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About Timothy's expertise
Timothy Moore is a personal finance writer covering insurance, credit, loans, taxes, and banking. As a Certified Financial Education Instructor, Timothy simplifies complex financial topics to help everyday Americans make better decisions about insurance, budgets, and credit usage.
Timothy has covered personal finance, including automotive, home, pet, and life insurance, for 15 years. You can find his work on sites such as USA Today, TIME, Forbes, Business Insider, Credible, LendingTree, LendEDU, and The Penny Hoarder, as well as with insurers, banks, and lenders such as Kin, SoFi, Chime, and New American Funding. Timothy also serves as the editorial director of a niche travel magazine (print and digital).
Our Editorial Guidelines
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Learn more about our editorial team and editorial guidelines here
Timothy's latest posts
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Cheap Car Insurance Quotes in Newark (May 2026)
The cheapest car insurance in Newark, New Jersey, comes from CSAA, at an average of $143 per month for a liability-only policy. But Newark’s high levels of freight and tourism traffic, winter weather, and high number of ticketed drivers make full coverage a good idea for city drivers.
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Cheapest Car Insurance Quotes in Oklahoma City (May 2026)
The cheapest car insurance company in Oklahoma City is State Farm, with an average rate of $43 per month for a liability-only policy. Rates in OKC are higher than elsewhere in the state because of the city’s poor road conditions, heavy highway through traffic, and high vehicle theft rate.