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About David's expertise
David Marlett is the Managing Director of the Brantley Risk and Insurance Center. He is a professor in the Department of Finance, Banking, and Insurance at Appalachian State University and holds the IIANC Distinguished Professorship. David also serves on the Board of Directors for the Invest program and previously chaired the Loman Advisory Committee for the CPCU Society.
David has taught courses in Risk Management and Insurance for the last 25 years, starting at Florida State University while in the doctoral program. Prior to graduate school, David worked as a commercial lines underwriter for USF&G in Tampa.
He serves as a resource on insurance issues and is a frequent media contributor. He has been quoted by a wide range of outlets, including The New York Times, CNN, Reuters, and NPR.
David has been reviewing articles for Insurify since March 2025.
Our Editorial Guidelines
Insurify’s content goes through a rigorous editing and fact-checking process that includes reviews by insurance agents, data scientists, and multiple editors with years of experience in insurance and personal finance. We vet every article and report for: accuracy, educational value, objectivity, enjoyability.
Learn more about our editorial team and editorial guidelines here
David's latest posts
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Can You Drive in Florida With a Foreign License?
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Why Is Car Insurance So Expensive in Florida? (2025)
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Car Insurance Requirements in Virginia (2025)
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Car Insurance Requirements in Washington (2025)
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Cheapest Auto Insurance in Missouri (2025)
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Car Insurance Requirements in Indiana (2025)
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Car Insurance Requirements in Oregon (2025)
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Car Insurance Requirements in Nevada (2025)
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Cheapest Auto Insurance in Jupiter, Florida (2025)
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How Much Will Insurance Pay for My Totaled Car? (Full Guide)
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Gap Insurance on Used Cars: Do You Need It?
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How Much Is Homeowners Insurance on a $150,000 House? (2025)
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What Your Home’s Protection Class Is and How to Find It
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Uninsured Motorist Coverage in Florida: What to Know
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Do You Have to Add a Teenager to Your Car Insurance in Texas?
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What to Know About Personal Injury Protection Coverage in Texas
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Can You Drive in Texas With a Foreign License?
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How Much Is Insurance for an 18-Year-Old in Texas?
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Texas Car Accident Laws and Regulations
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How Long Does an Insurance Company Have to Investigate an Auto Claim in Texas?
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Temporary Car Insurance in Texas (2025)
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Average Car Insurance Cost in Georgia (2025)
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Temporary Car Insurance in Virginia: What You Need to Know (2025)
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Car Insurance Requirements in New Jersey (2025)
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Car Insurance Requirements in Massachusetts (2025)
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Car Insurance Requirements in Pennsylvania (2025)
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Car Insurance Requirements in Maryland (2025)
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Car Insurance Requirements in Ohio (2025)
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Car Insurance Requirements in Kansas (2025)
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Car Insurance Requirements in Missouri (2025)
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Car Insurance Requirements in Wisconsin (2025)
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Cheap SR-22 Insurance in Nevada From $61
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Car Insurance Rates by ZIP Code (2025)
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Cheapest Auto Insurance in Dallas, Georgia (2025)
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Cheap SR-22 Insurance in Washington, D.C., From $119
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Cheapest Auto Insurance in Kansas City, Missouri (2025)
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Rebuilt Title Insurance: Should You Buy It?
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Cheap Car Insurance Quotes in Atlanta, Georgia (2025)
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How to Get Car Insurance Online With a Checking Account (2025)
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Cheap SR-22 Insurance in Ohio from $92
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Cheap SR-22 Insurance in Arizona from $92
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How to Renew Your Car Insurance
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Car Insurance for High-Risk Drivers in New York (2025)
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What Is Full-Coverage Car Insurance?
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Am I in a Flood Zone?
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11 Ways to Lower Car Insurance Costs in 2025
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What Is Pet Insurance? A Complete Guide (2025)
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Best Car Insurance for Antique and Classic Cars in Florida (2025)
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Uninsured Motorist Coverage in California: What to Know
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Non-Owner Car Insurance in California (2025)
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Best Car Insurance for New Drivers in California (2025)
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Non-Owner Car Insurance in Florida (2025)
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Best Car Insurance for Antique and Classic Cars in New York (2025)
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Temporary Car Insurance in New York (2025)
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Temporary Car Insurance in Michigan (2025)
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Temporary Car Insurance in Washington: What You Need to Know (2025)
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Car Insurance for High-Risk Drivers in Colorado (2025)
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Cheapest Van Insurance (2025)
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How Much Does an Alternator Replacement Cost?
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Average Car Insurance Rates by Vehicle Model
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Average Car Insurance Cost in Florida (2025)
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Why Is Car Insurance So Expensive in California? (2025)
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What Comprehensive Car Insurance Covers in Texas
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Uninsured Motorist Coverage in Texas: What to Know
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How Much is Insurance for a 16-Year-Old in Texas?
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What Age Does Insurance Go Down in Texas?
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How to Get Car Insurance in Florida (2025)
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Florida Car Insurance Laws (2025)
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How to Get a Driver’s License in Georgia
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Is New York a No-Fault State for Auto Insurance?
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The Best Roadside Assistance Plans in 2025
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Farm Bureau Auto Insurance: User Reviews and Quotes (2025)
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Do Car Insurance Costs Increase After a Claim?
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How Much Does Flood Insurance Cost?
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High-Deductible Car Insurance (2025)
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How Old Do You Have to Be to Drive in Each State?
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What Is Renters Insurance and How Does It Work?
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What Is Gap Insurance for Cars, and Do You Need It?
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What Is an Escrow Balance, and How Is It Calculated?
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How Does Car Insurance Work?
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How Much Does It Cost to Neuter a Cat?
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What Storage Unit Insurance Covers
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What Is a Homeowners Insurance Declaration Page?
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What Is Equipment Breakdown Coverage?
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What Is Actual Cash Value? Understanding Your Home Insurance Policy
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What Is Recoverable Depreciation?
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What Is a Moral Hazard in Homeowners Insurance?
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What Is Loss of Use Coverage in Homeowners Insurance?
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What Does Pet Insurance Cover?
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Does Pet Insurance Cover Spaying or Neutering?
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Airbnb Insurance: A Guide for Hosts and Guests
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Personal Property Coverage: What You Need to Know
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Cheapest Used-Car Insurance (2025)
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Tesla Battery Replacement Cost (2025)
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Property Management Insurance: What to Know About Coverage
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Does Personal Car Insurance Cover a Rental Car?
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Umbrella Insurance: What It Is and How It Works (2025)
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What to Do After a Hit-and-Run
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How Much Does Life Insurance Cost?
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How to Buy Life Insurance in 2025
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Do You Need Life Insurance?
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What to Look for When Buying a Used Car
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How Much Life Insurance Do You Need?
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What Is a DUI?
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DUI vs. DWI: What’s the Difference?
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Extended Car Warranties: What You Need to Know
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Can You Get an Anonymous Car Insurance Quote? (2025)
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