Cheapest Auto Insurance in Glen Burnie, Maryland (2026)

USAA has the cheapest liability insurance rate in Glen Burnie, starting at $103 per month.

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4.7 / 518K reviews
Elizabeth Rivelli
Writer: Elizabeth RivelliFreelance Insurance Writer

Qualifications:
  • 5+ years writing insurance and personal finance topics

  • Auto, home, health, and life insurance expertise


Elizabeth has extensive insurance industry experience, having written for Insureon, Rate Retriever, and Insurify. She’s also finance and insurance editor for Car and Driver.

Photo of an Insurify author
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor

Qualifications:
  • Licensed auto and home insurance agent

  • 4+ years experience in insurance and personal finance editing

  • NPN: 20564519


Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

David Marlett
Reviewer: David MarlettAdvisor

Qualifications:
  • 25 years teaching risk management and insurance course

  • Former commercial lines underwriter


David is the managing director of the Brantley Risk and Insurance Center. He has been quoted by The New York Times and CNN.

Updated

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The average cost of car insurance in Glen Burnie, Maryland, is $174 per month for minimum coverage and $263 per month for full coverage. These costs are much higher than the U.S. national average of $99 per month for liability and $187 for full coverage.

Car insurance may cost more in Glen Burnie because the city is at greater risk of damage during hurricane season. Tropical storms can result in high winds, flooding, tornadoes, and storm surge.[1]

Here’s what you need to know about comparing quotes and finding cheap car insurance in Glen Burnie.

Quick Facts
  • USAA, Allstate, and Direct Auto have the cheapest liability insurance rates in Glen Burnie.

  • Auto insurers in Maryland can consider credit-based insurance scores when determining premiums.[2]

  • Maryland is an at-fault state, which means the driver responsible for a car accident must cover the other party’s resulting injuries and property damage.[3]

3 of the cheapest car insurance companies in Glen Burnie

Maryland drivers have many options when it comes to cheap car insurance in Glen Burnie. However, every insurer differs in terms of cost, coverage options, discounts, third-party ratings, and more.

The best car insurance company for you will depend on your budget and needs, but the following three insurers offer quality coverage at an affordable price. The average quotes reflect statewide costs.

Insurance Company
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
Full Coverage
Liability Only
Best For
Safeco8.1$203$152Endorsements
USAA9.1$169$114Military families
Clearcover7.1$300N/ADigital policy management
Disclaimer: Table data sourced from real-time Glen Burnie car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Glen Burnie may vary based on the policy buyer's unique driver profile.
How Insurify rates insurance companiesexpand/collapse

Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

  • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
  • Customer satisfaction: To calculate this score, Insurify analyzed more than 85,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from JD Power, the National Association of Insurance Commissioners, and Trustpilot.
  • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
  • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
  • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for endorsements: Safeco

User Reviews
4.4
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.1 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$132/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$177/mo
Details
4.4
Best choice in Glen Burnie, MDBased on 1,020 verified driver reviews and ratings
Safeco's score
Industry average
Coverage options4.23.2
Customer service4.23.6
Discounts4.22.9
Policy transparency4.23.1
Value4.02.9
How drivers feel about Safeco

Drivers appreciate the smooth claims process and periodic safe driving checks but dislike the frequent and significant rate increases without clear explanation.

Based on analysis of verified reviews collected by Insurify

Best in Glen Burnie for
Cash back for being claims free
Optional coverages
Diminishing deductible
Showing recent national reviewsSee all 539 Safeco reviews
Danny
Verified Review
Excellent
Expensive.
Anne
Verified Review
Car insurance is terrible.
Shop around with different companies.
James
Verified Review
Safeco (Liberty Mutual) Not Worth the Money
I would never use Safeco (now Liberty Mutual) again. My rate increased to 4x my previous rate with no explanation. I have a clean driving record and no claims, so there was no reason for my rate to skyrocket.
JD Power
JD Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
613
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.72
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A
Why we picked this company

Safeco, a Liberty Mutual company, is an excellent insurer to consider if you want to customize your policy with endorsements. Safeco offers a wide selection of optional coverages, including new-car replacement, rental car reimbursement, roadside assistance, and accident forgiveness, as well as unique extras like a diminishing deductible.

The company also has the cheapest average liability insurance premiums in Glen Burnie. However, it doesn’t offer many discounts.

Pros
  • Good selection of endorsements

  • Highly rated mobile app

Cons
  • Fewer discounts than many other companies

  • Below-average J.D. Power customer satisfaction rating in the Mid-Atlantic region

Best insurer for military families: USAA

User Reviews
4.9
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.1 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$103/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$155/mo
Details
4.9
Best choice in Glen Burnie, MDBased on 4,326 verified driver reviews and ratings
USAA's score
Industry average
Coverage options4.93.2
Customer service4.93.6
Discounts4.92.9
Policy transparency4.93.1
Value4.92.9
How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

Based on analysis of verified reviews collected by Insurify

Best in Glen Burnie for
Members of the military community
Outstanding customer service
Competitive rates
Showing 7 Maryland reviews for Glen Burnie driversSee all 1,726 USAA reviews
Danielle R
Verified Review
Needs to Go Back to the Old Model
My coverage hasn’t gone up or down in the last five years. In some instances, they are very easy to work with, but when they feel they’re not getting what they want (which isn’t required), they won’t approve any claims until you answer their questions.
Amanda
Verified Review
Mediocre coverage and poor communication
Their communication is terrible, but if you talk to someone on the phone, they’re helpful.
Jerry
Verified Review
Average
Don’t get into an accident—your rates will soar.
JD Power
JD Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
743
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

USAA offers some of the best auto insurance for Glen Burnie families with an active-duty, reserve, or retired military service member. The company stands out for its excellent third-party ratings. The company has the highest score for overall customer satisfaction and claims satisfaction by J.D. Power. It also has an A++ (Superior) financial strength rating from AM Best, demonstrating a healthy overall financial status.

USAA has cheap rates in Glen Burnie, and it also offers a variety of discounts for additional savings. However, USAA has only a few endorsements available for members.

Pros
  • Superior third-party ratings

  • Good variety of discounts

Cons
  • Coverage only for military members and their families

  • Few endorsements available

Best insurer for digital policy management: Clearcover

User Reviews
3.8
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
7.1 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$144/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$267/mo
Details
3.8
A solid option in Glen Burnie, MDBased on 62 verified driver reviews and ratings
Clearcover's score
Industry average
Coverage options3.93.2
Customer service3.53.6
Discounts3.52.9
Policy transparency3.73.1
Value3.72.9
How drivers feel about Clearcover

Drivers appreciate the initial low rates and friendly customer service but dislike the frequent and significant premium increases.

Based on analysis of verified reviews collected by Insurify

Best in Glen Burnie for
Robust mobile app
Fast claims process
Competitive pricing
Showing recent national reviewsSee all 40 Clearcover reviews
Christy
Verified Purchase
Great so far
Great for now, we will see what the price does at renewal time.
Daysy
Verified Purchase
Price is cheap but poor claim experience
Worst claim handling, no communication whatsoever.
JD Power
JD Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
Not rated
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
4.36
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NR
Why we picked this company

If you prefer to manage your car insurance policy without help from an independent agent, Clearcover might be a good option. This insurance business operates digitally through a mobile app, so you can make payments, file claims, get roadside assistance, and view your ID cards anytime from your smartphone.

Additionally, Clearcover has fast claim handling. The company states that it pays out most claims in less than one week. Clearcover can even settle simple claims in as little as one day.

Pros
  • Digital policy management and claim handling

  • Cheapest full-coverage insurance in Glen Burnie

Cons
  • No in-person insurance agency

  • No policy bundling

How to get the cheapest car insurance in Glen Burnie

The cost of car insurance will vary by driver. A variety of factors can affect car insurance rates, including your ZIP code, age, claim history, driving record, vehicle type, and credit. However, you have many ways to lower your rate and find the cheapest car insurance in Glen Burnie.

Here are some tips for saving money:

  • Choose a high deductible. If you purchase a full-coverage policy, selecting higher deductibles for collision and comprehensive insurance can lower your monthly premium so you get the best deal.

  • Look for discounts. Many car insurance companies offer discounts that can help you save money. You can also ask an insurance agent or licensed representative about what discounts are available.

  • Bundle your policies. You can typically qualify for savings if you purchase multiple insurance products together, such as car insurance with home insurance, life insurance, or renters insurance.

  • Pay in full. Paying your annual car insurance premium up front and in full often makes you eligible for a small discount.

  • Compare quotes. Car insurance companies charge different rates for the same coverage types and policy limits. To find the cheapest car insurance for your situation, it’s a good idea to shop around and compare quotes from several insurance companies before implementing any policy changes.

Find Cheap Car Insurance in Glen Burnie, Maryland

Liability coverage starts at $103 per month

Excellent
4.7 out of 5 based on 17,902 reviews
Secure. Free. Easy-to-use.
ProgressiveLiberty MutualAllstate

Cheapest liability-only car insurance in Glen Burnie: USAA

Liability-only car insurance covers your financial responsibilities if you cause a car accident that results in another party’s bodily injury or property damage. It pays for the other person’s losses up to your policy limit. Liability-only insurance doesn’t pay for your vehicle repairs after a crash.

USAA offers the cheapest liability-only policies in Glen Burnie, at $103 per month.

Below, you can see which car insurance companies in Glen Burnie have the cheapest liability-only car insurance.

The below rates in Glen Burnie, MD, are estimated rates current as of: Wednesday, October 21 at 7:44 AM PDT. 
Insurance Company
Average Monthly Quote
USAA$103
Allstate$105
Direct Auto$122
Safeco$132
State Farm$132
GEICO$139
Elephant$140
Clearcover$144
Erie$150
Progressive$152
National General$153
GAINSCO$169
Root$175
Travelers$179
Bristol West$189
Liberty Mutual$215
Disclaimer: Table data sourced from real-time Glen Burnie car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Glen Burnie may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Glen Burnie: USAA

Full-coverage car insurance provides more financial protection than a minimum-coverage policy. In Maryland, full-coverage policies include liability insurance, collision insurance, comprehensive insurance, uninsured motorist coverage, and personal injury protection.

Though Maryland doesn’t require drivers to buy full-coverage insurance, lenders usually require drivers who lease or finance their vehicles to buy this type of policy. Most Glen Burnie drivers can benefit from full coverage, including people with a new vehicle or who can’t afford car repairs out of pocket.

With a rate of $155 per month, USAA has the cheapest full-coverage insurance in Glen Burnie.

In the table below, you can see other companies that offer cheap full-coverage car insurance in Glen Burnie.

The below rates in Glen Burnie, MD, are estimated rates current as of: Wednesday, October 21 at 7:44 AM PDT. 
Insurance Company
Average Monthly Quote
USAA$155
Safeco$177
State Farm$199
CSAA$201
Progressive$213
Allstate$214
Elephant$215
GEICO$218
Erie$225
Direct Auto$230
National General$247
Root$263
Clearcover$267
Travelers$268
Liberty Mutual$292
GAINSCO$329
Bristol West$435
Disclaimer: Table data sourced from real-time Glen Burnie car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Glen Burnie may vary based on the policy buyer's unique driver profile.

Recent Insurify quotes for Glen Burnie, Maryland drivers

Recent Glen Burnie, Maryland car insurance prices for Jeep, Toyota, and more.

*Quotes generated for Insurify users in and around Glen Burnie, Maryland within the last 10 days. Last updated on October 21, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 21, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Glen Burnie, Maryland within the last 10 days. Last updated on October 21, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 21, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance requirements in Maryland

Car insurance is a legal requirement for all drivers in Maryland. To meet the state’s car insurance laws, you must carry liability insurance with coverage limits of at least 30/60/15, as well as uninsured motorist coverage and personal injury protection.

Maryland is an at-fault state, which means the at-fault driver must compensate other drivers for their losses after a crash. The 30/60/15 coverage limits represent the maximum amount of money your insurer will pay if an at-fault accident results in another driver’s injuries or property damage.

Here are the specific car insurance requirements for Maryland drivers:[4]

Coverage
Minimum Requirements
Bodily injury liability$30,000 per person / $60,000 per accident
Property damage liability$15,000 per accident
Uninsured motorist bodily injury liability$30,000 per person / $60,000 per accident
Uninsured motorist property damage liability$15,000 per accident
Personal injury protection$2,500

In addition to the required coverages, you can benefit from adding car insurance endorsements to fill gaps in your standard policy and provide additional protection.

Here are some of the endorsements that many car insurance companies offer:

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    If you have an accident with another vehicle or collide with an object, collision insurance pays for your resulting vehicle repair costs.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Following damage from a non-collision incident — like severe weather, theft, or vandalism — comprehensive insurance can cover the costs of vehicle repair or replacement.

  • illustration card https://a.storyblok.com/f/162273/100x100/31bb162db0/accident-forgiveness.svg

    Accident forgiveness

    This endorsement waives your first at-fault accident so it doesn’t affect your premium. Some insurance companies only offer accident forgiveness to drivers who have a clean driving record and no previous claims.

  • illustration card https://a.storyblok.com/f/162273/x/abffe6238f/financial-protection.svg

    Gap insurance

    If you lease or finance your vehicle, adding gap insurance is a good idea. If you total your car or someone steals it, gap insurance will cover the difference between your car’s diminished value and what you still owe the lender.

  • illustration card https://a.storyblok.com/f/162273/100x100/24f1697280/car-key.svg

    Rental car reimbursement

    Rental car reimbursement will pay for a rental vehicle while your car is in the shop after a collision or comprehensive claim. This policy usually pays up to a certain amount per day for a specific length of time.

Cheapest car insurance for drivers with an incident

Drivers with incidents on their record — such as speeding tickets, at-fault accidents, and other moving violations — often pay higher insurance rates than drivers with a clean record. More serious violations, like driving under the influence or driving with a suspended license, often have the biggest effect on rates.

Insurers view drivers with several incidents on their record as riskier to insure and charge higher rates as a result. Below, you can find the average cost of liability coverage by driving record from auto insurers in Glen Burnie.

The below rates in Glen Burnie, MD, are estimated rates current as of: Wednesday, October 21 at 7:44 AM PDT. 
Insurance Company
Clean Driving Record
With Speeding Ticket
With At-Fault Accident
With DUI
Allstate$105$125$129$169
USAA$103$129$134$157
Direct Auto$122$150$161$186
State Farm$132$163$170$201
Elephant$140$167$177$213
Safeco$132$169$178$220
GEICO$139$178$178$213
Clearcover$144$178$198$213
Progressive$152$181$187$245
National General$153$186$197$233
Erie$150$191$196$227
GAINSCO$169$197$209$257
Root$175$203$212$266
Travelers$179$225$235$272
Bristol West$189$233$242$288
Liberty Mutual$215$266$276$327
Disclaimer: Table data sourced from real-time Glen Burnie car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Glen Burnie may vary based on the policy buyer's unique driver profile.

Average cost of car insurance by age

Age is one of various factors that affect car insurance premiums. In general, teenage drivers pay the highest insurance rates because they lack driving experience and have a higher likelihood of accidents than more experienced drivers. For most drivers, rates decrease with age between the ages of 35 and 70. Rates increase a bit for senior drivers older than 70 due to aging-related risk factors.

Here’s the average cost of car insurance in Glen Burnie for drivers of various age groups.

Age
Average Monthly Quote
Teens$432
20s$535
30s$499
40s$423
50s$316
60s$222
70s$166
Disclaimer: Table data is based on real-time Glen Burnie quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.

Shop for Car Insurance in Glen Burnie, MD

Insurify partners with top insurers for real-time quotes

Excellent
4.7 out of 5 based on 17,902 reviews
Secure. Free. Easy-to-use.
ProgressiveLiberty MutualAllstate

Glen Burnie car insurance quotes by credit tier

In Maryland, car insurance companies can use credit-based insurance scores to calculate premiums. Drivers with excellent or good credit typically pay lower rates than people with poor credit. Insurance companies view credit history as a way to predict how likely drivers are to file insurance claims.

You can see the average monthly cost of full-coverage car insurance in Glen Burnie based on credit tier in the table below.

Rates by Credit Tier

Category
Price
Excellent$186
Good$220
Fair$242
Poor$365

Glen Burnie car insurance FAQs

Before you start shopping around for car insurance, you should determine the best coverage plan and amount for you. The following information should help you navigate your remaining questions about finding the best rates for car insurance in Glen Burnie.

How much is car insurance in Glen Burnie?

The overall average cost of car insurance in Glen Burnie is $219 per month. On average, Glen Burnie drivers pay $174 per month for liability coverage and $263 for full coverage.

Who has the cheapest car insurance in Glen Burnie?

With a monthly rate of $103 for liability insurance, USAA has the cheapest car insurance in Glen Burnie. However, USAA offers the cheapest full-coverage insurance premium, at $155 per month. Allstate and Direct Auto also have affordable liability coverage, with monthly rates of $105 and $122, respectively. The best way to find the lowest price for coverage is to compare quotes from multiple insurers at once.

What are the best car insurance companies in Glen Burnie?

With a high Insurify Quality (IQ) Score of 9.1 out of 10, low average rates, and impressive third-party rankings, USAA is the best car insurance company in Glen Burnie. Maryland drivers pay $114 per month for liability coverage and $169 for full coverage from USAA, on average. Other top insurers available to non-military members include State Farm, GEICO, and Clearcover.

Sources

  1. Maryland Department of the Enviornment. "Hurricane and Tropical Storm Preparedness."
  2. Maryland Insurance Administration. "Use of Your Credit History for Auto Insurance."
  3. NOLO. "Maryland Car Insurance Requirements and Laws."
  4. Maryland Insurance Administration. "A Consumer Guide to Auto Insurance."

Methodology

Insurify data scientists analyzed more than 250 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible
Elizabeth Rivelli
Writer: Elizabeth RivelliFreelance Insurance Writer

Qualifications:
  • 5+ years writing insurance and personal finance topics

  • Auto, home, health, and life insurance expertise


Elizabeth has extensive insurance industry experience, having written for Insureon, Rate Retriever, and Insurify. She’s also finance and insurance editor for Car and Driver.

Photo of an Insurify author
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor

Qualifications:
  • Licensed auto and home insurance agent

  • 4+ years experience in insurance and personal finance editing

  • NPN: 20564519


Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

David Marlett
Reviewer: David MarlettAdvisor

Qualifications:
  • 25 years teaching risk management and insurance course

  • Former commercial lines underwriter


David is the managing director of the Brantley Risk and Insurance Center. He has been quoted by The New York Times and CNN.