Cheap Car Insurance Quotes in Los Angeles, California (2025)

The overall average cost of car insurance in Los Angeles is $234 per month, which is higher than both the statewide average of $146 and the nationwide average of $138. With more than 3.8 million residents, Los Angeles is the most populous city in California. People in cities with a higher population typically pay more for car insurance because they’re at greater risk of getting into an accident and filing a claim.

California law requires drivers to carry car insurance, but it’s possible to find an affordable policy that meets your coverage needs. Here’s what you should know about finding car insurance in Los Angeles and how to save money without sacrificing coverage.

How much is car insurance in Los Angeles, CA?

Car insurance in Los Angeles is more expensive than in California overall, and it’s also more expensive than the national average. See how Los Angeles car insurance rates compare in the table below.

	Full Coverage	Liability Only
Los Angeles	$311	$158
California	$200	$93
National average	$177	$100

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance companies in Los Angeles

Comparing quotes from at least three different insurers is the best way to find affordable coverage. You can see average full-coverage and liability rates from some of the cheapest insurance companies in Los Angeles in the table below.

The below rates are estimated rates current as of: Saturday, November 1 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Full Coverage	Liability Only
USAA	$294	$128
Root	$297	$161
Anchor	$300	$187
Mercury	$313	$164
GEICO	$327	$185
Sun Coast	$375	$149
Allstate	$406	$177
National General	$410	$142
Farmers	$417	$183
State Farm	$452	$198
Bristol West	$457	$194
Travelers	$474	$207
Direct Auto	$492	$185

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Best car insurance companies in Los Angeles

The best car insurance company for you will depend on the factors affecting your premiums and coverage needs. But you can start by comparing quotes from some of the cheapest auto insurance companies in Los Angeles.

Compare quotesCompare	Compare quotesCompare	Compare quotesCompare	Compare quotesCompare	Compare quotesCompare	Compare quotesCompare
Average price Prices based on average across state-minimum and full coverage car insurance $134/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $360/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $206/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $216/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $185/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $290/mo*
Overall rating 4.9 1,296 reviews	Overall rating 4.5 97 reviews	Overall rating 4.1 6,465 reviews	Overall rating 4.7 497 reviews	Overall rating 3.9 3,883 reviews	Overall rating 4.3 498 reviews
Value for money 4.9/5	Value for money 3.5/5	Value for money 3.8/5	Value for money 4.3/5	Value for money 3.5/5	Value for money 3.9/5
Customer service 4.8/5	Customer service 3.9/5	Customer service 4.2/5	Customer service 4.5/5	Customer service 3.8/5	Customer service 4.1/5
Claims handling 4.9/5	Claims handling 3.9/5	Claims handling 4.1/5	Claims handling 4.7/5	Claims handling 3.8/5	Claims handling 4.3/5
Special highlight AI-generated from 1296 user reviews Members of the military community	Special highlight AI-generated from 97 user reviews 24/7 claims service	Special highlight AI-generated from 6465 user reviews Customer service	Special highlight AI-generated from 497 user reviews Numerous discounts	Special highlight AI-generated from 3883 user reviews Accident forgiveness	Special highlight AI-generated from 498 user reviews Usage-based savings

Data in this table has been sourced from Insurify’s users who have indicated they are insured with the listed providers

Cheapest rates: Mile Auto

cheapest rates

Compare Quotes

User Reviews	4.5 57 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	8.8 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$68/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$110/mo

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Driver Reviews

4.5

Best choiceBased on 169 verified guest reviews and ratings

How drivers feel about Mile Auto

Drivers appreciate the quality service but find the rates high and claim processing slow.

AI-generated from the text of verified reviews collected by Insurify

Best For

Low-mileage drivers

Senior drivers

Cheap full coverage

How drivers feel about Mile Auto

Drivers appreciate the quality service but find the rates high and claim processing slow.

AI-generated from the text of verified reviews collected by Insurify

Best For

Low-mileage drivers

Senior drivers

Cheap full coverage

Reviews (57)

Charles

Verified Purchase

A great auto insurance option

Reviewed on November 2025

It's a great option for someone who drives an average amount of miles or less.

Beverly

Verified Purchase

Not at this time, thank you

Reviewed on November 2025

I would recommend them to some people.

Martin

Verified Purchase

Excellent

Reviewed on November 2025

So far, so good. I’ve only been with the company for less than three months.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

NR

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

2.18

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

NR

Why we picked this company

Mile Auto offers pay-per-mile auto insurance, which can be great if you don’t drive much. It offers the cheapest average premiums in Los Angeles. With Mile Auto, you’ll pay a base premium and a per-mile rate.

Mile Auto policies are underwritten by Spinnaker, which has an A- (Excellent) financial strength rating with AM Best. Mile Auto offers the basic components of full-coverage auto insurance but doesn’t offer specialized add-ons or discounts.

Pros

• Cheapest average quotes in Los Angeles

• Only pay for the miles you drive

Cons

• Doesn’t offer discounts

• No additional coverages, such as gap insurance

Best insurer for value and discounts: Travelers

value and discounts

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User Reviews	4.7 497 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	8.5 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$207/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$474/mo

Show Details

Driver Reviews

4.7

Best choiceBased on 981 verified guest reviews and ratings

How drivers feel about Travelers

Customers appreciate the insurer’s communicative customer service and efficient claims process. But they’re dissatisfied with the consistent and sometimes significant price increases, even for those with clean driving records.

AI-generated from the text of verified reviews collected by Insurify

Best For

Numerous discounts

Gap insurance

Rideshare coverage

How drivers feel about Travelers

Customers appreciate the insurer’s communicative customer service and efficient claims process. But they’re dissatisfied with the consistent and sometimes significant price increases, even for those with clean driving records.

AI-generated from the text of verified reviews collected by Insurify

Best For

Numerous discounts

Gap insurance

Rideshare coverage

Reviews (497)

Joel

Verified Review

Great if you have an accident, bad the next year when they sock you with huge premium increase.

Reviewed in Washington on November 2025

Don't have an accident! They will increase your premiums significantly!

Rachel

Verified Review

Average

Reviewed in Ohio on November 2025

The rate has almost tripled in the past two years.

Michael

Verified Review

Disappointed

Reviewed in Georgia on November 2025

Travelers has been good to me for years. Unfortunately, I will be moving on. They hit me with a huge increase on my homeowners. The Travelers rep wanted to argue when I called to find out why. This is the first time in all the years I have run into this with Travelers. It's unfortunate.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

616

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

Travelers provides a variety of coverage types in addition to liability, comprehensive, and collision coverages, including new car replacement coverage and rideshare coverage. The company also offers a long list of discounts, including for having multiple Travelers policies, continuous insurance, and getting an early quote ahead of your current policy’s expiration. Travelers is one of the top-rated insurers by Insurify.

Travelers has a financial strength rating of A++ (Superior) from AM Best, but the company received a below-average claims satisfaction rating from J.D. Power. It also has more than the average number of complaints with the National Association of Insurance Commissioners (NAIC) for a company of its size.

Pros

• A++ financial strength rating from AM Best

• Offers rideshare coverage and other add-ons

• Offers a telematics savings program

Cons

• Poor J.D. Power ranking

• High number of NAIC complaints

• Mixed customer service reviews

Best insurer for military families: USAA

military families

Compare Quotes

User Reviews	4.9 1,296 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.1 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$128/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$294/mo

Show Details

Driver Reviews

4.9

Best choiceBased on 2,364 verified guest reviews and ratings

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best For

Members of the military community

Outstanding customer service

Competitive rates

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best For

Members of the military community

Outstanding customer service

Competitive rates

Reviews (1,296)

James

Verified Review

Rising premium costs causing me to look around

Reviewed in Washington on November 2025

Claims processing is efficient, but as time goes on, cost is an issue, so I’m looking to replace USAA.

Barry

Verified Review

Customer Service

Reviewed in Rhode Island on November 2025

Be careful, if you don't download the app, you cannot communicate or get a supervisor to assist.

Russell I

Verified Review

Excellent

Reviewed in New Hampshire on November 2025

Very good service and helpful.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

739

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

1.31

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

USAA has affordable prices and is a full-service banking institution in addition to offering multiple insurance products. The downside is that coverage is only available to active-duty military members, veterans, and their immediate family members. It’s one of the best car insurance companies in the country, though, so if you’re an active military member, veteran, or the family member of one, you should consider USAA.

Pros

• Wide range of policy options and discounts to customize coverage

• Ranked above average in J.D. Power’s 2023 U.S. Auto Claims Satisfaction Study

• Few complaints, according to the NAIC

Cons

• Coverage isn’t available to everyone

• Cheaper insurers in California

• Limited customer service hours

How to get the cheapest car insurance in Los Angeles

While the cost of auto insurance varies by some factors outside of your control, your choices can also affect how much you pay. Here are some things you can do to get cheap car insurance in Los Angeles:^[1]

• 

  Compare quotes

  Since each company offers different premiums for the same coverage, comparing quotes can help you save money on your auto policy. You can compare quotes online, on insurance company websites, or through an insurance broker.

• 

  Raise your deductible

  A higher deductible means lower premiums for full-coverage insurance. Just be aware that you’ll be responsible for the deductible amount in the event of a claim.

• 

  Bundle your policies

  Many insurers offer significant savings if you bundle your auto insurance policy with your homeowners or renters insurance.

• 

  Apply for car insurance discounts

  You may be eligible for low-mileage discounts, safety device discounts, defensive driving course discounts, and other common discounts. Ask your insurance agent for details.

• 

  Forgo optional coverages

  While it’s generally not a good idea to drop full coverage, it may make sense to do so with an older vehicle.

Car insurance requirements in California

Like most states, California is an at-fault state, which means drivers are liable for the other party’s losses if at fault in a car accident. That also means that if you don’t have enough liability coverage, the other party can sue you for damages above and beyond your coverage limits. You may want to choose higher limits than California law requires to offset this risk.

State lawmakers approved an increase in coverage limits, which took effect Jan. 1, 2025. The table below reflects this change and the types and amount of coverage all Los Angeles drivers need to carry:^[2]

Coverage	2024 Coverage Limits	2025 Coverage Limits
Bodily injury liability	$15,000 per person / $30,000 per accident	$30,000 per person / $60,000 per accident
Property damage liability	$5,000 per accident	$15,000 per accident

You should also consider adding the following optional coverages:

• 

  Comprehensive coverage

  Comprehensive insurance covers damages to your vehicle from non-collision events, like fire, flood, vehicle theft, or vandalism.

• 

  Collision coverage

  Collision insurance helps repair your vehicle after you cause an accident with another vehicle or collide with an object like a tree or fence. Collision insurance also covers rollover accidents.

• 

  Uninsured/underinsured motorist coverage

  Uninsured/underinsured motorist coverage pays for damages and injuries resulting from an accident with a driver who doesn’t have insurance or whose insurance isn’t sufficient. It can also cover you if you’re the victim of a hit-and-run.

• 

  Medical payments coverage

  Medical payments coverage helps pay for medical expenses for you and your passengers, even if you’re at fault.

• 

  Roadside assistance coverage

  Roadside assistance coverage can help if you get stuck due to problems like a flat tire or a dead car battery.

Cheapest car insurance for drivers with an incident

Your driving history has a significant effect on your car insurance premium.

For example, getting caught driving under the influence can cause a particularly steep increase in your car insurance premium for several years. Average premiums double after a DUI in California, according to Insurify’s analysis.

Compare Car Insurance Quotes in Los Angeles

Rates start as low as $128 for liability coverage

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Based on 7,669+ reviews

4.8/5

Cheapest car insurance for drivers with a speeding ticket: USAA

A speeding ticket signals to auto insurance companies that you don’t practice safe driving habits, which makes you a higher risk to insure. Insurers will charge you a surcharge to account for that increased risk for three to five years.

The overall average monthly cost of car insurance for L.A. drivers with a speeding ticket is $287, according to Insurify data. Below are additional average quotes for liability coverage that insurers offer drivers with speeding tickets in Los Angeles. How much your premium increases will vary depending on the severity and number of speeding tickets.

The below rates are estimated rates current as of: Saturday, November 1 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
USAA	$161	$370
National General	$175	$504
Sun Coast	$182	$459
Root	$211	$389
Allstate	$224	$514
Mercury	$226	$432
Anchor	$228	$366
Farmers	$229	$521
Direct Auto	$229	$610
GEICO	$237	$420
Bristol West	$239	$564
State Farm	$245	$559
Travelers	$262	$600

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: USAA

In Los Angeles, drivers with at-fault accidents on their record pay significantly more for car insurance than people with clean driving records — some companies raise prices more than others, though. Generally, insurers will charge a premium surcharge for three to five years for drivers with an at-fault accident.

The overall average cost of car insurance in L.A. with an at-fault accident is $278 per month. Here are average monthly quotes from the cheapest companies.

The below rates are estimated rates current as of: Saturday, November 1 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
USAA	$160	$368
National General	$177	$512
Sun Coast	$177	$445
Root	$199	$367
Allstate	$221	$506
GEICO	$222	$393
Farmers	$228	$519
Anchor	$232	$371
Mercury	$232	$442
Direct Auto	$238	$634
Bristol West	$240	$566
State Farm	$244	$558
Travelers	$260	$595

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: USAA

Driving under the influence is a particularly serious offense that can stay on your record for up to 10 years in California. To reinstate your license after a DUI, you need to provide an SR-22 certificate from your insurer that proves you have the state minimum insurance coverage.^[3] And since insurers will view you as a high-risk driver, you’ll pay significantly more for auto insurance.

Drivers in Los Angeles with a DUI pay almost twice as much for car insurance than drivers with a clean record. The average cost of full coverage with a DUI is $387 per month in L.A. Some insurers may choose not to renew your coverage, so quote comparison is crucial. Below are average monthly quotes from the cheapest insurers for Los Angeles drivers with a DUI.

The below rates are estimated rates current as of: Saturday, November 1 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
USAA	$174	$399
Sun Coast	$185	$466
National General	$193	$556
Root	$216	$399
Mercury	$233	$444
Allstate	$240	$551
GEICO	$245	$432
Farmers	$248	$566
Direct Auto	$251	$668
Anchor	$260	$417
Bristol West	$263	$620
State Farm	$269	$613
Travelers	$281	$643

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: USAA

Your age plays a role in your auto insurance costs because it often indicates how much driving experience you have. Older drivers generally pay lower rates than young drivers because they have more experience behind the wheel.

Senior drivers in Los Angeles pay a monthly average of $141 for liability-only coverage and $277 for full coverage, Insurify data shows. Below are the average car insurance quotes for senior drivers in Los Angeles.

The below rates are estimated rates current as of: Saturday, November 1 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
USAA	$92	$212
National General	$96	$277
Mercury	$119	$228
Root	$121	$224
Farmers	$122	$279
GEICO	$124	$220
Allstate	$125	$286
Sun Coast	$126	$317
State Farm	$127	$290
Direct Auto	$130	$346
Anchor	$135	$216
Bristol West	$144	$340
Travelers	$144	$329

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: USAA

Teen drivers have the least experience and are also more likely to be in an accident than any other age group, so insurers typically charge them significantly higher premiums.^[4]

One way that teens can save money on car insurance is by staying on their parents’ policies. Some insurers also offer good student discounts to teens who get good grades or take an approved driver’s education course, and student away at school discounts for teens who go to school a certain number of miles away from home. Quote comparison is also a great way for teen drivers to save money.

Teen drivers in Los Angeles pay an overall monthly average of $438 for auto insurance. Here’s what teens pay on average for liability and full coverage from the cheapest companies. Keep in mind that minors can’t buy their own car insurance policy without the written consent of a parent or guardian.

The below rates are estimated rates current as of: Saturday, November 1 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
USAA	$240	$551
Sun Coast	$279	$702
Root	$285	$526
National General	$292	$842
Mercury	$310	$591
Anchor	$330	$529
GEICO	$340	$600
Bristol West	$352	$829
Allstate	$354	$813
Farmers	$363	$828
Direct Auto	$368	$977
State Farm	$387	$883
Travelers	$429	$982

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Compare Car Insurance Quotes in Los Angeles

Monthly rates start as low as $240 for liability coverage for teen drivers

Enter your ZIP codeGet My Quotes

Secure. Free. Easy-to-use.

Based on 7,669+ reviews

4.8/5

Cost of car insurance in other California cities

Other populous cities in California have cheaper average full-coverage car insurance quotes than Los Angeles. Here’s how other cities in California compare.

The below rates are estimated rates current as of: Saturday, November 1 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

City	Average Quote: Liability Only	Average Quote: Full Coverage
San Luis Obispo	$69	$152
Lompoc	$69	$153
Santa Maria	$69	$162
Redding	$70	$145
Hanford	$70	$160
Visalia	$71	$170
Tulare	$71	$168
Palm Desert	$74	$172
Woodland	$75	$175
Chico	$76	$154
Cathedral City	$76	$176
Santa Cruz	$76	$163
Ridgecrest	$77	$177
Hollister	$77	$189
San Ramon	$78	$198
Watsonville	$78	$200
Chula Vista	$80	$173
Pacifica	$80	$167
Napa	$80	$195
Yuba City	$80	$187
La Quinta	$80	$174
Palm Springs	$80	$184
Beaumont	$81	$181
Bakersfield	$82	$186
Lodi	$82	$189
Santa Rosa	$82	$201
Petaluma	$82	$184
Oxnard	$82	$194
La Mesa	$83	$163
Campbell	$83	$110
Poway	$84	$171
San Diego	$84	$179
Dublin	$84	$211
Fresno	$84	$182
San Clemente	$85	$175
Concord	$85	$212
Santa Barbara	$85	$167
San Mateo	$86	$235
Saratoga	$86	$212
San Marcos	$86	$172
Cupertino	$87	$198
Santa Clara	$87	$191
Fairfield	$87	$199
Santee	$87	$169
Hemet	$87	$188
Pittsburg	$87	$227
Fremont	$88	$209
Antioch	$88	$211
Lathrop	$88	$203
San Jose	$89	$197
Temecula	$89	$179
Oceanside	$89	$180
National City	$90	$185
Stockton	$90	$212
Brentwood	$90	$204
Ceres	$90	$202
Vista	$90	$177
Milpitas	$91	$199
Palo Alto	$91	$214
Tracy	$91	$203
Novato	$92	$172
Colton	$93	$199
Roseville	$93	$196
Aliso Viejo	$94	$189
Brea	$94	$174
El Cerrito	$95	$212
Riverside	$95	$201
Placentia	$95	$188
Modesto	$95	$203
Camarillo	$95	$195
Norco	$96	$190
Lake Forest	$96	$184
Moreno Valley	$96	$205
Laguna Niguel	$96	$193
Redlands	$97	$194
San Leandro	$97	$228
Folsom	$97	$209
Santa Ana	$97	$207
Chino	$98	$203
Wildomar	$98	$188
Elk Grove	$98	$202
Rialto	$99	$222
Hesperia	$99	$205
Victorville	$100	$214
Newport Beach	$100	$205
South San Francisco	$100	$226
Berkeley	$100	$237
San Bernardino	$100	$217
Adelanto	$100	$232
Oakland	$102	$242
Ontario	$103	$212
Orange	$103	$199
West Sacramento	$103	$192
Richmond	$104	$260
Sacramento	$104	$215
Anaheim	$105	$208
Rancho Cucamonga	$105	$224
Irvine	$105	$216
Thousand Oaks	$107	$184
San Pedro	$107	$230
Chino Hills	$107	$215
San Francisco	$107	$258
La Puente	$108	$226
Torrance	$109	$221
Buena Park	$110	$217
Norwalk	$110	$247
Azusa	$111	$201
Bell Gardens	$111	$250
Paramount	$111	$241
Fountain Valley	$115	$214
La Mirada	$115	$215
Cypress	$116	$216
Lynwood	$116	$268
Long Beach	$116	$241
Covina	$121	$217
El Monte	$121	$247
Diamond Bar	$121	$263
Carson	$122	$253
Lancaster	$124	$244
Santa Monica	$124	$270
Cerritos	$127	$265
Compton	$129	$268
Santa Clarita	$130	$257
Walnut	$131	$254
Pasadena	$133	$255
Culver City	$137	$238
Temple City	$141	$313
San Gabriel	$142	$274
Inglewood	$143	$295
Burbank	$152	$291
Los Angeles	$158	$311
Northridge	$166	$339
Reseda	$168	$348
Winnetka	$170	$321
Studio City	$170	$302
Beverly Hills	$177	$364
West Hollywood	$178	$342
Glendale	$185	$383

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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