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Edited by Olivia Oksenhorn | Reviewed by licensed insurance agent, Amber Benka
Last Updated February 4, 2022
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Car Insurance in Fontana, CA
Quick Facts
- The average cost of car insurance in Fontana is $220 per month, or $2640 annually.
- Car insurance in Fontana is $43 more than the average cost of car insurance in California.
- The cheapest car insurance provider in Fontana on average is Mile Auto, but you should always compare quotes to find your best personal rate.
Quotes by Top Companies
Cheapest Car Insurance in Fontana, CA
Insurance Provider in Fontana | Quotes |
---|---|
GEICO | $76 /mo |
Nationwide | $121 /mo |
Mercury | $144 /mo |
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Average Car Insurance Cost
California Cities | |
---|---|
Los Angeles | $195/mo |
San Diego | $173/mo |
San Jose | $212/mo |
San Francisco | $132/mo |
Fontana | $114/mo |
California | $165/mo |
Minimum Car Insurance Requirements in California
All motor vehicles operated or parked on California roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:
- Requested by law enforcement
- Renewing vehicle registration
- The vehicle is involved in a car accident
The minimum liability insurance requirements for private passenger vehicles in California[1] are:
- $15,000 per person for bodily injury
- $30,000 per accident for bodily injury
As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. California is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.
- $5,000 per accident for property damage
If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.
Find local Fontana agents
Freeway Insurance
9800 Sierra Ave Suite B 2,
Fontana, CA 92335Shaver Insurance
17480 Arrow Blvd #20,
Fontana, CA 92335Auto Solutions Insurance Services, LLC - Auto and Commercial Truck Insurance
16055 E,
Foothill Blvd, Fontana, CA 92335Fiesta Auto Insurance & Tax Service
16737 Foothill Blvd Suite #200,
Fontana, CA 92335El Monte Insurance Agency
8814 Sierra Ave,
Fontana, CA 92335Active Auto Insurance
16843 Valley Blvd STE C,
Fontana, CA 92335'Veronica''s Insurance Fontana'
16980 Foothill Blvd,
Fontana, CA 92335All Types Insurance Agency
16655 Foothill Blvd #102,
Fontana, CA 92335Caren Adams: Allstate Insurance
7950 Cherry Ave STE 110,
Fontana, CA 92336Promax Insurance Agency Inc - Mercury Insurance Agent
7950 Cherry Ave STE 114,
Fontana, CA 92336
FAQs - Fontana, CA Car Insurance
Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim. If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs. Car insurance rates vary by state, driver, and company. Click here to find the cheapest car insurance quotes and companies in your area. If you’re looking for rates tailored to you, use Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts.
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- Personalized quotes in 5 minutes or less
- No signup required
Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.
Insurify Insights
How Fontana Drivers Measure Up
While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Fontana, California below:
Methodology
Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Fontana drivers measure up to their fellow motorists across California in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.
Honda Civic
Most Popular Car in Fontana
#94
City with the Most Speeding Tickets Rank in California
#145
City with the Most Moving Violations Rank in California
#94
City with the Most DUIs Rank in California
#106
City with the Most Suspended Licenses in California
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Fontana drivers rank 129 in the number of car accidents per driver across all cities in California.
- Rank within state: #129
- Percent of drivers in Fontana with an accident: 4.94%
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Fontana drivers rank 94 in the number of DUI’s per driver across all cities in California.
- Rank within state: #94
- Percent of drivers in Fontana with a DUI: 2.5%
Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in California, Fontana drivers rank 53 in the number of reckless driving offenses per driver.
- Rank within state: #53
- Percent of drivers in Fontana with a reckless driving offense: 0.04%
The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in California, Fontana drivers rank 129 in rude driving infractions.
- Rank within state: #129
- Percent of drivers in Fontana with a reckless driving violation: 0.51%
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in California, Fontana drivers rank 94 in the number of speeding infractions per driver.
- Rank within state: #94
- Percent of drivers in Fontana with a speeding ticket: 7.2%
Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Fontana drivers rank 5 in clean driving records across all cities in California.
- Rank within state: #5
- Percent of drivers in Fontana with clean record: 10.39%
As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Fontana drivers rank 131 in hybrid and electric vehicle ownership across all cities in California.
- Rank within state: #131
- Percent of drivers in Fontana with a hybrid/electric vehicle: 0.97%
Insurify Insights
Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.
Sources
- California Department of Motor Vehicles. "State Minimum Car Insurance." Accessed May 28, 2022