The effect of driving habits on car insurance in Kansas City
Cheapest car insurance with an accident in Kansas City: Nationwide
Cheapest car insurance with a DUI in Kansas City: AssuranceAmerica
Cheapest car insurance with a speeding ticket in Kansas City: Progressive
Driving habits can significantly affect your car insurance premiums. Insurance companies typically look at these factors when determining your rates. A history of speeding, aggressive driving, or drunk driving can increase your rates, while a clean driving record can lower your cost.
The following tables provide insight into how certain traffic violations can affect car insurance premiums. It’s important to note that when you see a negative difference in a table, it doesn’t mean that particular insurance company lowers rates for drivers with that infraction on their records. Rather, it may mean that our sample size was small — insurers may choose to not offer policies to drivers with that infraction. Your actual rate can vary, based on a number of factors other than driving record.
Cheapest car insurance with an accident in Kansas City: Nationwide
An accident can increase your car insurance rates, especially if your insurance company had to pay a claim related to the accident. If you’re at fault for the accident, your rates could climb much higher.
The following table provides insight into how an accident could affect your car insurance rates in Kansas City.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance with a DUI in Kansas City: Assurance America
Driving under the influence is a serious traffic offense that can have legal, as well as financial, ramifications. Your insurer may even decide not to renew your policy. And many insurers who are happy to cover people with clean records may decline to offer policies at all to drivers with a DUI.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance with a speeding ticket in Kansas City: Progressive
If you receive a speeding ticket, you could end up with fines, points on your license, and a financial penalty in the form of higher insurance rates. The table below illustrates the possible effect of a speeding ticket on insurance premiums for Kansas City drivers.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Car insurance in other Missouri cities
Car insurance rates can vary significantly from city to city within a state since each community has unique driving conditions and populations. Here’s a look at car insurance in other Missouri cities: