotes from several insurance companies before implementing any policy changes.

Find Cheap Car Insurance in Glen Burnie, Maryland

Liability coverage starts at $99 per month

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Cheapest liability-only car insurance in Glen Burnie: USAA

Liability-only car insurance covers your financial responsibilities if you cause a car accident that results in another party’s bodily injury or property damage. It pays for the other person’s losses up to your policy limit. Liability-only insurance doesn’t pay for your vehicle repairs after a crash.

USAA offers the cheapest liability-only policies in Glen Burnie, at $99 per month.

Below, you can see which car insurance companies in Glen Burnie have the cheapest liability-only car insurance.

The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
USAA$99
Safeco$110
GEICO$118
State Farm$128
Midvale Home & Auto$129
Erie$145
Progressive$154
Elephant$162
CSAA$169
National General$171
Travelers$172
Direct Auto$173
GAINSCO$187
Liberty Mutual$200
Allstate$228
Nationwide$262
State Auto$297
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Glen Burnie: USAA

Full-coverage car insurance provides more financial protection than a minimum-coverage policy. In Maryland, full-coverage policies include liability insurance, collision insurance, comprehensive insurance, uninsured motorist coverage, and personal injury protection.

Though Maryland doesn’t require drivers to buy full-coverage insurance, lenders usually require drivers who lease or finance their vehicles to buy this type of policy. Most Glen Burnie drivers can benefit from full coverage, including people with a new vehicle or who can’t afford car repairs out of pocket.

With a rate of $148 per month, USAA has the cheapest full-coverage insurance in Glen Burnie.

In the table below, you can see other companies that offer cheap full-coverage car insurance in Glen Burnie.

The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
USAA$148
Safeco$162
GEICO$175
State Farm$190
Midvale Home & Auto$201
Erie$216
CSAA$225
Progressive$229
Travelers$256
Elephant$262
National General$310
Direct Auto$335
Allstate$339
Liberty Mutual$354
Nationwide$390
State Auto$467
GAINSCO$486
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Car insurance requirements in Maryland

Car insurance is a legal requirement for all drivers in Maryland. To meet the state’s car insurance laws, you must carry liability insurance with coverage limits of at least 30/60/15, as well as uninsured motorist coverage and personal injury protection.

Maryland is an at-fault state, which means the at-fault driver must compensate other drivers for their losses after a crash. The 30/60/15 coverage limits represent the maximum amount of money your insurer will pay if an at-fault accident results in another driver’s injuries or property damage.

Here are the specific car insurance requirements for Maryland drivers:[4]

CoverageMinimum Requirements
Bodily injury liability$30,000 per person / $60,000 per accident
Property damage liability$15,000 per accident
Uninsured motorist bodily injury liability$30,000 per person / $60,000 per accident
Uninsured motorist property damage liability$15,000 per accident
Personal injury protection$2,500

In addition to the required coverages, you can benefit from adding car insurance endorsements to fill gaps in your standard policy and provide additional protection.

Here are some of the endorsements that many car insurance companies offer:

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    If you have an accident with another vehicle or collide with an object, collision insurance pays for your resulting vehicle repair costs.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Following damage from a non-collision incident — like severe weather, theft, or vandalism — comprehensive insurance can cover the costs of vehicle repair or replacement.

  • illustration card https://a.storyblok.com/f/162273/100x100/31bb162db0/accident-forgiveness.svg

    Accident forgiveness

    This endorsement waives your first at-fault accident so it doesn’t affect your premium. Some insurance companies only offer accident forgiveness to drivers who have a clean driving record and no previous claims.

  • illustration card https://a.storyblok.com/f/162273/x/abffe6238f/financial-protection.svg

    Gap insurance

    If you lease or finance your vehicle, adding gap insurance is a good idea. If you total your car or someone steals it, gap insurance will cover the difference between your car’s diminished value and what you still owe the lender.

  • illustration card https://a.storyblok.com/f/162273/100x100/24f1697280/car-key.svg

    Rental car reimbursement

    Rental car reimbursement will pay for a rental vehicle while your car is in the shop after a collision or comprehensive claim. This policy usually pays up to a certain amount per day for a specific length of time.

Cheapest car insurance for drivers with an incident

Drivers with incidents on their record — such as speeding tickets, at-fault accidents, and other moving violations — often pay higher insurance rates than drivers with a clean record. More serious violations, like driving under the influence or driving with a suspended license, often have the biggest effect on rates.

Insurers view drivers with several incidents on their record as riskier to insure and charge higher rates as a result. Below, you can find the average cost of liability coverage by driving record from auto insurers in Glen Burnie.

The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT
Insurance CompanyClean Driving RecordWith Speeding TicketWith At-Fault AccidentWith DUI
USAA$99$124$130$162
Safeco$110$140$140$179
GEICO$118$148$155$193
State Farm$128$159$167$209
Midvale Home & Auto$129$167$180$210
Erie$145$186$194$237
Progressive$154$193$205$251
Elephant$162$223$208$264
CSAA$169$217$232$276
National General$171$213$226$279
Travelers$172$217$227$281
Direct Auto$173$217$232$282
GAINSCO$187$257$236$305
Liberty Mutual$200$275$287$326
Allstate$228$285$299$372
Nationwide$262$331$347$428
State Auto$297$404$428$485
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Average cost of car insurance by age

Age is one of various factors that affect car insurance premiums. In general, teenage drivers pay the highest insurance rates because they lack driving experience and have a higher likelihood of accidents than more experienced drivers. For most drivers, rates decrease with age between the ages of 35 and 70. Rates increase a bit for senior drivers older than 70 due to aging-related risk factors.

Here’s the average cost of car insurance in Glen Burnie for drivers of various age groups.

AgeAverage Monthly Quote
Teens$432
20s$535
30s$499
40s$423
50s$316
60s$222
70s$166
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Shop for Car Insurance in Glen Burnie, MD

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Glen Burnie car insurance quotes by credit tier

In Maryland, car insurance companies can use credit-based insurance scores to calculate premiums. Drivers with excellent or good credit typically pay lower rates than people with poor credit. Insurance companies view credit history as a way to predict how likely drivers are to file insurance claims.

You can see the average monthly cost of full-coverage car insurance in Glen Burnie based on credit tier in the table below.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Glen Burnie car insurance FAQs

Before you start shopping around for car insurance, you should determine the best coverage plan and amount for you. The following information should help you navigate your remaining questions about finding the best rates for car insurance in Glen Burnie.

  • How much is car insurance in Glen Burnie?

    The overall average cost of car insurance in Glen Burnie is $243 per month. On average, Glen Burnie drivers pay $176 per month for liability coverage and $309 for full coverage.

  • Who has the cheapest car insurance in Glen Burnie?

    With a monthly rate of $99 for liability insurance, USAA has the cheapest car insurance in Glen Burnie. However, USAA offers the cheapest full-coverage insurance premium, at $148 per month. Safeco and GEICO also have affordable liability coverage, with monthly rates of $110 and $118, respectively. The best way to find the lowest price for coverage is to compare quotes from multiple insurers at once.

  • What are the best car insurance companies in Glen Burnie?

    With a high Insurify Quality (IQ) Score of 9.4 out of 5, low average rates, and impressive third-party rankings, USAA is the best car insurance company in Glen Burnie. Maryland drivers pay $105 per month for liability coverage and $156 for full coverage from USAA, on average. Other top insurers available to non-military members include State Farm, GEICO, and Clearcover.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. Maryland Department of the Enviornment. "Hurricane and Tropical Storm Preparedness."
  2. Maryland Insurance Administration. "Use of Your Credit History for Auto Insurance."
  3. NOLO. "Maryland Car Insurance Requirements and Laws."
  4. Maryland Insurance Administration. "A Consumer Guide to Auto Insurance."
Elizabeth Rivelli
Elizabeth Rivelli

Elizabeth Rivelli is a freelance writer covering insurance and personal finance. She has extensive knowledge of various insurance lines, including property and casualty, health, and life insurance. Her byline has been featured in dozens of publications, including Investopedia, Forbes, Bankrate, NextAdvisor, and Insurance.com

Katie Powers
Edited byKatie PowersAuto and Life Insurance Editor
Photo of an Insurify author
Katie PowersAuto and Life Insurance Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

Featured in

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