120+ more*Quotes generated for Insurify users in and around Glendale, California within the last 10 days. Last updated on July 23, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Glendale, California within the last 10 days. Last updated on July 23, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
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USAA has the cheapest insurance in Glendale.
Glendale’s average rate of $268 per month is higher than the state average of $148.
The Glendale Police Department reported 322 incidents of grand theft auto in 2025.
The average cost of car insurance in Glendale is $178 per month for state-minimum coverage and $358 per month for a full-coverage insurance policy. Rates in Glendale are higher than the California state averages of $96 for liability coverage and $200 for full coverage.
Glendale drivers also pay more than drivers in nearby Los Angeles, who pay $154 for liability coverage and $295 for full coverage.
Glendale is part of the densely populated Los Angeles County. Glenade drivers have an average commute of 27 minutes, but people who commute to downtown Los Angeles can have commutes of up to 90 minutes.[1]
More people can lead to heavier traffic and a higher likelihood of accidents, which can result in more insurance claims.
The following table shows average car insurance rates in Glendale compared to California.
Car Insurance Costs in Glendale vs. California | Average Monthly Quote |
|---|---|
| Glendale average | $268 |
| California average | $148 |
USAA offers the cheapest car insurance rates in Glendale, with an average liability rate of $122 per month.
For Glendale drivers looking for full coverage, Aspire General offers the cheapest policies, at an average rate of $226 per month.
Liability quotes start at $122/mo.
Due to Glendale’s high population density, parking is an issue, specifically within the downtown district.
The area bounded by the Ventura Freeway, Central Avenue, Colorado Street, and Louise Street was identified as having the highest parking demand. The city offers a combination of on- and off-street spaces, with a total of 3,379 available parking spots. All off-street parking is paid, as is most on-street parking.
To increase your chances of finding a parking spot, avoid peak hours, which occur on weekdays during lunchtime and Saturdays at 8 p.m.[2]
As part of Glendale’s Citywide Traffic and Mobility Study, residents were asked to provide feedback on how to improve travel around the city. Based on this feedback, the city compiled a list of recommendations to deal with congestion and improve how drivers and pedestrians get around the city.
Future projects include increasing the number of dedicated left-turn lanes to reduce congestion, installing additional crosswalks, and synchronizing traffic signals to reduce unnecessary stopping and prevent backups during rush hour.
While the state of California has seen a year-over-year decrease in car theft of 26%, it still ranks first in the country for theft by volume, according to Insurify data. This aligns with county statistics. Los Angeles County saw an 18% year-over-year decrease in vehicle theft, yet still has the highest rate in the state.
At the local level, the Glendale Police Department reported 322 incidents of grand theft auto in 2025.[3] Higher rates of vehicle theft are associated with an increase in insurance claim frequency, which can drive up premiums in the area.
Glendale, Los Angeles, and Oakland have some of the most expensive car insurance in California. All three cities share high population densities, which can lead to more traffic congestion, accidents, and claims.
Residents in Bakersfield pay some of the lowest insurance premiums in California. This may be explained by its lower population density and shorter commute time.
The following table shows average monthly quotes for different cities in California.
City | Average Monthly Quote |
|---|---|
| Anaheim | $163 |
| Bakersfield | $132 |
| Berkeley | $153 |
| Chula Vista | $128 |
| Elk Grove | $143 |
| Fremont | $138 |
| Fresno | $131 |
| Glendale | $268 |
| Long Beach | $171 |
| Los Angeles | $225 |
| Modesto | $143 |
| Moreno Valley | $147 |
| Oakland | $170 |
| Oxnard | $138 |
| Riverside | $150 |
| Sacramento | $158 |
| San Bernardino | $157 |
| San Diego | $130 |
| San Francisco | $171 |
| San Jose | $136 |
| Santa Ana | $154 |
| Santa Barbara | $120 |
| Santa Maria | $114 |
| Stockton | $146 |
| Temecula | $130 |
| Victorville | $161 |
The average Glendale commute time is just over 27 minutes, slightly lower than the state average of nearly 30 minutes and the same as the national average.
Four major freeways run through Glendale: the 5, the 2 Glendale Freeway, the 134 Ventura Freeway, and the 210 Foothill Freeway. These roadways provide easy access in and out of Glendale but can get congested and lead to increased travel delays and higher exposure to collision risk during peak commute times.
To avoid the busy roads, residents can use the city’s bus service called the Beeline, which provides 13 routes connecting residents to the City of Burbank, Jet Propulsion Laboratory (JPL), and Metrolink stations in Burbank and Glendale.
Glendale has some of the highest car insurance rates in California. Several factors can help explain why car insurance in Glendale is so expensive. Its high population density contributes to heavier traffic congestion, which can increase exposure to collision risk due to more time on the roads.
Los Angeles County also has the highest rate of vehicle theft in the state, which can lead to more comprehensive insurance claims and higher premiums for drivers in the area.
Glendale is also exposed to multiple disaster risks, including wildfires, landslides, and flooding, which can cause significant damage to vehicles.[4]
Altogether, these combined risks can increase the average car insurance rates in the city.
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Licensed property and casualty insurance agent
25+ years of insurance experience
Anuj has 25+ years of experience in auto, home, and renters insurance. As a digital insurance agent at Insurify, he takes pride in helping customers understand their coverage and in offering risk-management strategies tailored to each customer’s needs.
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Licensed property and casualty insurance agent
15+ years of insurance experience
Brett has 15+ years of experience in personal and commercial insurance. As a sales manager at Insurify, Brett leads a high-performing sales team, ensuring they achieve key sales targets while maintaining high-quality work.
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Licensed property and casualty insurance agent
14+ years insurance experience
Britney has 14+ years of experience in auto and home insurance. She’s committed to making sure customers feel informed and supported through every step of the insurance-buying process.
USAA offers the cheapest liability insurance in Glendale, with an average rate of $122 per month.
Minimum car insurance requirements in California include $30,000 in bodily injury liability per person and $60,000 per accident, plus $15,000 for property damage liability coverage.[5]
The following table shows the cheapest rates for liability-only car insurance in Glendale.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $122 |
| Aspire General | $128 |
| GEICO | $131 |
| Sun Coast | $133 |
| Mercury | $137 |
| National General | $137 |
| Dairyland | $149 |
| Root | $162 |
| Direct Auto | $164 |
| Allstate | $168 |
| Farmers | $171 |
| Anchor | $179 |
| State Farm | $186 |
| Bristol West | $188 |
| Kemper Special | $195 |
| Travelers | $195 |
| 21st Century | $213 |
| Kemper Rsvp | $213 |
| Chubb | $332 |
Aspire General offers the cheapest full-coverage car insurance in Glendale, with an average rate of $226 per month.
A full-coverage policy includes collision and comprehensive coverages. With exposure to multiple weather risks, including wildfires and flooding, and a high rate of vehicle theft, you may want to consider a full-coverage plan in Glendale.
You can see the cheapest full-coverage insurance rates in Glendale below.
Insurance Company | Average Monthly Quote |
|---|---|
| Aspire General | $226 |
| Root | $252 |
| Mercury | $263 |
| GEICO | $268 |
| USAA | $272 |
| Kemper Special | $299 |
| Kemper Rsvp | $304 |
| Sun Coast | $314 |
| Anchor | $335 |
| Dairyland | $357 |
| National General | $365 |
| Allstate | $374 |
| Farmers | $385 |
| Bristol West | $401 |
| Direct Auto | $407 |
| State Farm | $417 |
| Travelers | $438 |
| 21st Century | $476 |
| Chubb | $742 |
*Quotes generated for Insurify users in and around Glendale, California within the last 10 days. Last updated on July 23, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Glendale, California within the last 10 days. Last updated on July 23, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Your driving record is one of the factors insurers look at when calculating your insurance rates. If you have a speeding ticket, like nearly 2% of Glendale drivers, this may cause your insurance premiums to go up.
For Glendale drivers with a speeding ticket, USAA offers the cheapest rates.
Glendale is currently on a speeding crackdown and implementing speed cameras across the city through its Speed Safety Program.
The table below shows the cheapest rates for drivers with a speeding ticket in Glendale.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $158 |
| Aspire General | $163 |
| Sun Coast | $169 |
| National General | $172 |
| GEICO | $173 |
| Dairyland | $186 |
| Mercury | $191 |
| Root | $195 |
| Direct Auto | $208 |
| Allstate | $219 |
| Farmers | $220 |
| Anchor | $222 |
| State Farm | $237 |
| Bristol West | $239 |
| Kemper Special | $248 |
| Travelers | $254 |
| Kemper Rsvp | $270 |
| 21st Century | $282 |
| Chubb | $426 |
With Glendale’s high population density and busy roads, it’s no surprise that nearly 6% of drivers have been in an at-fault accident, according to Insurify data. USAA offers the cheapest liability coverage to Glendale drivers with an accident.
Since California is an at-fault state, the person responsible for the accident must pay for injuries and damage caused to others.[6]
With California’s “no-pay, no-play” laws, if you don’t have car insurance, you can’t collect compensation for certain damages after a car accident where the other driver is at fault.
The following table shows the cheapest rates for drivers with an at-fault accident in Glendale.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $161 |
| Aspire General | $163 |
| Sun Coast | $170 |
| GEICO | $170 |
| National General | $180 |
| Dairyland | $193 |
| Root | $200 |
| Mercury | $202 |
| Direct Auto | $220 |
| Allstate | $222 |
| Farmers | $225 |
| Anchor | $229 |
| State Farm | $243 |
| Bristol West | $245 |
| Kemper Special | $249 |
| Travelers | $259 |
| Kemper Rsvp | $272 |
| 21st Century | $286 |
| Chubb | $436 |
In Glendale, Insurify data shows that 0.68% of drivers have a driving under the influence (DUI) conviction. Glendale drivers with a DUI on their record pay monthly averages of $170 for liability policies.
Consequences for a DUI in California include fines, license suspension, and possible jail time.[7]
California Proposition 213 prohibits drunk drivers from collecting non-economic damages after a car accident, such as damages for pain and suffering.
Below, you can see the cheapest rates for drivers with a DUI in Glendale.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $170 |
| Aspire General | $173 |
| Sun Coast | $180 |
| GEICO | $182 |
| National General | $191 |
| Mercury | $204 |
| Dairyland | $208 |
| Root | $226 |
| Direct Auto | $229 |
| Allstate | $235 |
| Farmers | $239 |
| Anchor | $250 |
| State Farm | $260 |
| Bristol West | $263 |
| Kemper Special | $263 |
| Travelers | $272 |
| 21st Century | $287 |
| Kemper Rsvp | $288 |
| Chubb | $464 |
Monthly rates start at $154 for drivers with an incident
Teens who are 15 and a half but younger than 18 years old can apply for their provisional instruction permit in Glendale. Once you’re 16 and have had your permit for six months, you can apply for your provisional driver’s license. For the first 12 months, or until you turn 18, there are restrictions on when you can drive and who you can drive with. At 18, you can get a regular driver’s license.[8]
Glendale teens pay monthly averages of $223 for liability coverage.
The following table highlights the cheapest rates for teenage drivers in Glendale.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $223 |
| Aspire General | $230 |
| GEICO | $235 |
| Sun Coast | $239 |
| Root | $243 |
| Mercury | $248 |
| Dairyland | $257 |
| National General | $271 |
| Direct Auto | $317 |
| Allstate | $328 |
| Bristol West | $330 |
| Farmers | $339 |
| Anchor | $340 |
| Kemper Special | $351 |
| State Farm | $358 |
| 21st Century | $379 |
| Kemper Rsvp | $383 |
| Travelers | $401 |
| Chubb | $677 |
USAA is the cheapest insurer for senior drivers in Glendale, with an average rate of $102 per month. Seniors 60 years and older account for 28% of the population in Glendale, according to U.S. Census data.
The table below shows the cheapest rates for senior drivers in Glendale.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $102 |
| GEICO | $107 |
| National General | $111 |
| Mercury | $111 |
| Aspire General | $116 |
| Sun Coast | $121 |
| Dairyland | $130 |
| Direct Auto | $138 |
| Farmers | $139 |
| Allstate | $140 |
| Anchor | $148 |
| State Farm | $150 |
| Root | $153 |
| Travelers | $160 |
| Bristol West | $161 |
| 21st Century | $172 |
| Kemper Special | $177 |
| Kemper Rsvp | $193 |
| Chubb | $258 |
Here’s more information about how to find cheap car insurance in Glendale, California.
Yes. Coverage is more expensive in Glendale than the California insurance average. The average cost of car insurance in Glendale is $268, while the state average is $148 per month.
USAA offers the cheapest liability car insurance rates, with an average cost of $122 per month. Aspire General offers the cheapest full-coverage car insurance coverage in Glendale, with an average rate of $226 per month.
Several factors can help explain why car insurance in Glendale is so expensive, including its high population density, high rate of vehicle theft, and exposure to multiple natural disaster risks, like wildfires, landslides, and flooding.
No, Glendale drivers don’t need full-coverage car insurance. But with exposure to multiple natural disasters, including wildfires and flooding, and a high rate of vehicle theft, you may want to consider a full-coverage policy.
Minimum car insurance requirements in California include $30,000 in bodily injury liability per person and $60,000 per accident, plus $15,000 in property damage liability coverage.
No. Average car insurance rates are more expensive in Glendale than in Los Angeles. But factors including your age, location, driving history, and the coverage options you choose can affect the cost of coverage.
Yes, many car insurers offer discounts to drivers in Glendale. Popular car insurance discounts include multi-car, good driver, safe driver, good student, and military discounts. Many insurers also offer a bundling discount when you combine home insurance, renters insurance, or life insurance with auto coverage.
Yes. Los Angeles County has the highest rate of vehicle theft across all counties, according to Insurify data. Higher rates of vehicle theft are associated with an increase in insurance claim frequency, which can drive up premiums in the area.
Insurify data scientists analyzed more than 250 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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7+ years in personal finance writing
Certified Financial Education Instructor
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Featured in
Media relations director for Insurance Information Institute
20+ years in insurance and communications
Impartial, independent expert
At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.
We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.
