120+ more)
)
Certified financial education instructor
Published in USA Today, TIME, Forbes, and Business Insider
)
)
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 21630969
)
)
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Featured in
){kind=small}
){kind=small}
Updated
The average cost of car insurance in Inglewood is $260 per month for full coverage and $138 per month for liability-only coverage.
Inglewood car insurance rates are slightly lower than they are for drivers in Los Angeles proper, where rates average $295 per month for full coverage and $154 per month for liability-only coverage.
Despite having lower rates than L.A., Inglewood has more expensive rates than other California cities. Average California car insurance premiums are slightly lower in El Monte, an L.A. city with a similar population size to Inglewood. El Monte is farther away from LAX and Inglewood’s big entertainment venues, which generate high levels of traffic.
Liability quotes start at $91/mo.
Inglewood drivers may get the lowest liability-only rates with USAA, which has an average premium of $91 per month.
To meet California’s minimum liability coverage requirements, you need:[1]
$30,000 in bodily injury coverage for a single person
$60,000 in bodily injury coverage overall for a single accident
$15,000 in property damage coverage
To get cheap full-coverage car insurance, Inglewood drivers can consider Aspire General, which has average premiums of $168 per month. Given Inglewood’s high population density and heavy gridlock due to its proximity to LAX, SoFi Stadium, and the Kia Forum, collisions are always a risk. A full-coverage insurance policy could be a smart choice to manage the risk.
The following table shows the cheapest liability and full-coverage car insurance rates in Inglewood. Notably, average rates in Inglewood are higher than average California car insurance rates.
Insurance Company  | Average Monthly Quote: Liability Only |
|---|---|
| USAA | $91 |
| Aspire General | $95 |
| GEICO | $97 |
| Sun Coast | $99 |
| Mercury | $102 |
| National General | $102 |
| Dairyland | $111 |
| Root | $120 |
| Direct Auto | $122 |
| Allstate | $125 |
| Farmers | $127 |
| Anchor | $133 |
| State Farm | $138 |
| Bristol West | $139 |
| Kemper Special | $145 |
| Travelers | $145 |
| 21st Century | $158 |
| Kemper Rsvp | $158 |
| Chubb | $246 |
Insurance Company | Average Monthly Quote: Full Coverage |
|---|---|
| Aspire General | $168 |
| Root | $187 |
| Mercury | $195 |
| GEICO | $199 |
| USAA | $202 |
| Kemper Special | $222 |
| Kemper Rsvp | $226 |
| Sun Coast | $233 |
| Anchor | $249 |
| Dairyland | $265 |
| National General | $271 |
| Allstate | $278 |
| Farmers | $286 |
| Bristol West | $298 |
| Direct Auto | $302 |
| State Farm | $310 |
| Travelers | $325 |
| 21st Century | $353 |
| Chubb | $551 |
The cheapest city in California for car insurance is Ridgecrest for full coverage and Lompoc for liability-only coverage, both far from the heavy traffic of Los Angeles. Glendale and Beverly Hills, two of the largest cities in the Greater L.A. area, have the most expensive car insurance in California.
Nestled between LAX and downtown L.A., Inglewood is on the higher end of California’s car insurance costs. Notably, Inglewood has a higher population density than L.A., which means a high number of drivers on the road.
The following table breaks down average insurance rates by city in California.
City | Average Monthly Quote |
|---|---|
| Anaheim | $163 |
| Bakersfield | $132 |
| Berkeley | $153 |
| Chula Vista | $128 |
| Elk Grove | $143 |
| Fremont | $138 |
| Fresno | $131 |
| Glendale | $268 |
| Inglewood | $199 |
| Long Beach | $171 |
| Los Angeles | $225 |
| Modesto | $143 |
| Moreno Valley | $147 |
| Oakland | $170 |
| Oxnard | $138 |
| Riverside | $150 |
| Sacramento | $158 |
| San Bernardino | $157 |
| San Diego | $130 |
| San Francisco | $171 |
| San Jose | $136 |
| Santa Ana | $154 |
| Santa Barbara | $120 |
| Santa Maria | $114 |
| Stockton | $146 |
| Temecula | $130 |
| Victorville | $161 |
Here are tips to stay safe when driving in Inglewood:
Avoid rush hour. The greater Los Angeles area has the worst traffic congestion in the country, according to TomTom’s Traffic Index data. Inglewood residents commute an average of 61 minutes each day, so avoid driving during rush hour, if possible.[2]
Pay attention to major events. Inglewood is located between LAX and downtown Los Angeles, which means streets are regularly congested. This can get worse during major events downtown, as well as events at Inglewood’s own SoFi Stadium and Kia Forum. Plan around these events to avoid major traffic jams.
Avoid parking tickets. To avoid a parking ticket when driving in Inglewood, pay attention to where you park. Because of Inglewood’s major sports and entertainment venues, the city enforces a strict residential parking permit program.
Lock your car and avoid street parking. The greater Los Angeles area has the nation’s highest volume of vehicle thefts, per National Insurance Crime Bureau data. Never leave valuables in your car in Inglewood, always lock your car, and, when possible, avoid street parking. If attending an event at an entertainment venue, take public transportation, use a rideshare service, or park in a monitored garage.
Avoid La Cienega and Centinela. The LA Times recently found that the La Cienega and Centinela intersection is among the 14 most dangerous in Los Angeles.[3]
Drivers in Inglewood are safer overall than in many other parts of California. Only 2% of drivers in Inglewood have a ticket, less than 5% have an accident on their driving record, and 0.88% have a DUI on their record, according to Insurify data.
Inglewood has many red-light cameras around the city to discourage speeding. Speeding tickets from red-light cameras can come with a hefty fine and increase your insurance rates.[4]
The following table shows how average Inglewood car insurance rates change depending on your driving record. Maintaining a clean driving record is key to finding cheap Inglewood car insurance.
Driving Record | Average Monthly Quote |
|---|---|
| Clean driving record | $199 |
| Speeding ticket | $252 |
| At-fault accident | $254 |
| DUI | $269 |
Monthly rates start at $115 for drivers with an incident
Teens in Inglewood can get their learner’s permit as young as 15 and a half, but car insurance for teen drivers in Inglewood costs an average of $249 per month for liability-only coverage.[5] The cheapest way for new drivers to get insurance is to join their parents’ policy.
Seniors make up a proportionally smaller part of the Inglewood population than they do in the overall state of California, according to the U.S. Census data. Those who do retire and live in Inglewood benefit from low rates in their 60s, though prices start to climb again once senior drivers reach 70.
Age | Average Monthly Quote |
|---|---|
| Teens | $237 |
| 20s | $173 |
| 30s | $130 |
| 40s | $124 |
| 50s | $123 |
| 60s | $117 |
| 70+ | $123 |
*Quotes generated for Insurify users in and around Inglewood, California within the last 10 days. Last updated on July 8, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Inglewood, California within the last 10 days. Last updated on July 8, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
){kind=small}
Licensed property and casualty insurance agent
25+ years of insurance experience
Anuj has 25+ years of experience in auto, home, and renters insurance. As a digital insurance agent at Insurify, he takes pride in helping customers understand their coverage and in offering risk-management strategies tailored to each customer’s needs.
){kind=small}
Licensed property and casualty insurance agent
14+ years insurance experience
Britney has 14+ years of experience in auto and home insurance. She’s committed to making sure customers feel informed and supported through every step of the insurance-buying process.
){kind=small}
Licensed property and casualty insurance agent
10+ years of insurance experience
Mallory has 10+ years of experience in property and casualty insurance. She serves as the director of sales and client services at Insurify, where customer service is central to her leadership style.
Learn more about auto insurance in Inglewood, California.
Car insurance in Inglewood costs $260 per month for full coverage and $138 per month for liability-only coverage, on average.
Yes. Inglewood’s average car insurance rate of $199 is more expensive than the California state average of $148, though rates are lower than they are in Los Angeles proper.
USAA offers the most affordable car insurance in Inglewood, with an average rate of $91 per month for liability-only coverage. Aspire General and GEICO also offer affordable coverage in Inglewood.
Car insurance rates in Inglewood are likely higher than in some other parts of California because the city has a high population density and heavy traffic from nearby LAX and sports and entertainment venues like SoFi Stadium and the Kia Forum.
All these factors create a higher risk of accidents. Inglewood is also part of Los Angeles County, which has the highest vehicle theft rate in the country, according to Insurify data.
Several factors affect car insurance rates in Inglewood, California, including the city’s crime rate and traffic congestion. Beyond location, your own driving record and coverage limits affect the overall price of coverage.
Insurify data scientists analyzed more than 190 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
Certified financial education instructor
Published in USA Today, TIME, Forbes, and Business Insider
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 21630969
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Featured in
At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.
We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.