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Cheapest Companies for Temporary Car Insurance Missouri (2022)

For drivers looking for temporary insurance in Missouri, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers looking for a 6-month policy.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Missouri. The following are the best insurance rates from carriers that offer temporary car insurance for drivers in Missouri.

CarrierAvg. Monthly Cost
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Travelers$145
Safeco$171
Foremost Signature$188
Acuity$189
Dairyland$196

What Is Temporary Car Insurance and How to Get It in Missouri?

Temporary or short term car insurance policies typically last for a period of six months, and are a great option for those who need a car insurance policy for just a few months. In a lot of cases, some companies will allow you to pay for a six-month policy on a month-to-month basis, which you can then cancel whenever you no longer need a policy. However, beware of cancelation fees, as sometimes those can outweigh the costs of just paying for the full six-month period.

Perhaps you are borrowing a car for a short period or need a rental car for a vacation. While these situations each call for insurance (Missouri requires both liability and uninsured motorist coverage), a short-term policy may suffice. In the case of a rental car, your credit card may also offer the insurance you need. In all, staying flexible with a six-month policy and working with your insurance agent to adjust for any temporary situations are your best bet.

What Are the Average Short-Term Car Insurance Rates in Missouri?

By averaging actual data taken from six-month policies of carriers across the state of Missouri, you’ll find that the cost of a six-month premium is around $1,524. On average, Missourians pay $254 per month for a short-term policy. Though the average you see below may not be the exact cost you’ll find, using real numbers gets you pretty darn close.

Length of Short-Term Insurance PolicyAvg. Monthly Rate, Short-Term Policy
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Total Cost of 6 Month, Short-Term Policy
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
6 months$254$1,524

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What Are the Benefits of Choosing a Six-Month Auto Insurance Policy in Missouri?

Staying with the same insurance carrier for too long can be a mistake. Even if you are comfortable with your premium, it’s wise to investigate other carriers’ rates every six months. Why? Because Insurance companies often change the way they rate risk. This change means that the rate you get one month from one company might be different the next. Years ago, switching insurance companies was a more demanding task. Today, you can use a site like Insurify to match your insurance needs with the cheapest top providers in minutes.

Just as risk-related data keeps changing and informing new rates, your data changes, too. You deserve to have a company like Insurify rerun the numbers. In just minutes, you can be sure the prices and options they return represent all the hard work you’ve done to improve things like your credit score and driving record.

Find Cheap Short-Term Car Insurance in Minutes

You could find cheap short term car insurance options in Missouri within minutes using Insurify. All you’ve got to do is fill in some basic information about yourself and your car, and you’ll be presented with a list of up to 20 short-term car insurance policy options within minutes. These quotes are customized, real-time, and accurate. Insurify also allows you the option to toggle between the rates for a six-month policy and a 12-month policy—that way you can see for yourself which option is best for you.

Compare quotes fast, free, and online with Insurify’s car insurance quote comparison tool.

Best Short-Term Car Insurance Plans in Missouri

Insurance prices and policies can vary significantly between companies, and a state like Missouri draws a wide variety of choices when drivers are evaluating temporary car insurance plans.
Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies

FAQs - Missouri Car Insurance

  • Why is car insurance so expensive in Missouri?

    There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

  • Do car insurance rates vary by county in Missouri?

    Auto insurance costs will vary between locations and insurance carriers, depending on the county Missouri. Insurify analyzed the latest data for the five most populous cities in Missouri to find you the cheapest quotes in each of these metropolitan areas.

  • Which providers have the best auto insurance ratings in Missouri?

    The way to find the carrier with the best auto insurance ratings in Missouri and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

  • How much do annual auto insurance rates increase in Missouri?

    During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

Compare Car Insurance Quotes Instantly

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
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Methodology

Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.

Jeanette Wisniewski
Jeanette WisniewskiInsurance Writer

Jeannette Wisniewski is a technology writer whose passion is encouraging people to engage with technology by making it more understandable and more interesting. Though she enjoys writing business copy for a wide range of subjects, she is most inspired by emerging tech and its applications. She is a graduate of San Jose State University, a Georgia Peach at heart, and happy to call Boise, ID home.