A reliable SUV, the Chevrolet Traverse is a family-friendly option that offers space, safety features, and towing power.
The average cost of Chevrolet Traverse car insurance is $92 per month for liability coverage and $174 per month for full-coverage insurance. Insurance costs for this Chevrolet vehicle are comparable to average premiums for similar vehicles, including the Toyota Highlander and Honda Pilot.
Here’s what you need to know about finding car insurance for your Chevrolet Traverse.
Annually, Chevrolet Traverse drivers pay $1,104 for liability coverage and $2,064 for full-coverage insurance.
Newer Traverse models are typically more expensive to insure than older ones. The monthly cost of full coverage is $223 for a 2025 Traverse and $176 for a 2016 Traverse.
USAA, GEICO, and State Farm are the cheapest insurers for Chevrolet Traverse car insurance, on average.
Cost of Chevrolet Traverse insurance by model year
The average U.S. car insurance premium is $98 per month for liability-only coverage and $187 per month for full coverage, which is more expensive than the average cost to insure a Traverse.
The cost of insuring your Traverse will vary based on your vehicle model year, state, driving record, and more.[1] USAA is the cheapest car insurance company for the Chevrolet Traverse, on average.
More recent Chevrolet Traverse models are typically more expensive than older vehicle models. Compare average quotes for the Traverse by model year below.
Model Year | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| 2025 | $122 | $223 |
| 2024 | $122 | $223 |
| 2023 | $120 | $219 |
| 2022 | $119 | $218 |
| 2021 | $113 | $207 |
| 2020 | $110 | $202 |
| 2019 | $106 | $194 |
| 2018 | $101 | $185 |
| 2017 | $100 | $183 |
| 2016 | $96 | $176 |
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2025 Chevrolet Traverse insurance
The 2025 Chevrolet Traverse has a starting manufacturer’s suggested retail price (MSRP) of $42,095 for its base model, the Traverse LT. At the top of the lineup, the Traverse RS starts at $55,495, according to Kelley Blue Book (KBB).[2]
Take a look at the table below to compare average monthly costs to insure the 2025 Chevrolet Traverse from different car insurance companies.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $60 | $112 |
| State Farm | $71 | $134 |
| Allstate | $78 | $149 |
| GEICO | $88 | $165 |
| American Family | $90 | $172 |
| Nationwide | $111 | $205 |
| Travelers | $117 | $216 |
| Progressive | $129 | $176 |
| Farmers | $139 | $261 |
| Liberty Mutual | $222 | $283 |
2024 Chevrolet Traverse insurance
Original prices for the 2024 Traverse ranged from $38,995 for the base LS model to $55,595 for the RS trim. Check out the average monthly costs from insurance companies to see how insurance rates compare.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $60 | $112 |
| State Farm | $71 | $134 |
| Allstate | $78 | $149 |
| GEICO | $88 | $165 |
| American Family | $90 | $172 |
| Nationwide | $111 | $205 |
| Travelers | $117 | $216 |
| Progressive | $129 | $176 |
| Farmers | $139 | $261 |
| Liberty Mutual | $222 | $283 |
2023 Chevrolet Traverse insurance
The 2023 Chevrolet Traverse had a starting MSRP of around $35,315. Below, you can compare Traverse SUV insurance costs by insurance company.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $59 | $110 |
| State Farm | $70 | $131 |
| Allstate | $77 | $147 |
| GEICO | $86 | $162 |
| American Family | $89 | $169 |
| Nationwide | $109 | $201 |
| Travelers | $115 | $212 |
| Progressive | $127 | $173 |
| Farmers | $137 | $256 |
| Liberty Mutual | $218 | $278 |
2022 Chevrolet Traverse insurance
The 2022 Traverse base model’s starting MSRP ranged from $35,095 to $54,745. Check out the chart below for average monthly insurance premiums by insurer.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $58 | $109 |
| State Farm | $69 | $131 |
| Allstate | $76 | $146 |
| GEICO | $86 | $161 |
| American Family | $88 | $168 |
| Nationwide | $108 | $201 |
| Travelers | $114 | $211 |
| Progressive | $126 | $172 |
| Farmers | $136 | $255 |
| Liberty Mutual | $217 | $277 |
2021 Chevrolet Traverse insurance
Chevrolet’s 2021 Traverse had an original MSRP starting at $30,995. Compare average insurance costs for the 2021 model by insurance company below.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $55 | $104 |
| State Farm | $66 | $124 |
| Allstate | $72 | $139 |
| GEICO | $81 | $153 |
| American Family | $84 | $159 |
| Nationwide | $103 | $190 |
| Travelers | $108 | $201 |
| Progressive | $120 | $164 |
| Farmers | $129 | $242 |
| Liberty Mutual | $206 | $263 |
2020 Chevrolet Traverse insurance
The 2020 Traverse had an MSRP ranging from $30,995 to $54,395. The table below shows monthly averages by insurance company.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $54 | $101 |
| State Farm | $64 | $121 |
| Allstate | $70 | $135 |
| GEICO | $79 | $149 |
| American Family | $81 | $156 |
| Nationwide | $100 | $186 |
| Travelers | $106 | $196 |
| Progressive | $117 | $160 |
| Farmers | $125 | $236 |
| Liberty Mutual | $200 | $257 |
2019 Chevrolet Traverse insurance
The original MSRP of the 2019 Chevy Traverse ranged from $31,125 to $54,395. Insurance prices vary by insurer, so compare average quotes for the 2019 Traverse below.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $52 | $97 |
| State Farm | $61 | $116 |
| Allstate | $68 | $130 |
| GEICO | $76 | $144 |
| American Family | $78 | $149 |
| Nationwide | $96 | $178 |
| Travelers | $102 | $188 |
| Progressive | $112 | $153 |
| Farmers | $121 | $227 |
| Liberty Mutual | $193 | $246 |
2018 Chevrolet Traverse insurance
Chevrolet’s 2018 Traverse had an MSRP ranging from $30,925 for the base model to $53,920. Below, you can compare average insurance rates for the 2018 model.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $49 | $93 |
| State Farm | $59 | $111 |
| Allstate | $65 | $124 |
| GEICO | $73 | $137 |
| American Family | $75 | $142 |
| Nationwide | $92 | $170 |
| Travelers | $97 | $179 |
| Progressive | $107 | $146 |
| Farmers | $115 | $216 |
| Liberty Mutual | $184 | $235 |
2017 Chevrolet Traverse insurance
Chevrolet’s 2017 Traverse had an MSRP ranging from $32,535 for the base LS to $45,280 for the Premier Sport Utility 4D. Compare average Traverse insurance rates for the 2017 model below.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $49 | $92 |
| State Farm | $58 | $110 |
| Allstate | $64 | $123 |
| GEICO | $72 | $135 |
| American Family | $74 | $141 |
| Nationwide | $91 | $168 |
| Travelers | $96 | $178 |
| Progressive | $106 | $145 |
| Farmers | $114 | $214 |
| Liberty Mutual | $182 | $232 |
2016 Chevrolet Traverse insurance
The starting MSRP for the 2016 Chevrolet Traverse was $32,735, while the highest trim, the LTZ Sport Utility 4D, began at $45,380. Below, you’ll find a table showing the average monthly insurance costs for the 2016 Traverse by company.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $47 | $88 |
| State Farm | $56 | $106 |
| Allstate | $61 | $118 |
| GEICO | $69 | $130 |
| American Family | $71 | $136 |
| Nationwide | $87 | $162 |
| Travelers | $92 | $171 |
| Progressive | $102 | $139 |
| Farmers | $109 | $206 |
| Liberty Mutual | $175 | $224 |
Average cost of Chevrolet insurance by state
Your location can influence insurance pricing significantly. Factors like accident rates, weather patterns, and state regulations play a role in how expensive your premiums will be.
Take a look at the map below to find out the average monthly cost of Chevrolet insurance in your state. Alaska and Hawaii are not included due to lack of data.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $134 |
| Arizona | $163 |
| Arkansas | $240 |
| California | $226 |
| Colorado | $206 |
| Connecticut | $314 |
| Delaware | $231 |
| Florida | $216 |
| Georgia | $234 |
| Idaho | $117 |
| Illinois | $159 |
| Indiana | $135 |
| Iowa | $114 |
| Kansas | $155 |
| Kentucky | $203 |
| Louisiana | $208 |
| Maine | $141 |
| Maryland | $318 |
| Massachusetts | $167 |
| Michigan | $260 |
| Minnesota | $183 |
| Mississippi | $195 |
| Missouri | $181 |
| Montana | $156 |
| Nebraska | $164 |
| New Hampshire | $106 |
| New Jersey | $167 |
| New Mexico | $149 |
| Nevada | $263 |
| New York | $442 |
| North Carolina | $88 |
| North Dakota | $129 |
| Ohio | $121 |
| Oklahoma | $167 |
| Oregon | $151 |
| Pennsylvania | $162 |
| Rhode Island | $138 |
| South Carolina | $253 |
| South Dakota | $121 |
| Tennessee | $140 |
| Texas | $221 |
| Utah | $172 |
| Vermont | $142 |
| Virginia | $180 |
| Washington | $150 |
| District of Columbia | $323 |
| West Virginia | $147 |
| Wisconsin | $124 |
| Wyoming | $112 |
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How to ensure you have enough coverage on your Chevrolet Traverse
Driving a Chevrolet Traverse comes with unique risks that affect your insurance coverage. For example, heavier cars cause more damage in car accidents. You may want to carry more liability insurance to offset the risk.
You should consider the following car insurance coverage options for your Chevrolet Traverse:
Liability coverage
Liability insurance helps you cover property damages or injuries to others if you cause an accident. This insurance is the most basic coverage, and most states legally require drivers to carry the minimum liability coverage limits to operate a vehicle.
Collision coverage
Collision insurance covers damages to your vehicle, regardless of fault, if you get into a car crash with another vehicle or collide with an object such as a light post or fence. If you lease or finance your car, many lenders require you to have this coverage.
Comprehensive coverage
Comprehensive insurance helps you pay for repairs or replacements to your vehicle after a non-collision event. This can include damages due to bad weather, theft, or vandalism. Lenders may also require you to have this coverage.
Personal injury protection (PIP) coverage
PIP insurance helps you and your passengers pay for medical bills if you get into an accident, regardless of fault. If you live in a no-fault state, you’ll likely need to carry this coverage to drive.[3]
Uninsured motorist (UM/UIM) coverage
UM/UIM insurance helps cover medical bills and property damage, in some cases, if an uninsured or underinsured driver hits your vehicle. It also applies if a hit-and-run driver hits you while you’re walking as a pedestrian.[4]
Based on your insurance needs, you may also want to add roadside assistance, accident forgiveness, and gap insurance. Be aware that including more coverage may increase your policy cost.
Chevrolet Traverse car insurance FAQs
The following information can help answer your remaining questions about finding car insurance for your Chevrolet Traverse.
Which company has the cheapest Chevrolet Traverse insurance?

USAA offers the most affordable insurance for this vehicle, with average rates of $43 per month for liability coverage and $89 per month for full coverage. But USAA only serves members of the military community. GEICO and State Farm are two additional affordable car insurance companies.
Are Chevrolet Traverses expensive to insure?

Compared to similar vehicle models, the Chevrolet Traverse isn’t much more expensive to insure, on average.
The Traverse has monthly average rates within a few dollars of rates for similar makes and models, like the Toyota Highlander and Honda Pilot. Seeking discounts, maintaining good driving habits, and enrolling in your company’s telematics program can help you earn cheaper insurance rates for your Traverse.
How much does it cost to insure a Chevrolet Traverse?

The average cost to insure a Chevrolet Traverse is $92 per month for liability coverage and $174 for full-coverage insurance. But your specific costs will vary depending on factors like your age, ZIP code, driving record, claims history, chosen deductible, credit history, vehicle crash rating, annual mileage, and more.
Is the Chevrolet Traverse a reliable car?

Yes. The Chevrolet Traverse is a reliable car. Its 2025 model received a score of 88 out of 100 for its quality and reliability from J.D. Power.[5] Similarly, its 2023 model year scored an 82 out of 100, and its 2022 model earned an 84 out of 100.
Sources
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- Kelley Blue Book. "2025 Chevrolet Traverse."
- Insurance Information Institute. "Auto insurance basics—understanding your coverage."
- Insurance Information Institute. "Protect yourself against uninsured motorists."
- J.D. Power. "2025 Chevrolet Traverse Pricing."
Methodology
Insurify data scientists analyzed more than 250 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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