Cheap Car Insurance Quotes in Los Angeles, California (2025)

The overall average cost of car insurance in Los Angeles is $248 per month, which is higher than both the statewide average of $159 and the nationwide average of $149. With more than 3.8 million residents, Los Angeles is the most populous city in California. People in cities with a higher population typically pay more for car insurance because they’re at greater risk of getting into an accident and filing a claim.

California law requires drivers to carry car insurance, but it’s possible to find an affordable policy that meets your coverage needs. Here’s what you should know about finding car insurance in Los Angeles and how to save money without sacrificing coverage.

How much is car insurance in Los Angeles, CA?

Car insurance in Los Angeles is more expensive than in California overall, and it’s also more expensive than the national average. See how Los Angeles car insurance rates compare in the table below.

	Full Coverage	Liability Only
Los Angeles	$335	$161
California	$221	$97
National average	$192	$107

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance companies in Los Angeles

Comparing quotes from at least three different insurers is the best way to find affordable coverage. You can see average full-coverage and liability rates from some of the cheapest insurance companies in Los Angeles in the table below.

The below rates are estimated rates current as of: Wednesday, July 30 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Full Coverage	Liability Only
Anchor	$281	$168
Root	$303	$160
USAA	$311	$129
Mercury	$322	$176
GEICO	$326	$210
Sun Coast	$394	$157
National General	$421	$144
Allstate	$429	$177
Farmers	$441	$184
State Farm	$477	$198
Bristol West	$498	$207

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Best car insurance companies in Los Angeles

The best car insurance company for you will depend on the factors affecting your premiums and coverage needs. But you can start by comparing quotes from some of the cheapest auto insurance companies in Los Angeles.

Compare quotesCompare	Compare quotesCompare	Compare quotesCompare	Compare quotesCompare	Compare quotesCompare	Compare quotesCompare
Average price Prices based on average across state-minimum and full coverage car insurance $140/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $378/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $215/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $227/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $193/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $305/mo*
Overall rating 4.9 1,208 reviews	Overall rating 4.1 89 reviews	Overall rating 4.1 6,088 reviews	Overall rating 4.7 477 reviews	Overall rating 3.9 3,686 reviews	Overall rating 4.3 488 reviews
Value for money 4.9/5	Value for money 3.4/5	Value for money 3.8/5	Value for money 4.4/5	Value for money 3.6/5	Value for money 4.0/5
Customer service 4.7/5	Customer service 4.1/5	Customer service 4.1/5	Customer service 4.4/5	Customer service 3.8/5	Customer service 4.1/5
Claims handling 4.9/5	Claims handling 4.0/5	Claims handling 4.1/5	Claims handling 4.7/5	Claims handling 3.8/5	Claims handling 4.4/5
Special highlight AI-generated from 1208 user reviews Members of the military community	Special highlight AI-generated from 89 user reviews 24/7 claims service	Special highlight AI-generated from 6088 user reviews Customer service	Special highlight AI-generated from 477 user reviews Numerous discounts	Special highlight AI-generated from 3686 user reviews Accident forgiveness	Special highlight AI-generated from 488 user reviews Usage-based savings

Data in this table has been sourced from Insurify’s users who have indicated they are insured with the listed providers

Cheapest rates: Mile Auto

cheapest rates

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User Reviews	4.1 48 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	8.8 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$64/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$101/mo

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Driver Reviews

4.1

Best choiceBased on 137 verified guest reviews and ratings

How drivers feel about Mile Auto

Drivers appreciate the quality service but find the rates high and claim processing slow.

AI-generated from the text of verified reviews collected by Insurify

Best For

Low-mileage drivers

Senior drivers

Cheap full coverage

How drivers feel about Mile Auto

Drivers appreciate the quality service but find the rates high and claim processing slow.

AI-generated from the text of verified reviews collected by Insurify

Best For

Low-mileage drivers

Senior drivers

Cheap full coverage

Reviews (48)

Lesheka

Verified Purchase

Surprise Prices

Reviewed in on August 2025

I don’t like high bills, and they told me one price, then it was higher than before. It went from $167 to $470, which is higher than Progressive. I should go back to them, plus I have put a down payment. So I’m not pleased.

Bryan

Verified Review

Happy Customer

Reviewed in Tennessee on August 2025

I would like them to mail me annual wallet-sized insurance cards to show my coverage.

Walt

Verified Review

Typically, we don't use insurance and do not drive much. The fees we pay are absolutely reasonable.

Reviewed in Arizona on July 2025

Low rate plus monthly mileage fee. No other insurer gets even close to my monthly fee.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

NR

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

2.18

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

NR

Why we picked this company

Mile Auto offers pay-per-mile auto insurance, which can be great if you don’t drive much. It offers the cheapest average premiums in Los Angeles. With Mile Auto, you’ll pay a base premium and a per-mile rate.

Mile Auto policies are underwritten by Spinnaker, which has an A- (Excellent) financial strength rating with AM Best. Mile Auto offers the basic components of full-coverage auto insurance but doesn’t offer specialized add-ons or discounts.

Pros

• Cheapest average quotes in Los Angeles

• Only pay for the miles you drive

Cons

• Doesn’t offer discounts

• No additional coverages, such as gap insurance

Best insurer for value and discounts: Travelers

value and discounts

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User Reviews	4.7 477 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	8.5 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$132/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$322/mo

Show Details

Driver Reviews

4.7

Best choiceBased on 917 verified guest reviews and ratings

How drivers feel about Travelers

Customers appreciate the insurer’s communicative customer service and efficient claims process. But they’re dissatisfied with the consistent and sometimes significant price increases, even for those with clean driving records.

AI-generated from the text of verified reviews collected by Insurify

Best For

Numerous discounts

Gap insurance

Rideshare coverage

How drivers feel about Travelers

Customers appreciate the insurer’s communicative customer service and efficient claims process. But they’re dissatisfied with the consistent and sometimes significant price increases, even for those with clean driving records.

AI-generated from the text of verified reviews collected by Insurify

Best For

Numerous discounts

Gap insurance

Rideshare coverage

Reviews (477)

David

Verified Review

Car insurance: A necessity

Reviewed in New Jersey on August 2025

It's fine, but every year they increase too much.

Salvatore

Verified Review

Travelers have the best rates

Reviewed in Florida on August 2025

Best rates for auto insurance by far for myself and my wife with our situation and where we live. Rates don't get much better if we bundle our home, so I have a separate policy with a different insurer for my home. Customer service is almost non-existent; 95% of any contact has been through the app or online. I haven't needed to make any claims yet, so I can't comment on that aspect. I have shopped coverage with the competition and have found them to cost more and offer less coverage. So I'll put up with the lack of agent contact to save on premium and stay with Travelers for auto insurance.

Lee

Verified Review

Easy company to talk to

Reviewed in Florida on August 2025

Very good company.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

616

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

Travelers provides a variety of coverage types in addition to liability, comprehensive, and collision coverages, including new car replacement coverage and rideshare coverage. The company also offers a long list of discounts, including for having multiple Travelers policies, continuous insurance, and getting an early quote ahead of your current policy’s expiration. Travelers is one of the top-rated insurers by Insurify.

Travelers has a financial strength rating of A++ (Superior) from AM Best, but the company received a below-average claims satisfaction rating from J.D. Power. It also has more than the average number of complaints with the National Association of Insurance Commissioners (NAIC) for a company of its size.

Pros

• A++ financial strength rating from AM Best

• Offers rideshare coverage and other add-ons

• Offers a telematics savings program

Cons

• Poor J.D. Power ranking

• High number of NAIC complaints

• Mixed customer service reviews

Best insurer for military families: USAA

military families

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User Reviews	4.9 1,208 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.1 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$129/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$311/mo

Show Details

Driver Reviews

4.9

Best choiceBased on 2,138 verified guest reviews and ratings

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best For

Members of the military community

Outstanding customer service

Competitive rates

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best For

Members of the military community

Outstanding customer service

Competitive rates

Reviews (1,208)

Patrick

Verified Review

USAA Evaluation

Reviewed in Washington on August 2025

Super for 55+ years.

Michael

Verified Review

Insurance

Reviewed in Kansas on August 2025

A good company for military personnel and veterans.

Carol

Verified Review

USAA is the Best

Reviewed in Georgia on August 2025

Excellent customer service. Prompt. Answers questions clearly. Pricing is better than most insurance companies.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

739

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

1.31

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

USAA has affordable prices and is a full-service banking institution in addition to offering multiple insurance products. The downside is that coverage is only available to active-duty military members, veterans, and their immediate family members. It’s one of the best car insurance companies in the country, though, so if you’re an active military member, veteran, or the family member of one, you should consider USAA.

Pros

• Wide range of policy options and discounts to customize coverage

• Ranked above average in J.D. Power’s 2023 U.S. Auto Claims Satisfaction Study

• Few complaints, according to the NAIC

Cons

• Coverage isn’t available to everyone

• Cheaper insurers in California

• Limited customer service hours

How to get the cheapest car insurance in Los Angeles

While the cost of auto insurance varies by some factors outside of your control, your choices can also affect how much you pay. Here are some things you can do to get cheap car insurance in Los Angeles:^[1]

• 

  Compare quotes

  Since each company offers different premiums for the same coverage, comparing quotes can help you save money on your auto policy. You can compare quotes online, on insurance company websites, or through an insurance broker.

• 

  Raise your deductible

  A higher deductible means lower premiums for full-coverage insurance. Just be aware that you’ll be responsible for the deductible amount in the event of a claim.

• 

  Bundle your policies

  Many insurers offer significant savings if you bundle your auto insurance policy with your homeowners or renters insurance.

• 

  Apply for car insurance discounts

  You may be eligible for low-mileage discounts, safety device discounts, defensive driving course discounts, and other common discounts. Ask your insurance agent for details.

• 

  Forgo optional coverages

  While it’s generally not a good idea to drop full coverage, it may make sense to do so with an older vehicle.

Car insurance requirements in California

Like most states, California is an at-fault state, which means drivers are liable for the other party’s losses if at fault in a car accident. That also means that if you don’t have enough liability coverage, the other party can sue you for damages above and beyond your coverage limits. You may want to choose higher limits than California law requires to offset this risk.

State lawmakers approved an increase in coverage limits, which took effect Jan. 1, 2025. The table below reflects this change and the types and amount of coverage all Los Angeles drivers need to carry:^[2]

Coverage	2024 Coverage Limits	2025 Coverage Limits
Bodily injury liability	$15,000 per person / $30,000 per accident	$30,000 per person / $60,000 per accident
Property damage liability	$5,000 per accident	$15,000 per accident

You should also consider adding the following optional coverages:

• 

  Comprehensive coverage

  Comprehensive insurance covers damages to your vehicle from non-collision events, like fire, flood, vehicle theft, or vandalism.

• 

  Collision coverage

  Collision insurance helps repair your vehicle after you cause an accident with another vehicle or collide with an object like a tree or fence. Collision insurance also covers rollover accidents.

• 

  Uninsured/underinsured motorist coverage

  Uninsured/underinsured motorist coverage pays for damages and injuries resulting from an accident with a driver who doesn’t have insurance or whose insurance isn’t sufficient. It can also cover you if you’re the victim of a hit-and-run.

• 

  Medical payments coverage

  Medical payments coverage helps pay for medical expenses for you and your passengers, even if you’re at fault.

• 

  Roadside assistance coverage

  Roadside assistance coverage can help if you get stuck due to problems like a flat tire or a dead car battery.

Cheapest car insurance for drivers with an incident

Your driving history has a significant effect on your car insurance premium.

For example, getting caught driving under the influence can cause a particularly steep increase in your car insurance premium for several years. Average premiums double after a DUI in California, according to Insurify’s analysis.

Compare Car Insurance Quotes in Los Angeles

Rates start as low as $129 for liability coverage

Enter your ZIP codeGet My Quotes

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Based on 3,806+ reviews

4.8/5

Cheapest car insurance for drivers with a speeding ticket: USAA

A speeding ticket signals to auto insurance companies that you don’t practice safe driving habits, which makes you a higher risk to insure. Insurers will charge you a surcharge to account for that increased risk for three to five years.

The overall average monthly cost of car insurance for L.A. drivers with a speeding ticket is $299, according to Insurify data. Below are additional average quotes for liability coverage that insurers offer drivers with speeding tickets in Los Angeles. How much your premium increases will vary depending on the severity and number of speeding tickets.

The below rates are estimated rates current as of: Wednesday, July 30 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
USAA	$156	$376
National General	$174	$508
Sun Coast	$189	$474
Root	$203	$385
Anchor	$208	$348
Allstate	$213	$517
Farmers	$223	$535
Mercury	$232	$424
State Farm	$237	$571
Bristol West	$253	$610
GEICO	$261	$405

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: USAA

In Los Angeles, drivers with at-fault accidents on their record pay significantly more for car insurance than people with clean driving records — some companies raise prices more than others, though. Generally, insurers will charge a premium surcharge for three to five years for drivers with an at-fault accident.

The overall average cost of car insurance in L.A. with an at-fault accident is $286 per month. Here are average monthly quotes from the cheapest companies.

The below rates are estimated rates current as of: Wednesday, July 30 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
USAA	$155	$375
National General	$173	$505
Sun Coast	$181	$454
Root	$190	$359
Anchor	$208	$348
Allstate	$212	$515
Farmers	$222	$533
Mercury	$236	$431
State Farm	$236	$569
GEICO	$238	$369
Bristol West	$251	$604

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: USAA

Driving under the influence is a particularly serious offense that can stay on your record for up to 10 years in California. To reinstate your license after a DUI, you need to provide an SR-22 certificate from your insurer that proves you have the state minimum insurance coverage.^[3] And since insurers will view you as a high-risk driver, you’ll pay significantly more for auto insurance.

Drivers in Los Angeles with a DUI pay almost twice as much for car insurance than drivers with a clean record. The average cost of full coverage with a DUI is $539 per month in L.A. Some insurers may choose not to renew your coverage, so quote comparison is crucial. Below are average monthly quotes from the cheapest insurers for Los Angeles drivers with a DUI.

The below rates are estimated rates current as of: Wednesday, July 30 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
USAA	$202	$487
National General	$226	$659
Anchor	$247	$413
Root	$251	$475
Sun Coast	$253	$634
Mercury	$275	$503
Allstate	$277	$672
Farmers	$288	$691
State Farm	$310	$747
Bristol West	$324	$780
GEICO	$329	$511

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: USAA

Your age plays a role in your auto insurance costs because it often indicates how much driving experience you have. Older drivers generally pay lower rates than young drivers because they have more experience behind the wheel.

Senior drivers in Los Angeles pay a monthly average of $143 for liability-only coverage and $298 for full coverage, Insurify data shows. Below are the average car insurance quotes for senior drivers in Los Angeles.

The below rates are estimated rates current as of: Wednesday, July 30 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
USAA	$91	$219
National General	$94	$274
Root	$119	$226
Farmers	$120	$287
Allstate	$123	$297
State Farm	$124	$300
Anchor	$128	$215
Sun Coast	$131	$329
Mercury	$133	$243
GEICO	$136	$211
Bristol West	$149	$358

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: USAA

Teen drivers have the least experience and are also more likely to be in an accident than any other age group, so insurers typically charge them significantly higher premiums.^[4]

One way that teens can save money on car insurance is by staying on their parents’ policies. Some insurers also offer good student discounts to teens who get good grades or take an approved driver’s education course, and student away at school discounts for teens who go to school a certain number of miles away from home. Quote comparison is also a great way for teen drivers to save money.

Teen drivers in Los Angeles pay an overall monthly average of $472 for auto insurance. Here’s what teens pay on average for liability and full coverage from the cheapest companies. Keep in mind that minors can’t buy their own car insurance policy without the written consent of a parent or guardian.

The below rates are estimated rates current as of: Wednesday, July 30 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
USAA	$240	$578
Root	$285	$539
National General	$296	$865
Sun Coast	$299	$750
Anchor	$304	$509
Mercury	$335	$612
Allstate	$352	$853
Farmers	$355	$852
Bristol West	$377	$907
State Farm	$381	$917
GEICO	$382	$593

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Compare Car Insurance Quotes in Los Angeles

Monthly rates start as low as $240 for liability coverage for teen drivers

Enter your ZIP codeGet My Quotes

Secure. Free. Easy-to-use.

Based on 3,806+ reviews

4.8/5

Cost of car insurance in other California cities

Other populous cities in California have cheaper average full-coverage car insurance quotes than Los Angeles. Here’s how other cities in California compare.

The below rates are estimated rates current as of: Wednesday, July 30 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

City	Average Quote: Liability Only	Average Quote: Full Coverage
Lompoc	$69	$155
Hanford	$70	$162
Redding	$70	$159
Tulare	$70	$179
San Luis Obispo	$71	$167
Santa Maria	$71	$169
Visalia	$73	$178
Palm Desert	$75	$180
Cathedral City	$76	$181
Woodland	$76	$176
Chico	$77	$158
Santa Cruz	$77	$167
Hollister	$78	$191
Beaumont	$79	$183
Ridgecrest	$79	$180
Napa	$80	$207
Palm Springs	$80	$191
Watsonville	$80	$207
Chula Vista	$81	$184
Pacifica	$82	$195
Petaluma	$82	$194
Yuba City	$82	$196
La Quinta	$83	$183
Bakersfield	$83	$202
Lodi	$83	$192
Oxnard	$84	$197
San Clemente	$84	$190
Lathrop	$84	$212
Dublin	$84	$220
Santa Rosa	$84	$210
La Mesa	$85	$184
San Ramon	$85	$206
Santa Barbara	$85	$172
San Diego	$86	$192
Campbell	$86	$191
San Mateo	$86	$212
Fresno	$86	$189
Novato	$87	$185
Vista	$87	$184
Santee	$87	$177
Hemet	$87	$194
Concord	$88	$213
National City	$88	$187
San Marcos	$88	$189
Pittsburg	$88	$229
Poway	$89	$186
Oceanside	$89	$184
Santa Clara	$90	$211
Antioch	$90	$226
Brentwood	$90	$227
Saratoga	$90	$224
Norco	$91	$180
Stockton	$91	$225
Ceres	$91	$212
Milpitas	$91	$207
Palo Alto	$91	$200
Fairfield	$91	$218
San Jose	$91	$211
Tracy	$91	$217
Fremont	$92	$226
Laguna Niguel	$92	$204
Placentia	$94	$207
Modesto	$95	$211
Camarillo	$95	$205
Cupertino	$96	$218
San Leandro	$96	$238
Roseville	$96	$202
Colton	$96	$215
Brea	$96	$200
Chino	$97	$222
Riverside	$97	$208
El Cerrito	$97	$207
Temecula	$97	$204
Aliso Viejo	$98	$198
Redlands	$98	$196
Victorville	$98	$218
Lake Forest	$98	$211
Wildomar	$98	$195
Richmond	$98	$270
Santa Ana	$98	$214
Moreno Valley	$99	$220
West Sacramento	$99	$213
Rialto	$99	$235
South San Francisco	$100	$256
San Bernardino	$100	$227
Hesperia	$100	$221
Orange	$101	$209
Elk Grove	$101	$218
Newport Beach	$102	$214
Folsom	$102	$220
Thousand Oaks	$102	$215
Adelanto	$102	$251
San Pedro	$103	$242
Oakland	$104	$258
Ontario	$105	$226
Anaheim	$105	$224
Sacramento	$106	$231
Berkeley	$106	$247
Irvine	$106	$232
Rancho Cucamonga	$106	$231
Chino Hills	$107	$244
La Puente	$108	$234
Azusa	$108	$219
Buena Park	$108	$227
Paramount	$109	$248
Norwalk	$110	$242
Torrance	$111	$239
San Francisco	$111	$280
Bell Gardens	$112	$271
Cypress	$115	$225
Lynwood	$116	$275
Long Beach	$116	$251
Covina	$117	$225
Fountain Valley	$117	$220
La Mirada	$118	$226
Carson	$119	$267
Lancaster	$123	$256
Diamond Bar	$123	$262
Santa Monica	$124	$299
El Monte	$125	$261
Compton	$128	$292
Santa Clarita	$128	$250
Culver City	$129	$280
Temple City	$130	$300
Pasadena	$132	$268
Walnut	$133	$292
Cerritos	$137	$277
Inglewood	$144	$316
Burbank	$152	$308
San Gabriel	$153	$296
Los Angeles	$161	$335
Northridge	$169	$356
Reseda	$169	$357
Winnetka	$170	$363
West Hollywood	$176	$382
Studio City	$179	$338
Beverly Hills	$180	$371
Glendale	$187	$391

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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