The Acura TLX is a premium compact sport sedan with a starting manufacturer’s suggested retail price (MSRP) of $45,400. The standard TLX model costs less than a number of similar premium sport sedans, including the Audi A4, BMW 330i, and Infinity Q50. The average monthly cost to insure a 2025 Acura TLX is $123 for liability-only coverage and $232 for full coverage.
If you already own an Acura TLX or are looking for a lower car insurance rate, here’s how to find the best coverage for this premium sport sedan.
USAA offers the cheapest car insurance to Acura TLX drivers, but coverage is only available to military members and their families.
The base model 2025 Acura TLX is less expensive than many of its premium sport sedan contemporaries.
Full-coverage car insurance for the Acura TLX can be expensive, depending on your insurer.
Cost of Acura TLX insurance by model year
Your Acura TLX model year will determine how much you pay in car insurance premiums. Other factors include your driving record, ZIP code, age, gender, credit history, and your vehicle’s safety features.
Here, you can see how Acura TLX insurance costs compare by model year.
Model Year | Average Monthly Quote |
|---|---|
| 2025 | $109 |
| 2024 | $116 |
| 2023 | $158 |
| 2022 | $146 |
| 2021 | $160 |
| 2020 | $156 |
| 2019 | $147 |
| 2018 | $143 |
| 2017 | $152 |
| 2016 | $148 |
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2025 Acura TLX insurance
The 2025 Acura TLX’s starting MSRP is $45,400, while the Acura TLX A-Spec and Type S are $50,400 and $58,050, respectively. Below are the average liability-only and full-coverage car insurance quotes for the 2025 Acura TLX.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $150 |
| State Farm | $179 |
| Allstate | $200 |
| GEICO | $221 |
| American Family | $230 |
| Progressive | $236 |
| Nationwide | $275 |
| Travelers | $290 |
| Farmers | $350 |
| Liberty Mutual | $380 |
2024 Acura TLX insurance
The starting MSRP for the 2024 Acura TLX varies by model.[1] For example, the base 2024 Acura TLX’s MSRP is $46,195, while the model with the A-Spec package starts at $51,195. The top-of-the-line Type S model has an MSRP of $58,195.
Here are the average auto insurance premiums for a 2024 Acura TLX from multiple insurers.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $145 |
| Allstate | $194 |
| State Farm | $173 |
| GEICO | $214 |
| American Family | $223 |
| Progressive | $228 |
| Nationwide | $266 |
| Travelers | $280 |
| Farmers | $338 |
| Liberty Mutual | $367 |
2023 Acura TLX insurance
The 2023 Acura TLX’s starting MSRP was $41,245 and increased from there depending on the package.[2] For example, the 2023 Acura TLX all-wheel drive model with the A-Spec package had a starting MSRP of $50,195. The Type S PMC Edition’s MSRP was $63,995.
The table below shows average car insurance quotes for the 2023 Acura TLX.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $144 |
| State Farm | $173 |
| Allstate | $193 |
| GEICO | $213 |
| American Family | $222 |
| Progressive | $228 |
| Nationwide | $265 |
| Travelers | $279 |
| Farmers | $337 |
| Liberty Mutual | $366 |
2022 Acura TLX insurance
The starting MSRP for the 2022 Acura TLX (base model) was $39,995.[3] The 2022 Acura TLX Type S with the Performance Wheel and Tire Package was the most expensive, with a $55,595 MSRP at the time.
The table below shows the average car insurance quotes for the 2022 Acura TLX from different car insurance companies.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $138 |
| State Farm | $166 |
| Allstate | $185 |
| GEICO | $204 |
| American Family | $213 |
| Progressive | $218 |
| Nationwide | $254 |
| Travelers | $268 |
| Farmers | $323 |
| Liberty Mutual | $351 |
2021 Acura TLX insurance
The 2021 Acura TLX price began at $38,545 that year. Nine additional models were available, including the Acura TLX 2.0 with the A-Spec package ($45,295 MSRP) and Type S Sedan ($53,345).
A table with the average car insurance quotes for the 2021 Acura TLX from different insurers is below.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $131 |
| State Farm | $157 |
| Allstate | $176 |
| GEICO | $194 |
| American Family | $202 |
| Progressive | $207 |
| Nationwide | $241 |
| Travelers | $254 |
| Farmers | $307 |
| Liberty Mutual | $333 |
2020 Acura TLX insurance
The 2020 Acura TLX’s starting MSRP varied depending on the model. The base model had a starting MSRP of $34,025. The highest-priced 2020 Acura TLX was the 3.5 PMC Edition, with an MSRP of $50,945.
The table below shows the average car insurance quotes for the 2020 Acura TLX from different car insurance companies.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $128 |
| State Farm | $153 |
| Allstate | $171 |
| GEICO | $189 |
| American Family | $196 |
| Progressive | $201 |
| Nationwide | $235 |
| Travelers | $247 |
| Farmers | $298 |
| Liberty Mutual | $324 |
2019 Acura TLX insurance
The 2019 Acura TLX’s MSRP ranged from $34,025 for the 2.4-liter Sedan base model to $46,975 for the top-of-the-line Acura TLX 3.5-liter model with the Advanced package.
The table below shows the average car insurance quotes for the 2019 Acura TLX from different car insurance companies.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $126 |
| State Farm | $151 |
| Allstate | $168 |
| GEICO | $186 |
| American Family | $193 |
| Progressive | $198 |
| Nationwide | $231 |
| Travelers | $243 |
| Farmers | $294 |
| Liberty Mutual | $319 |
2018 Acura TLX insurance
The original MSRP for a 2018 Acura TLX was $33,995. Prices increased for different models, such as the 3.5-liter Sedan ($37,195) and the Acura TLX 3.5 with Advance package ($44,745).
You can see average car insurance quotes for the 2018 Acura TLX from different car insurance companies in the table below.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $122 |
| State Farm | $146 |
| Allstate | $163 |
| GEICO | $181 |
| American Family | $188 |
| Progressive | $193 |
| Nationwide | $224 |
| Travelers | $237 |
| Farmers | $285 |
| Liberty Mutual | $310 |
2017 Acura TLX insurance
The original starting MSRP for the 2017 Acura TLX was $32,965. The top price that year was for the Acura TLX 3.5 model with the Advance package, at $43,665 MSRP.
Here are the average auto insurance premiums for a 2017 Acura TLX from multiple insurers.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $120 |
| State Farm | $143 |
| Allstate | $160 |
| GEICO | $177 |
| American Family | $184 |
| Progressive | $189 |
| Nationwide | $220 |
| Travelers | $232 |
| Farmers | $280 |
| Liberty Mutual | $304 |
2016 Acura TLX insurance
The MSRP for the 2016 Acura TLX began at $32,635 for the base model and went up to $36,260 for the 3.5-liter four-door sedan.
The table below lists the average car insurance premiums from different insurers.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $117 |
| State Farm | $140 |
| Allstate | $156 |
| GEICO | $172 |
| American Family | $179 |
| Progressive | $184 |
| Nationwide | $214 |
| Travelers | $226 |
| Farmers | $273 |
| Liberty Mutual | $296 |
Average cost of Acura insurance by state
Where you live is one of the many factors that can determine your car insurance rates. Below, you can see the average cost of insuring an Acura vehicle in different states. Alaska and Hawaii are not included due to lack of data.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $142 |
| Arizona | $174 |
| Arkansas | $256 |
| California | $241 |
| Colorado | $220 |
| Connecticut | $335 |
| Delaware | $246 |
| Florida | $230 |
| Georgia | $249 |
| Idaho | $125 |
| Illinois | $170 |
| Indiana | $144 |
| Iowa | $121 |
| Kansas | $165 |
| Kentucky | $217 |
| Louisiana | $222 |
| Maine | $151 |
| Maryland | $339 |
| Massachusetts | $178 |
| Michigan | $277 |
| Minnesota | $195 |
| Mississippi | $207 |
| Missouri | $193 |
| Montana | $166 |
| Nebraska | $175 |
| Nevada | $281 |
| New Hampshire | $113 |
| New Jersey | $178 |
| New Mexico | $159 |
| New York | $471 |
| North Carolina | $94 |
| North Dakota | $137 |
| Ohio | $129 |
| Oklahoma | $178 |
| Oregon | $161 |
| Pennsylvania | $173 |
| Rhode Island | $147 |
| South Carolina | $269 |
| South Dakota | $129 |
| Tennessee | $149 |
| Texas | $236 |
| Utah | $183 |
| Vermont | $152 |
| Virginia | $192 |
| Washington | $160 |
| District of Columbia | $344 |
| West Virginia | $157 |
| Wisconsin | $132 |
| Wyoming | $119 |
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How to ensure you have enough coverage on your Acura TLX
The amount you pay to insure your Acura TLX will depend on how much car insurance coverage you have. For example, if you have a brand-new financed Acura TLX, your lender will likely require you to have full coverage, which includes comprehensive and collision.
On the other hand, if you’ve fully paid off your Acura TLX or drive an older model, you might just want to carry bodily injury liability.
Below are a few coverages you may want to add to your car insurance policy:
Comprehensive coverage
Comprehensive insurance helps pay to repair or replace your Acura TLX if it’s damaged in a non-collision event, such as a flood or a tree falling on it.
Collision coverage
Collision insurance pays for repairs in the event your Acura TLX hits another object — even if you’re at fault.
Bodily injury liability
Bodily injury liability coverage pays for medical costs as well as other expenses that occur to others following an accident that was your fault.
Property damage liability
Property damage liability pays for damage to the other driver’s car when you’re at fault in a car accident. This coverage can also pay to fix property damage if you were to hit a fence or a public utility pole.
Acura TLX car insurance FAQs
Whether you’re shopping for a new car insurance policy for your Acura TLX or looking to reduce your premium, the information below can help answer your questions.
Which company has the cheapest Acura TLX insurance?

USAA currently has the cheapest car insurance for the Acura TLX, at $60 per month for liability-only coverage and $116 for full coverage. But the insurer only provides coverage for current and former military members and their families.
If you’re ineligible for USAA car insurance, State Farm offers comparable average rates, at $71 per month for liability-only coverage and $139 for full coverage.
How much does it cost to insure an Acura TLX?

On average, liability-only coverage costs $123 per month and full coverage costs $232 per month for the Acura TLX. Your car insurance premium will depend on your car’s model year and your address, age, driving history, and more.
Is an Acura TLX expensive to insure?

Given that the Acura TLX is considered a premium sport sedan, full-coverage car insurance can be costly, averaging $232 per month. You could pay less than this, depending on your car insurance company. For example, average monthly premiums for Allstate and GEICO are $155 and $172 for full coverage, respectively.
Is an Acura TLX a high-maintenance car?

No. The Acura TLX isn’t considered a high-maintenance car. The vehicle is expected to cost approximately $8,037 for maintenance and repairs during the first 10 years of service.[4] That’s better than average for luxury sedan models by about $1,753.
Sources
- Kelley Blue Book. "2024 Acura TLX."
- Kelley Blue Book. "2023 Acura TLX."
- Kelley Blue Book. "2022 Acura TLX."
- CarEdge. "Acura TLX Maintenance Costs."
Methodology
Insurify data scientists analyzed more than 250 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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