Chevrolet Bolt Car Insurance Quotes (2026)
Chevy Bolt drivers pay an average of $151 per month for car insurance.
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Writer: Lindsay VanSomerenInsurance and Personal Finance Writer
Writer: Lindsay VanSomerenInsurance and Personal Finance Writer
Qualifications:
8 years in insurance and personal finance writing
Former data scientist for U.S. Geological Survey
Lindsay is a freelance personal finance writer currently pursuing her Series 65 license. She enjoys helping readers learn money management skills that improve their lives.
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Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Qualifications:
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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Reviewer: David MarlettAdvisor
Reviewer: David MarlettAdvisor
Qualifications:
25 years teaching risk management and insurance course
Former commercial lines underwriter
David is the managing director of the Brantley Risk and Insurance Center. He has been quoted by The New York Times and CNN.
Updated
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The average cost to insure a Chevrolet Bolt is $104 per month for liability coverage and $197 for full coverage. Chevy Bolt insurance rates are similar to those of comparable electric vehicles (EVs), like the Nissan Leaf, Hyundai Ioniq 5, and Kia Niro.
Chevrolet originally launched the Bolt, an affordable EV, in 2017 but discontinued production of the popular vehicle in 2023. The car had some reports of vehicle malfunctions, and Chevrolet wanted to update the car’s battery.[1]
Here’s what you should know about insuring a Chevy Bolt, including finding the right coverage for your model year and state.
Quick Facts
Chevrolet plans to relaunch the Chevy Bolt EV for the 2027 model year.
USAA, GEICO, and State Farm offer the lowest Chevy Bolt insurance rates.
The 2023 Chevy Bolt has good safety ratings from the Insurance Institute for Highway Safety (IIHS) for crashworthiness but a marginal rating for seat belts and child restraints.[2]
Cost of Chevrolet Bolt insurance by model year
Auto insurers consider your vehicle age in addition to factors like driving history and location when determining premiums.[3] Different model years may have different safety features, and older models may have more wear and tear.
Bolt owners pay an average of $104 per month for liability coverage and $197 for full coverage, but rates vary by vehicle age. Compare average monthly quotes by model year for the Bolt below.
Model Year | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| 2023 | $142 | $259 |
| 2022 | $141 | $258 |
| 2021 | $134 | $245 |
| 2020 | $131 | $239 |
| 2019 | $126 | $230 |
| 2018 | $120 | $219 |
| 2017 | $119 | $217 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
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2023 Chevrolet Bolt insurance
Chevrolet stopped producing the first-generation Bolt models after the 2023 model year to shift production to a new style of EV battery. The 2023 Bolt had a manufacturer’s suggested retail price (MSRP) ranging between $27,495 and $30,670.
Below, you can compare average insurance costs for the 2023 Bolt from several car insurance companies.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $70 | $130 |
| State Farm | $82 | $155 |
| Allstate | $91 | $174 |
| GEICO | $102 | $192 |
| American Family | $105 | $199 |
| Nationwide | $129 | $238 |
| Travelers | $136 | $251 |
| Progressive | $151 | $205 |
| Farmers | $162 | $303 |
| Liberty Mutual | $258 | $329 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2022 Chevrolet Bolt insurance
In 2022, a new Chevy Bolt had an original MSRP ranging from $32,495 to $35,545, depending on trim level. Here’s what different insurers are quoting for a 2022 Bolt model.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $69 | $129 |
| State Farm | $82 | $155 |
| Allstate | $90 | $173 |
| GEICO | $102 | $191 |
| American Family | $104 | $199 |
| Nationwide | $128 | $237 |
| Travelers | $135 | $250 |
| Progressive | $149 | $204 |
| Farmers | $161 | $302 |
| Liberty Mutual | $257 | $328 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2021 Chevrolet Bolt insurance
New Chevy Bolt EVs had an MSRP of $37,495 or $42,695 for the 2021 model year. Here are average insurance quotes for the 2021 Bolt from several auto insurance companies.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $66 | $123 |
| Allstate | $86 | $164 |
| State Farm | $78 | $147 |
| GEICO | $96 | $181 |
| American Family | $99 | $189 |
| Nationwide | $122 | $225 |
| Travelers | $129 | $238 |
| Progressive | $142 | $194 |
| Farmers | $153 | $287 |
| Liberty Mutual | $244 | $311 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2020 Chevrolet Bolt insurance
Buying a new Chevy Bolt in 2020 cost the same as the year before, at $37,495 and $41,895. Below, you can compare average insurance costs for the 2020 Bolt from different insurance companies.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $64 | $120 |
| State Farm | $76 | $143 |
| Allstate | $84 | $160 |
| GEICO | $94 | $177 |
| American Family | $97 | $184 |
| Nationwide | $119 | $220 |
| Travelers | $126 | $232 |
| Progressive | $139 | $189 |
| Farmers | $149 | $280 |
| Liberty Mutual | $238 | $304 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2019 Chevrolet Bolt insurance
The 2019 Chevy Bolt had an MSRP ranging from $37,495 to $41,895 for the two trim levels it offered.
Insurance costs vary by auto insurance company. Compare average monthly quotes for the 2019 Bolt below.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $62 | $115 |
| State Farm | $73 | $138 |
| Allstate | $81 | $154 |
| GEICO | $91 | $170 |
| American Family | $93 | $177 |
| Nationwide | $115 | $212 |
| Travelers | $121 | $223 |
| Progressive | $134 | $182 |
| Farmers | $144 | $269 |
| Liberty Mutual | $229 | $292 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2018 Chevrolet Bolt insurance
In its second year of production, the Chevy Bolt had two different trim levels with MSRPs of $37,495 and $41,780.
Here are the average quotes for the 2018 Chevrolet Bolt from several insurance companies.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $59 | $110 |
| State Farm | $70 | $131 |
| Allstate | $77 | $147 |
| GEICO | $86 | $162 |
| American Family | $89 | $169 |
| Nationwide | $109 | $201 |
| Travelers | $115 | $212 |
| Progressive | $127 | $173 |
| Farmers | $137 | $256 |
| Liberty Mutual | $218 | $278 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2017 Chevrolet Bolt insurance
The Chevy Bolt launched in 2017, with an original MSRP ranging from $37,495 to $41,780 for its inaugural model. Below, you can compare average insurance quotes for a 2017 Bolt from top insurance companies.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| American Family | $88 | $167 |
| GEICO | $86 | $161 |
| Allstate | $76 | $145 |
| State Farm | $69 | $130 |
| USAA | $58 | $109 |
| Liberty Mutual | $217 | $276 |
| Farmers | $136 | $254 |
| Progressive | $126 | $171 |
| Travelers | $114 | $210 |
| Nationwide | $108 | $200 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Average cost of Chevy Bolt insurance by state
Car insurance rates can vary significantly by location, primarily because state laws regulate the insurance industry. The risks your car faces vary depending on where you live.[4]
Below, you can compare average monthly car insurance quotes across all Chevy models by state. Alaska and Hawaii aren’t included due to insufficient data.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $134 |
| Arizona | $163 |
| Arkansas | $240 |
| California | $226 |
| Colorado | $206 |
| Connecticut | $314 |
| Delaware | $231 |
| Florida | $216 |
| Georgia | $234 |
| Idaho | $117 |
| Illinois | $159 |
| Indiana | $135 |
| Iowa | $114 |
| Kansas | $155 |
| Kentucky | $203 |
| Louisiana | $208 |
| Maine | $141 |
| Maryland | $318 |
| Massachusetts | $167 |
| Michigan | $260 |
| Minnesota | $183 |
| Mississippi | $195 |
| Missouri | $181 |
| Montana | $156 |
| Nebraska | $164 |
| Nevada | $263 |
| New Hampshire | $106 |
| New Jersey | $167 |
| New Mexico | $149 |
| New York | $442 |
| North Carolina | $88 |
| North Dakota | $129 |
| Ohio | $121 |
| Oklahoma | $167 |
| Oregon | $151 |
| Pennsylvania | $162 |
| Rhode Island | $138 |
| South Carolina | $253 |
| South Dakota | $121 |
| Tennessee | $140 |
| Texas | $221 |
| Utah | $172 |
| Vermont | $142 |
| Virginia | $180 |
| Washington | $150 |
| District of Columbia | $323 |
| West Virginia | $147 |
| Wisconsin | $124 |
| Wyoming | $112 |
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How to ensure you have enough coverage on your Chevrolet Bolt
Earning discounts, increasing your deductible, and maintaining a clean driving record can all help you save money on car insurance. Lowering your premium is important, but not having enough coverage can cost you money in the event of an accident.
You should consider the following auto coverages to protect your vehicle:
Liability coverage
Most U.S. states require you to carry bodily injury and property damage liability coverage to pay for any damages you might cause to someone else. You may want to consider increasing the liability limits from the minimum requirement for added protection.
Full coverage
Full-coverage insurance includes comprehensive and collision coverage. If you loan or lease your vehicle, lenders will typically require you to carry this coverage to pay for damage to your vehicle.
Uninsured/underinsured motorist coverage
UM/UIM coverage pays for your damages in the event of a hit-and-run crash or an accident with an uninsured or underinsured driver.
Personal injury protection coverage
In no-fault states, you might need to buy personal injury protection (PIP), which offers financial protection for you and your passengers in an accident.
Roadside assistance coverage
Roadside assistance coverage can help with issues like flat tires, dead batteries, and more. Batteries in older EVs tend to hold less charge. If your EV runs low on charge, having this mobile service coverage can be helpful.
Chevrolet Bolt car insurance FAQs
The following information can help you answer your remaining questions about car insurance for your Chevrolet Bolt.
Which company has the cheapest Chevrolet Bolt insurance?
USAA, GEICO, and State Farm charge the lowest rates for Chevy Bolt car insurance. USAA customers with a Bolt pay an average of $48 per month for liability coverage and $100 for full coverage. Bolt drivers with coverage from GEICO and State Farm pay a little bit more but still have affordable average rates.
How much does it cost to insure a Chevrolet Bolt?
The average cost of insurance for a Chevy Bolt is $104 per month for liability-only insurance and $197 for full-coverage insurance, Insurify data shows. How much you pay for coverage will depend on your driving record, chosen insurance company, coverage level, location, and more.
Are Chevrolet Bolts expensive to insure?
Not necessarily. Compared to the cost of insuring vehicles nationwide, the Chevy Bolt’s car insurance premiums are generally in line with average rates. Compared to similar EV models, the Bolt costs less to insure than the Nissan Leaf and the Hyundai Ioniq 5 but is more expensive than the Kia Niro.
Why did Chevy discontinue the Bolt?
Chevy stopped making the original Bolt in 2023. Although the vehicle was popular, Chevy wanted to switch production to a new battery style that would lower production costs. Chevy is relaunching the Bolt for 2027.
Sources
- Kelley Blue Book. "Chevy Bolt Returning for 2027."
- Insurance Institute for Highway Safety. "2023 Chevrolet Bolt."
- National Association of Insurance Commissioners. "NAIC Consumer Shopping Tool for Auto Insurance."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
Methodology
Insurify data scientists analyzed more than 250 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Writer: Lindsay VanSomerenInsurance and Personal Finance Writer
Writer: Lindsay VanSomerenInsurance and Personal Finance Writer
Qualifications:
8 years in insurance and personal finance writing
Former data scientist for U.S. Geological Survey
Lindsay is a freelance personal finance writer currently pursuing her Series 65 license. She enjoys helping readers learn money management skills that improve their lives.
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Qualifications:
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Reviewer: David MarlettAdvisor
Reviewer: David MarlettAdvisor
Qualifications:
25 years teaching risk management and insurance course
Former commercial lines underwriter
David is the managing director of the Brantley Risk and Insurance Center. He has been quoted by The New York Times and CNN.