Cheap Car Insurance Quotes in Los Angeles, California (2025)

The overall average cost of car insurance in Los Angeles is $234 per month, which is higher than both the statewide average of $148 and the nationwide average of $140. With more than 3.8 million residents, Los Angeles is the most populous city in California. People in cities with a higher population typically pay more for car insurance because they’re at greater risk of getting into an accident and filing a claim.

California law requires drivers to carry car insurance, but it’s possible to find an affordable policy that meets your coverage needs. Here’s what you should know about finding car insurance in Los Angeles and how to save money without sacrificing coverage.

How much is car insurance in Los Angeles, CA?

Car insurance in Los Angeles is more expensive than in California overall, and it’s also more expensive than the national average. See how Los Angeles car insurance rates compare in the table below.

	Full Coverage	Liability Only
Los Angeles	$311	$158
California	$203	$93
National average	$179	$101

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance companies in Los Angeles

Comparing quotes from at least three different insurers is the best way to find affordable coverage. You can see average full-coverage and liability rates from some of the cheapest insurance companies in Los Angeles in the table below.

The below rates are estimated rates current as of: Tuesday, October 7 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Full Coverage	Liability Only
USAA	$294	$128
Root	$297	$161
Anchor	$300	$187
Mercury	$313	$164
GEICO	$327	$185
Sun Coast	$375	$149
Allstate	$406	$177
National General	$410	$142
Farmers	$417	$183
State Farm	$452	$198
Bristol West	$457	$194
Travelers	$474	$207
Direct Auto	$492	$185

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Best car insurance companies in Los Angeles

The best car insurance company for you will depend on the factors affecting your premiums and coverage needs. But you can start by comparing quotes from some of the cheapest auto insurance companies in Los Angeles.

Compare quotesCompare	Compare quotesCompare	Compare quotesCompare	Compare quotesCompare	Compare quotesCompare	Compare quotesCompare
Average price Prices based on average across state-minimum and full coverage car insurance $134/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $367/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $206/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $216/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $185/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $290/mo*
Overall rating 4.9 1,268 reviews	Overall rating 4.5 97 reviews	Overall rating 4.1 6,335 reviews	Overall rating 4.7 487 reviews	Overall rating 3.9 3,820 reviews	Overall rating 4.3 496 reviews
Value for money 4.9/5	Value for money 3.4/5	Value for money 3.8/5	Value for money 4.3/5	Value for money 3.5/5	Value for money 3.9/5
Customer service 4.7/5	Customer service 4.1/5	Customer service 4.1/5	Customer service 4.4/5	Customer service 3.8/5	Customer service 4.0/5
Claims handling 4.9/5	Claims handling 4.1/5	Claims handling 4.1/5	Claims handling 4.7/5	Claims handling 3.9/5	Claims handling 4.3/5
Special highlight AI-generated from 1268 user reviews Members of the military community	Special highlight AI-generated from 97 user reviews 24/7 claims service	Special highlight AI-generated from 6335 user reviews Customer service	Special highlight AI-generated from 487 user reviews Numerous discounts	Special highlight AI-generated from 3820 user reviews Accident forgiveness	Special highlight AI-generated from 496 user reviews Usage-based savings

Data in this table has been sourced from Insurify’s users who have indicated they are insured with the listed providers

Cheapest rates: Mile Auto

cheapest rates

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User Reviews	4.5 54 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	8.8 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$67/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$108/mo

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Driver Reviews

4.5

Best choiceBased on 161 verified guest reviews and ratings

How drivers feel about Mile Auto

Drivers appreciate the quality service but find the rates high and claim processing slow.

AI-generated from the text of verified reviews collected by Insurify

Best For

Low-mileage drivers

Senior drivers

Cheap full coverage

How drivers feel about Mile Auto

Drivers appreciate the quality service but find the rates high and claim processing slow.

AI-generated from the text of verified reviews collected by Insurify

Best For

Low-mileage drivers

Senior drivers

Cheap full coverage

Reviews (54)

Richard

Verified Review

Adequate

Reviewed in Georgia on October 2025

If you don't drive a lot, then it's the best I've found in regards to cost. However, they raised the base price without informing me.

Sandra

Verified Review

Mile Auto is great, but they need to inform you of the upfront fee, that is every six months.

Reviewed in Oregon on October 2025

Good experience in the beginning. However, when the new policy for the next 6 months started, they didn't inform me that there would be a $129.00 upfront fee, in addition to my monthly payment. I initially thought my policy fee had increased.

Lionel

Verified Review

Poor

Reviewed in Colorado on October 2025

I recently filled out an insurance application and was quoted $64 a month, but I was charged a different rate of $138 a month. That's not what I signed up for. I provided my card number and everything, but I don't want you to withdraw money from my account. I want to cancel because I'm not going to pay $138 a month. I can get cheaper insurance elsewhere. Please cancel my order. I can't get a hold of you; I don't know the phone number, and when I call, it goes to different places. I do not want insurance for $138 a month when I was quoted $64. I think that's misleading. Please stop this. It's not right to change quotes, especially for senior citizens. Thank you.

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JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

NR

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

2.18

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

NR

Why we picked this company

Mile Auto offers pay-per-mile auto insurance, which can be great if you don’t drive much. It offers the cheapest average premiums in Los Angeles. With Mile Auto, you’ll pay a base premium and a per-mile rate.

Mile Auto policies are underwritten by Spinnaker, which has an A- (Excellent) financial strength rating with AM Best. Mile Auto offers the basic components of full-coverage auto insurance but doesn’t offer specialized add-ons or discounts.

Pros

• Cheapest average quotes in Los Angeles

• Only pay for the miles you drive

Cons

• Doesn’t offer discounts

• No additional coverages, such as gap insurance

Best insurer for value and discounts: Travelers

value and discounts

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User Reviews	4.7 487 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	8.5 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$207/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$474/mo

Show Details

Driver Reviews

4.7

Best choiceBased on 958 verified guest reviews and ratings

How drivers feel about Travelers

Customers appreciate the insurer’s communicative customer service and efficient claims process. But they’re dissatisfied with the consistent and sometimes significant price increases, even for those with clean driving records.

AI-generated from the text of verified reviews collected by Insurify

Best For

Numerous discounts

Gap insurance

Rideshare coverage

How drivers feel about Travelers

Customers appreciate the insurer’s communicative customer service and efficient claims process. But they’re dissatisfied with the consistent and sometimes significant price increases, even for those with clean driving records.

AI-generated from the text of verified reviews collected by Insurify

Best For

Numerous discounts

Gap insurance

Rideshare coverage

Reviews (487)

Joann

Verified Review

Fair Auto Coverage

Reviewed in New York on October 2025

I've never had a claim, and I think it's overpriced.

Kathy

Verified Review

Overall it's a great company, but overpriced

Reviewed in South Carolina on October 2025

They are quick to respond and easy to deal with. However, I think their prices are elevated.

Mike

Verified Review

Excellent

Reviewed in Florida on October 2025

It would be nice to have a lower rate.

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JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

616

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

Travelers provides a variety of coverage types in addition to liability, comprehensive, and collision coverages, including new car replacement coverage and rideshare coverage. The company also offers a long list of discounts, including for having multiple Travelers policies, continuous insurance, and getting an early quote ahead of your current policy’s expiration. Travelers is one of the top-rated insurers by Insurify.

Travelers has a financial strength rating of A++ (Superior) from AM Best, but the company received a below-average claims satisfaction rating from J.D. Power. It also has more than the average number of complaints with the National Association of Insurance Commissioners (NAIC) for a company of its size.

Pros

• A++ financial strength rating from AM Best

• Offers rideshare coverage and other add-ons

• Offers a telematics savings program

Cons

• Poor J.D. Power ranking

• High number of NAIC complaints

• Mixed customer service reviews

Best insurer for military families: USAA

military families

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User Reviews	4.9 1,268 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.1 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$128/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$294/mo

Show Details

Driver Reviews

4.9

Best choiceBased on 2,283 verified guest reviews and ratings

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best For

Members of the military community

Outstanding customer service

Competitive rates

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best For

Members of the military community

Outstanding customer service

Competitive rates

Reviews (1,268)

Jared

Verified Review

USAA doesn't give discounts

Reviewed in Florida on October 2025

They offer big discounts but then raise your rate by the amount of the discount, so they don't really give a discount.

Sandra

Verified Review

Not happy with Policy costs, Auto, Renters, Umbrella

Reviewed in South Carolina on October 2025

I have been with USAA for years and the cost is very high compared to others. I am seriously thinking of changing.

Myrna

Verified Review

Yay USAA!

Reviewed in Colorado on October 2025

Customer service is great, awesome, super, and amazing. I guess that is why the price/cost is so high.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

739

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

1.31

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

USAA has affordable prices and is a full-service banking institution in addition to offering multiple insurance products. The downside is that coverage is only available to active-duty military members, veterans, and their immediate family members. It’s one of the best car insurance companies in the country, though, so if you’re an active military member, veteran, or the family member of one, you should consider USAA.

Pros

• Wide range of policy options and discounts to customize coverage

• Ranked above average in J.D. Power’s 2023 U.S. Auto Claims Satisfaction Study

• Few complaints, according to the NAIC

Cons

• Coverage isn’t available to everyone

• Cheaper insurers in California

• Limited customer service hours

How to get the cheapest car insurance in Los Angeles

While the cost of auto insurance varies by some factors outside of your control, your choices can also affect how much you pay. Here are some things you can do to get cheap car insurance in Los Angeles:^[1]

• 

  Compare quotes

  Since each company offers different premiums for the same coverage, comparing quotes can help you save money on your auto policy. You can compare quotes online, on insurance company websites, or through an insurance broker.

• 

  Raise your deductible

  A higher deductible means lower premiums for full-coverage insurance. Just be aware that you’ll be responsible for the deductible amount in the event of a claim.

• 

  Bundle your policies

  Many insurers offer significant savings if you bundle your auto insurance policy with your homeowners or renters insurance.

• 

  Apply for car insurance discounts

  You may be eligible for low-mileage discounts, safety device discounts, defensive driving course discounts, and other common discounts. Ask your insurance agent for details.

• 

  Forgo optional coverages

  While it’s generally not a good idea to drop full coverage, it may make sense to do so with an older vehicle.

Car insurance requirements in California

Like most states, California is an at-fault state, which means drivers are liable for the other party’s losses if at fault in a car accident. That also means that if you don’t have enough liability coverage, the other party can sue you for damages above and beyond your coverage limits. You may want to choose higher limits than California law requires to offset this risk.

State lawmakers approved an increase in coverage limits, which took effect Jan. 1, 2025. The table below reflects this change and the types and amount of coverage all Los Angeles drivers need to carry:^[2]

Coverage	2024 Coverage Limits	2025 Coverage Limits
Bodily injury liability	$15,000 per person / $30,000 per accident	$30,000 per person / $60,000 per accident
Property damage liability	$5,000 per accident	$15,000 per accident

You should also consider adding the following optional coverages:

• 

  Comprehensive coverage

  Comprehensive insurance covers damages to your vehicle from non-collision events, like fire, flood, vehicle theft, or vandalism.

• 

  Collision coverage

  Collision insurance helps repair your vehicle after you cause an accident with another vehicle or collide with an object like a tree or fence. Collision insurance also covers rollover accidents.

• 

  Uninsured/underinsured motorist coverage

  Uninsured/underinsured motorist coverage pays for damages and injuries resulting from an accident with a driver who doesn’t have insurance or whose insurance isn’t sufficient. It can also cover you if you’re the victim of a hit-and-run.

• 

  Medical payments coverage

  Medical payments coverage helps pay for medical expenses for you and your passengers, even if you’re at fault.

• 

  Roadside assistance coverage

  Roadside assistance coverage can help if you get stuck due to problems like a flat tire or a dead car battery.

Cheapest car insurance for drivers with an incident

Your driving history has a significant effect on your car insurance premium.

For example, getting caught driving under the influence can cause a particularly steep increase in your car insurance premium for several years. Average premiums double after a DUI in California, according to Insurify’s analysis.

Compare Car Insurance Quotes in Los Angeles

Rates start as low as $128 for liability coverage

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Based on 7,669+ reviews

4.8/5

Cheapest car insurance for drivers with a speeding ticket: USAA

A speeding ticket signals to auto insurance companies that you don’t practice safe driving habits, which makes you a higher risk to insure. Insurers will charge you a surcharge to account for that increased risk for three to five years.

The overall average monthly cost of car insurance for L.A. drivers with a speeding ticket is $286, according to Insurify data. Below are additional average quotes for liability coverage that insurers offer drivers with speeding tickets in Los Angeles. How much your premium increases will vary depending on the severity and number of speeding tickets.

The below rates are estimated rates current as of: Tuesday, October 7 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
USAA	$160	$368
National General	$174	$504
Sun Coast	$182	$458
Root	$210	$387
Allstate	$222	$509
Mercury	$226	$431
Farmers	$228	$519
Anchor	$228	$366
Direct Auto	$229	$610
GEICO	$237	$418
Bristol West	$240	$565
State Farm	$244	$557
Travelers	$261	$597

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: USAA

In Los Angeles, drivers with at-fault accidents on their record pay significantly more for car insurance than people with clean driving records — some companies raise prices more than others, though. Generally, insurers will charge a premium surcharge for three to five years for drivers with an at-fault accident.

The overall average cost of car insurance in L.A. with an at-fault accident is $274 per month. Here are average monthly quotes from the cheapest companies.

The below rates are estimated rates current as of: Tuesday, October 7 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
USAA	$158	$363
Sun Coast	$175	$439
National General	$176	$507
Root	$196	$361
Allstate	$218	$500
GEICO	$219	$388
Farmers	$226	$514
Mercury	$228	$435
Anchor	$230	$368
Direct Auto	$237	$629
Bristol West	$239	$563
State Farm	$242	$552
Travelers	$257	$589

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: USAA

Driving under the influence is a particularly serious offense that can stay on your record for up to 10 years in California. To reinstate your license after a DUI, you need to provide an SR-22 certificate from your insurer that proves you have the state minimum insurance coverage.^[3] And since insurers will view you as a high-risk driver, you’ll pay significantly more for auto insurance.

Drivers in Los Angeles with a DUI pay almost twice as much for car insurance than drivers with a clean record. The average cost of full coverage with a DUI is $381 per month in L.A. Some insurers may choose not to renew your coverage, so quote comparison is crucial. Below are average monthly quotes from the cheapest insurers for Los Angeles drivers with a DUI.

The below rates are estimated rates current as of: Tuesday, October 7 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
USAA	$171	$393
Sun Coast	$182	$459
National General	$190	$549
Root	$211	$389
Mercury	$229	$437
Allstate	$237	$543
GEICO	$239	$422
Farmers	$245	$558
Direct Auto	$248	$658
Anchor	$258	$415
Bristol West	$260	$611
State Farm	$265	$605
Travelers	$277	$634

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: USAA

Your age plays a role in your auto insurance costs because it often indicates how much driving experience you have. Older drivers generally pay lower rates than young drivers because they have more experience behind the wheel.

Senior drivers in Los Angeles pay a monthly average of $141 for liability-only coverage and $278 for full coverage, Insurify data shows. Below are the average car insurance quotes for senior drivers in Los Angeles.

The below rates are estimated rates current as of: Tuesday, October 7 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
USAA	$93	$213
National General	$96	$278
Mercury	$121	$231
Root	$122	$225
Farmers	$123	$280
GEICO	$125	$221
Allstate	$126	$288
Sun Coast	$126	$317
State Farm	$128	$291
Direct Auto	$130	$347
Anchor	$136	$219
Bristol West	$144	$340
Travelers	$144	$330

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: USAA

Teen drivers have the least experience and are also more likely to be in an accident than any other age group, so insurers typically charge them significantly higher premiums.^[4]

One way that teens can save money on car insurance is by staying on their parents’ policies. Some insurers also offer good student discounts to teens who get good grades or take an approved driver’s education course, and student away at school discounts for teens who go to school a certain number of miles away from home. Quote comparison is also a great way for teen drivers to save money.

Teen drivers in Los Angeles pay an overall monthly average of $439 for auto insurance. Here’s what teens pay on average for liability and full coverage from the cheapest companies. Keep in mind that minors can’t buy their own car insurance policy without the written consent of a parent or guardian.

The below rates are estimated rates current as of: Tuesday, October 7 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
USAA	$239	$549
Sun Coast	$280	$704
Root	$285	$525
National General	$292	$844
Mercury	$312	$595
Anchor	$331	$531
GEICO	$339	$599
Bristol West	$352	$830
Allstate	$353	$810
Farmers	$361	$823
Direct Auto	$368	$979
State Farm	$385	$880
Travelers	$426	$976

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Compare Car Insurance Quotes in Los Angeles

Monthly rates start as low as $239 for liability coverage for teen drivers

Enter your ZIP codeGet My Quotes

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Based on 7,669+ reviews

4.8/5

Cost of car insurance in other California cities

Other populous cities in California have cheaper average full-coverage car insurance quotes than Los Angeles. Here’s how other cities in California compare.

The below rates are estimated rates current as of: Tuesday, October 7 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

City	Average Quote: Liability Only	Average Quote: Full Coverage
San Luis Obispo	$69	$152
Lompoc	$69	$153
Santa Maria	$69	$162
Redding	$70	$145
Hanford	$70	$160
Visalia	$71	$170
Tulare	$71	$168
Palm Desert	$74	$172
Woodland	$75	$175
Chico	$76	$154
Cathedral City	$76	$176
Santa Cruz	$76	$163
Ridgecrest	$77	$177
Hollister	$77	$189
San Ramon	$78	$198
Watsonville	$78	$200
Chula Vista	$80	$173
Pacifica	$80	$167
Napa	$80	$195
Yuba City	$80	$187
La Quinta	$80	$174
Palm Springs	$80	$184
Beaumont	$81	$181
Bakersfield	$82	$186
Lodi	$82	$189
Santa Rosa	$82	$201
Petaluma	$82	$184
Oxnard	$82	$194
La Mesa	$83	$163
Campbell	$83	$110
Poway	$84	$171
San Diego	$84	$179
Dublin	$84	$211
Fresno	$84	$182
San Clemente	$85	$175
Concord	$85	$212
Santa Barbara	$85	$167
San Mateo	$86	$235
Saratoga	$86	$212
San Marcos	$86	$172
Cupertino	$87	$198
Santa Clara	$87	$191
Fairfield	$87	$199
Santee	$87	$169
Hemet	$87	$188
Pittsburg	$87	$227
Fremont	$88	$209
Antioch	$88	$211
Lathrop	$88	$203
San Jose	$89	$197
Temecula	$89	$179
Oceanside	$89	$180
National City	$90	$185
Stockton	$90	$212
Brentwood	$90	$204
Ceres	$90	$202
Vista	$90	$177
Milpitas	$91	$199
Palo Alto	$91	$214
Tracy	$91	$203
Novato	$92	$172
Colton	$93	$199
Roseville	$93	$196
Aliso Viejo	$94	$189
Brea	$94	$174
El Cerrito	$95	$212
Riverside	$95	$201
Placentia	$95	$188
Modesto	$95	$203
Camarillo	$95	$195
Norco	$96	$190
Lake Forest	$96	$184
Moreno Valley	$96	$205
Laguna Niguel	$96	$193
Redlands	$97	$194
San Leandro	$97	$228
Folsom	$97	$209
Santa Ana	$97	$207
Chino	$98	$203
Wildomar	$98	$188
Elk Grove	$98	$202
Rialto	$99	$222
Hesperia	$99	$205
Victorville	$100	$214
Newport Beach	$100	$205
South San Francisco	$100	$226
Berkeley	$100	$237
San Bernardino	$100	$217
Adelanto	$100	$232
Oakland	$102	$242
Ontario	$103	$212
Orange	$103	$199
West Sacramento	$103	$192
Richmond	$104	$260
Sacramento	$104	$215
Anaheim	$105	$208
Rancho Cucamonga	$105	$224
Irvine	$105	$216
Thousand Oaks	$107	$184
San Pedro	$107	$230
Chino Hills	$107	$215
San Francisco	$107	$258
La Puente	$108	$226
Torrance	$109	$221
Buena Park	$110	$217
Norwalk	$110	$247
Azusa	$111	$201
Bell Gardens	$111	$250
Paramount	$111	$241
Fountain Valley	$115	$214
La Mirada	$115	$215
Cypress	$116	$216
Lynwood	$116	$268
Long Beach	$116	$241
Covina	$121	$217
El Monte	$121	$247
Diamond Bar	$121	$263
Carson	$122	$253
Lancaster	$124	$244
Santa Monica	$124	$270
Cerritos	$127	$265
Compton	$129	$268
Santa Clarita	$130	$257
Walnut	$131	$254
Pasadena	$133	$255
Culver City	$137	$238
Temple City	$141	$313
San Gabriel	$142	$274
Inglewood	$143	$295
Burbank	$152	$291
Los Angeles	$158	$311
Northridge	$166	$339
Reseda	$168	$348
Winnetka	$170	$321
Studio City	$170	$302
Beverly Hills	$177	$364
West Hollywood	$178	$342
Glendale	$185	$383

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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