Best mobile home insurance companies
Here are some of the best mobile home insurance companies.
Allstate earned a J.D. Power customer satisfaction score of 815 out of 1,000, which indicates an overall good customer experience. The company’s manufactured home insurance policy provides coverage for liability, injury claims made against you, and property damage.
On the downside, Allstate’s policy doesn’t cover any damage caused by continuous or repeated seepage or leakage of water or steam. Damage caused by underground water is also excluded.
American Family received the second-highest score of 842 in J.D. Power’s 2022 U.S. Home Insurance Study, which means the company has the second-highest rate of customer satisfaction out of all companies compared. In addition to standard mobile home insurance coverage, American Family also offers a variety of add-ons that make it possible to customize your coverage, like coverage for hidden water damage and trip collision coverage. Notably, this company also lowers your deductible each year you continue to stay enrolled with it.
However, American Family’s mobile home insurance products are only available in 19 states, and you have to purchase additional coverage for other structures.
Available in 43 states, Farmers also has a high J.D. Power customer satisfaction rating of 792. But Farmers’ website isn’t easy to navigate, and it doesn’t provide many details on its mobile home insurance offerings
Still, Farmers does offer a wide variety of discounts for homeowner insurance policies, including mobile and manufactured insurance, such as a bundling discount and a non-smoking discount.
To choose the best insurance companies for mobile home insurance, we looked at companies’ overall industry ratings, publicly available customer satisfaction information, policy offerings, and financial stability.