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Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
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Updated
The average cost of car insurance for a Chevrolet Colorado is $90 per month for liability coverage and $170 per month for full-coverage insurance. The compact truck is cheaper than two of its main competitors: the Toyota Tacoma and Honda Ridgeline.[1] The Chevrolet truck outpaced the Honda Ridgeline’s sales in 2024, but the Toyota Tacoma outsold both competitor vehicles.
If you’re looking to buy a Chevrolet Colorado, here’s what you should know about how much each model year costs and how to compare car insurance quotes to find the best policy.
USAA, GEICO, and State Farm have the cheapest average car insurance rates for the Chevrolet Colorado.
The 2025 Chevrolet Colorado has an MSRP ranging from $31,900 to $49,700.[2]
The average annual cost to insure a Chevrolet Colorado is $1,560. By coverage level, the average cost is $1,080 for liability coverage and $2,040 for full-coverage insurance.
The average car insurance premium for a Chevrolet Colorado is $130 per month, with drivers paying $90 per month for liability coverage and $170 per month for full coverage. USAA has the cheapest average rate for the Chevrolet Colorado, at $64 per month. GEICO and State Farm are the next cheapest insurers, at $75 and $76 per month, respectively.
Check out the table below to see average monthly quotes for the past 10 model years of the Chevrolet Colorado.
Model Year | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| 2025 | $119 | $219 |
| 2024 | $120 | $219 |
| 2023 | $117 | $214 |
| 2022 | $117 | $214 |
| 2021 | $111 | $203 |
| 2020 | $108 | $198 |
| 2019 | $104 | $190 |
| 2018 | $99 | $181 |
| 2017 | $98 | $179 |
| 2016 | $94 | $172 |
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The 2025 Chevrolet Colorado has a baseline manufacturer’s suggested retail price (MSRP) of $33,595 and a high-end MSRP of $51,295, according to Kelley Blue Book (KBB). Check out the table below to see the cheapest average monthly quotes for the 2025 model.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $58 | $110 |
| State Farm | $69 | $131 |
| Allstate | $76 | $147 |
| GEICO | $86 | $162 |
| American Family | $88 | $169 |
| Nationwide | $108 | $201 |
| Travelers | $114 | $212 |
| Progressive | $126 | $173 |
| Farmers | $136 | $256 |
| Liberty Mutual | $217 | $278 |
The 2024 Colorado had a base MSRP of $31,395 and a high-end MSRP of $48,695, according to KBB. Take a look at the table below for average rates from the cheapest car insurance companies for a 2024 Chevy Colorado.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $59 | $110 |
| State Farm | $70 | $131 |
| Allstate | $77 | $147 |
| GEICO | $86 | $162 |
| American Family | $89 | $169 |
| Nationwide | $109 | $201 |
| Travelers | $115 | $212 |
| Progressive | $127 | $173 |
| Farmers | $137 | $256 |
| Liberty Mutual | $218 | $278 |
The 2023 Chevrolet Colorado’s MSRP ranged from $24,830 to $46,652, per KBB. Compare average insurance quotes for the 2023 Colorado from different car insurance companies.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $57 | $107 |
| State Farm | $68 | $128 |
| Allstate | $75 | $143 |
| GEICO | $84 | $158 |
| American Family | $87 | $165 |
| Nationwide | $106 | $197 |
| Travelers | $112 | $208 |
| Progressive | $124 | $169 |
| Farmers | $133 | $250 |
| Liberty Mutual | $213 | $272 |
The 2022 Colorado had an MSRP ranging from $20,191 to $38,817, according to KBB. The table below highlights the cheapest car insurance companies for the 2022 Chevy.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $57 | $107 |
| State Farm | $68 | $128 |
| Allstate | $75 | $143 |
| GEICO | $84 | $158 |
| American Family | $87 | $165 |
| Nationwide | $106 | $197 |
| Travelers | $112 | $208 |
| Progressive | $124 | $169 |
| Farmers | $133 | $250 |
| Liberty Mutual | $213 | $272 |
The MSRP for the 2021 Chevrolet Colorado ranged from $19,388 to $34,792, depending on the type of cab you chose, according to KBB. Check out the table below for the cheapest car insurance companies for the 2021 truck.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $54 | $102 |
| State Farm | $64 | $122 |
| Allstate | $71 | $136 |
| GEICO | $80 | $150 |
| American Family | $82 | $156 |
| Nationwide | $101 | $187 |
| Travelers | $107 | $197 |
| Progressive | $118 | $160 |
| Farmers | $127 | $238 |
| Liberty Mutual | $202 | $258 |
Chevrolet’s 2020 Colorado had an MSRP ranging from $16,259 to $32,416, according to KBB. Below, you can compare the cheapest car insurance companies for the 2020 Colorado.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $53 | $99 |
| State Farm | $63 | $119 |
| Allstate | $69 | $133 |
| GEICO | $78 | $147 |
| American Family | $80 | $152 |
| Nationwide | $98 | $182 |
| Travelers | $104 | $192 |
| Progressive | $114 | $156 |
| Farmers | $123 | $232 |
| Liberty Mutual | $197 | $251 |
The 2019 Chevy Colorado had a baseline MSRP of $14,585 and a high-end MSRP of $29,012, according to KBB. Check out the table below to see the cheapest car insurance quotes for the truck.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $51 | $95 |
| State Farm | $60 | $114 |
| Allstate | $67 | $127 |
| GEICO | $75 | $141 |
| American Family | $77 | $146 |
| Nationwide | $95 | $175 |
| Travelers | $100 | $184 |
| Progressive | $110 | $150 |
| Farmers | $119 | $222 |
| Liberty Mutual | $189 | $241 |
The 2018 model year for the Chevrolet Colorado had an MSRP ranging from $13,873 to $26,362, according to KBB. See the table below for the cheapest car insurance companies for the 2018 Colorado.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $49 | $91 |
| State Farm | $57 | $109 |
| Allstate | $63 | $121 |
| GEICO | $71 | $134 |
| American Family | $73 | $139 |
| Nationwide | $90 | $167 |
| Travelers | $95 | $176 |
| Progressive | $105 | $143 |
| Farmers | $113 | $212 |
| Liberty Mutual | $180 | $230 |
In 2017, the Chevrolet Colorado had a base MSRP of $13,554 and a high-end MSRP of $24,063, per KBB. Take a look at the table below to see some of the cheapest car insurance options for this model year.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $48 | $90 |
| State Farm | $57 | $107 |
| Allstate | $63 | $120 |
| GEICO | $71 | $132 |
| American Family | $73 | $138 |
| Nationwide | $89 | $165 |
| Travelers | $94 | $174 |
| Progressive | $104 | $141 |
| Farmers | $112 | $209 |
| Liberty Mutual | $178 | $227 |
The 2016 Chevy Colorado had an MSRP ranging from $11,847 to $21,234, according to KBB. Check out the table below to see some of the top car insurance companies’ average premiums for the 2016 Colorado.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $46 | $86 |
| State Farm | $55 | $103 |
| Allstate | $60 | $115 |
| GEICO | $68 | $127 |
| American Family | $70 | $132 |
| Nationwide | $86 | $158 |
| Travelers | $90 | $167 |
| Progressive | $100 | $136 |
| Farmers | $107 | $201 |
| Liberty Mutual | $171 | $218 |
How much you pay for your Chevrolet depends on numerous factors, including the state you live in. Every location has different variables, such as vehicle theft rates, weather risks, and more, and insurance companies consider this when setting premiums.
Take a look at the map below to see just how much rates can vary by state. Alaska and Hawaii are not included due to lack of data.
State | Average Monthly Quote |
|---|---|
| Alabama | $134 |
| Arizona | $163 |
| Arkansas | $240 |
| California | $226 |
| Colorado | $206 |
| Connecticut | $314 |
| Delaware | $231 |
| Florida | $216 |
| Georgia | $234 |
| Idaho | $117 |
| Illinois | $159 |
| Indiana | $135 |
| Iowa | $114 |
| Kansas | $155 |
| Kentucky | $203 |
| Louisiana | $208 |
| Massachusetts | $167 |
| Maine | $141 |
| Maryland | $318 |
| Michigan | $260 |
| Minnesota | $183 |
| Mississippi | $195 |
| Missouri | $181 |
| Montana | $156 |
| Nebraska | $164 |
| Nevada | $263 |
| New Hampshire | $106 |
| New Jersey | $167 |
| New Mexico | $149 |
| New York | $442 |
| North Carolina | $88 |
| North Dakota | $129 |
| Ohio | $121 |
| Oklahoma | $167 |
| Oregon | $151 |
| Pennsylvania | $162 |
| Rhode Island | $138 |
| South Carolina | $253 |
| South Dakota | $121 |
| Tennessee | $140 |
| Texas | $221 |
| Utah | $172 |
| Vermont | $142 |
| Virginia | $180 |
| Washington | $150 |
| District of Columbia | $323 |
| West Virginia | $147 |
| Wisconsin | $124 |
| Wyoming | $112 |
Insurify partners with top insurers for real quotes
It’s important that you properly insure your Chevrolet Colorado before you get on the road. Not only is driving without insurance illegal in just about every state, but having insufficient insurance coverage can leave you on the hook for thousands of dollars in damages in the event of an incident.
Consider the following common car insurance coverages below for your Chevrolet Colorado:
Every U.S. state except New Hampshire requires drivers to carry liability insurance. This insurance covers bodily injury and property damage to the other driver in an accident. But many insurance experts recommend having more than just the state-minimum coverage.
Collision insurance covers your vehicle’s damages after a collision with another car or object, no matter who’s at fault.
Comprehensive insurance covers non-collision damages like vandalism, theft, and severe weather, such as hail. A full-coverage policy includes liability, collision, and comprehensive insurance.
Uninsured motorist coverage pays for any damages another driver causes to you after an accident if that driver is uninsured or doesn’t have enough coverage to pay for the damages.
Personal injury protection (PIP) pays for medical expenses and other expenses related to an accident, such as lost wages. Medical payments coverage only pays for medical expenses after an accident. Coverage availability depends on your location.[3]
Finding the best policy for your new car can be tough. Check out these answers to some of the most commonly asked questions about Chevrolet Colorado car insurance.
USAA has the cheapest Chevrolet Colorado insurance, with average monthly rates of $42 for liability coverage and $87 for full-coverage insurance. But coverage from USAA is available only to military members and their families. GEICO and State Farm are the next two cheapest insurers for Chevrolet Colorado drivers.
No. Chevrolet Colorados aren’t particularly expensive to insure. The average monthly cost of full-coverage insurance for a Chevrolet Colorado is $170. For comparison, the national average full-coverage rate is $187 per month.
It costs an average of $130 per month to insure a Chevrolet Colorado. Drivers pay an average of $90 per month for liability coverage and $170 per month for full coverage.
Pickup truck insurance is often more expensive due to numerous factors, including higher replacement and repair costs, as pickup trucks are typically more expensive than sedans.
Pickup trucks are also very heavy, making them more likely to cause more extensive damage in an accident. Some drivers also use them for hauling and construction, which presents more opportunities for damage.
Insurify data scientists analyzed more than 250 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
)
Licensed auto and home insurance agent
4+ years in content creation and marketing
Featured in
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Featured in
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