Cheapest Auto Insurance in Anaheim, California (2025)

Sun Coast offers the cheapest car insurance in Anaheim, with minimum-coverage policies as low as $100 per month.

Christy Rakoczy
Written byChristy Rakoczy
Christy Rakoczy
Christy Rakoczy

Christy Rakoczy has been a personal finance and insurance writer for over a decade. Her work has been published on USA Today, MSN, Yahoo Finance, Credit Karma, Forbes Advisor, and more. Christy has a JD from UCLA School of Law and previously worked as a data analyst for Blue Cross and as a paralegal studies instructor before transitioning to writing full time.

Christy has been a contributor at Insurify since August 2023.

Danny Smith
Edited byDanny Smith
Photo of an Insurify author
Danny Smith
  • Licensed auto and home insurance agent

  • 4+ years in content creation and marketing

As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

Featured in

media logo

Updated

Save up to $1,025 by comparing quotes from the top 100+ insurance companies

Excellent
Secure. Free. Easy-to-use.
ProgressiveLiberty MutualAllstate
Advertiser Disclosure

At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.

We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.

Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.

Cheapest recent rates near Anaheim, California

Drivers in and around Anaheim, California have found policies from Kemper Special, Mercury, Bristol West, and more, through Insurify in the last few days.

*Quotes generated for Insurify users in and around Anaheim, California within the last 10 days. Last updated on January 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from January 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Anaheim, California within the last 10 days. Last updated on January 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from January 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Drivers in Anaheim pay an average of $216 per month for car insurance. The city’s rates are slightly lower than California’s average of $205 and well below the national average of $152 per month.

Anaheim has a smaller population than other major California cities, including Los Angeles and San Diego.[1] But it’s home to Disneyland, which saw an estimated 16.8 million visitors in 2022.[2] The presence of tourists increases accident risks, which may contribute to Anaheim’s slightly higher rates.

Rates vary between insurers, though, so it’s important to compare car insurance quotes from multiple companies to find the best rate.

Quick Facts
  • Sun Coast, Anchor, and Mercury are the cheapest car insurance companies for Anaheim residents.

  • California is an at-fault state for car insurance.

  • Insurers in California can’t use your credit score when determining your rates.

Cheapest car insurance companies in Anaheim

Car insurance costs vary based on your insurer, driving record, coverage needs, and various other factors. A company that provides low-price coverage for one motorist with a specific driving profile may not offer a low rate for another driver.

It’s always best to shop around on your own or with the help of an independent insurance agent and compare options to find the best auto insurance company in each situation. To help you get started, here are some companies offering low-cost coverage for Anaheim drivers.

Insurance Company
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
Full Coverage
Liability Only
Best for
Mercury8.0$193$109Driers with a DUI
Travelers9.0$398$197Drivers with an at-fault accident
Mile Auto7.5$108$60Teen drivers
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for drivers with a DUI: Mercury

User Reviews
3.7
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.0 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$115/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$203/mo
3.7
A solid optionBased on 488 verified guest reviews and ratings
Mercury's score
Industry average
Coverage options3.53.2
Customer service3.33.6
Discounts3.12.9
Policy transparency3.43.1
Value32.9
How drivers feel about Mercury

Drivers appreciate the exceptional service, fair prices, and attentive support, but some find the premiums can increase unexpectedly.

AI-generated from the text of verified reviews collected by Insurify
Best For
Competitive rates
Rideshare drivers
Numerous discounts
How drivers feel about Mercury

Drivers appreciate the exceptional service, fair prices, and attentive support, but some find the premiums can increase unexpectedly.

AI-generated from the text of verified reviews collected by Insurify
Best For
Competitive rates
Rideshare drivers
Numerous discounts
Reviews (269)

William

January 8, 2025

Verified Review

Average

I've never had to file a claim, however, the price kept increasing.

Joshua

January 7, 2025

Verified Review

My claim was handled professionally and efficiently

Professional

Simeon

December 28, 2024

Verified Review

Excellent

Very good.
See all Mercury reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
827
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.48
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A
Why we picked this company

Mercury offers affordable auto insurance for drivers after a DUI, well below the national average rate.

Pros
  • Numerous coverage options, discounts, and bundling opportunities

  • Competitive auto insurance prices

Cons
  • Only available in 11 states (including California)

  • Only available in 11 states (including California)

Best insurer for drivers with an at-fault accident: Travelers

User Reviews
4.7
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.0 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$208/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$419/mo
4.7
Best choiceBased on 779 verified guest reviews and ratings
Travelers's score
Industry average
Coverage options4.63.2
Customer service4.43.6
Discounts4.22.9
Policy transparency4.53.1
Value4.32.9
How drivers feel about Travelers

Drivers appreciate the lowest prices, excellent service, and responsive call centers but dislike the rising premiums and poor claims handling.

AI-generated from the text of verified reviews collected by Insurify
Best For
Numerous discounts
Gap insurance
Rideshare coverage
How drivers feel about Travelers

Drivers appreciate the lowest prices, excellent service, and responsive call centers but dislike the rising premiums and poor claims handling.

AI-generated from the text of verified reviews collected by Insurify
Best For
Numerous discounts
Gap insurance
Rideshare coverage
Reviews (404)

Jennifer

January 13, 2025

Verified Review

Good Communicators

I've had a generally good experience with them. They are very communicative.

Marc

January 9, 2025

Verified Review

Switching to Travelers was Painless

The agent worked with me to get the best value and coverage for me.

Shannon

January 6, 2025

Verified Review

Great Insurance for Car and Home

I personally love Travelers Insurance. They even reduced my car insurance this year.
See all Travelers reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
829
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.94
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

Insurers charge higher car insurance rates for drivers after at-fault crashes due to the added risk. Travelers offers affordable rates for drivers with a crash on their record and accident forgiveness for drivers who purchase a Responsible Driver Plan.

Pros
  • Offers many opportunities to earn discounts, including early quote discounts and savings for electric car ownership

  • Offers many types of insurance coverage, so you may be able to get all the insurance you need from one insurer while scoring savings for bundling coverage

Cons
  • Received poor marks from some reviewers, earning just 2.1 out of 5 stars on Trustpilot

  • Not among the top insurers in California in J.D. Power’s customer satisfaction study

Best insurer for teen drivers: Mile Auto

User Reviews
4.2
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
7.5 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$60/mo
4.2
Best choiceBased on 68 verified guest reviews and ratings
Mile Auto's score
Industry average
Coverage options3.93.2
Customer service3.73.6
Discounts42.9
Policy transparency3.83.1
Value42.9
Reviews (36)

Richard

January 13, 2025

Verified Purchase

Loose Time Frames

They give you two days to submit a picture of your mileage, and then they threaten to charge you for 40 miles a day.

James

January 13, 2025

Verified Purchase

So far, so good. It's better than paying six or seven hundred a month. I'll let others know. Thanks.

So far, so good. It's better than paying six or seven hundred a month. I'll let others know. Thanks.

Matthew

January 9, 2025

Verified Purchase

Great Cheap Auto Insurance!

Give them a try if you are a new driver and drive an old car that will get totaled in any accident due to the repair costs exceeding the fair market value of your car.
See all Mile Auto reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NR
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
NR
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NR
Why we picked this company

Mile Auto provides affordable coverage for teen drivers, which is important in Anaheim, where nearly a quarter (23%) of the population is younger than 18. Premium prices can be customized based on driving habits, like how often you drive, which can be helpful for teens just learning to drive.

Pros
  • Low rates for drivers with low mileage

  • No use of tracking devices on your vehicle

Cons
  • Doesn’t offer discounts or bundles

  • Available in only nine states

Find Cheap Car Insurance in Anaheim, California

Rates start at $100 per month for liability coverage

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualAllstate

How to get the cheapest car insurance in Anaheim

Insurers consider a variety of factors when setting your insurance rates, including your age, driving record, and location. Each company weighs these factors differently, so you’ll need to shop around to find the cheapest car insurance in Anaheim.

Here are some tips you can use to find the most affordable option for your unique situation:

  • Apply for discounts. Auto insurance companies usually offer various discounts that can help you save money, such as good student and defensive driver discounts.

  • Bundle your home and auto insurance policies. Bundling your car insurance with homeowners, renters, or even life insurance could land you a discount on coverage.

  • Select a higher deductible. A higher deductible means a lower premium. But be sure you can afford to pay it out of pocket if you need to file a claim.

  • Maintain a clean driving record. Drivers with clean records pay the cheapest premiums. Drive responsibly and avoid traffic violations.

  • Shop around. Compare quotes from at least three car insurance companies before buying a policy. Insurance companies weigh factors differently, so you may find cheaper rates for the same coverage from certain companies.

Cheapest liability-only car insurance in Anaheim: Sun Coast

Liability car insurance covers the other driver’s property damage and injury costs from an at-fault accident. It doesn’t cover your own medical bills or property damages, though. Because liability insurance meets the state’s minimum requirements and offers no additional coverage, it’s usually the cheapest auto policy available.

The cheapest insurer for liability-only car insurance in Anaheim is Sun Coast, with an average cost of $100 per month. The table below provides details about the average cost of affordable liability-only insurance in Anaheim.

The below rates are estimated rates current as of: Wednesday, January 1 at 11:00 AM PST
Insurance Company
Average Monthly Quote
Sun Coast$100
Anchor$114
Mercury$115
USAA$129
National General$139
Direct Auto$156
GEICO$172
Allstate$178
Farmers$183
State Farm$198
Travelers$208
21st Century$227
Bristol West$229
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Anaheim: Mercury

Full-coverage auto insurance includes all liability coverages mandated by the state, as well as collision and comprehensive coverages. Comprehensive coverage pays for damage you experience due to non-collision events, while collision coverage pays for damage from collisions with other vehicles or stationary objects, like trees or telephone poles.

The cheapest insurer for full-coverage car insurance in Anaheim is Mercury, with an average cost of $203 per month. The table provides details on some affordable insurers and their average monthly quotes.

The below rates are estimated rates current as of: Wednesday, January 1 at 11:00 AM PST
Insurance Company
Average Monthly Quote
Mercury$203
Sun Coast$251
USAA$259
Anchor$303
GEICO$346
National General$351
Allstate$358
Direct Auto$360
Farmers$369
State Farm$398
Travelers$419
Bristol West$420
21st Century$456
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest recent rates near Anaheim, California

Drivers in and around Anaheim, California have found policies from Aspire General, National General, Kemper RSVP, and more, through Insurify in the last few days.

*Quotes generated for Insurify users in and around Anaheim, California within the last 10 days. Last updated on January 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from January 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Anaheim, California within the last 10 days. Last updated on January 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from January 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance requirements in California

California requires all drivers to carry liability coverage. State lawmakers approved an increase in coverage limits, which takes effect on Jan. 1, 2025. The table below reflects this change and the types and amount of coverage all Anaheim drivers need to carry:[3]

Coverage
2024 Coverage Limits
2025 Coverage Limits
Bodily injury liability$15,000 per person / $30,000 per accident$30,000 per person / $60,000 per accident
Property damage liability$5,000 per accident$15,000 per accident

Drivers should also consider purchasing other types of coverage for more thorough protection, including:

  • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

    Uninsured/underinsured motorist coverage

    Uninsured/underinsured motorist coverage pays for accident-related damages caused by drivers with insufficient insurance.

  • illustration card https://a.storyblok.com/f/162273/x/4c9753bdbe/medical-payments.svg

    Medical payments coverage

    Medical payments coverage pays for immediate medical care after an accident, regardless of fault.

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    Collision coverage pays for damage caused by a collision with another vehicle or an object like a telephone pole or fence.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive coverage pays for non-collision damages, like vandalism, theft, and severe weather.

  • illustration card https://a.storyblok.com/f/162273/x/abffe6238f/financial-protection.svg

    Gap insurance

    Gap insurance can cover the difference between your loan balance and your insurance settlement after your vehicle is deemed a total loss.

California’s Low Cost Auto Insurance Program

illustration card https://a.storyblok.com/f/162273/150x150/885773089c/states_california.svg

CA Insurance Program

California offers a low-cost auto insurance program to help drivers meet minimum coverage requirements. The program offers affordable coverage for drivers who can’t otherwise afford to comply with state insurance requirements. Drivers can call 1 (866) 602-8861 to determine eligibility and find out the price for coverage.[4]

Cheapest car insurance for drivers with an incident

Drivers could see auto insurance rates increase after an incident. Incidents include speeding tickets, moving violations, at-fault accidents, driving under the influence, and lapses in insurance. Drivers with these incidents on their record appear high risk to an insurer and often face premium increases as a result.

You can still find affordable car insurance with blemishes on your driving record, though. Every insurer weighs driving factors differently, and some even specialize in coverage for drivers with incidents in their driving history. Below, you’ll find the most affordable insurers in Anaheim for drivers of varying driving histories.

Shop for Car Insurance in Anaheim, CA

Monthly rates start at $119 for drivers with an incident

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualAllstate

Cheapest car insurance for drivers with a speeding ticket: Sun Coast

Insurers typically increase premiums for drivers who have a speeding ticket on their record, depending on the severity and number of tickets. Not all insurers impose the same penalty for speeding, though, so it’s important to compare quotes from multiple companies before buying a policy.

The cheapest insurer for drivers with a speeding ticket in Anaheim is Sun Coast, with an average cost of $129 per month. The table below also shows more affordable options.

The below rates are estimated rates current as of: Wednesday, January 1 at 11:00 AM PST
Insurance Company
Clean Driving Record
With Speeding Ticket
Sun Coast$100$129
Anchor$114$141
Mercury$115$154
USAA$129$161
National General$139$174
Direct Auto$156$195
GEICO$172$215
Allstate$178$222
Farmers$183$228
State Farm$198$244
Travelers$208$262
21st Century$227$293
Bristol West$229$288
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: Sun Coast

Your insurance company will likely raise your rates after an at-fault accident, as it has to pay out the claim and will now consider you a higher risk to insure than drivers with clean records. Some insurers raise rates less after at-fault accidents than others, so it’s important to compare quotes.

The cheapest insurer for drivers with an at-fault accident in Anaheim is Sun Coast, with an average cost of $122 per month. The table below shows affordable insurers for drivers with an accident on their record.

The below rates are estimated rates current as of: Wednesday, January 1 at 11:00 AM PST
Insurance Company
Clean Driving Record
With Accident
Sun Coast$100$122
Anchor$114$152
Mercury$115$155
USAA$129$161
National General$139$173
Direct Auto$156$200
GEICO$172$215
Allstate$178$222
Farmers$183$228
State Farm$198$245
Travelers$208$262
21st Century$227$291
Bristol West$229$286
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: Sun Coast

DUIs are considered very high-risk behavior — they increase the risk of a collision significantly, so many insurers substantially increase premiums after an arrest for impaired driving. Some insurers raise premiums more than others, and some may even refuse to cover you.[5]

The cheapest insurer for drivers with a DUI in Anaheim is Sun Coast, with an average cost of $142 per month. You can also compare other insurers listed in the table below to see which will provide affordable coverage for you after a DUI.

The below rates are estimated rates current as of: Wednesday, January 1 at 11:00 AM PST
Insurance Company
Clean Driving Record
With DUI
Sun Coast$100$142
Anchor$114$155
Mercury$115$164
USAA$129$198
National General$139$213
Direct Auto$156$239
GEICO$172$264
Allstate$178$273
Farmers$183$281
State Farm$198$304
Travelers$208$319
21st Century$227$348
Bristol West$229$351
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: Sun Coast

Senior drivers sometimes present an increased collision risk due to delayed reaction times and worsening health. As a result, your age can cause premium increases.

The cheapest insurer for senior drivers in Anaheim is Sun Coast, with an average cost of $87 per month. Check out the table below to also see more affordable options.

The below rates are estimated rates current as of: Wednesday, January 1 at 11:00 AM PST
Insurance Company
Liability Only
Full Coverage
Sun Coast$87$219
Mercury$95$167
Anchor$96$255
USAA$106$213
National General$109$276
Direct Auto$125$288
GEICO$141$283
Allstate$147$295
Farmers$147$296
State Farm$158$318
Travelers$167$337
21st Century$175$352
Bristol West$189$346
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: Sun Coast

Insurers consider teen drivers to be high risk due to elevated accident rates, limited driving experience, and difficulty with impulse control. Teens can keep insurance costs down by remaining on their parents’ insurance, qualifying for good student discounts, and driving a safe vehicle.

The cheapest insurer for teen drivers in Anaheim is Sun Coast, with an average cost of $169 per month. You can also find affordable options in the table below.

The below rates are estimated rates current as of: Wednesday, January 1 at 11:00 AM PST
Insurance Company
Liability Only
Full Coverage
Sun Coast$169$423
Anchor$191$508
Mercury$202$357
USAA$218$437
National General$274$692
GEICO$277$558
Direct Auto$286$660
Allstate$320$644
Farmers$321$647
State Farm$343$690
Travelers$378$762
Bristol West$386$707
21st Century$387$778
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Compare Car Insurance Rates in Anaheim

Insurify partners with 100+ top insurers to show the most real-time quotes

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualAllstate

Is car insurance more expensive in Anaheim?

Anaheim drivers pay an average of $216 per month for car insurance, slightly less than both the state and national averages. Accident rates, driver demographics, and crime rates can all affect auto insurance costs in a given area.

More cities in California

Some California cities have more expensive auto insurance rates than Anaheim, but others offer more affordable coverage. For example, the average monthly cost of full-coverage auto insurance in Anaheim is more expensive in Bakersfield but less expensive than in San Francisco. The table below shows what you can expect to pay in different cities.

City
Average Quote: Liability Only
Average Quote: Full Coverage
Bakersfield$116$245
Berkeley$133$286
Fresno$122$238
Glendale$241$443
Los Angeles$211$383
Oakland$147$335
Sacramento$144$291
San Diego$118$240
San Francisco$147$326
San Jose$129$256
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Anaheim car insurance FAQs

Finding the right car insurance can be difficult. Below are answers to some of the most commonly asked questions about car insurance in Anaheim.

  • How much is car insurance in Anaheim?

    On average, car insurance in Anaheim costs $276 per month for full coverage and $155 for liability-only insurance. But your premium will depend on factors like your location, driving record, age, and gender.

  • Who has the cheapest car insurance in Anaheim?

    Sun Coast offers the cheapest car insurance rates in Anaheim, starting at $100 for liability-only coverage. Anaheim drivers can also find cheap rates from Anchor and Mercury, which have liability rates as low as $114 and $115, respectively.

  • What are the best car insurance companies in Anaheim?

    Many reliable insurers offer coverage in Anaheim, but Mercury, Travelers, and Mile Auto stand out as the best car insurance companies for certain types of drivers. Mercury is good for drivers with DUIs, Travelers is a good fit for drivers with at-fault accidents, and Mile Auto is an excellent fit for teen drivers.

  • What are the minimum car insurance requirements in California?

    All drivers in California must carry $30,000 per person and $60,000 per accident in bodily injury liability coverage, as well as $15,000 per accident in property damage liability coverage.

  • Is California a no-fault state?

    No. California isn't a no-fault state for auto insurance. California is an at-fault state, meaning the driver responsible for causing an accident is financially liable for the injuries and damage they cause.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. Census.gov. "U.S. Census Bureau QuickFacts: Anaheim city, California."
  2. Themed Entertainment Association. "The Global Attractions Attendance Report."
  3. State of California Department of Motor Vehicles. "Insurance Requirements."
  4. California Department of Insurance. "California's Low Cost Auto Insurance Program."
  5. Nolo. "Will My Car Insurance Cover My DUI Car Accident?."
Christy Rakoczy
Christy Rakoczy

Christy Rakoczy has been a personal finance and insurance writer for over a decade. Her work has been published on USA Today, MSN, Yahoo Finance, Credit Karma, Forbes Advisor, and more. Christy has a JD from UCLA School of Law and previously worked as a data analyst for Blue Cross and as a paralegal studies instructor before transitioning to writing full time.

Christy has been a contributor at Insurify since August 2023.

Danny Smith
Edited byDanny Smith
Photo of an Insurify author
Danny Smith
  • Licensed auto and home insurance agent

  • 4+ years in content creation and marketing

As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

Featured in

media logo

Compare Car Insurance Quotes Instantly

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualAllstate

Latest Articles

View all