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About David's expertise
David Marlett is the Managing Director of the Brantley Risk and Insurance Center. He is a professor in the Department of Finance, Banking, and Insurance at Appalachian State University and holds the IIANC Distinguished Professorship. David also serves on the Board of Directors for the Invest program and previously chaired the Loman Advisory Committee for the CPCU Society.
David has taught courses in Risk Management and Insurance for the last 25 years, starting at Florida State University while in the doctoral program. Prior to graduate school, David worked as a commercial lines underwriter for USF&G in Tampa.
He serves as a resource on insurance issues and is a frequent media contributor. He has been quoted by a wide range of outlets, including The New York Times, CNN, Reuters, and NPR.
David has been reviewing articles for Insurify since March 2025.
Our Editorial Guidelines
Insurify’s content goes through a rigorous editing and fact-checking process that includes reviews by insurance agents, data scientists, and multiple editors with years of experience in insurance and personal finance. We vet every article and report for: accuracy, educational value, objectivity, enjoyability.
Learn more about our editorial team and editorial guidelines here
David's latest posts
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Rideshare Insurance in New Jersey
January 29, 2026
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Rideshare Insurance in Illinois
January 29, 2026
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Gap Insurance in Arkansas
January 29, 2026
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Can You Get an Anonymous Car Insurance Quote?
January 29, 2026
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Temporary Car Insurance in Georgia
January 29, 2026
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Non-Owner Car Insurance in California
January 29, 2026
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Gap Insurance in Colorado
January 29, 2026
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Temporary Car Insurance in New York
January 29, 2026
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Best Cheap Auto Insurance in Amarillo, Texas
January 29, 2026
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Gap Insurance in Oklahoma
January 29, 2026
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Cheapest Auto Insurance in Lubbock, Texas
January 29, 2026
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Cheap Car Insurance Quotes in Atlanta, Georgia
January 29, 2026
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Gap Insurance in Virginia
January 29, 2026
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Car Insurance for First Responders
January 29, 2026
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Rideshare Insurance in Arizona
January 29, 2026
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Best Car Insurance for Antique and Classic Cars in New York
January 29, 2026
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Best Car Insurance for Nurses
January 29, 2026
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Temporary Car Insurance in New Jersey
January 29, 2026
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Gap Insurance in Illinois
January 29, 2026
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Cheapest Auto Insurance in Missouri
January 29, 2026
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Gap Insurance in Florida
January 29, 2026
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Cheapest Auto Insurance in Jupiter, Florida
January 29, 2026
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Best Car Insurance for 20-Year-Old Drivers (January 2026)
January 29, 2026
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Cheapest Auto Insurance in Laredo, Texas
January 29, 2026
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Temporary Car Insurance in Texas
January 29, 2026
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Rideshare Insurance in Texas
January 29, 2026
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What Is Gap Insurance for Cars, and Do You Need It?
January 29, 2026
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Car Insurance for High-Risk Drivers in New York
January 29, 2026
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Umbrella Insurance: What It Is and How It Works
January 29, 2026
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Best Car Insurance for New Drivers in California
January 29, 2026
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Temporary Car Insurance in Illinois
January 29, 2026
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Non-Owner Car Insurance in Florida
January 29, 2026
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Rideshare Insurance in New York
January 29, 2026
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Rideshare Insurance in Nevada
January 29, 2026
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Cheapest Auto Insurance in Kansas City, Missouri
January 29, 2026
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Rideshare Insurance in Georgia
January 29, 2026
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Rideshare Insurance in Pennsylvania
January 29, 2026
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Rideshare Insurance in Florida
January 29, 2026
Gap Insurance in North Carolina
January 29, 2026
Gap Insurance in Utah
January 29, 2026
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Car Insurance for High-Risk Drivers in Texas
January 29, 2026
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Gap Insurance in Connecticut
January 29, 2026
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Car Insurance for High-Risk Drivers in Colorado
January 29, 2026
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Gap Insurance in Louisiana
January 29, 2026
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Rideshare Insurance in Massachusetts
January 29, 2026
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Rideshare Insurance in Colorado
January 29, 2026
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Cheapest Auto Insurance in Dallas, Georgia
January 29, 2026
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Temporary Car Insurance in Michigan
January 29, 2026
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Gap Insurance in Michigan
January 29, 2026
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Best Car Insurance for Antique and Classic Cars in Florida
January 29, 2026
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Cheapest Van Insurance
January 28, 2026
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Car Insurance Requirements in Vermont
January 28, 2026
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How Much Does an Alternator Replacement Cost?
January 28, 2026
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Temporary Car Insurance in Colorado: What You Need to Know
January 28, 2026
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Rebuilt Title Insurance: Should You Buy It?
January 28, 2026
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Car Insurance Requirements in Indiana
January 28, 2026
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Temporary Car Insurance in Washington: What You Need to Know
January 28, 2026
How to Get Cheaper Car Insurance With a Low Income
January 28, 2026
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Cheap SR-22 Insurance in Massachusetts
January 28, 2026
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Can You Add Someone to Your Car Insurance Who Doesn’t Live With You?
January 28, 2026
Does Maryland Require SR-22 Insurance?
January 28, 2026
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What to Do When You’ve Locked Your Keys in the Car
January 28, 2026
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Car Insurance Requirements in West Virginia
January 28, 2026
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How Much Will Insurance Pay for My Totaled Car? (Full Guide)
January 28, 2026
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Rideshare Insurance in North Carolina
January 28, 2026
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Car Insurance Requirements in Virginia
January 28, 2026
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Car Insurance Requirements in Oregon
January 28, 2026
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Temporary Car Insurance in Arizona: What You Need to Know
January 28, 2026
Car Insurance Requirements in Wisconsin
January 28, 2026
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How to Get Car Insurance Online With a Checking Account
January 28, 2026
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Car Insurance Requirements in Nevada
January 28, 2026
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Car Insurance Requirements in South Dakota
January 28, 2026
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Car Insurance Requirements in Utah
January 28, 2026
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Car Insurance Requirements in Connecticut
January 28, 2026
Car Insurance Requirements in Washington
January 28, 2026
Cheap SR-22 Insurance in Tennessee
January 28, 2026
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Gap Insurance on Used Cars: Do You Need It?
January 28, 2026
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Rideshare Insurance in Virginia
January 28, 2026
Car Insurance Requirements in Wyoming
January 28, 2026
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Temporary Car Insurance in Oregon: What You Need to Know
January 28, 2026
DUI Car Insurance in Michigan
January 27, 2026
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Average Car Insurance Cost in Indiana
January 27, 2026
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Average Car Insurance Cost in Kansas
January 27, 2026
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DUI Car Insurance in Arizona
January 27, 2026
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Cheap SR-22 Insurance in Wisconsin From $47
January 27, 2026
Cheap SR-22 Insurance in Arkansas from $59 Per Month
January 27, 2026
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Am I in a Flood Zone?
January 27, 2026
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Cheap SR-22 Insurance in Ohio from $90
January 27, 2026
DWI Car Insurance in North Carolina
January 27, 2026
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Car Insurance Requirements in Ohio
January 27, 2026
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What Is Full-Coverage Car Insurance?
January 27, 2026
11 Ways to Lower Car Insurance Costs in 2026
January 27, 2026
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DWI Car Insurance in New Jersey
January 27, 2026
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Car Insurance Requirements in New Jersey
January 27, 2026
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Average Car Insurance Cost in Arkansas
January 27, 2026
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Cheap SR-22 Insurance in Arizona from $94
January 27, 2026
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Average Car Insurance Cost in Mississippi
January 27, 2026
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How Much Is Insurance for an 18-Year-Old in Texas?
January 27, 2026
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Car Insurance Requirements in Maine
January 27, 2026
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Car Insurance Requirements in Massachusetts
January 27, 2026
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Cheap SR-22 Insurance in Missouri from $108
January 27, 2026
DUI Car Insurance in Wisconsin
January 27, 2026
DUI Car Insurance in Georgia
January 27, 2026
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Why Is Car Insurance So Expensive in Florida?
January 27, 2026
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Average Car Insurance Cost in Oklahoma
January 27, 2026
Cheap SR-22 Insurance in Oregon from $89
January 27, 2026
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What Comprehensive Car Insurance Covers in Texas
January 27, 2026
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Car Insurance Requirements in Maryland
January 27, 2026
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Car Insurance Requirements in New Mexico
January 27, 2026
DUI Car Insurance in South Carolina
January 27, 2026
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Find a Car Insurance Broker in Florida
January 27, 2026
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DUI Car Insurance in Nevada
January 27, 2026
Cheap Car Insurance in West Virginia for Drivers With an SR-22 From $45
January 27, 2026
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Average Car Insurance Cost in Montana
January 27, 2026
Car Insurance Requirements in Pennsylvania
January 27, 2026
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Car Insurance Requirements in Tennessee
January 27, 2026
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Car Insurance Requirements in Kentucky
January 27, 2026
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Cheap SR-22 Insurance in Nevada From $70
January 27, 2026
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What Is Pet Insurance? A Complete Guide
January 27, 2026
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Car Insurance Requirements in Missouri
January 27, 2026
Cheap SR-22 Insurance in Washington, D.C., From $296
January 27, 2026
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Car Insurance Requirements in Kansas
January 27, 2026
Average Car Insurance Cost in Missouri
January 27, 2026
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Average Car Insurance Cost in New Hampshire
January 27, 2026
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Car Insurance Requirements in Louisiana
January 27, 2026
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Average Car Insurance Cost in Florida
January 27, 2026
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Average Car Insurance Cost in Iowa
January 27, 2026
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Average Car Insurance Cost in Minnesota
January 27, 2026
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Average Car Insurance Cost in Nebraska
January 27, 2026
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Why Is Car Insurance So Expensive in California?
January 27, 2026
Average Car Insurance Cost in Ohio
January 27, 2026
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Average Car Insurance Cost in Georgia
January 27, 2026
Car Insurance Requirements in Mississippi
January 27, 2026
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Average Car Insurance Cost in Idaho
January 27, 2026
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Car Insurance Requirements in North Dakota
January 27, 2026
Average Car Insurance Cost in Nevada
January 27, 2026
Average Car Insurance Cost in Utah
January 27, 2026
Average Car Insurance Cost in New Mexico
January 27, 2026
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Cheap SR-22 Insurance in South Carolina From $78
January 27, 2026
Rideshare Insurance in Maryland
January 27, 2026
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Car Insurance Requirements in Montana
January 27, 2026
Cheap SR-22 Insurance in Washington From $68
January 27, 2026
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Car Insurance Requirements in Minnesota
January 27, 2026
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Car Insurance Requirements in Washington, D.C.
January 27, 2026
Car Insurance Discounts for Texas Drivers
January 27, 2026
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Car Insurance Requirements in Rhode Island
January 27, 2026
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How Much Is Car Insurance for a 17-Year-Old in California?
January 27, 2026
DUI Car Insurance in Florida
January 27, 2026
Car Insurance Requirements in Arkansas
January 27, 2026
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Do Parking Tickets Increase Your Car Insurance Rates?
January 27, 2026
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How Much Does a Tesla Replacement Battery Cost?
January 23, 2026
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What Is Renters Insurance?
January 13, 2026
Average Car Insurance Cost in North Dakota
November 14, 2025
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Average Car Insurance Cost in Vermont
November 14, 2025
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Average Car Insurance Cost in Washington, D.C.
November 14, 2025
Average Car Insurance Cost in Maine
November 14, 2025
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Accident With a Borrowed Car in New York: What Happens?
November 13, 2025
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Is It Illegal to Drive With Headphones in Texas?
November 13, 2025
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What to Know if You Get Into an Accident With an Uninsured Driver in Texas
November 13, 2025
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What to Do After an Accident With an Uninsured Driver in Florida
November 13, 2025
Nebraska Car Insurance Laws
November 13, 2025
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Is Texas a No-Fault State for Auto Insurance?
November 6, 2025
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How Much Is Insurance for a 17-Year-Old in Texas?
November 6, 2025
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Can You Drive in Florida With a Foreign License?
October 22, 2025
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What Your Home’s Protection Class Is and How to Find It
October 17, 2025
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How Much Is Homeowners Insurance on a $150,000 House?
October 17, 2025
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Texas Car Accident Laws and Regulations
October 15, 2025
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Do You Have to Add a Teenager to Your Car Insurance in Texas?
October 15, 2025
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Temporary Car Insurance in Virginia: What You Need to Know
October 15, 2025
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What to Know About Personal Injury Protection Coverage in Texas
October 15, 2025
Can You Drive in Texas With a Foreign License?
October 15, 2025
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Car Insurance Rates by ZIP Code
October 15, 2025
Uninsured Motorist Coverage in Florida: What to Know
October 15, 2025
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How Long Does an Insurance Company Have to Investigate an Auto Claim in Texas?
October 15, 2025
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How to Renew Your Car Insurance
October 15, 2025
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Uninsured Motorist Coverage in California: What to Know
September 18, 2025
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Average Car Insurance Rates by Vehicle Model
September 18, 2025
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How Much Does Flood Insurance Cost?
July 8, 2025
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How Much is Insurance for a 16-Year-Old in Texas?
July 8, 2025
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Farm Bureau Auto Insurance: User Reviews and Quotes
July 8, 2025
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How to Get Car Insurance in Florida
July 8, 2025
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How Old Do You Have to Be to Drive in Each State?
July 8, 2025
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High-Deductible Car Insurance
July 8, 2025
What Age Does Insurance Go Down in Texas?
July 8, 2025
How to Get a Driver’s License in Georgia
July 8, 2025
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The Best Roadside Assistance Plans in 2026
July 8, 2025
Is New York a No-Fault State for Auto Insurance?
July 8, 2025
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Uninsured Motorist Coverage in Texas: What to Know
July 8, 2025
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Do Car Insurance Costs Increase After a Claim?
July 8, 2025
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Florida Car Insurance Laws
July 8, 2025
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How Does Car Insurance Work?
July 2, 2025
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Airbnb Insurance: A Guide for Hosts and Guests
July 2, 2025
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What Is Equipment Breakdown Coverage?
July 2, 2025
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What Does Pet Insurance Cover?
July 2, 2025
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What Is an Escrow Balance, and How Is It Calculated?
July 2, 2025
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What Is a Homeowners Insurance Declaration Page?
July 2, 2025
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What Storage Unit Insurance Covers
July 2, 2025
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Personal Property Coverage: What You Need to Know
July 2, 2025
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What Is Actual Cash Value? Understanding Your Home Insurance Policy
July 2, 2025
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What Is Loss of Use Coverage in Homeowners Insurance?
July 2, 2025
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Does Pet Insurance Cover Spaying or Neutering?
July 2, 2025
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What Is Recoverable Depreciation?
July 2, 2025
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How Much Does It Cost to Neuter a Cat?
July 2, 2025
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What Is a Moral Hazard in Homeowners Insurance?
July 2, 2025
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Cheapest Used-Car Insurance
May 20, 2025
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Property Management Insurance: What to Know About Coverage
March 26, 2025
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Does Personal Car Insurance Cover a Rental Car?
March 26, 2025
What to Do After a Hit-and-Run
March 26, 2025
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How Much Life Insurance Do You Need?
March 25, 2025
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How Much Does Life Insurance Cost?
March 25, 2025
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Do You Need Life Insurance?
March 25, 2025
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What to Look for When Buying a Used Car
March 25, 2025
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How to Buy Life Insurance in 2026
March 25, 2025
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What Is a DUI?
October 24, 2024
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DUI vs. DWI: What’s the Difference?
October 1, 2024
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Extended Car Warranties: What You Need to Know
July 19, 2024
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What Does Collision Insurance Cover?
May 2, 2024
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