Cheap Auto Insurance Quotes in Frederick, MD, for 2023

Car Insurance in Frederick, MD

Auto insurance rates vary in Frederick, Maryland, based on a number of factors related to an individual’s specific insurance coverage policies, chosen insurance provider, personal profile, driving records, and more. On average, Frederick drivers pay $200 per month, clocking in around $117 less than rates elsewhere in Maryland. Compare car insurance quotes today.

See More:

Cheap Car Insurance in Maryland

Compare Car Insurance

Cheapest Car Insurance in Frederick, MD

Insurance providers calculate auto insurance policy rates based on coverage and the policyholder’s profile and driving history. In Frederick, the cheapest rates range from $121 with Travelers to $353 with Bristol West. Options like State Farm, Allstate, Connie Phillips Insurance, and Lebherz Insurance offer coverage for higher rates.

Consider the chart below to see the most affordable options around.

Best Car Insurance in Frederick, MD

Calculated using financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; Consumer Reports customer satisfaction surveys; J.D. Power ratings; user-generated company reviews; and mobile app reviews, the Insurify Composite Score assigns a quality score to each insurer. The chart below shows car insurance quotes from the city’s best insurers.

Minimum Car Insurance Requirements in Maryland

Frederick Car Insurance Rates by Driver Age

Auto insurance premiums in Frederick fluctuate based on a driver’s age group. Younger drivers with less experience operating a vehicle tend to pay higher auto insurance rates than older, more experienced drivers. Teens and individuals in their 20s must prove their driving reliability over time. The chart below contains statewide auto quotes corresponding with age.

Frederick Car Insurance Rates by Driving and Accident History

Driving incidents, including at-fault car accidents, speeding tickets, and DUIs, often dramatically increase insurance premiums for policyholders. Drivers with clean records pay the cheapest rates due to their reliable driving history and earned trust from the insurance provider. View the chart below for Frederick rates based on individual driving history.

See More:

High-Risk Car Insurance Maryland

DUI Car Insurance Maryland

Frederick Car Insurance Rates by Credit Tier

Many policyholders in Frederick, Maryland fail to understand that their credit score will potentially impact their auto insurance rates from insurance companies. The lowest average premiums exist for drivers with an excellent credit history because insurers appreciate their reliability. Drivers with average or poor credit scores pay more. See where you land below.

How to Get the Cheapest Car Insurance in Frederick

Finding an insurer to match your insurance needs at an affordable price feels overwhelming, but coverage remains essential to ensure your financial and personal security as a driver. Policyholders should consider multiple options before deciding on auto insurance, especially if they plan to bundle with homeowners insurance, renters insurance, or life insurance.

With the help of Insurify, you can alleviate some of the stress associated with these decisions. The Insurify car insurance quote-comparison tool offers accessibility for users to compare accurate monthly quotes from dozens of top national and regional insurance providers. Simply enter information about your vehicle, personal profile, and driving history to find out just how much you can save.

For more detailed Maryland city guides, check out these below