Infiniti Q50 Car Insurance Quotes (2026)

Infiniti discontinued the Q50 in 2024, but the Q50 may still be worth a look — especially if you’re looking for a used luxury sedan. Even the entry-level model has a turbocharged V-6 engine, and Kelley Blue Book mentions the car has a “decent amount” of standard equipment.^[1]

That said, it costs an average of $150 per month to insure a Q50 with basic liability coverage and $282 for full coverage, which is high compared to similar models. Your rate depends on your Q50’s age and coverage levels, as well as your driving record, ZIP code, age and gender, and other factors. 

If you’re considering buying an Infiniti Q50 or want to compare rates, here’s what you need to know.

Cost of Infiniti Q50 insurance by model year

Insurance companies consider the cost of repairing or replacing your vehicle when determining rates, so older models may be cheaper to insure than newer ones.^[2] But that’s not always the case.

Here’s a look at the average rates for different Q50 models from 2016 to 2024.

Model Year	Average Monthly Quote: Full Coverage	Average Monthly Quote: Liability Only
2024	$326	$173
2023	$285	$152
2022	$321	$170
2021	$310	$165
2020	$263	$140
2019	$281	$149
2018	$307	$163
2017	$277	$147
2016	$263	$140

Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.

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Average cost of Infiniti insurance by state

Where you live affects your car insurance premium significantly, since every area has a different rate of collisions, vandalism, theft, and other factors insurers consider.^[2]

The average monthly rates to insure the Infiniti Q50 in each state are shown below. Alaska and Hawaii are not included due to lack of data.

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How to ensure you have enough coverage on your Infiniti Q50

Whether you have an accident, a cracked windshield, or a stolen vehicle, you’ll want to make sure you have enough coverage to avoid a financial disaster.^[5] As you consider your budget and insurance needs, keep the following coverage options in mind:

Liability coverage

Every U.S. state except New Hampshire requires liability insurance. It covers the other driver’s injuries and any property damage you cause in a collision. While you can get by with your state’s minimum coverage requirement, experts generally recommend maintaining at least $100,000 in coverage for bodily injuries per person, $300,000 per accident, and $100,000 in property damage coverage.



Collision coverage

Lenders require collision coverage, but you may not need it if you own your car outright and can afford to pay for repairs out of pocket. Collision insurance pays to repair your vehicle after a collision with another vehicle or object. Although your car’s value influences your premium, you may be able to save by raising your deductible.



Comprehensive coverage

Comprehensive insurance covers non-collision damage to your vehicle, such as theft, fire, vandalism, natural disasters, and other perils. Lenders require it, but you may drop it once you pay off your car or its value decreases. As with collision coverage, you can adjust your deductible.



Other required coverages

In addition to liability coverage, some states also require other forms of car insurance, such as personal injury protection, medical payments coverage, or uninsured/underinsured motorist coverage. Check with your insurer or your state’s insurance division to learn what’s required.



Optional add-ons

Depending on the insurer, you can also choose from a range of optional coverages, such as rental car reimbursement, accident forgiveness, and roadside assistance.

Infiniti Q50 car insurance FAQs

Below are some common questions and answers about Infiniti Q50 car insurance.

Which company has the cheapest Infiniti Q50 insurance?

USAA, State Farm, and Allstate all offer cheap average rates for the Infiniti Q50. Remember that your rate will depend on your driving record and other factors unique to you. For this reason, it’s a good idea to shop around and compare coverage each time your policy is up for renewal to ensure you get the best rate.

Are Infiniti Q50s expensive to insure?

Yes. The Infiniti Q50 tends to be more expensive to insure compared to other vehicles, including similar luxury sedans.

How much does it cost to insure an Infiniti Q50?

Insuring an Infinity Q50 costs an average of $282 per month for full coverage and $150 for liability-only coverage. But your rate can vary depending on your Infiniti Q50’s age, the coverage you choose, and other factors.

What is the life expectancy of an Infiniti Q50?

The Infiniti Q50’s average life expectancy is 152,658 miles, or 13.8 years, according to iSeeCars. But proper maintenance and safe driving may allow you to extend your car’s lifespan.