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About David's expertise
David Marlett is the Managing Director of the Brantley Risk and Insurance Center. He is a professor in the Department of Finance, Banking, and Insurance at Appalachian State University and holds the IIANC Distinguished Professorship. David also serves on the Board of Directors for the Invest program and previously chaired the Loman Advisory Committee for the CPCU Society.
David has taught courses in Risk Management and Insurance for the last 25 years, starting at Florida State University while in the doctoral program. Prior to graduate school, David worked as a commercial lines underwriter for USF&G in Tampa.
He serves as a resource on insurance issues and is a frequent media contributor. He has been quoted by a wide range of outlets, including The New York Times, CNN, Reuters, and NPR.
David has been reviewing articles for Insurify since March 2025.
Our Editorial Guidelines
Insurify’s content goes through a rigorous editing and fact-checking process that includes reviews by insurance agents, data scientists, and multiple editors with years of experience in insurance and personal finance. We vet every article and report for: accuracy, educational value, objectivity, enjoyability.
Learn more about our editorial team and editorial guidelines here
David's latest posts
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Car Insurance for First Responders
December 8, 2025
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Rideshare Insurance in New Jersey
December 1, 2025
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Rideshare Insurance in Illinois
December 1, 2025
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Gap Insurance in Arkansas
December 1, 2025
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Can You Get an Anonymous Car Insurance Quote?
December 1, 2025
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Temporary Car Insurance in Georgia
December 1, 2025
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Non-Owner Car Insurance in California
December 1, 2025
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Gap Insurance in Colorado
December 1, 2025
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Temporary Car Insurance in New York
December 1, 2025
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Best Cheap Auto Insurance in Amarillo, Texas
December 1, 2025
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Gap Insurance in Oklahoma
December 1, 2025
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Cheapest Auto Insurance in Lubbock, Texas
December 1, 2025
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Cheap Car Insurance Quotes in Atlanta, Georgia
December 1, 2025
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Gap Insurance in Virginia
December 1, 2025
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Rideshare Insurance in Arizona
December 1, 2025
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Best Car Insurance for Antique and Classic Cars in New York
December 1, 2025
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Best Car Insurance for Nurses
December 1, 2025
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Temporary Car Insurance in New Jersey
December 1, 2025
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Gap Insurance in Illinois
December 1, 2025
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Cheapest Auto Insurance in Missouri
December 1, 2025
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Gap Insurance in Florida
December 1, 2025
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Cheapest Auto Insurance in Jupiter, Florida
December 1, 2025
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Best Car Insurance for 20-Year-Old Drivers (December 2025)
December 1, 2025
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Cheapest Auto Insurance in Laredo, Texas
December 1, 2025
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Temporary Car Insurance in Texas
December 1, 2025
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Rideshare Insurance in Texas
December 1, 2025
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What Is Gap Insurance for Cars, and Do You Need It?
December 1, 2025
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Car Insurance for High-Risk Drivers in New York
December 1, 2025
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Umbrella Insurance: What It Is and How It Works
December 1, 2025
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Best Car Insurance for New Drivers in California
December 1, 2025
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Temporary Car Insurance in Illinois
December 1, 2025
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Non-Owner Car Insurance in Florida
December 1, 2025
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Rideshare Insurance in New York
December 1, 2025
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Rideshare Insurance in Nevada
December 1, 2025
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Cheapest Auto Insurance in Kansas City, Missouri
December 1, 2025
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Rideshare Insurance in Georgia
December 1, 2025
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Rideshare Insurance in Pennsylvania
December 1, 2025
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Rideshare Insurance in Florida
December 1, 2025
Gap Insurance in North Carolina
December 1, 2025
Gap Insurance in Utah
December 1, 2025
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Car Insurance for High-Risk Drivers in Texas
December 1, 2025
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Gap Insurance in Connecticut
December 1, 2025
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Car Insurance for High-Risk Drivers in Colorado
December 1, 2025
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Gap Insurance in Louisiana
December 1, 2025
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Rideshare Insurance in Massachusetts
December 1, 2025
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Rideshare Insurance in Colorado
December 1, 2025
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Cheapest Auto Insurance in Dallas, Georgia
December 1, 2025
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Temporary Car Insurance in Michigan
December 1, 2025
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Gap Insurance in Michigan
December 1, 2025
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Best Car Insurance for Antique and Classic Cars in Florida
December 1, 2025
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Cheapest Van Insurance
December 1, 2025
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Car Insurance Requirements in Vermont
December 1, 2025
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How Much Does an Alternator Replacement Cost?
December 1, 2025
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Temporary Car Insurance in Colorado: What You Need to Know
December 1, 2025
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Rebuilt Title Insurance: Should You Buy It?
December 1, 2025
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Car Insurance Requirements in Indiana
December 1, 2025
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Temporary Car Insurance in Washington: What You Need to Know
December 1, 2025
How to Get Cheaper Car Insurance With a Low Income
December 1, 2025
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Cheap SR-22 Insurance in Massachusetts
December 1, 2025
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Can You Add Someone to Your Car Insurance Who Doesn’t Live With You?
December 1, 2025
Does Maryland Require SR-22 Insurance?
December 1, 2025
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Car Insurance Requirements in West Virginia
December 1, 2025
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How Much Will Insurance Pay for My Totaled Car? (Full Guide)
December 1, 2025
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Rideshare Insurance in North Carolina
December 1, 2025
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Car Insurance Requirements in Virginia
December 1, 2025
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Car Insurance Requirements in Oregon
December 1, 2025
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Temporary Car Insurance in Arizona: What You Need to Know
December 1, 2025
Car Insurance Requirements in Wisconsin
December 1, 2025
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How to Get Car Insurance Online With a Checking Account
December 1, 2025
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Car Insurance Requirements in Nevada
December 1, 2025
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Car Insurance Requirements in South Dakota
December 1, 2025
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Car Insurance Requirements in Utah
December 1, 2025
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Car Insurance Requirements in Connecticut
December 1, 2025
Car Insurance Requirements in Washington
December 1, 2025
Cheap SR-22 Insurance in Tennessee
December 1, 2025
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Gap Insurance on Used Cars: Do You Need It?
December 1, 2025
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Rideshare Insurance in Virginia
December 1, 2025
Car Insurance Requirements in Wyoming
December 1, 2025
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Temporary Car Insurance in Oregon: What You Need to Know
December 1, 2025
DUI Car Insurance in Michigan
November 14, 2025
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Average Car Insurance Cost in Indiana
November 14, 2025
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DUI Car Insurance in Arizona
November 14, 2025
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Average Car Insurance Cost in North Dakota
November 14, 2025
Cheap SR-22 Insurance in Arkansas from $58 Per Month
November 14, 2025
DWI Car Insurance in North Carolina
November 14, 2025
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DWI Car Insurance in New Jersey
November 14, 2025
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Average Car Insurance Cost in Arkansas
November 14, 2025
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Average Car Insurance Cost in Mississippi
November 14, 2025
DUI Car Insurance in Wisconsin
November 14, 2025
DUI Car Insurance in Georgia
November 14, 2025
DUI Car Insurance in South Carolina
November 14, 2025
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Average Car Insurance Cost in Vermont
November 14, 2025
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DUI Car Insurance in Nevada
November 14, 2025
Cheap Car Insurance in West Virginia for Drivers With an SR-22 From $50
November 14, 2025
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Average Car Insurance Cost in New Hampshire
November 14, 2025
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Average Car Insurance Cost in Washington, D.C.
November 14, 2025
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Average Car Insurance Cost in Iowa
November 14, 2025
Average Car Insurance Cost in Utah
November 14, 2025
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Average Car Insurance Cost in New Mexico
November 14, 2025
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Average Car Insurance Cost in Maine
November 14, 2025
Rideshare Insurance in Maryland
November 14, 2025
DUI Car Insurance in Florida
November 14, 2025
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Average Car Insurance Cost in Kansas
November 13, 2025
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Cheap SR-22 Insurance in Wisconsin From $51
November 13, 2025
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Accident With a Borrowed Car in New York: What Happens?
November 13, 2025
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Is It Illegal to Drive With Headphones in Texas?
November 13, 2025
Car Insurance Requirements in Maine
November 13, 2025
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Cheap SR-22 Insurance in Missouri from $108
November 13, 2025
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Average Car Insurance Cost in Oklahoma
November 13, 2025
Cheap SR-22 Insurance in Oregon from $87
November 13, 2025
Car Insurance Requirements in New Mexico
November 13, 2025
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Average Car Insurance Cost in Montana
November 13, 2025
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What to Know if You Get Into an Accident With an Uninsured Driver in Texas
November 13, 2025
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Car Insurance Requirements in Tennessee
November 13, 2025
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Car Insurance Requirements in Kentucky
November 13, 2025
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Average Car Insurance Cost in Missouri
November 13, 2025
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Car Insurance Requirements in Louisiana
November 13, 2025
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What to Do After an Accident With an Uninsured Driver in Florida
November 13, 2025
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Average Car Insurance Cost in Minnesota
November 13, 2025
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Nebraska Car Insurance Laws
November 13, 2025
Average Car Insurance Cost in Nebraska
November 13, 2025
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Average Car Insurance Cost in Ohio
November 13, 2025
Car Insurance Requirements in Mississippi
November 13, 2025
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Average Car Insurance Cost in Idaho
November 13, 2025
Car Insurance Requirements in North Dakota
November 13, 2025
Average Car Insurance Cost in Nevada
November 13, 2025
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Cheap SR-22 Insurance in South Carolina From $78
November 13, 2025
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Car Insurance Requirements in Montana
November 13, 2025
Cheap SR-22 Insurance in Washington From $64
November 13, 2025
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Car Insurance Requirements in Minnesota
November 13, 2025
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Car Insurance Requirements in Washington, D.C.
November 13, 2025
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Car Insurance Requirements in Rhode Island
November 13, 2025
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How Much Is Car Insurance for a 17-Year-Old in California?
November 13, 2025
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Is Texas a No-Fault State for Auto Insurance?
November 6, 2025
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How Much Is Insurance for a 17-Year-Old in Texas?
November 6, 2025
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Find a Car Insurance Broker in Florida
November 6, 2025
Car Insurance Discounts for Texas Drivers
November 6, 2025
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Cheap SR-22 Insurance in Ohio from $91
October 31, 2025
Car Insurance Requirements in Ohio
October 31, 2025
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What Is Full-Coverage Car Insurance?
October 31, 2025
11 Ways to Lower Car Insurance Costs in 2025
October 31, 2025
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Car Insurance Requirements in New Jersey
October 31, 2025
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Cheap SR-22 Insurance in Arizona from $92
October 31, 2025
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How Much Is Insurance for an 18-Year-Old in Texas?
October 31, 2025
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Car Insurance Requirements in Massachusetts
October 31, 2025
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Why Is Car Insurance So Expensive in Florida?
October 31, 2025
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What Comprehensive Car Insurance Covers in Texas
October 31, 2025
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Car Insurance Requirements in Maryland
October 31, 2025
Car Insurance Requirements in Pennsylvania
October 31, 2025
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Cheap SR-22 Insurance in Nevada From $63
October 31, 2025
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