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Temporary Car Insurance in South Carolina (With Quotes)

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Car Insurance
Jeanette Wisniewski

By: Jeanette Wisniewski

| Reviewed by licensed insurance agent, Amber Benka

Last Updated March 9, 2022

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Cheapest Companies for Temporary Car Insurance South Carolina (2022)

For drivers looking for temporary insurance in South Carolina, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers looking for a 6-month policy.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in South Carolina. The following are the best insurance rates from carriers that offer temporary car insurance for drivers in South Carolina.

CarrierAvg. Monthly Cost
Travelers$169
Foremost Signature$173
Direct Auto$215
Midvale$233
Safeco$239

What Is Temporary Car Insurance and How to Get It in South Carolina?

Sometimes, you need insurance for a very short amount of time. Though optional solutions for this dilemma are out there, don’t be fooled into thinking you can buy temporary insurance month-to-month. The minimum amount of insurance coverage you can buy is in six-month increments and is generally referred to as short-term insurance. Short-term insurance ensures that you have the coverage you need in the state of South Carolina while remaining flexible to switch coverage halfway through the year if you find a better deal or your needs change.

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What Are the Average Short-Term Car Insurance Rates in South Carolina?

According to numbers derived from actual drivers and carriers across this Southern state, the total six-month premium for a short-term car insurance policy in South Carolina averages out to $1,721. How does this affect your bills on a per-month basis? South Carolina drivers should budget $287 to cover insurance costs each month.

Length of Short-Term Insurance PolicyAvg. Monthly Rate, Short-Term Policy Total Cost of 6 Month, Short-Term Policy
6 months$287$1,721

What Are the Benefits of Choosing a Six-Month Auto Insurance Policy in South Carolina?

While you can get insurance for a yearlong term, choosing a six-month auto insurance policy is the way to go in South Carolina. Why? In six months, a lot of things can change. Your credit rating can go up, and your driving record can show improvements. Plus, your profile may be different than it was when you first applied for your policy.

Setting yourself up to shop for car insurance rates every six months isn’t as tricky as it sounds. With Insurify, you only need to supply a little information about your driving habits and your ride to get a whole lot more back in return. Insurify crunches quotes from hundreds of different carriers across the nation and returns the best quotes from up to 20 companies at a time within minutes.

Find Cheap Short-Term Car Insurance in Minutes

You could find cheap short term car insurance options in South Carolina within minutes using Insurify. All you’ve got to do is fill in some basic information about yourself and your car, and you’ll be presented with a list of up to 20 short-term car insurance policy options within minutes. These quotes are customized, real-time, and accurate. Insurify also allows you the option to toggle between the rates for a six-month policy and a 12-month policy—that way you can see for yourself which option is best for you.

Compare quotes fast, free, and online with Insurify’s car insurance quote comparison tool.

Best Short-Term Car Insurance Plans in South Carolina

Insurance prices and policies can vary significantly between companies, and a state like South Carolina draws a wide variety of choices when drivers are evaluating temporary car insurance plans.
Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies

FAQs - South Carolina Car Insurance

  • There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

  • Auto insurance costs will vary between locations and insurance carriers, depending on the county South Carolina. Insurify analyzed the latest data for the five most populous cities in South Carolina to find you the cheapest quotes in each of these metropolitan areas.

  • The way to find the carrier with the best auto insurance ratings in South Carolina and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

  • During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

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Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

Jeanette Wisniewski
Jeanette Wisniewski

Content Writer at Insurify

Jeannette Wisniewski is a technology writer whose passion is encouraging people to engage with technology by making it more understandable and more interesting. Though she enjoys writing business copy for a wide range of subjects, she is most inspired by emerging tech and its applications. She is a graduate of San Jose State University, a Georgia Peach at heart, and happy to call Boise, ID home.

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